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    The Ramsey Show

    The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you’ve made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com

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    Latest Episodes:
    How & Why Married Couples Should Combine Finances (Hour 3) Feb 01, 2023
    Show notes

    Dave Ramsey & Rachel Cruze answer your questions and discuss:

    • "How can I teach my son about money when his biological father is terrible with money?"
    • from the blog: 15 Ways to Teach Kids About Money,
    • How a married couple should combine their money,
    • "Should I do a cash-out refi?"
    • from the blog: Cash-Out Refinance: How It Works and Is It Worth It?
    • Do I need to set up a non-profit?


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy

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    Quit Spending & Get Your Stupid Butt Out of Debt! (Hour 1) Jan 31, 2023
    Show notes

    Dave Ramsey & Kristina Ellis answer your questions and discuss:

    • How to maximize your retirement options,
    • Wins from Kristina's #NoSpendChallenge,
    • from the blog: How to Crush a No-Spend Month
    • "Can we pull from our 401(k) to get our dream home?"


    Support Our Sponsor:

    • PODS Moving & Storage
    • DreamCloud
    • Zander Insurance


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy

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    Is the Government Really Going To Shut Down? (Hour 2) Jan 31, 2023
    Show notes

    Dave Ramsey & Kristina Ellis answer your questions and discuss:

    • "How can I prepare for a government shutdown?"
    • from the blog: What Is a Government Shutdown and How It Could Affect You
    • "Can I move funds from an IRA to a 529?"
    • What the Secure Act 2.0 means for those with student loans,
    • "I need a new car soon",
    • Where to start on your money journey.


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy

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    Over $200K in Debt and Don’t Know Where To Start (Hour 3) Jan 31, 2023
    Show notes

    Dave Ramsey & Kristina Ellis answer your questions and discuss:

    • "We're over $200K in debt and don’t know where to start",
    • from the blog: How to Get Out of Debt With the Debt Snowball Plan
    • Dealing with a pension during a potential job change,
    • "How should I be allocating my money?"
    • Gold as an "insurance policy" during an economic collapse.


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Your Life Will Suck if You Wait on the Government To Fix It! (Hour 1) Jan 30, 2023
    Show notes

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "Do I have a financial obligation to my adult daughter?",
    • When to do house repairs,
    • "Should I pay off my student loans or wait to see what happens with forgiveness?",
    • Join Jade's Virtual FPU Class!
    • Paying cash for a house,
    • from the blog: 3 Simple Steps to Pay Cash for Your Home.


    Support Our Sponsor:

    • Zander Insurance
    • NetSuite
    • PODS Moving & Storage


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    QUIT Making Impulsive Decisions, You’re Going Broke! (Hour 2) Jan 30, 2023
    Show notes

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • What to do with a home when you move,
    • Why you're always going to be broke until you stop making impulsive money decisions,
    • "Can I afford a $130,000 car?".


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Investing in Crypto = Gambling (Hour 3) Jan 30, 2023
    Show notes

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • The best way to combine assets,
    • Investing in crypto (and why you shouldn't),
    • Moving forward after bankruptcy,
    • Overtime vs. a second job,
    • Taking a pay cut to get a job you love.


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    My Husband Told Me To Stop Spending Money but He Doesn’t Make Any! (Hour 1) Jan 27, 2023
    Show notes

    Dr. John Delony & Rachel Cruze discuss:

    • Caring for aging parents without enabling them.
    • "Should I attack my student loans or just make the monthly payments?"
    • "My husband is telling me to stop spending money, but he doesn't make any!"
    • Paying off your mortgage.


    Support Our Sponsor:

    • Zander Insurance
    • Christian Healthcare Ministries
    • Churchill Mortgage


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Should We Borrow Money From Family at 0% Interest? (Hour 2) Jan 27, 2023
    Show notes

    Dr. John Delony & Rachel Cruze discuss:

    • "Should we borrow money from family at 0% interest?"
    • How to use money from a settlement,
    • "Should we pay off debt or wait to see what we owe on taxes?"
    • Piling up cash when expecting a baby,
    • Which to pay off first: student loans or mortgage,
    • John & Rachel react to Sebastian Ghiorghiu's viral video.


    Support Our Sponsor:

    • PODS Moving & Storage


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Don’t Make Decisions Today That Your Future Self Will Hate (Hour 3) Jan 27, 2023
    Show notes

    Dr. John Delony & Rachel Cruze discuss:

    • Paying for college without scholarships,
    • Funding an emergency fund with mutual funds,
    • Renting while looking for a home,
    • Why people freak out when we tell married couples to combine bank accounts,
    • What to do with money in a CD,
    • "Can we have fun money in baby step 2?",
    • Getting caught up on bills.


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy

    Learn more about your ad choices. Visit megaphone.fm/adchoices


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