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The Ramsey Show

The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you’ve made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com

Latest Episodes:

Your Money Doesn't Have Feelings! (Hour 1) Jun 29, 2023

Show notes

Rachel Cruze & Ken Coleman answer your questions and discuss:

What to do when you can't afford the minimum payments on your student loans,
from the blog: How to Pay Off Student Loans Quickly: 10 Easy Steps for Success
"How can I get my husband more excited about giving?",
from the blog: The Importance of Giving Back
Millennials taking on $1,000 side hustles to make ends meet,
How to start saving for college,
from the blog: 10 Best Ways to Save for College
If it's worth it to take a pay cut to pursue a new career.

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

www.everydollar.com/TRS

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Ramsey Solutions Privacy Policy

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Having No Debt Lets You Live Life On Your Terms (Hour 2) Jun 29, 2023

Show notes

Rachel Cruze & Ken Coleman answer your questions and discuss:

What to do when your spouse isn't on the same page and continues to financially sabotage themselves,
from the blog: How to Survive Divorce: Protect Yourself and Your Finances
When you don't owe anyone anything you have autonomy and options,
from the blog: 10 Characteristics of Debt-Free Living
"Should I invest in a company 401(k) as an intern?",
How to pay off debt with an inconsistent income,
from the blog: How to Budget With an Irregular Income
Mastercard is joining Ramsey Solutions and finally trying to get users to cut up credit cards - but for a different reason,
How to choose a side hustle in while in Baby Step 2.
from the blog: 27 Side Hustle Ideas to Earn Extra Cash

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

www.everydollar.com/TRS

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

Moving Out Causes You To Grow Up (Hour 3) Jun 29, 2023

Show notes

Rachel Cruze & Ken Coleman answer your questions and discuss:

"I'm 27 and don't know if I should move out of my dads house",
from the blog: 4 Mistakes to Avoid When Renting
When to know you can quit working for a toxic boss,
What to do when you keep getting hit with financial issues as a single mom,
from the blog: Budgeting Tips for Single Moms
"Am I moving up in my career too quickly?"
from the blog: How to Get a Promotion at Work

Support Our Sponsor:

Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

www.everydollar.com/TRS

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

"Buy. Now, Pay" Later Is Exploding (Hour 1) Jun 28, 2023

Show notes

Ken Coleman & George Kamel answer your questions and discuss:

How to budget on an irregular income,
from the blog: How to Budget With an Irregular Income
The best accounts to use when saving for college tuition and home purchases,
from the blog: How to Start a College Fund
How "Buy Now, Pay Later" is exploding and users are struggling,
from the blog: Buy Now, Pay Later? Why Installment Payment Plans Are Hurting Your Wallet
How to know if you can afford to purchase a vacation home,
from the blog: How Can I Afford a Vacation Home?

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

www.everydollar.com/george

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

Using F.I.R.E. To Retire Can Lead To Regrets (Hour 2) Jun 28, 2023

Show notes

Ken Coleman & George Kamel answer your questions and discuss:

The importance of combining finances with your spouse when you get married,
from the blog: And Two Become One: How to Combine Bank Accounts
Why the FIRE movement can lead to concerns about having enough money,
from the blog: Can I Retire Early?
What to do when your values don't match your career,
How to decide if you should take a severance and find a new job or risk staying and being laid off,
from the blog: What to Do if You're Laid Off?
"How can I be more generous outside of tithing?",
from the blog: The Generosity Effect

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

www.everydollar.com/george

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

Don't Rob One Account To Pay Another! (Hour 3) Jun 28, 2023

Show notes

Ken Coleman & George Kamel answer your questions and discuss:

How to be financially prepared for unpaid paternity leave,
from the blog: How Much Does It Cost to Have a Baby?
How credit card rewards may be affected by new legislation,
from the blog: Are Credit Card Points Worth It?
"Should I use my HSA to pay off my truck?",
from the blog: What Qualifies for HSA Medical Expenses?
"Why is it so back to use credit cards if you can use them responsibly?",
from the blog: Do I Need a Credit Card?
from The Fine Print Podcast: The True Cost of Credit Card Rewards
The best way to balance paying off student loans when you need a vehicle,
Why you shouldn't take out student loans for a career just because of the salary,
from the blog: Is College Worth It?

Support Our Sponsor:

Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

www.everydollar.com/george

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

One Credit Card Swipe Can Determine Your Future (Hour 1) Jun 27, 2023

Show notes

Rachel Cruze & John Delony answer your questions and discuss:

"Should I pause the Baby Steps while I go through a career change?",
How to cash flow the purchase of a vehicle while in Baby Step 1,
The best way to pay for graduate school without going into debt,
from the blog: How to Pay for College Without Student Loans
How you should invest the profits from the sale of flipping houses,
Some lifestyle changes you should be aware of when paying off all your debt,
from the blog: Living Without a Credit Score

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

www.everydollar.com/TRS

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

Money Shouldn't Be A Score Card In Your Marriage (Hour 2) Jun 27, 2023

Show notes

Rachel Cruze & John Delony answer your questions and discuss:

"I'm tired of not being the provider for my family and don't know how to change that",
from the blog: Money and Marriage: 7 Tips for a Healthy Relationship
If you should start saving for your kids college before their born,
from the blog: How to Invest for Your Children's Future
"I'm upside down on my car loan with 28% interest - what should I do?",
from the blog: How to Get Out of an Upside-Down Car Loan
What you should take into consideration when calculating how much house you can buy,
from the blog: How Much House Can I Afford?
When you should sell your vehicle to pay off all my debt,
How much Americans spend on fireworks every year for the July 4th,
"Should I give my ex-wife more than she's entitled to after our divorce?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

www.everydollar.com/TRS

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

It Wasn't Easy, But Every Moment Was Worth It (Hour 3) Jun 27, 2023

Show notes

Rachel Cruze & John Delony answer your questions and discuss:

What to do when you can't agree with your spouse on how much you can spend on a house,
from the blog: What to Do When Spouses Don't Agree on Money
"Should I focus on paying off my mortgage or investing for retirement?",
An inspiring story of how much peace and stability comes with finally being completely debt free,
Want to do your Debt Free Scream LIVE on the air? Fill out your Debt Free Scream Application today,
What to do when you have family members that won't listen to your money advice.

Support Our Sponsor:

Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

www.everydollar.com/TRS

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

Are You Ready To Pay Up? This Shouldn't Surprise You... (Hour 1) Jun 26, 2023

Show notes

George Kamel & John Delony answer your questions and discuss:

"How do I budget on an irregular income?",
from the blog: How to Budget With an Irregular Income
What to expect with student loans payments starting back in October,
from the website: Borrowed Future: How Student Loans Are Killing The American Dream
"I have $60k in debt and don't know how to tackle this as a single mom",
from the blog: Budgeting Tips for Single Moms
How to feel less emotionally drained when starting on the Baby Steps,
What to do when you've prepared for big life change and still feel anxious.

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

www.everydollar.com/george

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices