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    The Real Estate Way to Wealth and Freedom

    Are you interested in Real Estate Investing, but don’t know how or where to start? Are you a young professional or just starting to explore the possibility of investing in cash flowing real estate? The Real Estate Way to Wealth and Freedom podcast aims to help people just like you build wealth and achieve financial freedom through real estate investing, with a focus on investing in apartment buildings. With actionable content from weekly interviews with real estate investors, lenders, brokers, tax attorneys, and other real estate professionals, you’ll have the education necessary to begin your real estate investing journey. Jacob Ayers is a young professional who started investing in real estate at the age of 25. As a real estate investor and entrepreneur, Jacob aspires to help you achieve financial freedom through real estate investing. If terms such as passive income, lifestyle engineering, wealth creation, and freedom resonate with you, then you’re sure to get value from this podcast! If you want to live a life of fulfillment while doing the things you love, then this is the podcast for you!

    Advertise
    • Apple Podcasts
    • Google Play
    • Spotify

    Latest Episodes:
    House Hacking to Financial Freedom with Diego Corzo Jan 13, 2020
    Show notes

    Diego is a sought-after Forbes featured millennial entrepreneur and real estate investor. Diego is on a path to financial freedom and aspires to help others, especially millennials, become financially free and reach their full potential. His story has now been featured in Forbes, CNN Money, Inc.com, Entreprenuer.com, Fox News, Telemundo, and Univision.

    KEY POINTS

    1. House-hacking to financial freedom with a single family home
    2. Finding your unfair advantage
    3. How to have your expenses paid by other people
    4. Ways to start real estate investing with little money
    5. The right mindset to achieve a rich life


    LIGHTNING QUESTIONS

    1. What was your biggest hurdle getting started in real estate investing, and how did you overcome it?
    2. Finding the right bank that will lend to me. Don’t take ‘no’ for an answer and never gives up.
    3. Do you have a personal habit that contributes to your success?
    4. Investing in myself by going to two to three events a year.
    5. Do you have an online resource that you find valuable?
    6. Dropbox
    7. What book would you recommend to the listeners and why?
    8. Rich Dad Poor Dad book by Robert T. Kiyosaki
    9. If you were to give advice to your 20-year-old self to get started in real estate investing, what would it be?
    10. Don’t focus on getting your first deal by hitting the home run, but just get to the first base, take action, and learn from that.


    Resources

    DiegoCorzo.com

    Rat Race to FI

    Watch Diego's Ted Talk here!

    Email - info@diegocorzo.com

    Connect with Diego on Social Media!

    • Instagram
    • Facebook
    • YouTube

    

    Additional Resources

    GoBundance

    Unleash the Power Within – Tony Robins

    The Rich Life Podcast by Matt Aitchison



    Market Analysis – Friday Fundamentals Jan 10, 2020
    Show notes

    Happy new year, and new decade! It's 2020, and I couldn't be more excited for the future! I hope your year is off to a great start!

    If you haven't thought about the next year or even the next decade, there's no better time to start. Setting goals is the first step in turning your dreams into a reality. There are so many great resources and tools out there around goal setting. Learning to organize your thoughts, turn them into goals, and pursue them with action is one of the best recommendations I can make to you. Goal setting has been a journey for me, from starting with New Years resolutions, to writing 10X goals every day, and now to where I'm at today. I've found that writing my goals down every day helps keep me on track and focused on taking action every day (ok, I admit - there are days where I slack). One of my current favorite resources and goal setting is The Intention Journal designed by Brandon Turner and published by BiggerPockets. This is a 90 day journal that guides you from setting 3 goals to accomplish in 90 days, then provides a roadmap by coming up with a weekly battle plan, which is executed with daily action. It's simple, yet effective. Check it out if you're interested in crushing your goals in the next 90 days.

    So with all that, let's jump into this week's Friday Fundamental - Market Evaluation.

    The three most important things about real estate, you have have heard, are:

    1. Location
    2. Location
    3. Location

    This in part because you can do a lot of things to your investment real estate. You can fix it up, change the property use type, use different types of debt and equity to structure the deal, and pretty much everything else except that you cannot move it to a new location. That's one reason markets are so important. While the market is important, it's not the only criteria you should look at when evaluating real estate deals. As Joe Fairless says in his book, The Best Ever Apartment Syndication book, the market you select means very little if you can't execute your business plan properly and stick to the Three Immutable Laws of Real Estate Investing. These laws are:

    1. Buy for cash flow, not appreciation
    2. Secure long term debt
    3. Have adequate cash reserves

    By following these three laws, your investment will thrive in any real estate market.

