Your Life Simplified: A Financial & Wealth Management Podcast

Latest Episodes:

Pension Planning Sep 22, 2022

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In this episode of Your Life Simplified, Valerie Escobar, senior wealth advisor, and Michael MacKelvie, wealth advisor, talk about pensions and how you can use your pension to elevate your retirement plan. Mike and Valerie discuss the factors to consider when thinking about your pension, risk factors and the other pension options that may be available to you.

Tax-Loss Harvesting Sep 15, 2022

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In this episode of Your Life Simplified, Valerie Escobar, senior wealth advisor, and Michael MacKelvie, wealth advisor, discuss the ins and out of tax-loss harvesting. Topics discussed include the selling of a security, capital gains brackets and tax deferrals.

Executive Compensation Sep 08, 2022

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Compensation for executives can come in different forms and be more complicated than simply earning a salary. In this episode of Your Life Simplified, Valerie Escobar, senior wealth advisor, and Natalie Haggard, senior wealth advisor, discuss the different retirement plans that are advantageous to executives, compensation in the form of stock and strategies to effectively make the most of your executive compensation.

Long-Term Care Insurance Explained Sep 01, 2022

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Long-term care insurance can be complex and costly. With so many different plans available, it can be difficult to know which one is right for you and your family. In this episode of Your Life Simplified, Valerie Escobar, senior wealth advisor, and Mike MacKelvie, wealth advisor, discuss the thing you should consider when searching for a long-term care insurance plan and how to have a successful long-term care plan in place to save money and have the essential care required.

College Funding Aug 25, 2022

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In this episode of Your Life Simplified, Valerie Escobar, senior wealth advisor, and Mike MacKelvie, wealth advisor, discuss the complexity of college funding and strategies to tackle to rising cost of college. Mike and Valerie weed through the complexity of paying for college talk about effective ways to pay for college including 529 plans, Roth IRAs, brokerage accounts, and things to consider before applying to a school.

Cash Flow Management Aug 18, 2022

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How do you, as an investor, sift through all these choices that you have when creating your wealth plan? What's the order of operations when building your financial plan and managing your cash flow? In this week's podcast episode, Mike MacKelvie, wealth advisor, is joined by special guest Abby Foster, associate wealth advisor, as they discuss tips to help maximize your wealth through this order of operations as you pursue your financial goals.

ESG: Align investments with Values Aug 11, 2022

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The one constant in life is change, and the investment world is certainly no exception. As the world changes, more investors seek to invest in a socially responsible way. In this week's podcast episode, Valerie Escobar, senior wealth advisor, and Mike MacKelvie, wealth advisor, talk about how you can invest in a socially responsible way. This area of investing can seem overwhelming and complicated, but we break it down for you:

SRI=Socially Responsible Investing – This is typically religious or moral principles. We'll screen for things people like to avoid and exclude them from investment.

ESG=Environments, Social, Governance – This could be pollution, green energy initiatives, labor relations or customer satisfaction.

SCI=Socially Conscious Investing is a combination of SRI and ESG.

How Inflation Impacts Yields Aug 04, 2022

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Inflation is unavoidable right now. You see it every where you look and on the news, but what can we do to combat this inflation? Is there anything you can be doing differently in your portfolio? In this week's podcast episode, Valerie Escobar, senior wealth advisor, and Mike MacKelvie, wealth advisor, talk through several different variables affecting inflation.

5 Costly Estate Planning Errors Jul 28, 2022

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An estate plan can play an important part in your overall wealth plan and can make a large impact on your spouse and children. Taking a few steps can help ensure that your estate doesn't end up in probate and your family isn't left with a headache. On today's episode, Mike MacKelvie is joined by special guest Drew McDowell, attorney and senior wealth advisor at Mariner Wealth Advisors, as they talk through 5 costly estate planning errors that celebrities like Prince, Whitney Houston and James Gandolfini made in their own estate plan and learn what you can do to help make sure you're not making these same mistakes.

Don't Let Headlines Derail Your Investing Plans Jul 21, 2022

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When keeping up with the, sometimes sensational, media coverage of the markets, things can seem bleak without proper context. In this week's episode, Valerie Escobar and Mike MacKelvie talk us through how to assess the information we glean from these news story headlines, and how it might impact our investing plans.