Wealth and Health Podcast

Latest Episodes:

Available NOW: Get Paid to Buy Walmart Stock at a 20% Discount Jun 22, 2026

Show notes

What if you could own Walmart at a 20% discount from today's price — and get paid while you wait?

While the market is selling off and chip stocks are having one of their worst weeks in over a year, most investors are either panic selling or paying full price for "safe" stocks like Walmart. There's a smarter way.

In this episode, I show you the exact trade I made — straight from my real brokerage account — that lets me:

✅ Own Walmart roughly 20% cheaper than it trades today ✅ Get paid just to ENTER the trade (most traders pay to open) ✅ Win whether Walmart goes UP, DOWN, or SIDEWAYS ✅ Use a fully defined risk version if naked puts make you nervous ✅ Take advantage of a trade structure that outperforms in both bull AND bear markets

This is NOT a prediction. I don't make predictions. This is a structure — and structure always beats prediction.

What You'll Learn:

📌 Why buying Walmart stock at full price today is the wrong move 📌 How selling a put option works (explained in plain English — no experience needed) 📌 The exact 1-1-2 trade structure I used: call debit spread financed by selling puts 📌 How I got PAID to enter a defensive trade during a market selloff 📌 The #1 mistake beginners make that turns this strategy into gambling 📌 The defined risk version — same idea, strictly limited downside 📌 The mindset that keeps me calm when markets are crashing 📌 My real verified account results — including March 2026 when the market was down 7% and I was down less than 1%

The Honest Risk: If Walmart drops far below the $95 strike price, you own it at a loss — not a bargain. No trade is risk-free. This one just pays you to take a risk you already wanted: owning a defensive blue-chip company at a big discount.

The #1 Rule: Only sell puts on companies you genuinely WANT to own at that price. Selling puts on a stock you don't want to own is gambling for premium. The discipline IS the edge.

Who Is David Jaffee? Former Wall Street investment banker (Morgan Stanley) and Ivy League graduate with 10+ years of verified options trading experience. Every trade shown is real — pulled directly from live brokerage statements, not demo accounts.

📊 March 2026: Market down ~7%. My account down less than 1%. 📊 Last 12 months: ~78% total verified return. 📊 Members receive every trade in real time — with a 14-day free trial.

I Got Paid to Open AND Close This Trade (Real Proof) Jun 21, 2026

Show notes

I got paid to put this trade on — and paid again to take it off. In this episode, I walk through a real XSP trade from my own brokerage statements: I opened a call debit spread (758/761) financed by selling puts for a net CREDIT, then closed the call spread the next trading day for another $210 credit. I break down exactly how the structure wins whether the market goes up or down, how to run the same trade on SPY if you want to own shares at a discount, and a Section 1256 tax advantage most options traders miss.

⚠️ These are real, verified trades — analysis, not prediction. Not financial or tax advice.

Win when you're right. Win when you're wrong. Never gamble.

▶ See every trade I make (14-day trial): https://beststockstrategy.com/members... ▶ My verified 12-month statements: https://beststockstrategy.com/results/

#options #optionstrading #XSP #SPY #stockmarket

I Was Wrong on NVDA and Still Profited (Real Options Trade) Jun 10, 2026

Show notes

I was wrong about which way NVDA would move — and my trade still made money. In this episode, I walk through the exact trade from my real brokerage statement: the setup, the slightly bullish lean, what happened when NVDA dropped, the adjustment I made, and why the STRUCTURE still paid me ~$182 even though I was wrong on direction.

In this video: The exact NVDA trade and why I set it up this way My directional lean — and what happened when I was wrong The adjustment I made when NVDA fell Why the structure won anyway (something being long the stock can't do)

Brokerage statement screenshot results shown at [0:36].

Win when you're right. Win when you're wrong. Never gamble.

🔗 14-day trial of my live options trade alerts: https://BestStockStrategy.com 🔗 Free $400+ of options training: https://beststockstrategy.com/stock-m...

About me: Ivy League graduate. Former Wall Street investment banker (Morgan Stanley, CIBC). 10+ years full-time options trader. 2,500+ students across 70+ countries. The only options coach publishing verified E*TRADE brokerage statements.

#OptionsTrading #NVDA #SellingOptions #StockMarket #OptionsForBeginners

DISCLAIMER: Nothing in this video is financial advice. I am not a registered investment advisor. All examples are for educational purposes only. Trade at your own risk.

I Show My Actual Trading Statements (12-Month Results Revealed) May 07, 2026

Show notes

Most trading gurus show you screenshots. I show you my actual brokerage statements. In this episode, I walk through my real trading results for the last 12 months across two accounts—including the good months, the bad months, and the most important lessons I learned.

