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    The Ramsey Show

    The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you’ve made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com

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    Copyright: © Copyright 2019

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    Latest Episodes:
    Financial Freedom Gives You Safety, Not Risk Feb 23, 2026
    Show notes

    💵 ⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠

    📈 ⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠


    Dr. John Delony and George Kamel answer your questions and discuss:

    • "What's the best way to pay off $118k in student loans?"
    • "Should I help family financially even if it will set me back?"
    • "How do I convince my husband to pay down the house instead of buying crypto?"
    • "My wife refuses to follow a budget. Should I give up on trying to get her on board?"
    • "Should I take the religious exemption for social security and Medicaid?".


    Next Steps:

    ✔️⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠

    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠.

    🏢 Join the Crusade! Apply Now!

    💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠

    🏠 ⁠⁠Find a Ramsey Trusted Real Estate Agent⁠⁠

    💻 ⁠⁠⁠⁠⁠⁠⁠Need help with your taxes? See who we trust.⁠⁠⁠⁠⁠⁠⁠

    🚢 ⁠⁠⁠⁠⁠⁠⁠Set sail with Dave Ramsey. Book your cabin today.⁠⁠⁠⁠⁠⁠⁠


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    🍸 ⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠

    💡 ⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠

    💰 ⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠

    🪑 ⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠

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    Take Ownership Of Where Your Life Is Headed Feb 20, 2026
    Show notes

    💵 ⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠

    📈 ⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠


    Dave Ramsey and Ken Coleman answer your questions and discuss:

    • "Should I advise my daughter against buying property in NYC?"
    • "I'm a single mom and I make $1,200 a month. How do I get out of the toxic environment that I live in?"
    • "I'm $40k in debt and don't know how to get out"
    • "Do I need a lawyer to talk to a debt collection agency?"
    • "How do I ask my boss for a raise?"
    • "How can I help my dad when he only has $3,000 to his name?".


    Next Steps:

    ✔️⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠

    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠.

    💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠

    🏠 ⁠⁠Get organized and prepared to buy or sell a home⁠⁠

    🛡️ Get trusted insurance coverage that fits your budget

    💻 ⁠⁠⁠⁠⁠⁠⁠Need help with your taxes? See who we trust.⁠⁠⁠⁠⁠⁠⁠

    🚢 ⁠⁠⁠⁠⁠⁠⁠Set sail with Dave Ramsey. Book your cabin today.⁠⁠⁠⁠⁠⁠⁠


    Connect With Our Sponsors:

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    • Go to⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Casper Sleep⁠⁠⁠⁠⁠⁠⁠ and use promo code RAMSEY to learn more
    • If you want your car to keep going and going, trust ⁠⁠⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% off
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    • Get started with ⁠⁠⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY
    • Visit⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠ for your free instant quote today!

    Explore more from Ramsey Network:

    💸 ⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠

    🧠 ⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠

    🍸 ⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠

    💡 ⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠

    💰 ⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠

    🪑 ⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠

    📈 ⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠


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    My Fiancé Won't Give Me Access To Any Of Our Money Feb 19, 2026
    Show notes

    💵 ⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠

    📈 ⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠


    George Kamel and Rachel Cruze answer your questions and discuss:

    • "I have to ask my fiancé anytime I need money"
    • "I'm $110k in debt and can't pay my bills"
    • "Was it a bad idea to take out a whole life insurance policy?"
    • "Should I sell my car back to the dealership?"
    • "I keep catching my husband in lies about our finances"
    • "Can we buy a Tesla?"
    • "Do I need to open an LLC for my 1099 income?".


    Next Steps:

    ✔️⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠

    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠.

    🏠 ⁠Find a Ramsey Trusted Real Estate Agent⁠

    💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠

    💻 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Need help with your taxes? See who we trust.⁠⁠⁠⁠⁠⁠⁠⁠⁠

    🚢 ⁠⁠⁠⁠⁠⁠⁠⁠Set sail with Dave Ramsey. Book your cabin today.⁠⁠⁠⁠⁠⁠⁠⁠


    Connect With Our Sponsors:

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    • Go to⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Casper Sleep⁠⁠⁠⁠⁠⁠⁠ and use promo code RAMSEY to learn more
    • If you want your car to keep going and going, trust ⁠⁠⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% off
    • Learn more about⁠⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠
    • Get started today with⁠⁠⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠⁠⁠
    • Get 20% off when you join ⁠⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠
    • Go to⁠⁠⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠⁠⁠ for an exclusive account bundle!
    • Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠⁠⁠
    • Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠
    • Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠⁠
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    • Get started with ⁠⁠⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY
    • Visit⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠ for your free instant quote today!

