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The Ramsey Show

The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you’ve made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com

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Latest Episodes:

I Cosigned 2 Cars For My Mom And Now They're Repossessed Feb 16, 2026

Show notes

💵 ⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠

📈 ⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠

George Kamel and Jade Warshaw answer your questions and discuss:

"I cosigned two cars with my mom that were then repossessed"
"How do I get my husband to combine finances?"
"Should I file for bankruptcy?"
"How do I keep my child from being spoiled by the Trump account?"
"How do I become okay with spending the money that I've been saving?"
"Does it make sense for me to gift my son my house?".

Next Steps:

✔️⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠.

💻 ⁠⁠⁠⁠⁠Need help with your taxes? See who we trust.⁠⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠

🚢 ⁠⁠⁠⁠⁠Set sail with Dave Ramsey. Book your cabin today.⁠⁠⁠⁠⁠

Connect With Our Sponsors:

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Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠

💡 ⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠

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There's Always Hope When Facing Financial Hardship Feb 13, 2026

Show notes

💵 ⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠

📈 ⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠

Rachel Cruze and Dr. John Delony answer your questions and discuss:

"We're $71k in debt. How do we get out of this mess?"
"Why do you encourage people to have babies while paying off debt?"
"Our mortgage is 50% of our income"
"I owe more on my cars than I make in a year"
"How do I handle finances while going through a divorce?".

Next Steps:

✔️⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠.

🚢 ⁠⁠⁠⁠⁠⁠Set sail with Dave Ramsey. Book your cabin today.⁠⁠⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠

💻 ⁠⁠⁠⁠⁠⁠Need help with your taxes? See who we trust.⁠⁠⁠⁠⁠⁠

Connect With Our Sponsors:

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If you want your car to keep going and going, trust ⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠
Get started today with⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠
Get 20% off when you join ⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠
Go to⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠
Find top health insurance plans at ⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠
Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠
Visit⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠ today to learn more
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Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠

💡 ⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠

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My Husband Has Always Kept Our Finances A Secret From Me (I Want Out) Feb 12, 2026

Show notes

💵 ⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠

📈 ⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠

Ken Coleman and Rachel Cruze answer your questions and discuss:

"The warehouse my business was in burned down and I didn't have insurance"
"My husband has kept our finances hidden from me and now he wants a divorce"
"Should I buy a home to get out of a toxic relationship?"
"I'm $90k in debt and living paycheck-to-paycheck"
"Should I loan my cousin $75,000?"

Next Steps:

✔️⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠.

💵 ⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠

🚢 ⁠⁠⁠⁠⁠⁠Set sail with Dave Ramsey. Book your cabin today.⁠⁠⁠⁠⁠⁠

💻 ⁠⁠⁠⁠⁠⁠Need help with your taxes? See who we trust.⁠⁠⁠⁠⁠⁠

Connect With Our Sponsors:

Get 10% off your first month of ⁠⁠⁠⁠⁠BetterHelp⁠⁠⁠⁠⁠
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If you want your car to keep going and going, trust ⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠
Get started today with⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠
Get 20% off when you join ⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠
Go to⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠
Find top health insurance plans at ⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠
Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠
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Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠

💡 ⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠

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I Have Over $300k Cash Sitting In My House (I'm Scared Of The Stock Market) Feb 11, 2026

Show notes

💵 ⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠

📈 ⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠

Ken Coleman and Jade Warshaw answer your questions and discuss:

"How do I stop my mother from going into credit card debt?"
"I have $300k in cash sitting in my house"
"I'm $250k in debt. Should I file bankruptcy? "
"Should I stay in a relationship if I'm paying for everything?"
"I was fired from my job last year and my life has been a nightmare since".

Next Steps:

✔️⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠.

💻 ⁠⁠⁠⁠Need help with your taxes? See who we trust.⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠

🚢 ⁠⁠⁠⁠Set sail with Dave Ramsey. Book your cabin today.⁠⁠⁠⁠

Connect With Our Sponsors:

Get 10% off your first month of ⁠⁠⁠⁠BetterHelp⁠⁠⁠⁠
Go to ⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠ to switch today!
Go to⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠Casper Sleep⁠⁠⁠⁠ and use promo code RAMSEY to learn more
If you want your car to keep going and going, trust ⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠
Get started today with⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠
Get 20% off when you join ⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠
Go to⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠
Find top health insurance plans at ⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠
Use code RAMSEY to save 20% at ⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠
Visit⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠ today to learn more
Get started with ⁠⁠⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY
Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today!

Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠

💡 ⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠

💰 ⁠⁠⁠⁠George Kamel⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠

📈 ⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠

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"My Wife Is Making Financial Decisions Without Me" Feb 10, 2026

Show notes

💵 ⁠Have a money question? Ask Ramsey is here to help.⁠

📈 ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠

Jade Warshaw and Dr. John Delony answer your questions and discuss:

"My drinking is holding me back from paying off debt"
"My wife is making financial decisions without me"
"Should I move into a lower cost-of-living area to save money?"
"Should I file bankruptcy?"
"My mom and I disagree on how much I owe her for a Parent PLUS loan".

Next Steps:

✔️⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠ ⁠send us an email⁠⁠⁠.

🚢 ⁠⁠Set sail with Dave Ramsey. Book your cabin today.⁠⁠ 🏠 ⁠Get organized and prepared to buy or sell a home⁠

💵 ⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠ 💻 ⁠⁠Need help with your taxes? See who we trust.⁠⁠

Connect With Our Sponsors:

Get 10% off your first month of ⁠⁠⁠BetterHelp⁠⁠⁠
Go to ⁠⁠⁠Boost Mobile⁠⁠⁠ to switch today!
Go to⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Casper Sleep⁠⁠⁠ and use promo code RAMSEY to learn more
If you want your car to keep going and going, trust ⁠⁠⁠Christian Brothers Automotive⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠
Get started today with⁠⁠⁠ Churchill Mortgage⁠⁠⁠
Get 20% off when you join ⁠⁠⁠DeleteMe⁠⁠⁠
Go to⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠⁠⁠Guardian Litigation Group⁠⁠⁠
Find top health insurance plans at ⁠⁠⁠Health Trust Financial⁠⁠⁠
Use code RAMSEY to save 20% at ⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠
Visit⁠⁠⁠ NetSuite⁠⁠⁠ today to learn more
Get started with ⁠⁠⁠YRefy⁠⁠⁠ or call 844-2-RAMSEY
Visit⁠⁠⁠ Zander Insurance⁠⁠⁠ for your free instant quote today!

Explore more from Ramsey Network:

💸 ⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠

🧠 ⁠⁠⁠The Dr. John Delony Show⁠⁠⁠

🍸 ⁠⁠⁠Smart Money Happy Hour⁠⁠⁠

💡 ⁠⁠⁠The Rachel Cruze Show⁠⁠⁠

💰 ⁠⁠⁠George Kamel⁠⁠⁠

🪑 ⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠

📈 ⁠⁠⁠EntreLeadership⁠⁠⁠

⁠⁠⁠Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

I've Been Financially Supporting My Boyfriend For Years (He Refuses to Get A Job) Feb 09, 2026

Show notes

💵 Have a money question? Ask Ramsey is here to help.

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.

Ken Coleman and George Kamel answer your questions and discuss:

"I have been supporting my boyfriend for the last two and a half years, is this considered financial abuse?"
"My husband borrowed money against our house to buy crypto and then he lost it. What should we do?"
"I'm behind on my rent and my bill payments are overwhelming, should I look into getting a debt consolidation loan?"
"What should I do with the proceeds from the sale of a house I bought with my ex-girlfriend?".

Next Steps:

✔️⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠ ⁠send us an email⁠⁠.

💵 ⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠

🏠 Get organized and prepared to buy or sell a home

💻 ⁠Need help with your taxes? See who we trust.⁠

🚢 Set sail with Dave Ramsey. Book your cabin today.

Connect With Our Sponsors:

Get 10% off your first month of ⁠⁠BetterHelp⁠⁠
Go to ⁠⁠Boost Mobile⁠⁠ to switch today!
Go to⁠⁠ ⁠⁠⁠⁠Casper Sleep⁠⁠ and use promo code RAMSEY to learn more
If you want your car to keep going and going, trust ⁠⁠Christian Brothers Automotive⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about⁠⁠ Christian Healthcare Ministries⁠⁠
Get started today with⁠⁠ Churchill Mortgage⁠⁠
Get 20% off when you join ⁠⁠DeleteMe⁠⁠
Go to⁠⁠ FAIRWINDS Credit Union⁠⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠⁠Guardian Litigation Group⁠⁠
Find top health insurance plans at ⁠⁠Health Trust Financial⁠⁠
Use code RAMSEY to save 20% at ⁠⁠Mama Bear Legal Forms⁠⁠
Visit⁠⁠ NetSuite⁠⁠ today to learn more
Get started with ⁠⁠YRefy⁠⁠ or call 844-2-RAMSEY
Visit⁠⁠ Zander Insurance⁠⁠ for your free instant quote today!

