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This Time Is Different — Business
This Time Is Different

Long-form conversations that challenge consensus thinking about markets, money, and the economy. We question the narratives everyone else accepts and welcome contrarian ideas.

Hosted by Malcolm Ethridge and Ricky Mulvey

Copyright: © The Tech Money Podcast All Rights Reserved

Latest Episodes:

Tech Money Podcast: Malcolm’s 10 Financial Commandments Feb 02, 2022

Show notes

There is no shortage of thoughts and opinions out there when it comes to managing your personal finances and making smart money moves. However, not all financial advice is created equal. Some is meant to entertain, some is meant to inspire, and some is meant to educate. In this episode, Malcolm Ethridge rips a few … Continue reading 28. Malcolm’s 10 Financial Commandments →

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Tech Money Podcast: Non-Traditional Ways to Fund Your Startup with Doll Lank Jan 26, 2022

Show notes

Are you considering launching a start-up but unsure how you’ll come up with the funding? Are you currently looking at options to bring to life the next stage of your business and grow? A ROBS transaction might be the answer you’ve been looking for. In this episode Malcolm Ethridge sits down with Doll Lank, partner … Continue reading 27. Non-Traditional Ways to Fund Your Startup with Doll Lank →

Mentioned in this episode:

Capital Area Tax Consultants - www.capgllc.com

Capital Area Tax Consultants - www.capgllc.com

Learn more about your ad choices. Visit megaphone.fm/adchoices

Tech Money Podcast: Teaching Financial Literacy Through Technology with Evan Leaphart Jan 19, 2022

Show notes

Your credit is important, and it is something that is going to either propel you toward or hold you back from financial independence. So why is that so many people know next to nothing about how credit scores work? In this episode, Malcolm Ethridge sits down with Evan Leaphart, founder of Kiddie Kredit, to discuss … Continue reading 26. Teaching Financial Literacy Through Technology with Evan Leaphart →

Mentioned in this episode:

Capital Area Tax Consultants - www.capgllc.com

Capital Area Tax Consultants - www.capgllc.com

Learn more about your ad choices. Visit megaphone.fm/adchoices

Tech Money Podcast: Is it Possible to Qualify for a New Mortgage as a Retiree? Dec 15, 2021

Show notes

When a person retires, conventional wisdom tells us that since they no longer have an income, there’s no way they can pay back a loan – and thus, no bank would be willing to offer them a mortgage. But is that always the case when it comes to purchasing a home? On this episode of … Continue reading [Bonus Episode] Office Hours: Is it Possible to Qualify for a New Mortgage as a Retiree? →

Mentioned in this episode:

Capital Area Tax Consultants - www.capgllc.com

Capital Area Tax Consultants - www.capgllc.com

Learn more about your ad choices. Visit megaphone.fm/adchoices

Tech Money Podcast: The Advantages (and Disadvantages) of Refinancing Your Home’s Mortgage Dec 15, 2021

Show notes

These days, not only are we experiencing record low interest rates, we are also seeing home prices that are constantly on the rise. And this has created a perfect storm for people wanting to refinance their mortgage – for a number of reasons. Although it is obvious to mortgage professionals the reasons why you might … Continue reading [Bonus Episode] Office Hours: The Advantages (and Disadvantages) of Refinancing Your Home’s Mortgage →

Mentioned in this episode:

Capital Area Tax Consultants - www.capgllc.com

Capital Area Tax Consultants - www.capgllc.com

Learn more about your ad choices. Visit megaphone.fm/adchoices

Tech Money Podcast: The Difference Between Borrowing to Buy a Primary Residence vs a Second Home Dec 15, 2021

Show notes

Recently, you too may have experienced the feeling that everyone else but you has a beach house. And you may be wondering how it’s possible that the people you know can afford to purchase a beach house while they’re still paying off the mortgage on the house they live in currently. On this episode of … Continue reading [Bonus Episode] Office Hours: The Difference Between Borrowing to Buy a Primary Residence vs a Second Home →

Mentioned in this episode:

Capital Area Tax Consultants - www.capgllc.com

Capital Area Tax Consultants - www.capgllc.com

Learn more about your ad choices. Visit megaphone.fm/adchoices

Tech Money Podcast: Using Gift Funds from a relative to Help Qualify for a Mortgage Dec 01, 2021

Show notes

Typically, when a person is applying for a new loan, they will be asked to provide statements from any bank accounts or investments as a means to show the lender where their down payment will come from when it’s time to close on the loan. And although it may seem simple that a person may … Continue reading [Bonus Episode] Office Hours: Using Gift Funds from a relative to Help Qualify for a Mortgage →

Mentioned in this episode:

Capital Area Tax Consultants - www.capgllc.com

Capital Area Tax Consultants - www.capgllc.com

Learn more about your ad choices. Visit megaphone.fm/adchoices

Tech Money Podcast: What are Non-Traditional Mortgages and Who are They a Good Fit For? Dec 01, 2021

Show notes

A non-traditional mortgage is defined as any mortgage that does not qualify as standard or conventional, or conform to a standard amortization schedule. Such as an adjustable rate mortgage, an interest only mortgage, a balloon payment, etc. And although these loans typically have higher interest rates to reflect the additional risks for the lender, they … Continue reading [Bonus Episode] Office Hours: What are Non-Traditional Mortgages and Who are They a Good Fit For? →

Mentioned in this episode:

Capital Area Tax Consultants - www.capgllc.com

Capital Area Tax Consultants - www.capgllc.com

Learn more about your ad choices. Visit megaphone.fm/adchoices

Tech Money Podcast: What Happens When You Need to Buy a New House Before You Can Sell the One You’re Living In? Dec 01, 2021

Show notes

With some folks still looking to get out of city centers and move into single family homes with more space to stretch out, it’s not uncommon to need to carry two mortgages for a short time while moving from the old house to the new one, then getting the old house sold to pay off … Continue reading [Bonus Episode] Office Hours: What Happens When You Need to Buy a New House Before You Can Sell the One You’re Living In? →

Mentioned in this episode:

Capital Area Tax Consultants - www.capgllc.com

Capital Area Tax Consultants - www.capgllc.com

Learn more about your ad choices. Visit megaphone.fm/adchoices

Tech Money Podcast: Can I Qualify for a New Mortgage as a Small Business Owner? Dec 01, 2021

Show notes

As a small business owner, it can be challenging to prove to a lender that you are a safe enough credit risk to lend hundreds of thousands of dollars to. However, that is not to say it is impossible. For most small business owners, the mortgage process just comes down to properly establishing yourself on … Continue reading [Bonus Episode] Office Hours: Can I Qualify for a New Mortgage as a Small Business Owner? →

Mentioned in this episode:

Capital Area Tax Consultants - www.capgllc.com

Capital Area Tax Consultants - www.capgllc.com

Learn more about your ad choices. Visit megaphone.fm/adchoices

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