    Explore more from Ramsey Network:

    💸 ⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠

    🧠 ⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠

    🍸 ⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠

    💡 ⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠

    💰 ⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠

    🪑 ⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠

    📈 ⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠


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    How Do I Get My Boyfriend To Step Up and Make More Money? Feb 18, 2026
    Show notes

    💵 ⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠

    📈 ⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠


    George Kamel and Ken Coleman answer your questions and discuss:

    • “Should I file for bankruptcy?”
    • “How can I get my boyfriend to step up and be a provider for our family?”
    • “How do I pay off a 0% credit card by October?”
    • “Am I being too aggressive paying off my student loans?”
    • “My husband and I disagree on what to do after selling a property”
    • “What should I prioritize first as a newly single mom?”
    • “My husband has been looking for a new job for a year. What do we do next?”
    • “Is it too late for me to do the baby steps to become debt free?”
    • “Should I sell my house after losing my job?”
    • “Can I finance a new car?”
    • “Should I file for bankruptcy?”
    • “Can I invest in the stock market by myself to avoid all the fees?”
    • “Why do you use net income to determine home buying ability?”
    • “Should I pause retirement investing to pay off debts?”
    • “Should I pay off my HELOC before my mortgage?”
    • “A debt recovery agency told me that they will garnish my wages”

    Next Steps:

    ✔️⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠

    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠.

    💻 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Need help with your taxes? See who we trust.⁠⁠⁠⁠⁠⁠⁠⁠⁠

    💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠

    🚢 ⁠⁠⁠⁠⁠⁠⁠Set sail with Dave Ramsey. Book your cabin today.⁠⁠⁠⁠⁠⁠⁠


    Connect With Our Sponsors:

    • Get 10% off your first month of ⁠⁠⁠⁠⁠⁠⁠BetterHelp⁠⁠⁠⁠⁠⁠⁠
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    • Go to⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Casper Sleep⁠⁠⁠⁠⁠⁠⁠ and use promo code RAMSEY to learn more
    • If you want your car to keep going and going, trust ⁠⁠⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% off
    • Learn more about⁠⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠
    • Get started today with⁠⁠⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠⁠⁠
    • Get 20% off when you join ⁠⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠
    • Go to⁠⁠⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠⁠⁠ for an exclusive account bundle!
    • Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠⁠⁠
    • Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠
    • Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠⁠
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    • Visit⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠ for your free instant quote today!

    Explore more from Ramsey Network:

    💸 ⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠

    🧠 ⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠

    🍸 ⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠

    💡 ⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠

    💰 ⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠

    🪑 ⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠

    📈 ⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠


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    Discipline Today Can Rewrite Your Financial Future Feb 17, 2026
    Show notes

    💵 ⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠

    📈 ⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠


    Jade Warshaw and Rachel Cruze answer your questions and discuss:

    • "We can't afford a lawyer to help after being served on a $37k loan"
    • "How do I convince my daughter to let me manage my finances again?"
    • "We disagree on how much to put down on a home"
    • "Is it bad that I'm only invested in CDs?"
    • "Should I sell the homes I bought for my children?"


    Next Steps:

    ✔️⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠

    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠.

    💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠

    💻 ⁠Need help with your taxes? See who we trust.⁠

    🚢 Set sail with Dave Ramsey. Book your cabin today.


    Connect With Our Sponsors:

    • Get 10% off your first month of ⁠⁠⁠⁠⁠⁠BetterHelp⁠⁠⁠⁠⁠⁠
    • Go to ⁠⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠⁠ to switch today!
    • Go to⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Casper Sleep⁠⁠⁠⁠⁠⁠ and use promo code RAMSEY to learn more
    • If you want your car to keep going and going, trust ⁠⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% off
    • Learn more about⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠
    • Get started today with⁠⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠⁠
    • Get 20% off when you join ⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠
    • Go to⁠⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠⁠ for an exclusive account bundle!
    • Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠⁠
    • Find top health insurance plans at ⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠
    • Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠
    • Visit⁠⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠⁠ today to learn more
    • Get started with ⁠⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY
    • Visit⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠ for your free instant quote today!

    Explore more from Ramsey Network:

    💸 ⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠

    🧠 ⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠

    🍸 ⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠

    💡 ⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠

    💰 ⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠

    🪑 ⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠

    📈 ⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠


    ⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    I Cosigned 2 Cars For My Mom And Now They're Repossessed Feb 16, 2026
    Show notes

    💵 ⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠

    📈 ⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠


    George Kamel and Jade Warshaw answer your questions and discuss:

    • "I cosigned two cars with my mom that were then repossessed"
    • "How do I get my husband to combine finances?"
    • "Should I file for bankruptcy?"
    • "How do I keep my child from being spoiled by the Trump account?"
    • "How do I become okay with spending the money that I've been saving?"
    • "Does it make sense for me to gift my son my house?".


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    There's Always Hope When Facing Financial Hardship Feb 13, 2026
    Show notes

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    Rachel Cruze and Dr. John Delony answer your questions and discuss:

    • "We're $71k in debt. How do we get out of this mess?"
    • "Why do you encourage people to have babies while paying off debt?"
    • "Our mortgage is 50% of our income"
    • "I owe more on my cars than I make in a year"
    • "How do I handle finances while going through a divorce?".