Explore more from Ramsey Network:

💸 ⁠⁠The Ramsey Show Highlights⁠⁠

🧠 ⁠⁠The Dr. John Delony Show⁠⁠

🍸 ⁠⁠Smart Money Happy Hour⁠⁠

💡 ⁠⁠The Rachel Cruze Show⁠⁠

💰 ⁠⁠George Kamel⁠⁠

🪑 ⁠⁠Front Row Seat with Ken Coleman⁠⁠

📈 ⁠⁠EntreLeadership⁠⁠

⁠⁠Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

Face the Debt You’ve Been Avoiding Feb 06, 2026

Show notes

💵 ⁠⁠⁠Ask Ramsey: Real Ramsey answers, powered by AI.⁠

Rachel Cruze and Dr. John Delony answer your questions and discuss:

“Should we file bankruptcy due to the $350k my husband lost day trading?”
“How do I start to tackle my debt?”
“Should I use a VA loan to buy a home?”
“I feel like I’ll never be able to buy a house”
“Should I cash out my whole life policy?”
“Should I slow down the baby steps to deal with my chronic illness?”
“How do I buy out my “manchild” ex-husband from our house?”
“Should I use a debt relief company or an attorney to settle my tax debt?”
“How do I convince my fiancé to be financially independent from his family?”
“My wife isn’t involved in our finances. Is that a problem?”
“Should we cash out our annuity?”

Next Steps:

✔️⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠ ⁠send us an email⁠⁠.

💵 ⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠

💻 ⁠⁠Need help with your taxes? See who we trust.⁠⁠

🚢 ⁠⁠Cruise with Ramsey: Save $300 this week only!

🔥Microhabits for a better marriage. Download the Together app.

Connect With Our Sponsors:

Get 10% off your first month of ⁠⁠BetterHelp⁠⁠
Go to ⁠⁠Boost Mobile⁠⁠ to switch today!
Go to⁠⁠ ⁠⁠⁠⁠Casper Sleep⁠⁠ and use promo code RAMSEY to learn more
If you want your car to keep going and going, trust ⁠⁠Christian Brothers Automotive⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about⁠⁠ Christian Healthcare Ministries⁠⁠
Get started today with⁠⁠ Churchill Mortgage⁠⁠
Get 20% off when you join ⁠⁠DeleteMe⁠⁠
Go to⁠⁠ FAIRWINDS Credit Union⁠⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠⁠Guardian Litigation Group⁠⁠
Find top health insurance plans at ⁠⁠Health Trust Financial⁠⁠
Use code RAMSEY to save 20% at ⁠⁠Mama Bear Legal Forms⁠⁠
Visit⁠⁠ NetSuite⁠⁠ today to learn more
Get started with ⁠⁠YRefy⁠⁠ or call 844-2-RAMSEY
Visit⁠⁠ Zander Insurance⁠⁠ for your free instant quote today!

Explore more from Ramsey Network:

💸 ⁠⁠The Ramsey Show Highlights⁠⁠

🧠 ⁠⁠The Dr. John Delony Show⁠⁠

🍸 ⁠⁠Smart Money Happy Hour⁠⁠

💡 ⁠⁠The Rachel Cruze Show⁠⁠

💰 ⁠⁠George Kamel⁠⁠

🪑 ⁠⁠Front Row Seat with Ken Coleman⁠⁠

📈 ⁠⁠EntreLeadership⁠⁠

⁠⁠Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

My Fiancé Broke Off Our Engagement Because Of My Money Habits Feb 05, 2026

Show notes

💵 ⁠⁠Ask Ramsey: Real Ramsey answers, powered by AI.

