Vital Money

My Emergency Fund Is Done, Now What? | How to Start a Savings Jul 21, 2022

Alaina has finally saved six months of her emergency fund, completing baby step 3! She talks about her new money goals and her best tips on starting savings.

Liking the episodes? Please leave a review!

Becoming a 6-Figure Virtual Assistant, Debt-Freedom and Building a Community w/ Annalisa Abell Jul 14, 2022

Annalisa Abell is dominating the virtual assistance business and is passionate about teaching others to do the same. Alaina sits down with her to learn how she built a 6-figure company, how to maximize community, and the life-changing decision to become debt free.

You can keep up with Annalisa at https://www.justannalisa.com/

Send Alaina a money question! DM at @hotlaina_

July 2022| Monthly Goal Reset, Budgeting & Setting Better Intentions Jul 07, 2022

Okay, it's about to get personal! Today, Alaina is trying something new by doing a July goal reset. The episode takes a look at her budget for June, mistakes and lessons she learned from, as well as share her goals for July. Want to stay accountable? This episode is for you!

Social media mentions:

Follow Alaina: www.instagram.com/hotlaina_/

Accounts I'm loving:

https://www.instagram.com/beestiing/?hl=en

https://www.instagram.com/itsjessicalindsay/?hl=en

How to NOT be a Starving Artist (w/ Melarie Odelusi) Jun 30, 2022

Artist and Illustrator Melarie Odelusi chats with Alaina about her journey of building her art business and defeating the "starving artist" trope. We also touch on how she works with brands like Laura Mercier and becoming debt free!

You can check her out at:

https://www.melarieodelusi.com/

Instagram: https://www.instagram.com/melarieodelusi/

Want to follow Alaina? Check out her insta at https://www.instagram.com/hotlaina_/

Situationships Are Silly: Clout Chasing, Saying No and Finding Your Worth ft. Taylor Von Jun 23, 2022

Today, Alaina brings in her long-time college friend Taylor to get real about situationships! Situationships can bankrupt us spiritually, emotionally, and yes physically in the pockets. Inspired by Caresha and Diddy's recent talk, we chat about how to move on and maximize your single season while waiting for the right one.

Is Instagram Travel Keeping Us Broke? + Travel Money Hacks Jun 16, 2022

Instagram and other social media has exploded the way we do travel. But is it also costing us on the backend? Today, Alaina has a real conversation about how to travel in a way that fits your budget!

Eff This Job: The Great Resignation, Feeling Stuck and Knowing When to Quit Jun 02, 2022

The great resignation is full on happening and it has us asking if it's time to quit our jobs. Today, Alaina gives some ways to decide if this is the right time to go. If you're feeling stuck, this episode is for you!

Have a money question? Talk to me at vitalmoneypodcast@gmail.com!

A Whole Recession - 6 Ways to Prepare Your Money Now May 26, 2022

Inflation is everywhere. In today's episode Alaina gets real about the huge possibility of a recession and how to make sure your money is in the right place when it comes.

How to Start a Six Figure Podcast with Deanna Kent May 12, 2022

Ever wanted to start a successful podcast? Well today Alaina's good friend Deanna Kent of Millennial Mindset stops by to spill all the tea.

Keep up with Deanna: @deannakent @millionairemindset

Money Tea: Here Are 8 Things I Do To Save More Money May 05, 2022

Needing some new ways to save dollars in your pocket? Today, Alaina shares 8 tricks and tips that she uses to be more intentional with her money!

Things mentioned:

Online Bank - Ally

Separate Debit Card - Qapital

Follow us on @vitalmoneymagic on Insta!

Is The Housewife Making a Comeback? w/ Ashley Empowers Apr 28, 2022

Today Ashley Brown of "Ashley Empowers" sits down with Alaina to share how women can cultivate their home and their dollars by becoming a high-earning housewife.

Follow Ashley at @ashleyempowers and check out her website here to learn about her High-Earning Housewife program!

Don't forget to follow the pod at @vitalmoneymagic.

How I'm Getting Through Burnout and Being Soul-Exhausted Apr 21, 2022

Burnout is REAL and even more prevalent since the pandemic began. Today, Alaina shares her own story of burnout and how she was able to get out of her rut.

