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Wisdom With Money Means Moving Slowly Jan 09, 2026

Show notes

Dave Ramsey and Ken Coleman answer your questions and discuss:

“How can I make my relationship last when we don’t get along?”
“Our house is 40% of our take home pay, should we sell?”
“I’m worried about only having $1,000 saved when my car could break down at any point”
“How do I untangle my wife’s business expenses from our personal expenses?”
“I received a $450,000 inheritance, what should I do with it?”
“Should I have my car repaired or buy a new one?”
“How do I get out of student loans when I’m struggling to find a job? I’ve applied to over 2000″
“Should I pull from my emergency fund or sinking fund?”
“Should I prioritize paying off my house before I retire?”
“Do we need more life insurance on top of what our employer provides?”
“Should I get a mortgage so that I can avoid tax penalties?”
“I’m 28 years old with $750,000 worth of real estate debt. How do I pay this off?”
“Should we buy a home with my father?”

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💻 ⁠⁠⁠⁠⁠⁠⁠Find out where you stand with your money and get a free plan⁠⁠⁠⁠⁠

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Get Your Finances In Order Now So You Can Enjoy Your Life Later Jan 08, 2026

Show notes

Dave Ramsey and Rachel Cruze answer your questions and discuss:

"How do we pay off $49,000 of business credit card debt when we are "
"My mom expects me to pay back my Parent PLUS loan, although that was not our original agreement"
"How often should someone balance their investments?"
"Can we tithe less if we volunteer more?"
"Should I downsize my home to a condo with an HOA fee?"
"Should we have separate accounts for our fun money?"
"How can we plan to pay for our kids' college?"

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Connect With Our Sponsors:

Get 10% off your first month of ⁠BetterHelp⁠
Go to ⁠Boost Mobile⁠ to switch today!
Go to⁠ ⁠⁠Casper Sleep⁠ and use promo code RAMSEY to learn more
If you want your car to keep going and going, trust ⁠Christian Brothers Automotive⁠. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about⁠ Christian Healthcare Ministries⁠
Get started today with⁠ Churchill Mortgage⁠
Get 20% off when you join ⁠DeleteMe⁠
Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠Guardian Litigation Group⁠
Find top health insurance plans at ⁠Health Trust Financial⁠
Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠
Visit⁠ NetSuite⁠ today to learn more
Get started with ⁠YRefy⁠ or call 844-2-RAMSEY
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The Only Hack To Paying Off Debt Is Doing The Hard Work Jan 07, 2026

Show notes

Dave Ramsey and Jade Warshaw answer your questions and discuss:

"My credit card is about to be charged off. What should I do?"
"I just got laid off, should we use our savings to pay down debt?"
"Should I go on a free cruise while in Baby Step 2?"
"Should I sell my AirBnB?"
"Am I wrong to ask to be an equal co-owner in my husband's business?"
"Should I pay more than minimum payments to minimize interest while in Baby Step 2?"
"Should I take out a loan to buy a business?".

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠ ⁠send us an email⁠.

📘 Get your copy of What No One Tells You About Money today

💵 ⁠Start your free budget today. Download the EveryDollar app!

🏠 Get organized and prepared to buy or sell a home

Connect With Our Sponsors:

Get 10% off your first month of ⁠BetterHelp⁠
Go to ⁠Boost Mobile⁠ to switch today!
Go to⁠ ⁠⁠Casper Sleep⁠ and use promo code RAMSEY to learn more
If you want your car to keep going and going, trust ⁠Christian Brothers Automotive⁠. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about⁠ Christian Healthcare Ministries⁠
Get started today with⁠ Churchill Mortgage⁠
Get 20% off when you join ⁠DeleteMe⁠
Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠Guardian Litigation Group⁠
Find top health insurance plans at ⁠Health Trust Financial⁠
Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠
Visit⁠ NetSuite⁠ today to learn more
Get started with ⁠YRefy⁠ or call 844-2-RAMSEY
Visit⁠ Zander Insurance⁠ for your free instant quote today!

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