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    Business

    The Wealth Without Wall Street Podcast

    Your go-to podcast for uncovering the dirty secrets behind Wall Street and how to take back control of your wealth. The Wall Street mindset separates both families & business owners from their money while the elite and unknown get to use it for their advantage. The secret to achieving this is having your money work for you, not someone else, when wealth building. You can get there through earning passive income. When you have more passive income than you do expenses, you have achieved financial freedom. On this podcast, we work tirelessly toward your financial freedom. We cover topics like the Infinite Banking Concept, multifamily real estate, private lending and a multitude of other cutting edge ideas. We host industry specific reputable guests and share personal stories to educate you on how to finally achieve financial freedom. For more education on how, check out wealthwithoutwallstreet.com

    Advertise

    Copyright: ยฉ Everlight Financial 2017

    • Apple Podcasts
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    • Spotify

    Latest Episodes:
    The Problem With Chasing the โ€œPerfectโ€ IBC Policy (Part 2) May 19, 2026
    Show notes

    Do you want to know more about the complexities of the Infinite Banking Concept (IBC) and the myths surrounding the so-called "perfect" whole life insurance policy? Today, Russ and Joey continue their series answering questions about IBC.

    They go over the truth behind the myths, reveal the risks youโ€™re not being told about, and show you how to design a policy that works for your unique financial goals. The discussion covers the risks of overfunding policies, the truth about dividends, and the human behavior side of investing. Russ and Joey also present real-world examples to illustrate how understanding your financial goals and behavior is essential for using IBC effectively.

    Top three things you will learn:

    -There is no "perfect" IBC policy, only the right one for you

    -Risk management is key in policy design

    -What you do with the policy matters more than the policy itself

    ๐Ÿ’ธ Build a Passive Income Machine in 3 Steps

    Stop trading hours for dollars and start building wealth the way the wealthy actually do ๐Ÿ‘‡

    ๐Ÿงฌ Step 1 โ€“ Find out what kind of investor you actually are

    There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how youโ€™re wired, plus the first move to make this week.

    ๐Ÿ‘‰ http://wealthwithoutwallstreet.com/investor-dna

    ๐Ÿ‘€ Step 2 โ€“ Learn the system in 12 minutes (free)

    In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars youโ€™re already spending and make them work twice, so the same money funds your life and buys your assets.

    ๐Ÿ‘‰ https://apply.wealthwithoutwallstreet.com/

    ๐Ÿ“ˆ Step 3 โ€“ Build Your Passive Income Machine

    We didnโ€™t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

    ๐Ÿ‘‰ http://choosePassiveIncome.com

    More free ways to grow your wealth

    ๐Ÿ“Š Take the Financial Freedom Analyzer

    Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

    ๐Ÿ‘‰ quiz.wealthwithoutwallstreet.com

    ๐Ÿ‘ฅ Join Our Free Community

    Swap deals and lessons with 10,000+ investors doing this right now

    ๐Ÿ‘‰ http://wealthwithoutwallstreet.com/community

    ๐Ÿ˜ก Paying $250K+ in taxes? Stop the bleed.

    Apply for the next Tax Strategy Intensive and keep more of what you earn.

    ๐Ÿ‘‰ wealthwithoutwallstreet.com/tax

    ๐Ÿ“˜ The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

    ๐Ÿ‘‰ wealthwithoutwallstreet.com/newbook

    ๐Ÿ“ธ Daily plays on Instagram @wealthwithoutwallst

    โ–ถ๏ธ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

    ๐Ÿ“ง Subscribe on Substack https://wealthwithoutwallstreet.substack.com/

    DISCLOSURE:

    Wealth Without Wall Street provides educational and informational content only and does not provide legal, tax, financial, or investment advice. Any examples or case studies are illustrative and not a promise or guarantee of results. Earnings or income statements (if any) are not typical, and your results will vary based on factors such as your effort, experience, market conditions, and business decisions. You are responsible for your own actions and outcomes.


    Is Fractional Real Estate Investing Smarter Than Owning Rentals Yourself? with Alex Blackwood May 14, 2026
    Show notes

    Is fractional real estate investing the wealth builder you've been looking for, or does owning rentals still reign supreme? In this episode, Alex Blackwood joins Russ and Joey to talk about fractional real estate investing and compares it with the traditional model of owning rental properties.