    So with that, let's look at some qualities you'll want to consider when evaluating a new market. To simplify things, let's think about what you really need as a real estate investor. You need people to live in your real estate. And those people need jobs to pay you for a place to live. People and jobs are what it comes down to. There are six factors that will give you an understanding of the people and jobs in any market. They are:

    1. Unemployment
    2. Population
    3. Population Age
    4. Job Diversity
    5. Top Employers and Businesses
    6. Supply and Demand

    Let's start with unemployment. Tenants need a job so they can pay rent to you, the landlord. You can find how many people have jobs (or don't) by tracking the unemployment rate using government data on Factfinder.Census.gov. You want to look at unemployment rate trends in a particular market. Most importantly, you're looking for a downward trend in the unemployment rate, meaning more and more people are gaining employment. This indicates a good job market.

    The next is population. You want people in your market. Afterall, they are who will live in your property. More specifically you want a growing population. Once again, you can find population data on Census.gov under Annual Population Estimates, and look at the 5 year trend. Has the population increased or decreased?

    Population Age is a factor too. While there may be a large population, you might be specifically targeting a certain demographic for your apartment community, maybe Millennials for example. You can find population demographics on Factfinder.Census.gov in the Demographic and Housing Estimates table.

    The 4th factor in your market research is job diversity. Job diversity is important because you don't want your market tied to one or two industries only. If that industry is in a downturn, then it will likely lose jobs and population. Think about Detroit and the automotive industry. You can find industry information at the Census.gov website, searching under the Income tables, specifically in the Selected Economic Characteristics Tables. You can find the number of jobs by industry, giving you an ideal of how diversified the jobs in that market are.

    The 5th factor is top employers and businesses. You also want a diversified job market across many difference employers. A market with only a few large employers can be too dependent on the success and outcome of that company. If that employer moves locations, or shuts down, then your market loses a large portion of jobs. This research takes a bit of digging. Typically you can find the largest employers in a market with a quick google search. Search your city + top employers and list those.

    Lastly, we want to touch on the supply and demand of rental property in your market. Sure there may be a lot of people with good jobs in the market but if there are twice as many rental properties as there are people, then likely you'll have a hard time finding people to live in your property. Supply and demand is a balance. You can start by analyzing vacancy rate and median rental rate trends in your market. You'll want a downward trending vacancy rate and an upward trending median rent rate. These data points can be found at the Census.gov website under "Selected Hosing Characteristics" tables. And lastly, as part of you supply and demand analysis, you want to look at the supply of rental properties by analyzing how many new properties are being built. You can find this information at a related but different site called the Building Permits Survey on the Census.Gov website. You'll want to look at permits for 5+ unit dwellings and look at the trend in permits granted.

    With these 6 factors you'll have a good idea of how your market has fared over the recent years, and reasonable expectation how it will continue to trend. Once you have identified 2-3 markets, you can begin to start your property search for a property that meets your investment criteria.

    Resources

    The Intention Journal by Brandon Turner

    The Best Ever Apartment Syndication book by Joe Fairless

    Factfinder.Census.gov

    Building Permits Survey


    Scaling with Partnerships and BRRRR with Aaron Fragnito Jan 06, 2020
    Show notes

    Aaron Fragnito is a Real Estate Pro, Co-Founder of the Peoples Capital Group, host of New Jersey Real Estate Network, a licensed New Jersey Realtor and a full-time real estate investor. Aaron has closed over 250 real estate transactions, totaling more than $35,000,000 in his Real Estate career, currently holds 75+ rental units in the New Jersey Market, and with a total of $10M Real Estate Portfolio.

    KEY POINTS

    1. How to start your own real estate investing company.
    2. Growing portfolio through BRRRR
    3. How to Build a Real Estate Portfolio much faster
    4. Protecting your investors’ money
    5. The pros of real estate partnerships
    6. Tips on how to make money in any market cycle

    LIGHTNING QUESTIONS


    1. What was your biggest hurdle getting started in real estate investing, and how did you overcome it?

    • Not the money but the mistake of choosing the wrong partner.


