The Rachel Cruze Show

Latest Episodes:

Don't Let Christmas Sleigh Your Budget Nov 11, 2019

Show notes

It’s November—which means Thanksgiving and Christmas are right around the corner! Does that make you excited . . . or just overwhelmed?

If you feel like the holidays are another reminder that you don’t have the time or money to make your holiday table perfect, make your Christmas tree Instagram-worthy, or even shop for presents, I created this episode just for you.

In this episode of The Rachel Cruze Show, you’ll learn:

Incredible insights from Emily Ley on how to make the most of your holidays with less. You guys, this interview is a must-watch for everyone.
Why the Cruzes are saying no to buying toys this Christmas.
How much most people spend on the holidays and how to keep boundaries around your Christmas budget.

Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programing. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programing you are viewing:

RESOURCES:

Zander Insurance

The Contentment Journal

Emily Ley’s website

All Cash Christmas Printable

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How to Afford Your Adoption Oct 28, 2019

Show notes

Have you ever dreamed about the possibility of adopting, but then thought, Well, I couldn’t afford that?

I think adoption is awesome, but I know it can be super expensive. It’s a deeply personal conviction, and money shouldn’t be the obstacle that’s holding you back.

If adoption is something you’re considering, I want to help you do it debt-free. In this episode of The Rachel Cruze Show, you’ll learn:

Author and speaker Lisa Harper’s emotional journey walking through the international adoption process as a single woman
Extremely practical steps and creative ways (that really surprised me!) to raise money for your adoption from author Julie Gumm
My personal dream and goals surrounding adoption

Even if you think adoption isn’t for you, you probably know someone who could use the valuable information in this episode! My guests this week really opened my eyes to new ways to make adopting a child a possibility for anyone, so go ahead and forward this to your friends!

Resources (everything mentioned in this episode):

Zander Insurance

Lisa Harper’s Website

Julie Gumm’s Website

My Favorite Budgeting App

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Are These 4 Insecurities Destroying Your Budget? Oct 14, 2019

Show notes

So, in this episode of The Rachel Cruze Show, you’ll learn:

The insecurity that 90% of women feel ashamed of and which industry is profiting the most from it
How to keep insecurities from ruining your marriage
How one woman’s spending habits led her into $40K in debt—and what gave her a wake-up call

Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing:

Resources (everything mentioned in this episode):

Zander Insurance

Les Parrott’s website

The New York Times article on honeymoons

Show Notes Page

Learn more about your ad choices. Visit megaphone.fm/adchoices

Student Loan Crisis! Is There Hope? Sep 30, 2019

Show notes

Student loan debt is costing Americans trillions of dollars and now surpasses every other type of consumer debt.1 People rarely talk about student loans anymore without attaching the word crisis to it. If you’re in the depths of your own student loan crisis, I want to show you how to get out of debt fast!

In the latest episode of The Rachel Cruze Show, you’ll learn:

Four simple ways to pay off your student loan debt faster
The reality about student loan forgiveness that politicians won’t tell you
How to go to college without going into debt

Plus, my friend and bestselling author Anthony ONeal will be here to answer questions about student loans and payments from people just like you.

— Zander Insurance

Resources (everything mentioned in this episode):

Debt-Free Degree

Zander Insurance

Adjusting your tax withholding video

How Long Does It Take to Pay Off Student Loans

BONUS LISTEN: Borrowed Future Podcast

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Is Your Car Busting Your Budget? Sep 16, 2019

Show notes

Wondering why you can’t get ahead? Look in your driveway! Over the past decade, car debt has gone up 60%, and the average car payment is now $554!

I don’t want car loans to steal from your future! In the latest episode of The Rachel Cruze Show, you’ll learn:

Why financing a car is the worst financial decision you can make
How to pay off your current car and pay cash for your next one
How to save real money on car repairs—a mechanic shares his secrets

Resources (everything mentioned in this episode):

Zander Insurance

ELP

Show Notes Page

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Are You Wasting Money on These Popular Trends? Sep 03, 2019

Show notes

We love keeping up with the latest clothes, shows and gadgets. But what is our obsession with trends really costing us?

In the latest episode of The Rachel Cruze Show, we’re taking on trends. You’ll learn:

Trends you’re probably wasting money on without even thinking about it
The biggest money-wasting trend (in my opinion) that gets me riled up over and over again
The real cost of being on reality TV, plus show secrets from former Bachelorette Kaitlyn Bristowe

Resources (everything mentioned in this episode):

Zander Insurance

Contentment Journal / LYLNT Bundle

Woman’s Day

TimeShare Exit

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How to Pay Off All Your Credit Card Debt FAST Aug 19, 2019

Show notes

What would your life look like if you didn’t have any credit card payments? If you had a pile of money saved up in the bank? If you owned your stuff instead of it owning you?

You guys—that life is possible!

So, in the latest episode of The Rachel Cruze Show, I’m going to show you how to live debt free. You’ll learn:

The number one proven method for getting out of debt
How one couple dug their way out of almost $40,000 in credit card debt
10 ways to stay super motivated while getting out of debt

RESOURCES

Zander Insurance

Financial Peace University

Contentment Journal

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Ugly Truth About Credit Cards Aug 05, 2019

Show notes

Millions of Americans are being duped by credit card companies every day. And, you guys, I’ve had it! So, in the latest episode of The Rachel Cruze Show, I’m going to expose credit cards for what they really are. You’ll learn:

Lies you’ve probably heard about credit cards
The truth no one is telling you about credit card points
How to buy a house without a credit score

Resources:

Zander Insurance

Financial Peace University

What Affects Your Credit Score Article

Show Notes Page

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3 Things Society Doesn’t Want You to Know About Money Jul 22, 2019

Show notes

In our culture today, you might hear people say things like:

“It’s impossible to graduate from college without taking out student loans.”

“You can’t buy a car or have nice things without debt.”

“The only way to become a millionaire is to be born into a rich family.”

But believe it or not, our culture doesn’t always tell the truth. Shocking, I know. So, in the latest episode of The Rachel Cruze Show, I’m going to set the record straight. You’ll learn:

Three truths society doesn’t tell you about money
How a school teacher paid off $40,000 of debt in just 14 months
The proven plan to become a millionaire, no matter your income

Resources (everything mentioned in this episode):

Show Notes Page

Become a Financial Peace University Coordinator!

The 7 Baby Steps

SmartVestor Pro

Investment Calculator

Financial Peace University

Everyday Millionaires

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Don’t Let Your Parents’ Money Mistakes Stress You Out Jul 08, 2019

Show notes

Your parents’ money choices will affect you in one way or another, but talking to them about it can be hard. Maybe the very thought of having that conversation intimidates you, or maybe you’ve tried before and it didn’t go well. So in the latest episode of The Rachel Cruze Show, you’ll learn:

Four key questions to ask your parents right now about their finances
A step-by-step plan for getting your parents and your whole family on the same page when it comes to money
How to deepen your relationship with aging parents and create memorable moments with them that will stay with you forever

Show Notes Page

Will Prep Checklist

5-Minute Coverage Checkup

Zander Insurance

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