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    My Husband Has Always Kept Our Finances A Secret From Me (I Want Out) Feb 12, 2026
    Show notes

    💵 ⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠

    📈 ⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠


    Ken Coleman and Rachel Cruze answer your questions and discuss:

    • "The warehouse my business was in burned down and I didn't have insurance"
    • "My husband has kept our finances hidden from me and now he wants a divorce"
    • "Should I buy a home to get out of a toxic relationship?"
    • "I'm $90k in debt and living paycheck-to-paycheck"
    • "Should I loan my cousin $75,000?"


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    💵 ⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠

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    • Learn more about⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠
    • Get started today with⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠
    • Get 20% off when you join ⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠
    • Go to⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠ for an exclusive account bundle!
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    Explore more from Ramsey Network:

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    🧠 ⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠

    🍸 ⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠

    💡 ⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠

    💰 ⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠

    🪑 ⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠

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    I Have Over $300k Cash Sitting In My House (I'm Scared Of The Stock Market) Feb 11, 2026
    Show notes

    💵 ⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠

    📈 ⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠


    Ken Coleman and Jade Warshaw answer your questions and discuss:

    • "How do I stop my mother from going into credit card debt?"
    • "I have $300k in cash sitting in my house"
    • "I'm $250k in debt. Should I file bankruptcy? "
    • "Should I stay in a relationship if I'm paying for everything?"
    • "I was fired from my job last year and my life has been a nightmare since".


    Next Steps:

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    💻 ⁠⁠⁠⁠Need help with your taxes? See who we trust.⁠⁠⁠⁠

    💵 ⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠

    🚢 ⁠⁠⁠⁠Set sail with Dave Ramsey. Book your cabin today.⁠⁠⁠⁠


    Connect With Our Sponsors:

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    • If you want your car to keep going and going, trust ⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% off
    • Learn more about⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠
    • Get started today with⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠
    • Get 20% off when you join ⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠
    • Go to⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠ for an exclusive account bundle!
    • Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠
    • Find top health insurance plans at ⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠
    • Use code RAMSEY to save 20% at ⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠
    • Visit⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠ today to learn more
    • Get started with ⁠⁠⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY
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    Explore more from Ramsey Network:

    💸 ⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠

    🧠 ⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠

    🍸 ⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠

    💡 ⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠

    💰 ⁠⁠⁠⁠George Kamel⁠⁠⁠⁠

    🪑 ⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠

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    "My Wife Is Making Financial Decisions Without Me" Feb 10, 2026
    Show notes

    💵 ⁠Have a money question? Ask Ramsey is here to help.⁠

    📈 ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠


    Jade Warshaw and Dr. John Delony answer your questions and discuss:

    • "My drinking is holding me back from paying off debt"
    • "My wife is making financial decisions without me"
    • "Should I move into a lower cost-of-living area to save money?"
    • "Should I file bankruptcy?"
    • "My mom and I disagree on how much I owe her for a Parent PLUS loan".


    Next Steps:

    ✔️⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠

    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠ ⁠send us an email⁠⁠⁠.

    🚢 ⁠⁠Set sail with Dave Ramsey. Book your cabin today.⁠⁠ 🏠 ⁠Get organized and prepared to buy or sell a home⁠

    💵 ⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠ 💻 ⁠⁠Need help with your taxes? See who we trust.⁠⁠


    Connect With Our Sponsors:

    • Get 10% off your first month of ⁠⁠⁠BetterHelp⁠⁠⁠
    • Go to ⁠⁠⁠Boost Mobile⁠⁠⁠ to switch today!
    • Go to⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Casper Sleep⁠⁠⁠ and use promo code RAMSEY to learn more
    • If you want your car to keep going and going, trust ⁠⁠⁠Christian Brothers Automotive⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% off
    • Learn more about⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠
    • Get started today with⁠⁠⁠ Churchill Mortgage⁠⁠⁠
    • Get 20% off when you join ⁠⁠⁠DeleteMe⁠⁠⁠
    • Go to⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠ for an exclusive account bundle!
    • Debt collectors hassling you? Take back control of your life at ⁠⁠⁠Guardian Litigation Group⁠⁠⁠
    • Find top health insurance plans at ⁠⁠⁠Health Trust Financial⁠⁠⁠
    • Use code RAMSEY to save 20% at ⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠
    • Visit⁠⁠⁠ NetSuite⁠⁠⁠ today to learn more
    • Get started with ⁠⁠⁠YRefy⁠⁠⁠ or call 844-2-RAMSEY
    • Visit⁠⁠⁠ Zander Insurance⁠⁠⁠ for your free instant quote today!

    Explore more from Ramsey Network:

    💸 ⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠

    🧠 ⁠⁠⁠The Dr. John Delony Show⁠⁠⁠

    🍸 ⁠⁠⁠Smart Money Happy Hour⁠⁠⁠

    💡 ⁠⁠⁠The Rachel Cruze Show⁠⁠⁠

    💰 ⁠⁠⁠George Kamel⁠⁠⁠

    🪑 ⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠

    📈 ⁠⁠⁠EntreLeadership⁠⁠⁠


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