    2. Do you have a personal habit that contributes to your success?

    • Work ethic


    3. Do you have an online resource that you find valuable?

    • Zillow, BiggerPockets, and Podcast


    4. What book would you recommend to the listeners and why?

    • Rich Dad Poor Dad book by Robert Kiyosaki


    5. If you were to give advice to your 20-year-old self to get started in real estate investing, what would it be?

    • Stop dating so many girls (lol), focus, and start taking action.


    Resources


    Peoples Capital Group


    Creative Real Estate Investing with Tamera Aragon Dec 30, 2019
    Show notes

    Tamera Aragon has founded and ran her own small businesses since her teenage years. At the age of 20 she founded her first multi-million dollar company. Since then she has grown many successful businesses both online and off.

    With the smarts to invest her money, she jumped into real estate investing. Since that time Tamera Aragon has profited investing in hundreds of properties to date, establishing her as an expert in the real estate investing field.

    Today Tamera finds her true passion lies in teaching others the steps to profitable real estate investing. This is why she continues as an online entrepreneur and event trainer providing tools and tips for her step by step methods to finding profits in any type of real estate market.

    Tamera's experience has earned her a solid reputation in the industry as well as the respect and friendship of many top national real estate investment experts.

    KEY POINTS

    1. From flipping horses to flipping houses
    2. How to create multiple streams of income
    3. The Magic Question in negotiating with a seller
    4. Creative strategies for your first deal
    5. Effective lead generation methods and processes
    6. High-level lease options
    7. Hot tips for newbie real estate investors

    LIGHTNING QUESTIONS

    1. What was your biggest hurdle getting started in real estate investing, and how did you overcome it
    2. Contracts and knowing the steps to logistics. Got over it by hiring a mentor and a coach.
    3. Do you have a personal habit that contributes to your success?
    4. Reading
    5. Do you have an online resource that you find valuable?
    6. The Bottom-line Deal Finder
    7. What book would you recommend to the listeners and why?
    8. The One Minute Millionaire by Mark Victor Hansen & Robert G. Allen
    9. If you were to give advice to your 20-year-old self to get started in real estate investing, what would it be
    10. Get a mentor and a coach.

    RESOURCES

    Visit Audible for a free trial and free audio book download!

    The One Minute Millionaire book by Mark Victor Hansen & Robert G. Allen

    7 Days to Freedom

    Twenty-Seven Ways to Find Real Estate E-book

    Real Estate Investors Posse


    Other People’s Properties with Brian Page Dec 16, 2019
    Show notes

    Brian Page

    Brian Page became a millionaire in his 20’s as a residential real estate investor, only to lose it all in the historic crash of 2008. Starting over with no credit or ability to buy property, Brian discovered a way to use other people’s properties to earn income. He went on to make six figures in six months and over $300,000 his first year, renting and listing properties on Airbnb.

    Realizing that no one at the time was teaching how to build and scale an Airbnb business, Brian created a training called the BNB Formula. His masterclass is now the world's best selling Airbnb training where he has taught thousands of people from 38 countries how to build six to seven figure

    Airbnb businesses, with several of his students now doing over $1M in bookings. Brian has worked with heavyweights like Tai Lopez, Mike Dillard, Kevin Harington, Dean Graziosi and Grant Cardone and has been featured in Forbes, Entrepreneur and Inc Magazine. He is passionate about helping people create new sources of income and become financially free.

    KEY POINTS

    1. Controlling properties rather than buying properties
    2. How to make money on Airbnb without owning property
    3. What advantages there are to short term rentals
    4. How the sharing economy is impacting real estate
    5. Working with property owners to create win-win-win scenarios
    6. What property types and markets work for AirBNB - you may be surprised!
    7. Vacation rentals vs. short term rentals

    LIGHTNING QUESTIONS

    1. What was your biggest hurdle getting started in real estate investing, and how did you overcome it?
    2. With a lack of capital, Brian had to be creative and figured out renting properties on AirBNB
    3. Do you have a personal habit that contributes to your success?
    4. Morning rituals
    5. Do you have an online resource that you find valuable?
    6. Audible
    7. What book would you recommend to the listeners and why?
    8. Deep Work by Cal Newport
    9. If you were to give advice to your 20-year-old self to get started in real estate investing, what would it be?
    10. Be careful what you commit to.

    

    RESOURCES

    Visit Audible for a free trial and free audiobook download!