12-Month Highlights (Account 1: ~$1.2M → ~$2M): ✅ April 2025: +6.6% ✅ May 2025: +14.8% ✅ June 2025: +11.2% ✅ March 2026 (market down 7-10%): We were down less than 1% ✅ April 2026: +8.9%

12-Month Highlights (Account 2: ~$320k → ~$690k): ✅ June 2025: +30% ✅ July 2025: +13.4% ✅ March 2026 (market down 7-8%): We were down only 2.8% ✅ April 2026: +16.4%

The Most Important Lessons for Beginners:

Targeting 2.5% per month is better than chasing 6%+ (more risk = more volatility) Buying AND selling options protects you during crashes Keeping cash in fixed income (earning 4.5%) makes your idle money work for you Hedging with puts reduces your downside WITHOUT giving up upside One member told me: "In 10 days of trading, I have already surpassed my 3-month $1,250 subscription fee in profits."

If you want to learn this exact strategy, visit https://beststockstrategy.com/members...

Chapters: 0:00 – Introduction: 12 Months of Real Results 0:00 – Account 1: Monthly Returns Breakdown 0:00 – How We Lost Less Than 1% When the Market Fell 10% 0:00 – Why I Target 2.5% Per Month (Not 6%+) 0:00 – My Best Stock Picks: Google, Amazon, NVIDIA, Palantir 0:00 – Account 2: Monthly Returns Breakdown 0:00 – Why Account 2 is More Volatile (Concentration Risk) 0:00 – The Strategy: Buying + Selling Options + Long Stock 0:00 – How to Earn 4.5% on Idle Cash 0:00 – Final Thoughts & How to Enroll

Visit https://beststockstrategy.com/members... to enroll.

#TradingResults #OptionsTrading #BeginnerInvesting #BestStockStrategy #DavidJaffee #RealTradingStatements #PassiveIncome

Can You Really Make $10,000 a Month With LEAPS on SPY? (Honest Review) May 06, 2026

Show notes

Money Talk with Rashad claims you can retire with just $170,000 by making $10,000 a month—or 70% per year—trading LEAPS options on SPY. In this honest beginner-friendly review, I break down why I believe this claim is close to 0% likely to be true.

Here's what you'll learn: ✅ What is a LEAPS option? (Explained simply for beginners) ✅ What is a Poor Man's Covered Call (PMCC)? (And why it often fails) ✅ Why selling covered calls against your LEAPS caps your upside AND leaves you with full downside risk ✅ Why every covered call ETF dramatically underperforms the market by 5-6% per year ✅ Why you can actually LOSE money on this strategy even when the market goes UP ✅ The simple math: If the S&P 500 averages 10-12% per year, how could anyone consistently make 70%?

The Real Problem With Rashad's Strategy:

He sells a 40-delta short call that gets challenged roughly 45-50% of the time When the short call goes in the money, his short delta exceeds his long delta—meaning you lose money as SPY goes UP He never shows you what to do when the trade goes wrong His real income likely comes from his paid community, not from trading Bottom Line: Based on my analysis, this strategy is likely to return 8-10% per year at best—not 70%. And a simple buy-and-hold index fund would outperform it with far less work and stress.

Real comments from viewers who noticed the same problems:

"The market averages more than 1.35% moves monthly—how do you compensate for the losses?" "This strategy has risk on both sides. I wouldn't follow it." Chapters: 0:00 – Introduction: Can You Really Retire With $170k? 0:00 – Who is Money Talk With Rashad? 0:00 – What is a LEAPS Option? (Beginner Explanation) 0:00 – The Poor Man's Covered Call Explained 0:00 – Why Covered Calls Cap Your Upside 0:00 – How You Can Lose Money Even When SPY Goes UP 0:00 – The Real Math: 70% Per Year vs. Reality 0:00 – What Happens When the Short Call Goes In the Money? 0:00 – Why Covered Call ETFs Underperform the Market 0:00 – Viewer Comments: They Noticed the Same Problems 0:00 – Final Verdict

Visit https://beststockstrategy.com to get over $400 of free beginner training.

#MoneyTalkWithRashad #LEAPSOptions #OptionsTrading #BestStockStrategy #DavidJaffee #BeginnerInvesting #SPY #CoveredCalls

5 Simple Rules That Keep Beginners From Blowing Up Their Accounts Apr 18, 2026

Show notes

Why do 90% of traders fail? It's not because they pick bad stocks—it's because they ignore basic risk management rules. In this beginner-friendly episode, I teach you the 5 iron rules that professional traders follow to survive and thrive in the stock market.

Here's what you'll learn: ✅ Rule 1: The 50% Rule – Never use more than 50-60% of your account (always keep cash in reserve) ✅ Rule 2: The 20% Rule – Never put more than 20% of your money in one stock (diversify or die) ✅ Rule 3: The Duration Rule – Only sell options that expire in 7-21 days (avoid long-dated options—they're dangerous) ✅ Rule 4: The Roll Rule – Close or roll any options beyond 21 days (don't let old positions blow up your account) ✅ Rule 5: The War Chest Rule – Keep cash ready to buy when the market crashes (use SGOV or BOX to earn interest while you wait)

Bonus Tips:

The 75% profit rule: Close your trade early if it's up 75% fast (don't get greedy) Why SPX and XSP save you money on taxes (Section 1256 explained simply) How to use AI (like Claude or Gemini) to check if you're following these rules Real Example: In March 2026, I sold SPX puts and made $4,500 in premium. The next day, the market rallied and I was up 50%—but I didn't close it (and I should have). Learn from my mistake.

