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The Ramsey Show

The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you’ve made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com

Latest Episodes:

THIS Is the Most Effective Way To Pay Off Debt Sep 19, 2023

Show notes

Jade Warshaw & Ken Coleman answer your questions and discuss:

"I'm new to the Baby Steps; how do I pay off debt?"
"How much 'fun money' should we budget?"
"Should I turn in the car I'm upside down on?"
Why Ken prefers luxury sheets over luxury shoes,
"How can I keep an inherited farm?"
The best side hustle ideas,
read more: 27 Side Hustle Ideas to Earn Extra Cash,
"How much should we spend on a car?"
"Liquidate stocks to pay off debt?"
"Should I be saving while expecting a baby?"
"Pull from our investments to pay off house?"
"What do I do after maxing out 401(k) investing?"
"Should I take out a loan to travel abroad in college?"

Support Our Sponsors:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

EveryDollar, budget for the life you want today for free: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

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Ramsey Solutions Privacy Policy

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Very Few People Become Wealthy Using Borrowed Money Sep 18, 2023

Show notes

Dave Ramsey & Dr. John Delony answer your questions and discuss:

"I'm falling behind financially,"
"Should I take our a HELOC for home repairs?"
"Does it make sense for me to pay for my daughter's college education?"
"Can someone ever stop tithing in a difficult situation?"
"How can I stop enabling my irresponsible mother?"
"Will I be able to retire?"
read more: The Truth About Retirement,
"Should I buy a house with cash?"
"Pull from my mutual funds to pay off debt?"
"I have $220K in student loans, what can I do?"
The persistent illusion of gold,
read more: Why Investing in Precious Metals Is a Bad Idea,
"What should I do with an inheritance?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

EveryDollar, budget for the life you want today for free: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

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Bonus Episode: Student Loan Debt in America (How We Got Here & How We Get Out) Sep 15, 2023

Show notes

After a three-year hiatus, student loan payments are coming back. But that doesn't mean you have to freak out! Join Dave Ramsey, Jade Warshaw, and Rachel Cruze for a clear plan on how to cover those payments and ditch your student loan debt for good.

It all starts with a budget—so download EveryDollar today. (It’s totally free!)

https://bit.ly/everydollar-home

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The Best Calls of the Year So Far (Part 2) Sep 15, 2023

Show notes

All The Ramsey Show co-hosts are out on the road for Smart Conference so today we're back with another compilation of our favorite moments from the year so far. We hope you enjoy it and we'll be back with a live show on Monday's episode.

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

EveryDollar, budget for the life you want today for free: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

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Are You More Concerned With Your FICO Score or Your Net Worth? Sep 14, 2023

Show notes

Dave Ramsey & Jade Warshaw answer your questions and discuss:

"I'm in a lawsuit with cofounders of my company,"
Getting out of upside down cars (and motorcycles),
"Am I saving too much or should I enjoy my life more?"
read more: Why You Need Some Fun Money in Your Budget,
Things to do to create margin in your budget,
"What should my net worth ratio be?"
"Are we able retire now?"
"Preparing for high interest rates on a home,"
Covering an emergency while in debt,
"Should I sell my house to pay of business debt?"
"Should I use my gold & silver to pay off debt?"
"When would you recommend bankruptcy?"
"How do we set goals after paying off debt?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

EveryDollar, budget for the life you want today for free: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

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Contentment Is the Key to Winning With Money Sep 13, 2023

Show notes

Dave Ramsey & Rachel Cruze answer your questions and discuss:

"Should we buy a bigger home?"
"I have $300k in student loans and can't work,"
"How much of our money should we save?"
"Should I use savings to pay off my student loans?"
"What should I do after inheriting a house?"
"Do I need Title Theft insurance?"
"How do I fix my relationship with money?"
"How should I invest after selling my house?"
"I took a job but they lied about compensation..."
"My siblings don't want to honor my mom's trust,"
The stupidity of day trading,
read more: What Is Day Trading and How Does It Work?,
Our mother-in-law wants us to get a HELOC.

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

EveryDollar, budget for the life you want today for free: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

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When You Have No Debt You Have PEACE Sep 12, 2023

Show notes

Dave Ramsey & Ken Coleman answer your questions and discuss:

"Should I join the military?"
Home remodels without permits,
"How do I start paying off my student loans?"
"Should I buy a tiny home?"
"Do I stop investing to pay off debt?"
read more: When You Should Stop Investing,
"Should I buy out my car lease?"
"How do I ask for a promotion at work?"
"My ARM is resetting soon, what can I do?"
read more: What Is an Adjustable-Rate Mortgage (ARM) and How Does It Work?
"Do I need extra emergency savings due to a volatile career?"
"Is it wrong for me to sell car leases if I don't believe in them?"
"Should I grow my business or buy a house?"
Selling stocks to pay off debt,
"I'm 76 and still have student loan debt..."
"Planning a wedding while in the Baby Steps,"
"Should I buy a car or pay off my house?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

EveryDollar, budget for the life you want today for free: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

You’ve Gotta Wake Up and Pay Attention to Your Money! Sep 11, 2023

Show notes

Dave Ramsey & Jade Warshaw answer your questions and discuss:

"Is it wrong to sell a gift?"
"Should I sell my car to pay my student loans?"
"How can I manage finances after my husband passed,"
"Can I afford to visit my dying father?"
The latest on the real estate market,
What to do with a large financial gift,
"I owe the IRS $100,000..."
read more: Tax Debt Relief: How to Handle Back Taxes,
"Should we focus on improving our credit score?"
"Should I pay off my fiancée's car?"
"I don't feel like we're making any progress"
"Do I look at my student loans individually or as a group?"
Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
"Should I take out a debt consolidation loan?"
"Is it ethical to invest in stocks?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Support Our Sponsors:

EveryDollar, budget for the life you want today for free: Click Here

Want a plan for your money? Find out where to start: Click Here

Listen to all The Ramsey Network podcasts: Click Here

Interested in advertising on The Ramsey Show? Click Here

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

Don't Let Debt Take A Toll On Your Relationships Sep 08, 2023

Show notes

Rachel Cruze & John Delony answer your questions and discuss:

What to do when you're saving for Baby Step 3 but have a car that's about to die,
read more: Is Your Car Worth Repairing? Or Should You Replace It?
How to know if you should live with family when finding a new place to live,
What it means to have an anxious life and how to get away from the stress,
John's New Book: Building A Non-Anxious Life by Dr. John Delony
How to tackle debt when getting out of the military and moving,
What to do when co-parenting and one set of parents is trying to encourage taking on debt,
read more: How to Teach Teenagers About Money
How to prioritize paying off your student loans in your Debt Snowball,
read more: RamseySolutions.com/StudentLoans
Why money problems in your marriage are often a result of deeper issues,
read more: Money and Marriage: 7 Tips for a Healthy Relationship
How to help parents change their mindset about money,
read more: Understanding the Psychology of Money
Why you shouldn't have parents co-sign on a mortgage,
The best ways to use a large inheritance,
read more: What to Do With an Inheritance
How student loans are taking a toll on students mental health,
take Dr. John Delony's Axienty Test
How to be ok with accepting financial generosity from family members without feeling guilty.