    BNB Formula

    BrianPageBook.com

    Facebook

    Instagram


    Be the Captain of Your Own Ship – Friday Fundamentals Dec 14, 2019
    Show notes

    Be The Captain

    Each and every one of us is responsible for our own actions, successes, failures, and outcomes. You either decide these things for yourself, or give that control to someone else. Wealth and freedom are two things that you’ll have to take responsibility for if you want them. No one will simply hand you either. You have to make your own outcome or be content with the outcome someone else decides for you.

    Think of your life like a ship. It can anchor in the harbor, or set sail under the command of a captain. That captain can be you or someone else. If you want to control where your life is heading, then you have to be the captain.

    Accountability

    This starts with accountability. Hold yourself accountable for your actions and results. If you’ve taken control of your own life, then you are the only one who can be held responsible. Not your employer, not the government, not society, politics, laws, or luck. You, and only you, are responsible for your actions and outcomes.

    When you take control of your own life, you have to make decisions. Sometime you’ll make the right decisions, and other times you won’t. All you can do is your best, with the information, tools, and resources you have.

    Real estate investors, especially, will have to make a lot of decisions and hold themselves accountable. You have to select a market, search for properties, analyze deals, make offers, and ultimately build a portfolio of income generating rental properties. No one will be there to make sure you’re doing the right things. No one will make sure you are sticking to your investment criteria, buying good deals, placing qualified tenants, and hiring good property management. This is all up to you. Sounds kinda scary, huh?It doesn’t have to be though. There are things you can do to help yourself succeed.

    Here are some ways that will help you make decisions along your journey.

    1. Look for someone who is doing what you want to do. Search that person out and learn from them. This might be someone in your local area, a public figure, author, or whomever. Learn from that person. Implement the things they’re doing well in your life.
    2. Vet deals, people, services, products etc. before trusting them with your hard earned money and time. The best way I’ve found to vet these people and things are through referrals. If you have a personal referral from someone who has experience with the person/product/service, that gives you insight and confidence in making your decision.
    3. Do your own homework. Lean as much as you can about the particular subject at hand. Knowledge is power and you need that knowledge to make the best decision.

    When things aren’t going your way, it’s easy to place blame anywhere but on yourself. It could be that terrible property manager you hired, the new tax laws, lending rates, or the faceless bad luck. Don’t fall into the trap of blaming others, instead of holding yourself accountable. Remember, if you do the best you can with the information, resources, and tools you have, then that’s all you can do. The alternative is to do nothing at all and waste away all of your potential. Take control of your life. Be the captain of your own ship. You’re capable of living any life you want. You just have to take action and make it happen.


    Investing Out of State with Antoine Martel Dec 09, 2019
    Show notes

    Antoine Martel

    Antoine Martel is a real estate entrepreneur & expert, apartment investor, turnkey business owner - Martel Turnkey, specializes in assisting first-time and veteran real estate investors purchase cash flowing rental properties in a wide range of markets across the U.S. He has built a rental property portfolio with over $10M in assets and has completed over 150 rehab projects. And is the author of the popular real estate investing book, “A Millennial’s Guide to Investing in Cash Flowing Rental Properties", and host of the popular podcast, “A Millennial’s Guide to Real Estate Investing”.

    KEY POINTS

    1. Investing and Capital raising strategy
    2. Growing single family to Turnkey rental properties
    3. Property management
    4. How to win the very first deals
    5. Why you should consider investing in Memphis real estate market
    6. Why teamwork’s matter
    7. The advantages of starting a business at a young age
    8. Real Estate Market Analytics
    9. The benefits of using Turnkey company

    LIGHTNING QUESTIONS

    1. What was your biggest hurdle getting started in real estate investing, and how did you overcome it?
    2. How to start and invest in real estate with $40,000.
    3. Do you have a personal habit that contributes to your success?
    4. Waking up early and not procrastinating things.
    5. Do you have an online resource that you find valuable?
    6. Bigger Pockets
    7. ZOHO CRM
    8. What book would you recommend to the listeners and why?
    9. A Millennial’s Guide to Investing in Cash Flowing Rental Properties book by Antoine Martel
    10. Rich Dad Poor Dad book by Robert Kiyosaki & Tim Wheeler
    11. Multi-Family Millions book by David Lindahl
    12. If you were to give advice to your 20-year-old self to get started in real estate investing, what would it be?
    13. Skip all the flash of flipping million dollar homes in LA and shows on HDTV.