Paying Off $102k, Transitioning Careers with Melissa Jean-Baptiste Apr 14, 2022

Melissa Jean-Baptiste started "Millennial in Debt" after her journey of paying off $102k AS A TEACHER! Today she shares her journey with Alaina as well as tips on how to transition into a new career.

Follow Melissa at @millennialindebt!

How To Transform Your Life (When You Feel Stuck) Apr 07, 2022

Alaina is back for season 3! Ready to transform your life this year? Alaina talks about the lessons that she's learned through her debt free journey that has helped her to walk closer toward the life of her dreams. Now it's your turn.

You Need a New Budget (And So Do I) Feb 24, 2022

Hi friends! Budgets can feel overwhelming. Today Alaina is breaking down her budget after becoming debt free and giving you a simple foundation to build your own new budget on!

Want a podcast shoutout? Leave a review with your Instagram name and Alaina will show you love back!

Your Friendships Are Ruining You Feb 10, 2022

Do you have friendships that may be keeping you back from being all you can be? In this episode, Alaina goes there to address how we can spot a toxic friend, what to do when you've outgrown friendships and how to make new friends.

Liking the podcast? Please leave a review for us!

The #1 Investment You Should Make This Year Jan 27, 2022

Hi friends and HAPPY NEW YEAR! Today, Alaina spills the tea on the absolute #1 investment you should make in 2022. It may not be what you think.

My 2022 Money Goals (Goal Setting for the New Year!) Dec 30, 2021

Alaina reflects on her past year and creates some money goals for 2022. Need some help organizing your thoughts? Listen in on her planning sesh!

Shoutout to Clever Girl Finance for the goal setting session on youtube. You can find it at: https://www.youtube.com/watch?v=rMNjiy49rac&t=3178s

Happy New Year!!

How to Start Living Your Dream Life Right Now Dec 16, 2021

Today is Alaina's birthday! To celebrate, today's episode will be all about how we can dream bigger and plan to conquer our best life. Need a little push to see the vision? Then this is for you.

Have a question for Alaina? You can send an email to vitalmoneypodcast@gmail.com!

Please don't forget to rate and leave a comment if you love the podcast!

A Debt Free Writer: How Kiah Paid off $46k Dec 02, 2021

Please follow Kiah at @writeonkiah on socials to keep up with all she is doing!

Like mentioned, look out for my upcoming E-book on jumpstarting your debt free journey! I can't wait to share it with you in the next few weeks. CAN'T WAIT TO DROP THIS.

Got money questions? Send me an email at vitalmoneypodcast@gmail.com or shoot me a DM on Insta @vitalmoneymagic.

Is the Black Girl Luxury Movement Problematic? Let's Talk Nov 18, 2021

Have a money, career, or life question? Send me a note at vitalmoneymagic@gmail.com!

A Debt Free Black Girl (That's ME!) Nov 04, 2021

Want Alaina to answer a money question on the podcast? Send your situations to her at vitalmoneypodcast@gmail.com or send a DM on her IG: @vitalmoneymagic.

I Bought A Whole Condo (Pt.2) - The Steps to Buying A Home Jul 29, 2021

If you have any questions or want to see new episode topics send me an email at curryalaina@gmail.com!

I Bought A Whole Condo (Pt. 1) Jul 15, 2021

Vital Money Turns ONE + Dave Ramsey Rules I've Broken Apr 08, 2021

How Jillian (the Frugal Millennial) Paid off $54k in 26 Months Mar 18, 2021

You can follow Jillian on Instagram at @thefrugal.millennial!

God Changed How I Handle Money Mar 11, 2021

Let's Start a Side Hustle Feb 11, 2021

BYOB: Build Your Own Budget (For Beginners) Jan 29, 2021

How to Win with Money in 2021 Jan 14, 2021

For a visual representation of your goals, I love using https://debtfreecharts.com/.

How To Be Happy When You're Not Dec 04, 2020

Follow the podcast on Instagram at @vitalmoneymagic!

Start An Airbnb, Sis ft. Kreasha WIlliams Nov 19, 2020

Kreasha Williams is the CEO and founder of Mocha's Home, a collective of beautifully curated AirBNB properties that are made to celebrate people of color.

