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    Business

    The Stacking Benjamins Show

    Named Best Personal Finance Podcast by Bankrate.com and Kiplinger — and the only podcast the Plutus Awards retired from competition after winning twice — The Stacking Benjamins Show is personal finance that doesn’t put you to sleep.

    Hosts Joe Saul-Sehy (former 16-year financial advisor, ex-WXYZ-TV “Money Man”) and Josh “OG” Bannerman, CFP (Certified Financial Planner, Bannerman Wealth) sit around the card table in Joe’s mom’s half-finished basement in Texarkana and talk money with the smartest guests in personal finance, investing, and behavioral economics. As Fast Company wrote, the show “strikes a great balance of fun and functional.”

    Every Monday, Wednesday, and Friday: expert guests, real headlines, listener questions, and Doug’s trivia. Topics include investing, retirement planning, budgeting, real estate, behavioral finance, taxes, and financial independence — for anyone who wants to be smarter about money without being talked down to.

    Subscribe to The 201 — the free newsletter that goes deeper than the show — at stackingbenjamins.com/201

    Advertise

    Copyright: © 2023 SB Podcast LLC | Cumulus Podcast Network

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    Latest Episodes:
    Is Robinhood REALLY Shaking Up Financial Planning? (SB1611) Dec 04, 2024
    Show notes

    Are you ready for a shake-up in the world of financial planning? This week, we’re diving into Robinhood’s bold leap into financial advising and what it could mean for the industry—and for you.

    We’ll cover navigating market volatility, how AI is reshaping personal finance, and why index funds remain a top choice for long-term goals. Plus, Doug’s latest escapade leads us to some unexpected places, including a yacht adventure and the art world’s million-dollar banana.

    Episode Highlights

    • Introduction and Doug’s latest antics
    • Robinhood’s big move into financial planning
    • Practical tips for navigating today’s volatile market
    • Why index funds might still reign supreme for long-term investors
    • The pros and cons of RIAs (Registered Investment Advisors) and custodial platforms
    • Financial planning strategies for young investors starting out
    • Emerging trends shaping the financial planning landscape
    • Smart debt management strategies to keep you ahead
    • Highlights from past episodes that you’ll want to revisit
    • Doug’s TikTok Minute: Yacht adventures and high-seas drama
    • Trivia Time: The Great Smog of London and what it teaches us about resilience
    • Listener Q&A: How to project portfolio growth without losing your cool
    • The wildest story of the week: The art world’s million-dollar banana


    From the latest in financial trends to practical strategies, this episode is packed with insights to help you take your financial planning to the next level. Tune in and start stacking smarter!

    Links to Check Out

    • Show Notes & Resources: Get the full scoop at StackingBenjamins.com
    • Retiremeet 2025: Joe is taking the stage on February 8, 2025! Grab your ticket at Retiremeet.com and use code STACKING for a discount!
    • New York City Meetup: Join us for a fun-filled evening on December 12! Details at StackingBenjamins.com/NYC

    Learn more about your ad choices. Visit podcastchoices.com/adchoices

    See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.


    The Basics of Financial Independence, Retire Early (FIRE) with Jackie Cummings Koski (SB1610) Dec 02, 2024
    Show notes

    Are you ready to take control of your finances and make this holiday season the year you avoid debt traps? Today, we're diving into the inspiring story of Jackie Cummings Koski, co-host of the Catching Up to FI podcast. Jackie’s journey—from a divorce that sparked her financial awakening to achieving FIRE (Financial Independence, Retire Early)—is packed with lessons you can use to stack your Benjamins and live life on your terms.

    What You’ll Learn Today:

    • How to develop a saving habit that lasts.
    • The key steps Jackie took to overcome financial fears and invest wisely.
    • Tips for navigating holiday spending without breaking the bank.

    Jackie also shares actionable strategies for building a financial dashboard, exploring side hustles, and embracing flexibility in your work and life. Whether you're just starting or looking to fine-tune your financial game, this episode is packed with advice to help you move forward with confidence.

    Episode Highlights:

    • Struggling to get back to work after a holiday weekend? We’ve all been there!
    • Jackie’s journey: From financial wake-up call to achieving FIRE success.
    • Overcoming fears, gaining confidence, and investing smarter.
    • Building a financial dashboard to track your progress.
    • Smart holiday spending tips to keep your budget intact.

    Trivia Fun:

    How much do people typically overspend during the holidays? Join Joe, OG, and Doug as they tackle this question in our trivia segment, with plenty of laughs and surprises along the way.