    

    RESOURCES

    Visit Audible for a free trial and free audiobook download!

    Martel Turnkey

    Free Book

    Instagram

    LinkedIn


    Year End Mindset – Friday Fundamentals Dec 06, 2019
    Show notes

    Year end mindset

    Here we are in December of 2019, with less than 30 days left in this decade! This is the time to reflect on your 2019 goals and progress and start planning for an even better 2020!

    First, let's reflect on your year. Think of how much you've changed over the past 12 months, how far you've come, and all you accomplished. Hopefully, and likely, you are proud of how the year went. It's hard to see how much you change over time, being that you see your own life each and every day. But imagine what someone else would notice if they saw you once and then 12 months later. What would they notice? Perhaps you've gotten in better physical shape, improved your mindset, become happier, more motivated, and have started taking steps towards a better you. Sure, there's always room for improvement, but you've likely had a killer year filled with tons of positives when you look back.

    Looking forward to 2020 and beyond, use your reflections to plan your next year and more. People tend to overestimate what they can accomplish in a year and underestimate what they can accomplish in a decade. Just look to overzealous new year's resolutions for proof. Start with a 3-year plan, and then figure out what the first steps are to that long term goal. This will help you visualize and outline what your next year needs to look like so that you can eventually accomplish that 3-year plan.

    Let's look at how to build your 3-year plan, 1-year goals, and subsequent action steps.

    3 Year Plan

    Your 3-year plan is more of a vision of your life and everything in it. Think about how you want to live, earn an income, who you want to spend your time with, where you want to live, what you do for fun, fulfillment, and challenges. This 3-year plan will help you create the vision for your future. Don't short yourself here. 3 years is a long time and you can accomplish more than you think. Just look back three years in the past at your own life and look how much has changed since then.

    1 Year Goals

    Working backward from your 3-year plan, you can start to outline your goals for the next 1 year. You have a vision of where you want to go, and now you have to make a plan to achieve that vision. Let's say you want to achieve financial freedom as part of your 3-year plan, which means you'll need to build a passive income stream of $5,000 per month. Starting out in year one, let's say you need to build $500/month in passive income and grow exponentially from there, working toward that 3-year plan. Great!

    90 Day Goals

    90 days goals are a great amount of time for you to break smaller goals into. 90 days is long enough for you to accomplish large goals, but also short enough to keep you pushing. Brian Moran outlines some great reasons why these quarterly goal periods are beneficial in his book, The Twelve Week Year. Brandon Turner is also a proponent of this 90-day goal setting strategy and has built a daily journal designed around setting 90-day goals, with weekly action plans, called The Intention Journal. Both of these are highly recommended! The 90-day goal-setting period is designed to identify that first short term goal, and breaking it into action steps you take every single day. Going back to our 3-year plan of financial freedom, we decided we need to build $500/month in passive income in year one. Let's assume that means you'll have to buy 2 rental properties that generate $250 per month each. Our first 90-day goal-setting period might be laying all the groundwork to buying those two properties. You'll have to select a market, build a team, search for and analyze deals, make offers, and eventually close on a property. You can break each of these into daily, weekly, and monthly steps. This is where you're really making progress towards that 3-year plan. Work on your 90-day goals for the next 3 years and see where you end up! I bet you'll surprise yourself and your wildest imagination.

    I want you to understand that you are capable of achieving your wildest dreams. You just have to live intentionally, figure out what you want, and pursue that with all of your efforts. You can have anything you want in this life, all you have to do is decide! You're already on a journey of self-improvement, just by listening to this podcast. Keep it up, continue investing in yourself, continue to take massive action, and aim high. You'll look back on your journey one day and be amazed at just how far you've come.


    Building a Legacy with Sara Jung Dec 02, 2019
    Show notes

    SARA JUNG

    Sara Jung has been a leader in real estate finance for over 17 years as a mortgage originator, being named in the top 1% of mortgage originators in the country in 2018. Her expertise in real estate finance includes underwriting, loan and deal structuring, new construction, renovation programs, affordable housing programs and multi-unit financing. Her track record in sales, marketing and operations has resulted in customer service excellence gaining loyalty from her team, customers and business partners alike.

    Sara has taken a successful career in mortgage originating and has actively invested in multifamily real estate through her company, Legacy Equities LLC. Sara's goal is not just building a legacy for her family but also helping people build wealth and get into real estate.