    Alex, co-founder of a successful investment platform, reveals how fractional ownership provides an opportunity to invest in lucrative properties without the full responsibility of property management. He explains how fractional real estate investing works, why itโ€™s gaining popularity among investors, and how it can help you diversify your portfolio and scale your wealth.

    If youโ€™ve been considering ways to break into real estate investing without the high barriers of entry, this episode is for you. Tune in and discover how fractional real estate investing can be a game-changer in building wealth.

    Top three things you will learn:

    -The advantages of fractional real estate investing over traditional rental property ownership

    -How to invest in high-quality properties without the time and hassle of direct ownership

    -The key strategies for selecting profitable properties in top markets and scaling passive income

    About Our Guest:

    Alex Blackwood is the 29-year-old co-founder and CEO of mogul, a real estate investment startup. He previously worked at Goldman Sachs, making $250,000 a year. Alex says it is more rewarding to be a startup founder compared to working 100-hour weeks as a real estate investing associate for another company.

    Alex started his company after buying a property for the first time and realizing how capital and time-intensive it was. At the end of the transaction, he knew there had to be a better way to own real estate. As CEO of mogul, Alex says he plays the part of a lawyer, an accountant, an investor, and a marketer.

    Connect with Alex Blackwood:

    - Website - https://www.mogul.club/

    ๐Ÿ’ธ Build a Passive Income Machine in 3 Steps

    Stop trading hours for dollars and start building wealth the way the wealthy actually do ๐Ÿ‘‡

    ๐Ÿงฌ Step 1 โ€“ Find out what kind of investor you actually are

    There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how youโ€™re wired, plus the first move to make this week.

    ๐Ÿ‘‰ http://wealthwithoutwallstreet.com/investor-dna

    ๐Ÿ‘€ Step 2 โ€“ Learn the system in 12 minutes (free)

    In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars youโ€™re already spending and make them work twice, so the same money funds your life and buys your assets.

    ๐Ÿ‘‰ https://apply.wealthwithoutwallstreet.com/

    ๐Ÿ“ˆ Step 3 โ€“ Build Your Passive Income Machine

    We didnโ€™t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

    ๐Ÿ‘‰ http://choosePassiveIncome.com

    More free ways to grow your wealth

    ๐Ÿ“Š Take the Financial Freedom Analyzer

    Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

    ๐Ÿ‘‰ quiz.wealthwithoutwallstreet.com

    ๐Ÿ‘ฅ Join Our Free Community

    Swap deals and lessons with 10,000+ investors doing this right now

    ๐Ÿ‘‰ http://wealthwithoutwallstreet.com/community

    ๐Ÿ˜ก Paying $250K+ in taxes? Stop the bleed.

    Apply for the next Tax Strategy Intensive and keep more of what you earn.

    ๐Ÿ‘‰ wealthwithoutwallstreet.com/tax

    ๐Ÿ“˜ The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

    ๐Ÿ‘‰ wealthwithoutwallstreet.com/newbook

    ๐Ÿ“ธ Daily plays on Instagram @wealthwithoutwallst

    โ–ถ๏ธ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

    ๐Ÿ“ง Subscribe on Substack https://wealthwithoutwallstreet.substack.com/

    DISCLOSURE:

    Wealth Without Wall Street provides educational and informational content only and does not provide legal, tax, financial, or investment advice. Any examples or case studies are illustrative and not a promise or guarantee of results. Earnings or income statements (if any) are not typical, and your results will vary based on factors such as your effort, experience, market conditions, and business decisions. You are responsible for your own actions and outcomes.


    The Problem With Chasing the โ€œPerfectโ€ IBC Policy, Part 1 May 12, 2026
    Show notes

    Is there really a perfect infinite banking policy design? In this episode, Russ and Joey break down one of the biggest misconceptions in the IBC world. They explain why policy design should never be cookie-cutter and unpack the growing obsession around 10/90 policy design. They also reveal why maximizing paid-up additions (PUAs) doesnโ€™t automatically create better outcomes.

    Using real examples and math, they compare different whole life policy structures to demonstrate that the long-term differences are often not what people expect. More importantly, they emphasize that financial freedom does not come from chasing the perfect product. It comes from becoming a better investor and using the system strategically.

    If youโ€™ve been overwhelmed by conflicting IBC advice online, this episode will help you rethink what matters when designing a policy built for long-term wealth and passive income.