    Don’t Miss This Episode If:

    You’re looking for inspiration, actionable advice, and practical tips to master your money, avoid holiday debt, and build the financial independence you’ve always dreamed of.

    Resources from This Episode:

    • Jackie Cummings Koski’s Catching Up to FI Podcast
    • Stacking Benjamins Workplace Benefits Guide
    • Join the Basement Facebook Group for Tips and Community Fun

    Love What You Hear? Share the Wealth!

    If today’s episode inspired you, help us spread the word by leaving a review or sharing it with a friend. Every share helps keep the basement buzz going!

    FULL SHOW NOTES: https://stackingbenjamins.com/FIRE-basics-with-jackie-cummings-koski-1610

    Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201

    Enjoy!

    Learn more about your ad choices. Visit podcastchoices.com/adchoices

    See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.


    Our Biggest Best Board Games About Money AND Holiday Fun Lists Yet! SB1609 Nov 29, 2024
    Show notes

    In our most EPIC board game episode EVER, Joe is joined by board game aficionados Katie, Sean, and Daniel. The four of them dive into the world of board games—just in time for holiday gatherings! Whether you're hosting family, looking for a budget-friendly gift idea, or just want to create memorable moments, this panel has you covered.

    The create two lists on today's show. The first includes their top 5 games with a money or economic component. From games about running economies, to running businesses, to buying real estate and more, the team comes through with some great recommendations, just in time for the holidays (check out our show notes for links to purchase any of the listed games!).

    The second list helps ensure you don't waste money this holiday season on games that stink! If you're playing games this holiday season with friends and family, our panel lists off their top 5 games that you can find reliably in the Target or Walmart game aisle, your friendly local game store, or online. You're sure to find something you love on these lists. (Again, you can help the show AND enjoy your holiday season by purchasing from our show notes page!).

    Overall, they share their top picks, including timeless classics and modern favorites, guaranteed to spark fun and foster connections. Along the way, the crew chats about the lessons these games can teach—strategy, teamwork, and maybe even a little patience when Uncle Doug gets competitive. Speaking of Doug, he’s back with a trivia segment on the popular game Carcassonne and its iconic wooden game pieces, the 'Meeples.'

    If you’re looking to level up your family game nights or find the perfect holiday game, this episode is a jackpot!

    Episode Highlights
    • Introduction and Black Friday Buzz – How board games fit into your budget-friendly shopping plans.
    • Meet the Panel – Katie, Sean, and Daniel share their board game obsessions and how they got started.
    • Top Picks from the Experts – From Katie’s family-friendly favorites to Sean’s fast-paced picks and Daniel’s strategic challenges.
    • Spotlight on Unique Games – Explore gems like The Zen of Takeo, Mr. President, and Juicy Fruits.
    • Holiday Recommendations – Perfect games for all ages, from casual party players to strategy enthusiasts.
    • Deep Dive on Popular Games – Learn about strategies for Catan, the charm of Ticket to Ride, and the quick thrills of Five Minute Marvel.
    • Trivia Fun with Doug – A game within the episode! Can you guess the answer to Doug’s Carcassonne trivia?
    A Few of Our Panelists' Top Picks
    • Katie’s Favorites: Phase 10, Ticket to Ride, and more.
    • Sean’s Must-Haves: Azul and Five Minute Marvel.
    • Daniel’s Top Choices: Fishbowl, The Crew, and Cinco Lingo.


    Whether you’re a seasoned gamer or a newbie looking to try something fun, this episode is packed with tips, laughs, and plenty of game ideas to keep your holidays entertaining and affordable.

    Got a favorite board game? Share it with us on social or call in—we’d love to hear your recommendations!

    FULL SHOW NOTES: https://stackingbenjamins.com/board-game-extravaganza-2024-1609

    Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201

    Enjoy!

    Learn more about your ad choices. Visit podcastchoices.com/adchoices

    See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.


    Quirky, Fun, and Jaw-Dropping Tech Deals this Holiday Season (Bridget Carey from CNET is BACK!) SB1608 Nov 27, 2024
    Show notes

    Ready to brave the Black Friday madness? Don’t hit “add to cart” just yet! In this episode, tech guru Bridget Carey from CNET joins us to share her insider tips on navigating the sea of deals and avoiding those flashy-but-fishy doorbusters. Whether you’re hunting for the latest gadgets or trying to resist that smart fridge you probably don’t need, Bridget’s advice will save your wallet (and maybe your sanity).

    But that’s not all! We’re diving into why mortgage rates are still climbing even as the Fed cuts interest rates, what it means for your financial plans, and whether paying off your mortgage early is worth the hype. Along the way, we sprinkle in personalized money moves, tech nostalgia, and even some surprising theme park innovations (hint: the future is now, and it’s a little quirky).