    KEY POINTS

    1. How to generate passive income and reduce taxable income
    2. The transition of mortgage business into a real estate flipping
    3. How can you qualify for home loans and investment loans from an investor’s perspective
    4. What mortgage lenders are looking for from the applicant
    5. Rules of Tom in investment & lending industry
    6. How to create much more cash flows and build wealth over time
    7. The key to success on multiple rental properties
    8. How to build a life that is flexible and lead to more time with family

    LIGHTNING QUESTIONS

    1. What was your biggest hurdle getting started in real estate investing, and how did you overcome it?
    2. Having a fear, being frozen, & not knowing what to do.
    3. Do you have a personal habit that contributes to your success?
    4. Doing daily devotions, and think about things that I should be grateful for.
    5. Do you have an online resource that you find valuable?
    6. Bigger Pockets, YouTube
    7. What book would you recommend to the listeners and why?
    8. Tax-Free Wealth by Tom Wheelwright
    9. If you were to give advice to your 20-year-old self to get started in real estate investing, what would it be?
    10. Get out, take action, and start now.

    RESOURCES

    Visit Audible for a free trial and free audiobook download!

    Legacy Equities LLC

    LinkedIn


    Gratitude – Friday Fundamentals Nov 29, 2019
    Show notes

    With Thanksgiving yesterday, many of us are coming out of our food coma and reflecting on spending a great day with friends and family. I want to thank those who weren’t able to spend time with their families because they are protecting yours, mine, and theirs.

    Thanksgiving has always been one of my favorite times of the year. Getting to spend time with family, look forward to Christmas in just a few weeks, think about how your year has gone so far, and start looking ahead to next year. These times give me so much to be grateful for, as I'm sure they do you as well.

    Gratitude is a powerful mindset. Reflecting on the things and people you are grateful for might possibly be the strongest emotion, once you tap into it. Don't believe me? Let's try it. Think of all the people you are grateful for - family, friends, co-workers, people you look up to and inspire you, that awesome barista at your local coffee shop, your barber or hairdresser, or anyone else who you are glad is in your life. Look to the environment around you - your community, your town, your home, circle of friends, your career, organizations you're part of, your nation, or any other thing that you may take for granted. What about your experiences and abilities - traveling to see family, spending time relaxing on vacation, the freedom to do things you want, learning new things, investing in awesome deals, and so much more.

    Each one of us has so much to be thankful for. Warren Buffet said just being born in the US, you have won the lottery. That alone is something to be thankful for.

    This weekend, I'll be sitting around with my family eating great food, laughing, and digging up embarrassing baby pictures. It's times like these that make me realize this is why I do what I do.

    Some people are only able to spend time with their family once or twice a year during the holidays. That may be enough or even too much for others because, let’s face it, we all have a few crazies in our family! You may be thankful they only have to endure this a couple of times per year.

    For others though, this time is neither frequent nor long enough. You're left wishing the holidays weren’t ending and looking forward to the next time you get to see everyone.

    Either way, we could all be more thankful for the things we appreciate in this life. Many people are more than thankful for the time they get to spend with family, volunteer, or just take some much-deserved downtime from the hustle and bustle of life. However, most people only take time to reflect on what they’re thankful around this time of the year and Thanksgiving holiday.

    It’s important to constantly remind yourself what and who you are thankful for. Be thankful for all of the positive things in your life – in the past, present, and future.

    Work this little exercise into your morning routine. Take a couple of minutes to reflect on the things you’re thankful for – from physical things, like your coffee maker on a cold morning, to more abstract things like health, prosperity, opportunities, freedom, and all the other blessings in your life.

    If being in control of your future is important, then I encourage you to live your life intentionally. Identify what’s important to you, make a plan of how to achieve that, and then set the plan in action.

    For many, real estate investing is a great vehicle for building a lifestyle that will allow you to do what you want, when you want, where you want. This is complete freedom – financially, physically, and mentally.

    Some, unfortunately, don’t ever give thought to building their own lifestyle. They simply settle for what is “normal”. Many people get wrapped up looking ahead and don’t stop and reflect on the things they’re thankful for in life. Without this reflection, you can lose track of what matters to you and get caught up chasing things that don’t really matter.

    Be thankful. Be humble. Never stop building a life around things that make you happy.


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