    Top three things you will learn:

    -The truth about the perfect Infinite Banking policy

    -The difference between base premium and paid-up additions (PUAs)

    -Why financial freedom depends more on strategy and investing than on maximizing policy design

    Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

    This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

    The hosts may have a financial interest in the programs or services mentioned in this episode.


    ๐Ÿ’ธ Build a Passive Income Machine in 3 Steps

    Stop trading hours for dollars and start building wealth the way the wealthy actually do ๐Ÿ‘‡

    ๐Ÿงฌ Step 1 โ€“ Find out what kind of investor you actually are

    There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how youโ€™re wired, plus the first move to make this week.

    ๐Ÿ‘‰ http://wealthwithoutwallstreet.com/investor-dna

    ๐Ÿ‘€ Step 2 โ€“ Learn the system in 12 minutes (free)

    In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars youโ€™re already spending and make them work twice, so the same money funds your life and buys your assets.

    ๐Ÿ‘‰ https://apply.wealthwithoutwallstreet.com/

    ๐Ÿ“ˆ Step 3 โ€“ Build Your Passive Income Machine

    We didnโ€™t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

    ๐Ÿ‘‰ http://choosePassiveIncome.com

    More free ways to grow your wealth

    ๐Ÿ“Š Take the Financial Freedom Analyzer

    Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

    ๐Ÿ‘‰ quiz.wealthwithoutwallstreet.com

    ๐Ÿ‘ฅ Join Our Free Community

    Swap deals and lessons with 10,000+ investors doing this right now

    ๐Ÿ‘‰ http://wealthwithoutwallstreet.com/community

    ๐Ÿ˜ก Paying $250K+ in taxes? Stop the bleed.

    Apply for the next Tax Strategy Intensive and keep more of what you earn.

    ๐Ÿ‘‰ wealthwithoutwallstreet.com/tax

    ๐Ÿ“˜ The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

    ๐Ÿ‘‰ wealthwithoutwallstreet.com/newbook

    ๐Ÿ“ธ Daily plays on Instagram @wealthwithoutwallst

    โ–ถ๏ธ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

    ๐Ÿ“ง Subscribe on Substack https://wealthwithoutwallstreet.substack.com/


    The 3 Things That Let Him Buy a $700K Business With No Money Down with Jason Wright May 07, 2026
    Show notes

    This guy didnโ€™t have money, experience, or connections, yet he bought a $700K business and walked away with $90K in cash at closing. How did he do it?

    In this episode, Russ and Joey sit down with Jason Wright to unpack one of the most unconventional deals youโ€™ll hear. Jason shares how he used a combination of seller financing, bank financing, and creative structuring to make the deal possible despite having no capital, no industry experience, and no clear path forward at the start.

    What made the difference wasnโ€™t just the numbersโ€“it was understanding the sellerโ€™s true motivations and building trust over time. Jason describes the three critical elements that made this deal work, and explains why rushing deals is a mistake.

    If youโ€™ve ever thought โ€œyou need money to make money,โ€ this conversation will challenge that belief and also show how buying an existing business can be more strategic than starting from scratch.

    Top three things you will learn:

    -The 3 key elements that make no-money-down deals possible

    -How to structure deals using seller + bank financing

    -Why trust and timing matter more than capital in business acquisitions

    About Our Guest:

    Jason Wright is a serial entrepreneur, self-improvement enthusiast, and small business acquisition expert. He escaped corporate America to become his own boss and is now in the business of helping others love life and accomplish their dreams and goals.

    Jason is also the creator and host of the highly successful Texas Titans podcast, featuring weekly interviews from influential men and women in every industry who are leading in significant ways.

    Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

    This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

    The hosts may have a financial interest in the programs or services mentioned in this episode.

    Connect with Jason Wright:

    - YouTube - https://www.youtube.com/@TheJasonWrightShow

    - Book: Push Play: Taking Your Life Off Pause by Jason Wright - https://www.amazon.com/dp/B07Z41MW9W

    ๐Ÿ’ธ Build a Passive Income Machine in 3 Steps

    Stop trading hours for dollars and start building wealth the way the wealthy actually do ๐Ÿ‘‡

    ๐Ÿงฌ Step 1 โ€“ Find out what kind of investor you actually are

    There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how youโ€™re wired, plus the first move to make this week.