    It’s an episode jam-packed with expert advice, a few detours into saxophone mysteries, and practical tips to keep your finances (and holiday shopping) in check.

    Run of Show
    • Black Friday Tech Talk: Introduction and Welcome
    • Thanksgiving Prep and Family Traditions (a.k.a. Stuffing Debate #4,567)
    • Tech Gadgets You Want vs. Gadgets You Actually Need
    • Bridget Carey’s Tech Wishlist and Recommendations
    • AI in Everyday Tech: The Good, the Bad, and the Overhyped
    • Apple Products and Innovations: Must-Have or Meh?
    • Fun and Quirky Tech Toys to Impress Your Inner Child
    • Theme Park Tech Updates: The Future of Fun
    • Star-Studded Party Details: Who Brought the Mystery Saxophone Player?
    • Mortgage Rates and Why the Math Isn’t Mathing
    • Homeowner Strategies: To Pay Off or Not to Pay Off?
    • TikTok Tips for Saving More This Holiday Season
    • Upcoming NYC Meetup and Thanksgiving Wishes from the Basement Crew
    • Movie Review: Conclave – Worth Your Time or Skip It?


    FULL SHOW NOTES: https://stackingbenjamins.com/best-tech-deals-2024-1608

    Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201

    Enjoy!

    Learn more about your ad choices. Visit podcastchoices.com/adchoices

    See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.


    Black Friday Deals? We've Got Them (and strategies to avoid breaking the bank) SB1607 Nov 25, 2024
    Show notes

    Ah, the holidays—a time for twinkling lights, warm cocoa, and the yearly hunt for the perfect Black Friday deal. Feeling the mix of cheer and budget-related stress? Don’t worry, we’ve got you covered! Today, Regina Conway from SlickDeals joins us to share insider tips on scoring the best bargains. From stacking deals for maximum savings to finding hidden gems (like book bargains that’ll thrill even non-readers), Regina has the scoop to help you stretch every dollar this season.

    But we’re not stopping at shopping—oh no. We’re tackling the lesser-known world of using your IRA to invest in real estate. Spoiler alert: it’s not as simple as it sounds. We’ll break down the rules, avoidable mistakes, and real estate horror stories that’ll make you think twice before jumping in.

    And because it’s the holidays, we’re sprinkling in a little fun. Think debates over Mariah Carey’s playlist dominance, nostalgic Christmas traditions, and some lighthearted banter that’s as comforting as Grandma’s stuffing (though maybe less calorie-dense). Cheers to smarter shopping and investing that doesn’t leave you out in the cold!

    Run of Show
    • Thanksgiving Banter and Warm Holiday Wishes
    • Saluting the Troops and Sharing Gratitude
    • Black Friday Buzz: Meet Regina Conway from Slick Deals
    • Spotlight on Real Estate Investor Horror Stories
    • Holiday Traditions: From Playlists to Tech Talk
    • Slick Deals’ Top Black Friday Shopping Tips
    • Book Deals and the Unexpected Rise of Reading
    • Travel Deals and Gift Cards That Pack a Punch
    • Memberships, Subscriptions, and Tickets: Hidden Savings
    • Utility Items and Home Improvement Must-Haves
    • The Slick Deals Community: Smart Shoppers Unite
    • How Slick Deals Makes Money (and Keeps the Lights On)
    • Celebrating 25 Years of Slick Deals
    • Historical Trivia: The Origin of Coupons
    • Essential Holiday Shopping Tips for the Savvy Stacker
    • Using Your IRA for Real Estate: The Dos and Don’ts
    • Monthly Update on the Benefits Guide
    • Holiday Season Reflections and Final Thoughts


    FULL SHOW NOTES: https://stackingbenjamins.com/black-friday-deals-2024-1607

    Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201

    Enjoy!

    Learn more about your ad choices. Visit podcastchoices.com/adchoices

    See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.


    Unlock a Life with Purpose: Intentional Living Tips from the Pros (SB1606) Nov 22, 2024
    Show notes

    Ever feel like life is one long, chaotic to-do list? Maybe it’s time to grab the reins and start living with intention. In today’s episode, Joe Saul-Sehy, Paula Pant, and Doc G team up with special guest Candy Valentino to help you cut through the noise, focus on what matters, and make purposeful choices that align with your goals.

    We’ll explore the power of saying “no” (because sometimes your calendar deserves a break), the magic of setting three non-negotiables, and how small, thoughtful shifts can lead to massive wins. Whether you’re a business owner plotting your empire or a 9-to-5er trying to reclaim your time, this episode offers practical tips to help you design the life you want.

