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    The Ramsey Show

    The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you’ve made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com

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    Latest Episodes:
    I Owe $13,000 In Taxes From My Side Hustle! (Hour 1) Feb 23, 2023
    Show notes

    Rachel Cruze & Kristina Ellis answer your questions and discuss:

    • When you should pause investing to pay off your mortgage,
    • "I owe $13,000 in taxes from my side hustle and don't know what to do."
    • from the blog: Freelance Taxes 101
    • How to pick between going straight into the workforce or going to college,
    • from the blog: Is College Worth It?
    • How to go to college debt free,
    • from the blog: How to Pay for College Without Student Loans
    • How to be disciplined in your budget and avoid impulse purchases,
    • from the blog: Impulse Buying: Why We Do It And How To Stop
    • Is moving to be close to family ok when paying off debt?
    • When to pause the Debt Snowball for health a crisis,
    • from the blog: When To Pause Your Debt Snowball


    Support Our Sponsor:

    • PODS Moving & Storage
    • NetSuite
    • Zander Insurance


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy

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    How To Stay Motivated With Your Life And Money (Hour 2) Feb 23, 2023
    Show notes

    Rachel Cruze & Kristina Ellis answer your questions and discuss:

    • "I want to buy a Corvette but I'm scared to pull the trigger and don't know what to do."
    • What to do when trying to find a new career,
    • from the blog: What Should I Do With My Life? 7 Questions To Help You Find Your Purpose
    • How to stay motivated when working through the Baby Steps,
    • from the blog: How To Set Financial Goals
    • There's no shame in helping your budget by shopping at cheaper stores,
    • from the blog: How To Combat Inflation And Protect Your Four Walls
    • The best way to maximize your savings with a high yield savings account,
    • from the blog: What Is A High-Yield Savings Account and Do I Need One?


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy

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    Your Debt Free Education Is Worth The Sacrifice (Hour 3) Feb 23, 2023
    Show notes

    Rachel Cruze & Kristina Ellis answer your questions and discuss:

    • The best ways to look for college scholarships,
    • from the blog: How to Apply for Scholarships
    • It's never too early to start saving for your kids college,
    • from the blog: 10 Best Ways To Save For College
    • How to avoid lifestyle creep,
    • from the blog: What Is Lifestyle Creep?
    • "How do I talk to my boyfriend about money?",
    • from the blog: The Importance of Talking About Money
    • What to do when family is pressuring you to pay for things that are not your responsibility,
    • from the blog: What to Do When Your Family Doesn't Have Your Back


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy

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    Should I Be Discouraged by the Returns on My Investments? (Hour 1) Feb 22, 2023
    Show notes

    Kristina Ellis & George Kamel answer your questions and discuss:

    • "I feel guilty being a working mom",
    • "Should I be discouraged by the returns on my investments?"
    • Student Loan Forgiveness updates,
    • from the blog: Biden Plans to Forgive Up to $20,000 of Student Loan Debt for Borrowers: What Does It Mean for You?
    • "Can we save up for a house and invest at the same time?"


    Support Our Sponsor:

    • Zander Insurance
    • PODS Moving & Storage
    • DreamCloud


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

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    My Wife Bought 5 Horses on Credit Cards (Hour 2) Feb 22, 2023
    Show notes

    Kristina Ellis & George Kamel answer your questions and discuss:

    • "We rent from our in-laws and they may be evicted soon"
    • Getting finances on track after a divorce,
    • "My wife bought 5 horses on credit cards",
    • plus an update on George's #HorseGate saga,
    • "Should I cash out my 401(k) to pay off debt?"


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    These Extreme Money Hacks Go Too Far… (Hour 3) Feb 22, 2023
    Show notes

    Kristina Ellis & George Kamel answer your questions and discuss:

    • "Should I go to law school debt free or buy a house?"
    • Terrible, extreme ideas for saving money,
    • "Should we contribute 15% even though my employer also contributes?"
    • from the blog: Why Should I Invest 15% of My Income for Retirement?
    • "Should I buy a house with my girlfriend?"
    • "Someone stole my identity, what should I do?"
    • from the blog: What to Do If Your Identity Is Stolen
    • "Mom passed and left the house to her 7 kids. Should we sell it?"


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Should I Invest While I'm Still in Debt? (Hour 1) Feb 21, 2023
    Show notes

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "Does it ever make sense to invest while you're still in debt?"
    • from the blog: When You Should Stop Investing,
    • "I'm recently widowed and wondering how I should budget on my own",
    • "Should I keep my long-term care insurance?"
    • from the blog: Long-Term Care Insurance Explained,
    • Saving up for a house after college,
    • "Should I invest in stocks or the equity of my home?"


    Support Our Sponsor:

    • Churchill Mortgage
    • Zander Insurance
    • NetSuite


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Should We Pull Money From Retirement? (Hour 2) Feb 21, 2023
    Show notes

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "My job no longer aligns with my values",
    • "Should I pull from retirement to pay off the house?"
    • "How can I recapture depreciation on my rental property?"
    • "I'm in Baby Step 3 and feel like we won't have enough for retirement",
    • "Should I sell my annuity to pay off all my vehicles?"
    • Calculating capital gains tax on investments.


    Support Our Sponsor:

    • PODS Moving & Storage


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Pay Off the House and Get Rich With Your Old House Payment! (Hour 3) Feb 21, 2023
    Show notes

    Dave Ramsey & Jade Warshaw answer your questions and discuss:

    • "I have $400k in cash... should I pay off my house?"
    • Setting up life insurance to go to your children,
    • from the blog: What Is Life Insurance?
    • "Should I drop out of college to take a job?"
    • Avoiding a reverse mortgage,
    • from the blog: What Is a Reverse Mortgage?
    • "We bought a house with a solar lease"


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Congrats, You Got Evicted From Hell! (Hour 1) Feb 20, 2023
    Show notes

    Dave Ramsey & George Kamel answer your questions and discuss:

    • What to do with a severance payout after a layoff,
    • from the blog: What to Do if You’re Laid Off,
    • "Our daughter just got pregnant; should we help her financially?"


    Support Our Sponsor:

    • Zander Insurance
    • DreamCloud
    • PODS Moving & Storage


    Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET


    Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

    Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6


    Learn more about your ad choices. https://www.megaphone.fm/adchoices

    Ramsey Solutions Privacy Policy

    Learn more about your ad choices. Visit megaphone.fm/adchoices


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