    ๐Ÿ‘‰ http://wealthwithoutwallstreet.com/investor-dna

    ๐Ÿ‘€ Step 2 โ€“ Learn the system in 12 minutes (free)

    In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars youโ€™re already spending and make them work twice, so the same money funds your life and buys your assets.

    ๐Ÿ‘‰ https://apply.wealthwithoutwallstreet.com/

    ๐Ÿ“ˆ Step 3 โ€“ Build Your Passive Income Machine

    We didnโ€™t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

    ๐Ÿ‘‰ http://choosePassiveIncome.com

    More free ways to grow your wealth

    ๐Ÿ“Š Take the Financial Freedom Analyzer

    Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

    ๐Ÿ‘‰ quiz.wealthwithoutwallstreet.com

    ๐Ÿ‘ฅ Join Our Free Community

    Swap deals and lessons with 10,000+ investors doing this right now

    ๐Ÿ‘‰ http://wealthwithoutwallstreet.com/community

    ๐Ÿ˜ก Paying $250K+ in taxes? Stop the bleed.

    Apply for the next Tax Strategy Intensive and keep more of what you earn.

    ๐Ÿ‘‰ wealthwithoutwallstreet.com/tax

    ๐Ÿ“˜ The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

    ๐Ÿ‘‰ wealthwithoutwallstreet.com/newbook

    ๐Ÿ“ธ Daily plays on Instagram @wealthwithoutwallst

    โ–ถ๏ธ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

    ๐Ÿ“ง Subscribe on Substack https://wealthwithoutwallstreet.substack.com/


    Crisis Playbook: How to Protect Your Money During a Market Crash or War May 05, 2026
    Show notes

    Are you looking for ways to secure your financial future, no matter what the market situation is? In this episode, Russ and Joey share their personal crisis playbook, going over how you can protect your money during times of market instability, wars, or economic crashes. They discuss the three key elements needed to safeguard your wealth during these uncertain times.

    Russ recounts his experience during the 2008 financial crisis, when he realized that it wasn't better investments that were needed to weather the storm but a comprehensive system for cash flow, asset protection, and liquidity. Joey adds his experience, explaining how even when making a high income, he found that having money tied up in assets and retirement plans made him unable to seize opportunities.

    The hosts dive deep into their Passive Income Operating System, a system they built to ensure money continues to flow, even during crises. They share how this system moves income into predictable streams and maintains accessibility to capital. They also highlight how real estate, cash-flowing assets, and infinite banking provide stability and financial independence, even in uncertain times.

    If you're looking for a way to secure your financial future no matter what the market does, this episode provides proven strategies.

    Top three things you will learn:

    -The three essential elements needed to protect your money during market instability

    -How to create a system that generates predictable income and ensures access to capital

    -Why leveraging real estate, cash-flowing assets, and infinite banking can secure your financial future

    March 2026 Income At-A-Glance:

    -Gross Income for March: $80,423.00

    -Total Expenses for March: $31,368.00

    -Total Net Profit for March: $49,055.00

    -Difference b/t February & March: ($1,664.00)

    -% of net profit to overall gross revenue: 61%

    Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

    This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

    The hosts may have a financial interest in the programs or services mentioned in this episode.

    ๐Ÿ’ธ Build a Passive Income Machine in 3 Steps

    Stop trading hours for dollars and start building wealth the way the wealthy actually do ๐Ÿ‘‡

    ๐Ÿงฌ Step 1 โ€“ Find out what kind of investor you actually are

    There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how youโ€™re wired, plus the first move to make this week.

    ๐Ÿ‘‰ http://wealthwithoutwallstreet.com/investor-dna

    ๐Ÿ‘€ Step 2 โ€“ Learn the system in 12 minutes (free)

    In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars youโ€™re already spending and make them work twice, so the same money funds your life and buys your assets.

    ๐Ÿ‘‰ https://apply.wealthwithoutwallstreet.com/

    ๐Ÿ“ˆ Step 3 โ€“ Build Your Passive Income Machine

    We didnโ€™t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

    ๐Ÿ‘‰ http://choosePassiveIncome.com

    More free ways to grow your wealth

    ๐Ÿ“Š Take the Financial Freedom Analyzer

    Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

    ๐Ÿ‘‰ quiz.wealthwithoutwallstreet.com

    ๐Ÿ‘ฅ Join Our Free Community

    Swap deals and lessons with 10,000+ investors doing this right now

    ๐Ÿ‘‰ http://wealthwithoutwallstreet.com/community

    ๐Ÿ˜ก Paying $250K+ in taxes? Stop the bleed.

