Two Sides of FI

Latest Episodes:

Ask an Early Retiree Anything! Live Q&A with Jason from Two Sides of FI Jul 03, 2023

Show notes

Are you on the FIRE path or interested in learning more about early retirement? Three years ago I retired from my career at age 47 after reaching financial independence the prior year. This video is from a livestream where community members had the opportunity to ask me questions about what my experience has been like. Thanks to all who joined! Don't miss the extensive show notes, which list all the episodes and resources discussed in the episode:
Show notes: https://twosidesoffi.com/AMA

FI-ght Club: Friction Between Friends Pre and Post-FI May 21, 2023

Show notes

Questioning their roles, priorities, and the uncertain future of Two Sides of FI, Jason and Eric unveil hidden tensions arising from the pursuit and realization of financial independence. Will they find common ground and keep the project alive?

Show notes: https://twosidesoffi.com/fightclub

Our Net Worth Is Up! Sharing Our Financial Review Process May 07, 2023

Show notes

Do you have a process for regular financial reviews? If not, you aren't alone - many people are unsure about how to calculate their net worth and keep their personal finances on track. In this episode, Eric and Jason share their simple pre- and post-FI review processes for net worth tracking, portfolio review, setting savings and budget goals, and more.

Show notes: https://twosidesoffi.com/networth

Secure Your Retirement with this Variable Withdrawal Strategy Apr 23, 2023

Show notes

Do you like the idea of a portfolio withdrawal strategy that can't run out of money? This walkthrough video is the third part in our Safe Withdrawal Rate (SWR) series, and teaches you how to model a variable withdrawal strategy based on the CAPE ratio. Using this powerful and FREE tool created by Karsten Jeske, you can design a personalized plan that works with your own financial situation. Be sure to see the show notes below to get your free copy, to see the two prior episodes, and for all the links we discuss in the video.

Show notes: https://twosidesoffi.com/toolbox

Retiring With $2M: Here’s How We’d Spend It Apr 09, 2023

Show notes

Love it or hate it, budgeting is an essential part of financial success. In this episode, Eric and Jason share their own financial details using a simple, model budget and offer tips for making budgeting a less daunting task. See the link below for the show notes, which includes the full details of our budgets.

Show notes: https://twosidesoffi.com/fire-budget

Am I Failing at Early Retirement? Mar 26, 2023

Show notes

Has your shrinking retirement portfolio left you considering part-time work to ease your anxiety? Inspired by a blog post from Go Curry Cracker, we discuss BaristaFIRE, time freedom, what it means to be "unemployable", and what work we might consider post-retirement. Be sure to see the links below for the show notes and to the blog post referenced in the video.

Show notes: https://twosidesoffi.com/failing

GCC post: https://www.gocurrycracker.com/failing-at-early-retirement/

Having Trouble Trusting the Math in Early Retirement? Mar 12, 2023

Show notes

How much money can you safely spend in retirement? In part two of this series on safe withdrawal rates, we discuss the #1 tool we've found to help you answer that question. Topics covered include the SWR Toolbox, our thoughts on Social Security, the challenges of spending in retirement, and how to get comfortable with increasing your withdrawal rate. Be sure to see the links below for the show notes and to Part 1 which walks through this FREE retirement tool.

Show notes: https://twosidesoffi.com/toolbox

Never Run Out of Money in Retirement - Use This Free FIRE Calculator! Feb 26, 2023

Show notes

Do you want to avoid the biggest retirement risk? This simple to use tool will let you model your safe withdrawal rate and help ensure you don't run out of money. In this walkthrough video, we teach you how to use this powerful, flexible, and FREE tool created by Karsten Jeske. Using the SWR Toolbox, you can ensure that you have a personalized plan that works with your own financial situation.

Show notes: https://twosidesoffi.com/toolbox

What’s Wrong with This Popular Retirement Strategy? Feb 12, 2023

Show notes

Do you worry about running out of money in retirement? How do you draw down your assets without tanking your portfolio? Eric + Jason talk with FIRE bloggers Karsten Jeske and Fritz Gilbert about the bucket strategy. Is it a reasonable withdrawal plan or nothing more than a gimmick? They discuss alternative approaches, how to generate a retirement paycheck, and the role of cash. Whether you're interested in FIRE or on a traditional retirement path, you can't afford to miss this episode!

Show notes: https://twosidesoffi.com/bucketstrategy

My Next Phase of Early Retirement Won’t Include This… Jan 29, 2023

Show notes

Year two in early retirement was very different for Jason than year one. It's common that the honeymoon stage of retirement is followed by disappointment and a search for meaning. In this episode, Jason and Eric discuss a recent project Jason abandoned and what stage of retirement they think he's in. You'll hear his approach to guarding his free time, what Eric fears most about retiring early, and more. Check out the link below for the show notes, including all the content referenced in this video.

Show notes: https://twosidesoffi.com/noblog

Jason's blog archive: https://www.thenextphaseisnow.com/