    And just when you thought it was all deep thoughts and purpose, we take a detour to discuss Blackbeard’s treasure (yes, that Blackbeard) and debate its true value. Spoiler alert: The answer might surprise you—or at least make you re-evaluate your treasure-hunting strategy.

    Grab a seat, Stackers—it’s time to get intentional.

    Run of Show
    • Opening Scene: Can You Fly This Plane?
    • Welcome to the Stacking Benjamins Show
    • Getting Intentional About Your Life
    • Meet the Guests: Candy Valentino Joins the Crew
    • Candy on The 9% Edge
    • Why Intentional Living is Your Secret Weapon
    • Trivia Time: Digging Into Blackbeard’s Treasure
    • Debating the Value of Pirate Booty
    • The Final Answer Revealed: Was It Worth It?
    • Deep Dive: Intentionality and Finding Purpose
    • Setting Intentions and Dodging Distractions
    • How Small Shifts Can Spark Big Changes
    • Learning to Say No Without Guilt
    • Podcast Highlights and Wrap-Up


    FULL SHOW NOTES: https://stackingbenjamins.com/all-about-intentional-living-1606

    Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201

    Enjoy!

    Learn more about your ad choices. Visit podcastchoices.com/adchoices

    See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.


    Is Your Portfolio Safe? The Real Risk of “Funny Business” in Your Investments Nov 20, 2024
    Show notes

    Ever wondered how to steer clear of trouble with your investments? Today, we’re diving into an SEC investigation that’s rattling one fund and discussing what you need to know to protect yourself. We’re also unpacking the benefits of passive investing and index funds—because simplifying your approach to the stock market might just be the smartest move you make.

    In our TikTok Minute, we’ll take a look at a quick clip that highlights a common financial misunderstanding, and along the way, we’ll sprinkle in a bit of British charm (no spoilers, but it’s classic).

    Finally, we’re tackling a listener question from a soon-to-be parent who’s wondering how to plan for their child’s financial future. From custodial accounts to financial aid strategies, we’ll walk through the best options to ensure your kids have a strong start. Add in Doug’s trivia, some thought-provoking discussions, and a peek at upcoming events, and you’ve got a packed episode full of actionable insights.

    Run of Show
    • Introduction and Opening Remarks
    • Kickoff and Today’s Topics Overview
    • Discussion on the SEC Investigation and What You Need to Know
    • Monitoring Your Money Effectively
    • Sponsor Messages and Lighthearted Banter
    • Headline: Western Assets Bond Fund in Trouble
    • Debating Active vs. Passive Management
    • TikTok Minute: A Quick Look at Financial Missteps
    • Listener Call and Doug’s Trivia Break
    • Listener Question: Financial Planning for a Newborn
    • Custodial Accounts vs. Other Savings Options
    • Tax Implications and Financial Aid Considerations
    • Upcoming Events and Community Meetups
    • Doug’s TV Show Reviews

    

    FULL SHOW NOTES: https://stackingbenjamins.com/when-good-funds-go-bad-1605

    Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201

    Enjoy!

    Learn more about your ad choices. Visit podcastchoices.com/adchoices

    See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.


    Life Doesn’t Get Easier, You Get Better (SB1604) Nov 18, 2024
    Show notes

    Ever feel like life keeps throwing curveballs your way? The truth is, it doesn’t actually get easier—you just get better at hitting those pitches. This week, we’re tackling financial challenges head-on with financial behavior psychologist Dr. Brad Klontz and TikTok star Adrian Brambila. Together, they deliver some much-needed “virtual slaps” to help shift your financial mindset from poor to rich.

    We’re diving into practical tips like automating your finances, avoiding debt traps, and embracing tough love to overcome obstacles. In our headline segment, we’re revealing the U.S. cities with the highest and lowest non-mortgage debt. More importantly, we’ll discuss how to manage your financial health no matter where you live. It’s all about learning to play the game the right way.

    And, of course, stick around for Doug’s trivia, humor, and possibly a questionable bread recommendation.