    Apply for the next Tax Strategy Intensive and keep more of what you earn.

    ๐Ÿ‘‰ wealthwithoutwallstreet.com/tax

    ๐Ÿ“˜ The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

    ๐Ÿ‘‰ wealthwithoutwallstreet.com/newbook

    ๐Ÿ“ธ Daily plays on Instagram @wealthwithoutwallst

    โ–ถ๏ธ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

    ๐Ÿ“ง Subscribe on Substack https://wealthwithoutwallstreet.substack.com/


    LLC Asset Protection Is Broken (Unless You Do This) with Aaron Scott Young Apr 30, 2026
    Show notes

    Many business owners and investors believe that forming an LLC automatically protects their assets. But today's guest warns that many LLCs fail under pressure because owners overlook critical protections, which could cost them everything in lawsuits or audits.

    In this episode, Aaron Scott Young joins Russ and Joey to discuss why most LLCs fail under pressure. Aaron explains that simply filing paperwork with the state isnโ€™t enough. Without proper structure, documentation, and ongoing compliance, the courts can treat your LLC as your โ€œalter ego,โ€ meaning your personal assets are fully exposed.

    He breaks down the critical steps most people skip. The conversation also highlights how small mistakes can destroy your protection when it matters most.

    If youโ€™ve built a business or investment portfolio and assume your LLC has you covered, this episode will challenge that assumption. Tune in to discover the crucial steps for proper structure and operation that can truly protect your assets.

    Top three things you will learn:

    -Why most LLCs fail to protect owners during lawsuits or audits

    -The steps required to maintain real legal separation and protection

    -How small mistakes (like mixing finances) can instantly destroy your asset protection

    About Our Guest:

    Aaron Scott Young is the CEO of Laughlin Associates. For over 20 years, He has been empowering business owners to build strong companies and proactively protect their dreams. An entrepreneur with several multimillion-dollar companies under his own belt, Aaron has made it his lifeโ€™s work to arm other business owners with success formulas that immediately provide exponential growth and protection.

    Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

    This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

    The hosts may have a financial interest in the programs or services mentioned in this episode.

    Connect with Aaron Scott Young:

    - Website - LimitMyRisk.com

    - Laughlin Associates Website - https://laughlinusa.com/

    ๐Ÿ’ธ Build a Passive Income Machine in 3 Steps

    Stop trading hours for dollars and start building wealth the way the wealthy actually do ๐Ÿ‘‡

    ๐Ÿงฌ Step 1 โ€“ Find out what kind of investor you actually are

    There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how youโ€™re wired, plus the first move to make this week.

    ๐Ÿ‘‰ http://wealthwithoutwallstreet.com/investor-dna

    ๐Ÿ‘€ Step 2 โ€“ Learn the system in 12 minutes (free)

    In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars youโ€™re already spending and make them work twice, so the same money funds your life and buys your assets.

    ๐Ÿ‘‰ https://apply.wealthwithoutwallstreet.com/

    ๐Ÿ“ˆ Step 3 โ€“ Build Your Passive Income Machine

    We didnโ€™t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

    ๐Ÿ‘‰ http://choosePassiveIncome.com

    More free ways to grow your wealth

    ๐Ÿ“Š Take the Financial Freedom Analyzer

    Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

    ๐Ÿ‘‰ quiz.wealthwithoutwallstreet.com

    ๐Ÿ‘ฅ Join Our Free Community

    Swap deals and lessons with 10,000+ investors doing this right now

    ๐Ÿ‘‰ http://wealthwithoutwallstreet.com/community

    ๐Ÿ˜ก Paying $250K+ in taxes? Stop the bleed.

    Apply for the next Tax Strategy Intensive and keep more of what you earn.

    ๐Ÿ‘‰ wealthwithoutwallstreet.com/tax

    ๐Ÿ“˜ The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

    ๐Ÿ‘‰ wealthwithoutwallstreet.com/newbook

    ๐Ÿ“ธ Daily plays on Instagram @wealthwithoutwallst

    โ–ถ๏ธ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

    ๐Ÿ“ง Subscribe on Substack https://wealthwithoutwallstreet.substack.com/


    The Perfect IBC Policy Designed (Exact Math Revealed) Apr 28, 2026
    Show notes

    Most people think thereโ€™s a โ€œperfectโ€ Infinite Banking policy, but what if that belief is exactly whatโ€™s setting them up to fail? In this episode, Russ and Joey break down one of the most misunderstood questions in Infinite Banking: Is there such a thing as the perfect policy design? Instead of giving a one-size-fits-all answer, they reveal why the right design depends entirely on your goals, timeline, and financial situation.