George Kamel and Rachel Cruze answer your questions and discuss:

"How can I heal from a relationship broken over bad money habits?"
"How do I get comfortable using my emergency fund when I need to?"
"My dad promised to pay off my student loan debt but we cut him out of our lives. How do we pay them off ourselves?"
"My father is trying to buy a house with his new girlfriend. We think he's being manipulated but don't know what to do"

Next Steps:

✔️⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠ ⁠send us an email⁠⁠.

💵 ⁠⁠⁠Start your free budget today. Download the EveryDollar app!

🏠 Find a Ramsey Trusted Real Estate Agent

🚢 ⁠⁠Cruise with Ramsey: Save $300 this week only!⁠⁠

💻 ⁠Need help with your taxes? See who we trust.⁠

Connect With Our Sponsors:

Get 10% off your first month of ⁠⁠BetterHelp⁠⁠
Go to ⁠⁠Boost Mobile⁠⁠ to switch today!
Go to⁠⁠ ⁠⁠⁠⁠Casper Sleep⁠⁠ and use promo code RAMSEY to learn more
If you want your car to keep going and going, trust ⁠⁠Christian Brothers Automotive⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about⁠⁠ Christian Healthcare Ministries⁠⁠
Get started today with⁠⁠ Churchill Mortgage⁠⁠
Get 20% off when you join ⁠⁠DeleteMe⁠⁠
Go to⁠⁠ FAIRWINDS Credit Union⁠⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠⁠Guardian Litigation Group⁠⁠
Find top health insurance plans at ⁠⁠Health Trust Financial⁠⁠
Use code RAMSEY to save 20% at ⁠⁠Mama Bear Legal Forms⁠⁠
Visit⁠⁠ NetSuite⁠⁠ today to learn more
Get started with ⁠⁠YRefy⁠⁠ or call 844-2-RAMSEY
Visit⁠⁠ Zander Insurance⁠⁠ for your free instant quote today!

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We’re $100K in Debt and Living in a Camper Feb 04, 2026

Show notes

💵 ⁠Type your money question, get a Ramsey answer instantly.⁠

Ken Coleman and George Kamel answer your questions and discuss:

"How do I get out of $100,000 of debt?"
"Should I stop paying my Parent PLUS loans and use that money to pay off my credit cards?"
"How can we help my brother-in-law without enabling him?"
"How do I find a house after college when rent is so expensive?"
"My husband refinanced our auto loan to pull cash out of our vehicle. Now our APR is 25%, what should we do?"
"I was scammed out of $60,000 and now I don't have anything saved for retirement. What should I do?"
"I'm afraid to deplete my savings to pay down my debt".

Next Steps:

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Explore more from Ramsey Network:

💸 ⁠The Ramsey Show Highlights⁠

🧠 ⁠The Dr. John Delony Show⁠

🍸 ⁠Smart Money Happy Hour⁠

💡 ⁠The Rachel Cruze Show⁠

💰 ⁠George Kamel⁠

🪑 ⁠Front Row Seat with Ken Coleman⁠

📈 ⁠EntreLeadership⁠

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It’s Time to Go Scorched Earth on Your Debt Feb 03, 2026

Show notes

💵 Type your money question, get a Ramsey answer instantly.

Jade Warshaw and Rachel Cruze answer your questions and discuss:

"Should I sell some silver that was gifted to me?"
"Should we downsize our home to get ahead on the Baby Steps?"
"How do I talk to my mother-in-law about settling their Parent PLUS loans?"
"How do I balance paying off debt and still having enough to cover my expenses?"
"How do I get my husband to be more aggressive about Baby Step 2?"
"I'm $26,000 in debt, is getting a debt consolidation loan a good idea?"
" How can I grow my savings so I can afford to buy a house?"
"How do I cashflow going back to college to increase my income?".

Next Steps:

✔️ ⁠Help us make the show better. Please take this short survey.⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠send us an email.

💵 ⁠Start your free budget today. Download the EveryDollar app!

🚢 ⁠⁠Cruise with Ramsey: Save $300 this week only!

💻 Need help with your taxes? See who we trust.

Connect With Our Sponsors:

Get 10% off your first month of BetterHelp
Go to Boost Mobile to switch today!
Go to Casper Sleep and use promo code RAMSEY to learn more
If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about Christian Healthcare Ministries
Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial
Use code RAMSEY to save 20% at Mama Bear Legal Forms
Visit NetSuite today to learn more
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance for your free instant quote today!

Explore more from Ramsey Network:

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

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