To keep up with all Kreasha is doing you can check out her website at www.mochashome.com or on Insta at @kreashawilliams and @mochashome. START THAT AIRBNB SISSSSS!!

Preparing Your Money For the Holidays Nov 05, 2020

Can You Do A No Spend November Challenge? Nov 01, 2020

Rules of the No Spend November Challenge:

No impulse buys
No eating out (will allow two eating out days if it feels overwhelming to do zero)
Plan, plan plan. Plan your meals and your activities.
Can spend on Black Friday or Cyber Monday if it is in your budget.

The Stigma of Turning Thirty (ft. Jasmine Hillman) Oct 29, 2020

Jasmine is a writer, motivational speaker and the founder of The Leadership and Legacy Network for Women. She is also an Outreach Manager at The DEC Network, leading their community engagement efforts around entrepreneurship and developing special initiatives on college campuses.

To follow Jasmine, visit her social @the_jasminemichelle or website and blog at www.jasmine-michelle.com.

How Your Parents Affect Your Relationship with Money Oct 22, 2020

Sometimes you have to parent your parents when it comes to your money and debt-free journey.

Top 12 Tips to Save Money in a Pandemic Oct 09, 2020

Resources mentioned in today's episode:

Savings app: Qapital

Visual savings chart: debtfreecharts.com

To The One Who Can't Find Their Purpose Oct 01, 2020

How to Move on a Budget When Moving Sucks Sep 03, 2020

How to Conquer Student Debt in a Whole Pandemic (Pt. 2) Aug 26, 2020

Student Loans in a Whole Pandemic Aug 20, 2020

Special thanks to those who shared their story on today's episode:

Erica Vladimer
Courtney Shilo
Kenechukwu Nwankwo
Adanna Okere

OOPS: 22 Money Mistakes I’ve Made in my 20’s Aug 13, 2020

Book mentioned: Boundaries - When to Say YES, When to Say NO, To Take Control of Your Life by Dr. Henry Cloud & Dr. John Townsend.

As always, follow us on www.instagram.com/vitalmoneymagic! If you love this episode don't forget to share and leave a review.

Debt Free Twins: How Ify and Kosy Mora Paid off $120k of Debt in 11 Months Jul 23, 2020

Loving the podcast? Leave me a review! You can also follow me on @vitalmoneymagic on Instagram.

Goal Setting Tips: Mid-Year Review Jul 16, 2020

Entrepreneurship or 9-5 Life? ft. Michell Clark Jul 09, 2020

Michell Clark is a writer, content creator, AUTHOR, social media strategist, and caption king. You can follow all he is doing at michellcclark.com and his social handles: @michellclark.

Follow Vital Money Magic at @vitalmoneymagic on IG!

Ten Millionaire Habits That Will Transform Your Life Jun 25, 2020

There are tons of information out there to learn more about millionaire mindsets. Here are some of my favorite resources:

Youtube:

Patricia Bright's The Break Platform
Chris Hogan
Graham Stephan
Minority Mindset

Blogs:

The Financial Diet
Make It - CNBC

Books:

Millionaire Next Door
Richest Man in Babylon

Home Decor on a Budget (ft. Griffin Dorner) Jun 18, 2020

You deserve a space you love. One that feels SAFE. One that you never want to leave. Griffin is an interior designer and Las Vegas native that helps families create spaces of their dreams. She has even worked with high-profile clients like the Property Brothers.

Griffin shares all of her top tips that she uses with clients to create a home that is worth coming home to.

Griffin is the founder of Homebody Design Company: http://homebodydesigncompany.com

Instagram: @homebodydesigncompany

Emotional Spending mixdown Jun 11, 2020

Tips to Get Emotional Spending Under Control:

Gratitude
Name it. What is the thing that you always run to?
Understand the patterns and triggers
Remove the temptation and add something else instead
Place a limit on your spending
Take 24 hours and make a choice after the emotions subside
Keep a wish list
GRACE

Please share this episode and leave a review!