    They walk through the two key levers that shape every policyโ€”base premium and paid-up additions (PUA)โ€”and explain how each impacts cash value growth, death benefit, and long-term performance.

    The conversation also uncovers why many so-called experts get policy design wrong by forcing rigid formulas instead of tailoring strategies. From health and income to business goals and legacy planning, Russ and Joey outline the real variables that determine the optimal structure.

    Their conclusion is clear: there is no universal perfect designโ€”only the one that aligns with your specific objectives. And getting this right can be the difference between a policy that underperforms and one that becomes a powerful wealth-building system.

    Top three things you will learn:

    -The reason there is no โ€œperfectโ€ IBC policy

    -The difference between base premium and PUA (and when to use each)

    -How to design a policy that aligns with your goals, cash flow, and timeline

    Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

    This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

    The hosts may have a financial interest in the programs or services mentioned in this episode.

    ๐Ÿ’ธ Build a Passive Income Machine in 3 Steps

    Stop trading hours for dollars and start building wealth the way the wealthy actually do ๐Ÿ‘‡

    ๐Ÿงฌ Step 1 โ€“ Find out what kind of investor you actually are

    There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how youโ€™re wired, plus the first move to make this week.

    ๐Ÿ‘‰ http://wealthwithoutwallstreet.com/investor-dna

    ๐Ÿ‘€ Step 2 โ€“ Learn the system in 12 minutes (free)

    In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars youโ€™re already spending and make them work twice, so the same money funds your life and buys your assets.

    ๐Ÿ‘‰ https://apply.wealthwithoutwallstreet.com/

    ๐Ÿ“ˆ Step 3 โ€“ Build Your Passive Income Machine

    We didnโ€™t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

    ๐Ÿ‘‰ http://choosePassiveIncome.com

    More free ways to grow your wealth

    ๐Ÿ“Š Take the Financial Freedom Analyzer

    Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

    ๐Ÿ‘‰ quiz.wealthwithoutwallstreet.com

    ๐Ÿ‘ฅ Join Our Free Community

    Swap deals and lessons with 10,000+ investors doing this right now

    ๐Ÿ‘‰ http://wealthwithoutwallstreet.com/community

    ๐Ÿ˜ก Paying $250K+ in taxes? Stop the bleed.

    Apply for the next Tax Strategy Intensive and keep more of what you earn.

    ๐Ÿ‘‰ wealthwithoutwallstreet.com/tax

    ๐Ÿ“˜ The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

    ๐Ÿ‘‰ wealthwithoutwallstreet.com/newbook

    ๐Ÿ“ธ Daily plays on Instagram @wealthwithoutwallst

    โ–ถ๏ธ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

    ๐Ÿ“ง Subscribe on Substack https://wealthwithoutwallstreet.substack.com/


    What Actually Happens When You Lend Money on House Flips with Matt Strong Apr 23, 2026
    Show notes

    Have you ever wondered what actually happens when you lend money for real estate flips? In this episode, Russ and Joey sit down with Matt Strong from Sierra West Funding to talk about the ins and outs of lending money on house flips. Matt shares his approach to mitigating risk and ensuring that his investorsโ€™ money is safe.

    He explores the three factors to successful private lending and the consequences of chasing higher returns. Matt also highlights how experience in flipping properties helps him evaluate the true value of a deal and the borrowerโ€™s ability to execute.

    With over 1,600 deals under his belt, Matt provides a wealth of knowledge on how to manage both successful and troubled deals. Whether you're considering becoming a private lender or just curious about it, this episode gives a clear picture of how the process works.

    Top three things you will learn:

    -How to minimize risk and protect your investment when lending money on house flips

    -How to evaluate a good deal

    -What to do when things go wrong

    About Our Guest:

    Matt Strong is the owner of Sierra West Funding, which provides quick funding for short-term real estate projects, typically fix-and-flip or other single-family investments. He got his start in real estate in 2004 by actively buying and selling his own properties and has purchased and resold over 425 single-family homes in Utah. Matt is also an active buy-and-hold investor, real estate broker, and loan officer.

    Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

    This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

    The hosts may have a financial interest in the programs or services mentioned in this episode.

    Connect with Matt Strong:

    - Email - loans@sierrawestfunding.com

    ๐Ÿ’ธ Build a Passive Income Machine in 3 Steps

    Stop trading hours for dollars and start building wealth the way the wealthy actually do ๐Ÿ‘‡

    ๐Ÿงฌ Step 1 โ€“ Find out what kind of investor you actually are

    There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how youโ€™re wired, plus the first move to make this week.

    ๐Ÿ‘‰ http://wealthwithoutwallstreet.com/investor-dna

    ๐Ÿ‘€ Step 2 โ€“ Learn the system in 12 minutes (free)

    In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars youโ€™re already spending and make them work twice, so the same money funds your life and buys your assets.

    ๐Ÿ‘‰ https://apply.wealthwithoutwallstreet.com/

    ๐Ÿ“ˆ Step 3 โ€“ Build Your Passive Income Machine

    We didnโ€™t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

    ๐Ÿ‘‰ http://choosePassiveIncome.com

    More free ways to grow your wealth

    ๐Ÿ“Š Take the Financial Freedom Analyzer

    Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

    ๐Ÿ‘‰ quiz.wealthwithoutwallstreet.com

    ๐Ÿ‘ฅ Join Our Free Community

    Swap deals and lessons with 10,000+ investors doing this right now

    ๐Ÿ‘‰ http://wealthwithoutwallstreet.com/community

    ๐Ÿ˜ก Paying $250K+ in taxes? Stop the bleed.

    Apply for the next Tax Strategy Intensive and keep more of what you earn.

    ๐Ÿ‘‰ wealthwithoutwallstreet.com/tax

    ๐Ÿ“˜ The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

    ๐Ÿ‘‰ wealthwithoutwallstreet.com/newbook

    ๐Ÿ“ธ Daily plays on Instagram @wealthwithoutwallst

    โ–ถ๏ธ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

    ๐Ÿ“ง Subscribe on Substack https://wealthwithoutwallstreet.substack.com/


    The Untold Story of Alex and Leila Hormozi Apr 21, 2026
    Show notes

    What does it really take to build a $100M empire? In this episode, Russ and Joey sit down with Alex and Leila Hormozi to dive into their untold story. Before they were household names, before they built a $100M empire, they were just like many of usโ€“ struggling, learning, and figuring things out.

    Alex shares how he pivoted from a successful consulting career to opening gyms, eventually leading to the launch of their multimillion-dollar business ventures. Leila, who started in fitness sales and personal training, reveals how she joined Alex in entrepreneurship and helped scale their ventures together.

    We also discuss the major setbacks and personal challenges they faced, and how these moments of doubt ultimately led to growth. Their story is not just about business success, but about resilience, hard decisions, and finding the courage to go against the grain.

    If youโ€™ve ever wondered what it takes to build a successful business from the ground up, this episode is for you. Donโ€™t miss the raw, unfiltered version of their journey and how Alex and Leila turned their struggles into a foundation for their success.

    Top three things you will learn:

    -The real struggles behind the success

    -The power of taking risks

    -The importance of mentorship and belief

    Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

    This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

    The hosts may have a financial interest in the programs or services mentioned in this episode.

    ๐Ÿ’ธ Build a Passive Income Machine in 3 Steps

    Stop trading hours for dollars and start building wealth the way the wealthy actually do ๐Ÿ‘‡

    ๐Ÿงฌ Step 1 โ€“ Find out what kind of investor you actually are

    There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how youโ€™re wired, plus the first move to make this week.

    ๐Ÿ‘‰ http://wealthwithoutwallstreet.com/investor-dna

    ๐Ÿ‘€ Step 2 โ€“ Learn the system in 12 minutes (free)

    In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars youโ€™re already spending and make them work twice, so the same money funds your life and buys your assets.

    ๐Ÿ‘‰ https://apply.wealthwithoutwallstreet.com/

    ๐Ÿ“ˆ Step 3 โ€“ Build Your Passive Income Machine

    We didnโ€™t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

    ๐Ÿ‘‰ http://choosePassiveIncome.com

    More free ways to grow your wealth

    ๐Ÿ“Š Take the Financial Freedom Analyzer

    Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

    ๐Ÿ‘‰ quiz.wealthwithoutwallstreet.com

    ๐Ÿ‘ฅ Join Our Free Community

    Swap deals and lessons with 10,000+ investors doing this right now

    ๐Ÿ‘‰ http://wealthwithoutwallstreet.com/community

    ๐Ÿ˜ก Paying $250K+ in taxes? Stop the bleed.