These rules won't guarantee profits, but they WILL keep you alive. And in trading, survival is everything.

Visit https://beststockstrategy.com to get over $400 of free beginner training.

#TradingRules #BeginnerInvesting #RiskManagement #BestStockStrategy #DavidJaffee #OptionsTrading #StockMarket #HowToTrade

Your Cash is Losing Money: Here's How to Fix It (Simple Strategy) Apr 17, 2026

Show notes

Is your cash sitting in your brokerage account earning almost nothing? You're losing 3-4% per year to inflation. In this beginner-friendly video, I show you a simple strategy to earn 4% risk-free while still being able to trade options.

Here's what you'll learn: ✅ How to buy treasury ETFs (like SGOV or BOX) that pay you 4% per year ✅ Why these ETFs let you keep trading with the same money (it's called "margin") ✅ Which ETF saves you more on taxes (BOX is better for most people) ✅ How to protect your portfolio with cheap "insurance" options

This is the same strategy professional traders use—but I explain it step-by-step so anyone can do it. No confusing jargon. Just practical steps.

Visit https://beststockstrategy.com to get over $400 of free beginner training.

#OptionsTrading #BeginnerInvesting #SGOV #BOX #PassiveIncome #BestStockStrategy #DavidJaffee

The Market Crash Playbook: What to Do When Stocks CRASH Apr 16, 2026

Show notes

What should you do when the stock market crashes? Most people panic and sell at the bottom—then watch the market recover without them. In this beginner-friendly episode, I show you a simple step-by-step plan to buy stocks at the bottom of a crash.

Here's what you'll learn: ✅ Step 1: Stop the Bleeding – What NOT to do when the market drops (protect your money first) ✅ Step 2: Wait for the Signal – How to know when the crash is over (the 3-day green rule) ✅ Step 3: Deploy Your Cash – When and how to buy stocks at discounted prices ✅ Bonus Strategy: How to use TQQQ call options for explosive gains during recoveries (and why you should NEVER sell puts on leveraged ETFs during a crash)

I also explain how to use treasury ETFs (like SGOV or BOX) to store your cash safely during normal times—then convert that cash into stocks when the market crashes.

This is how experienced traders turn fear into opportunity. No confusing jargon—just a clear, step-by-step crash protocol you can follow.

Visit https://beststockstrategy.com to get over $400 of free beginner training.

#StockMarketCrash #HowToBuyStocks #MarketCrash #BestStockStrategy #DavidJaffee #OptionsTrading #BeginnerInvesting

The "Green Light, Red Light" Options Strategy for Beginners Apr 15, 2026

Show notes

Want to make consistent income trading options without staring at charts all day? In this beginner-friendly episode, I share a simple, rule-based system that tells you exactly when to trade—and when NOT to trade.

Here's what you'll learn: ✅ The VIX Rule: How to use the VIX (fear gauge) to know when options premiums are worth selling ✅ Red Light Rule: If VIX is below 20, don't trade much (premiums are too small) ✅ Green Light Rule: If VIX is above 20, increase your size (premiums are juicy) ✅ The 1 DTE Strategy: How to sell options that expire in 1 day to capture maximum profit ✅ The 50% Profit Rule: When to close your trade early and lock in gains (this is key!) ✅ Risk Management: Never use more than 10% of your account on daily trades

I also explain why SPX and XSP are better than SPY for this strategy (hint: better tax treatment in the U.S.).

This is NOT day trading. This is a stress-free, repeatable system that works when the VIX tells you the conditions are right. No guesswork. No six monitors. Just simple rules.

Real Example: In March 2026, when VIX spiked over 30, I sold SPX puts 20% out of the money and collected $4,500 in premium. The next day, the market rallied and I locked in a 50% profit in less than 24 hours.

Visit https://beststockstrategy.com to get over $400 of free beginner training.

#OptionsTrading #VIX #BeginnerInvesting #DailyIncome #BestStockStrategy #DavidJaffee #SPX #PassiveIncome

How to Control NVIDIA for $0 (The 1-1-2 Free Ride Strategy) Feb 17, 2026

Show notes

How do you participate in NVIDIA's upside for $0 out of pocket? In this episode, I break down the 1-1-2 Call Spread strategy, also known as the "Free Ride" strategy. This is an institutional-grade options structure that lets you control premium stocks like NVIDIA, Microsoft, and Apple without tying up capital.

Here's how it works: ✅ Step 1: Buy a call debit spread (e.g., buy the $175 call, sell the $180 call) for ~$2. ✅ Step 2: Sell 2 short-dated naked puts below the current price (e.g., two $145 puts) to collect ~$2 in premium. ✅ Step 3: Net cost = $0. You now have free upside participation.

If the stock rallies, your call spread profits and your puts expire worthless. If the stock dips, you acquire shares at a discount. Both are designed outcomes.

I also cover critical risk management: why you must keep your puts short-dated (7-21 DTE), why you should never apply this to meme stocks, and how to manage position sizing. This is how professionals structure trades to maximize capital efficiency.

Visit https://beststockstrategy.com to receive $400 of free training and learn more advanced strategies.

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