    Run of Show
    • Monday Morning Toast Ritual
    • Debate Over the Best Bread Choices
    • Salute to the Troops
    • Introduction to the Stacking Benjamins Show
    • Meet the Monday Mentors: Brad Klontz and Adrian Brambila
    • Brad and Adrian Share Harsh Truths About Wealth Building
    • The Psychology of Wealth and Financial Mindset Shifts
    • Automation: The Secret Hack to Building Wealth
    • The Poor vs. Rich Mindset: How to Change the Way You Think
    • Investing Wisely: The 4% Rule
    • Book Promotions and Special Offers from the Guests
    • Doug’s Trivia and Humor Break
    • Coaching and Motivational Strategies to Stay on Track
    • Headline Segment: Debt in American Cities (Highest and Lowest)
    • Conclusion and Final Thoughts on Getting Better, Not Easier


    FULL SHOW NOTES: https://stackingbenjamins.com/tough-love-money-lessons-brad-klontz-1604

    Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201

    Enjoy!

    Learn more about your ad choices. Visit podcastchoices.com/adchoices

    See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.


    Seriously, How Many Laws of Personal Finance Do You Need? SB1603 Nov 15, 2024
    Show notes

    How many personal finance rules does it actually take to keep your financial house in order? Book after book, podcast after podcast—everyone seems to have "the" set of rules you need. But one intrepid blogger asked himself, "How much do I really need to know to keep my financial health on track?" Today, we dive into his answer: the four laws of financial health, as explored by our lively roundtable crew.

    Joining Joe and OG are Paula Pant, who's made it her mission to Afford Anything, and Jesse Cramer from The Best Interest podcast. OG’s here with a sports injury story (with a twist!), Paula’s got thoughts on ramping up savings, and Jesse dives deep into the need for a solid safety net. Get ready for laughs, valuable insights, and practical tips to help you set, track, and knock out your financial goals with confidence.

    Plus, we’re treating you to some of Doug’s legendary trivia, and revisiting Oprah’s unforgettable weight loss reveal moment. Buckle up for a mix of fun and insight straight from Mom's basement!

    Run of Show
    • Introduction and Opening Remarks
    • Meet the Hosts and Guests
    • OG's Sports Injury Story (with a twist)
    • Paula’s Early Voting Adventure
    • Diving into the Four Laws of Financial Health
    • Trivia Time with Doug
    • Oprah’s Weight Loss Reveal: Guessing Game
    • Different Theories on Oprah’s Weight Loss
    • Answer Reveal and Lessons Learned
    • Importance of Cash Reserves
    • Building and Maintaining an Emergency Fund
    • Systematic Saving and Investing Strategies
    • Weekend Plans and Podcast Updates
    • Closing Remarks and Takeaways

    

    FULL SHOW NOTES: https://stackingbenjamins.com/the-four-laws-of-financial-health-1603

    Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201

    Enjoy!

    Learn more about your ad choices. Visit podcastchoices.com/adchoices

    See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.


    How Can Artificial Intelligence Help You Plan Better? (with Robert Farrington from The College Investor) SB1602 Nov 13, 2024
    Show notes

    Curious about how AI might sneak its way into your financial plan? Today, we bring you the latest scoop on this hot topic with our guest, Robert Farrington from The College Investor. Together, we’ll break down the research on AI’s potential impact on your financial life (spoiler: it’s not here to pay your credit card bills). Plus, we tackle a listener question from someone who might've spent a bit too much time binging Better Call Saul.

    Get ready to have your assumptions challenged as we throw in a TikTok Minute that’ll shake up everything you thought you knew abouthuge companies and their projections of the future. It isn't that we don't believe Goldman Sachs...it's just that the cost of being wrong may outweigh the gains of ignoring the strategy altogether. And, of course, stick around for trivia that’ll make you the star of your next gathering—Mom says you should be prepared to impress!

    Join hosts Joe Saul-Sehy, OG, and the always-insightful Robert Farrington for an episode packed with practical financial wisdom, a few chuckles, and as always, a lot of basement charm. You know...because we're charming.

    We're coming to NYC on December 12th! Join Joe, OG, Paula Pant AND Doc G for an amazing gathering of personal finance fans. Head to https://stackingbenjamins.com/nyc to sign up before spots are gone.


    Run of Show
    • Introduction and Opening Remarks
    • Welcoming Robert Farrington
    • Casual Banter and Health Tips
    • Deep Dive into AI and Finance
    • AI in Everyday Life and Financial Planning
    • Challenges and Limitations of AI
    • Using AI for Specific Financial Tasks
    • The Future of AI in Financial Planning
    • Personalized Advice and Experience
    • Asking the Right Questions (to AI and yourself!)
    • Where to Find More Information
    • AI in Personal Finance
    • Trivia Time with Doug
    • Investment Strategies and Market Predictions
    • Upcoming Events and Announcements - We're coming to NYC!
    • Halloween Fun and Candy Tax

    Learn more about your ad choices. Visit podcastchoices.com/adchoices

    See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.


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