    Apply for the next Tax Strategy Intensive and keep more of what you earn.

    ๐Ÿ‘‰ wealthwithoutwallstreet.com/tax

    ๐Ÿ“˜ The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

    ๐Ÿ‘‰ wealthwithoutwallstreet.com/newbook

    ๐Ÿ“ธ Daily plays on Instagram @wealthwithoutwallst

    โ–ถ๏ธ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

    ๐Ÿ“ง Subscribe on Substack https://wealthwithoutwallstreet.substack.com/


    The Exit Strategy Most $1โ€“$2M Business Owners Get Wrong with Tom Shipley Apr 16, 2026
    Show notes

    Many business owners making $1โ€“$2 million annually feel financially secure, but when it comes time to sell, they realize their business isn't worth enough to retire on. In this episode, Tom Shipley joins Russ and Joey to talk about the exit strategy most $1โ€“$2M business owners get wrong. He explains why two-thirds of businesses in this range fail to sell, and how to avoid the โ€œvalley of despairโ€ where owners find themselves stuck in an endless cycle.

    Tom goes over the steps every business owner should take before trying to sell. He shares how acquisitions can be a powerful tool for improving your business value and how a well-timed acquisition can increase your chances of a successful exit.

    Whether you're preparing to sell your business or want to ensure you're setting it up for a lucrative exit down the road, learn how to create a sustainable, profitable business that attracts buyers and maximizes your exit potential.

    Top three things you will learn:

    -Why $1โ€“$2M business owners struggle to retire on the sale of their business

    -How to prepare your business for a successful exit

    -The power of acquisitions in business growth and exit strategies

    About Our Guest:

    Tom Shipley is a serial entrepreneur and investor who focuses on building "optional exits" for $3M-$50M+ businesses, allowing owners to sell on their own terms or continue growing. Tom's emphasis is on leveraging acquisitions for growth and creating valuable, self-sustaining systems rather than just optimizing for a quick sale.

    Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

    This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

    The hosts may have a financial interest in the programs or services mentioned in this episode.

    Connect with Tom Shipley:

    - Website - https://DealConLive.com

    ๐Ÿ’ธ Build a Passive Income Machine in 3 Steps

    Stop trading hours for dollars and start building wealth the way the wealthy actually do ๐Ÿ‘‡

    ๐Ÿงฌ Step 1 โ€“ Find out what kind of investor you actually are

    There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how youโ€™re wired, plus the first move to make this week.

    ๐Ÿ‘‰ http://wealthwithoutwallstreet.com/investor-dna

    ๐Ÿ‘€ Step 2 โ€“ Learn the system in 12 minutes (free)

    In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars youโ€™re already spending and make them work twice, so the same money funds your life and buys your assets.

    ๐Ÿ‘‰ https://apply.wealthwithoutwallstreet.com/

    ๐Ÿ“ˆ Step 3 โ€“ Build Your Passive Income Machine

    We didnโ€™t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

    ๐Ÿ‘‰ http://choosePassiveIncome.com

    More free ways to grow your wealth

    ๐Ÿ“Š Take the Financial Freedom Analyzer

    Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

    ๐Ÿ‘‰ quiz.wealthwithoutwallstreet.com

    ๐Ÿ‘ฅ Join Our Free Community

    Swap deals and lessons with 10,000+ investors doing this right now

    ๐Ÿ‘‰ http://wealthwithoutwallstreet.com/community

    ๐Ÿ˜ก Paying $250K+ in taxes? Stop the bleed.

    Apply for the next Tax Strategy Intensive and keep more of what you earn.

    ๐Ÿ‘‰ wealthwithoutwallstreet.com/tax

    ๐Ÿ“˜ The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

    ๐Ÿ‘‰ wealthwithoutwallstreet.com/newbook

    ๐Ÿ“ธ Daily plays on Instagram @wealthwithoutwallst

    โ–ถ๏ธ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

    ๐Ÿ“ง Subscribe on Substack https://wealthwithoutwallstreet.substack.com/


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