Im Black Yall mixdown Jun 04, 2020

Want to educate yourself more in this moment of racial injustice? Check out this article that lays out some places to start:

https://www.marieclaire.com/culture/a32741905/be-a-better-white-ally-black-lives-matter/

Credit Score Poppin May 28, 2020

Things Alaina mentions in this episode:

Credit Score Breakdown:

- 35% is payment history

- 30% is credit utilization

- 15% is length of credit history

- 10% is diversity in credit

-10% is new credit/credit checks

You can check your scores at creditkarma.com!

Scammin Aint Dead May 21, 2020

Please see this article that is referenced in Alaina's list of scammy scams:

https://www.cnbc.com/2018/03/07/millennials-fall-for-financial-scams-more-than-other-age-groups.html

Eight Steps to Start Your Debt Free Journey May 14, 2020

The eight steps mentioned in today's episode:

Speed and endurance

Set The Vision - What Is your Why?
- Hebrews 12:1-2
- My biggest why right now: My mom, retiring my mom and YOU guys
Seek Out Knowledge
- Books, Podcasts
Know Your Numbers
Create a Plan/Budget/Rules
Get Emergency Fund to $1000
Debt Snowball
Add Income or Cut Back
Stay Inspired

Please leave a review and follow the IG at @vitalmoneymagic!

You Deserve a Career You Love May 07, 2020

Here's the tea on Adunola:

Adunola Adeshola is a career strategist and Forbes contributor. She teaches flourishing corporate professionals how to land new jobs they love at companies they love. She's helped professionals in dozens of industries land roles at top companies like CBS, Tiffany & Co. BP, Macy's and other agencies and Fortune 500 companies. Her career advice and expertise has also been featured in Business Insider, Fast Company, Bloomberg, Refinery29 and more. Free Training on How to Stand Out During a Pandemic Instagram Website To follow the Vital Money pod, visit https://www.instagram.com/vitalmoneymagic/?hl=en

Are You Wasting Your Time? (My April Budget Recap) Apr 30, 2020

A Debt-Free News Reporter (ft. Anyssa Bohanan) Apr 28, 2020

Anyssa is a local news reporter for Central Oregon Daily (KOHD/KBNZ) in South Bend. She has had an incredible journey after college, including a two-year stint in Korea where she taught English.

In this episode we cover quarter life crisis, taking a leap of faith, the taste of debt-freedom, butt-flap onesies and so much more.

As always, follow the Vital Money IG at www.instagram.com/vitalmoneymagic.

All My Single Ladies Apr 23, 2020

Things Alaina talks about in this episode:

1. Self Worth hunayyy 2. Emergency Fund (getchu one) 3. 70-20-10 Budget 4. Determining Your Income 5. Investing/Retirement 6. Rules to Live By 7. Having some accountability 8. Staying inspired!

Follow us on IG at @vitalmoneymagic!

How You Gon Win, When You Ain't Right Within? Apr 16, 2020

Blame It On The Rona Apr 09, 2020

1-800-You-Need-A-Budget Apr 09, 2020

Have you been playing around with the idea of budgeting your money but your money is playing you instead? This is your episode. Today, Alaina dives into how to commit and create a healthy budget for your money goals and debt free journey with her "budgeting night." Adulting anyone? *grabs the wine*

Things she mentions in this episode:

1. Decide to commit to your money goals. No if, ands or buts.

2. Write down every single bill you have with due dates

3. Bring out your bank statements from the last 2-3 months and tally up how much you've spent in: monthly bills, food, gas, entertainment/lifestyle, savings/generosity, misc. (if needed)

4. Use tools to help manage your money like: Mint, Qapital (use my code to get $20! Code: gm3jw8fb), cash envelope system

5. STICK IT OUT! (and keep listening to the pod)

Follow us on the gram at @vitalmoneymagic

Help Me I'm Poor Apr 06, 2020

If you have been playing around with the idea of getting debt free, consider this your adulting sign. Today, Alaina shares how she started getting out of debt in 2016 and what she has done to pay off $50k in three years. She's not done yet!

Follow the Vital Money fam on Instagram: @vitalmoneymagic

Vital Money is a GO - Trailer Apr 05, 2020

This is the official trailer for the Vital Money podcast to inspire you to finally slay your money goals and create a purpose-filled life you love that is debt free and stress free.

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