The Rachel Cruze Show

🎙️ The Ramsey Show

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We Asked 1000 People About Their Money (I Was Shocked!) Feb 09, 2026

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📈Are you on track with the Baby Steps? Get a free personalized plan.

We asked 1,000 people about their money, and the results honestly shocked me! In this episode, I break down the data and share three simple ways to make sure stress and a negative net worth don’t become your normal.

Next Steps:

🎥 Watch my video How Do You Compare Financially to the Average American? (2026 Edition).

💵 Start your free budget today. Download the EveryDollar app!

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Creative Date Night Ideas From Free to $500+ Feb 06, 2026

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🚢 Set sail with me on the Live Like No One Else Cruise! Book your cabin today.

What if I told you that you could plan fun, memorable date nights at any price? Well, that’s exactly what I’m doing! Here are 23 creative date night ideas to try for every Baby Step or budget level. Let’s get into it!

Next Steps:

🎥 Watch my video 3 Best Marriage Tips We’ve Ever Received.

📈 Are you on track with the Baby Steps? Get a free personalized plan.

💭 Want a deeper connection with your spouse? Pick up Questions for Humans: Couples.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!

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If You Want to Become a Millionaire, Do This in 2026! Feb 04, 2026

Show notes

📈 Use the Investment Calculator to see how your money can grow over time.

In this episode, I’m breaking down a few simple money moves people often overlook that can put you on the path to becoming a millionaire. None of it is flashy, but if you focus on the right habits and stay consistent, you can start building real, lasting wealth this year.

Next Steps:

🎥 Watch my video Why Being Boring Is the Best Way to Build Wealth.

📈Are you on track with the Baby Steps? Get a free personalized plan.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!

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7 Things You Should Absolutely Say No to This Month Feb 02, 2026

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📈 Are you on track with the Baby Steps? Get a free personalized plan.

In this episode, I’m calling out a few spending traps that sneak into our budgets once the year gets going. If you’re ready to stop wasting money and free up some extra cash without feeling deprived, this one’s for you.

Next Steps:

🎥 Watch my video 10 Minutes of People Living Frugally and Winning.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors[JS4] :

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!

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The One Bank Account Most People Overlook (It’s Costing You) Jan 30, 2026

Show notes

📈 Are you on track with the Baby Steps? Get a free personalized plan.

When it comes to making the most of your money, where you put your money matters just as much as how you spend it. So today, I’m breaking down the three bank accounts everyone needs—and one of them you may be overlooking.

Next Steps:

🎥 Watch my video Here’s When Saving Your Money Is a Bad Idea.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
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Most Unhinged Ways to Make Extra Money Jan 28, 2026

Show notes

📝 Take the free Side Hustle Quiz!

I recently asked people on Instagram to comment the most unhinged ways they make extra money. Today, we’re looking at what everyone had to say.

Next Steps:

🎥 Watch my video 7 Creative Side Hustles for an Extra $1,000 a Month.

💵 Start your free budget today. Download the EveryDollar app!

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.

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5 Common Money Practices Keeping You Broke Jan 26, 2026

Show notes

🏠 Crunch your numbers with this free Mortgage Calculator.

When it comes to money, some harmful habits have become way too normal. So here are five common money practices that are really just lies holding you back!

Next Steps:

🎥 Watch my video The Worst Ways to Pay Off Your Debt.

💵 Start your free budget today. Download the EveryDollar app!

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.

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Grow Your Wealth with These 5 Boring Habits Jan 23, 2026

Show notes

📈 Are you on track with the Baby Steps? Get a free personalized plan.

In this episode, I’m breaking down the five simple, kind of boring habits that have helped me build real wealth—and showing how these basics can completely change your financial life. If you’re ready to grow your money with confidence and consistency, this one’s for you!

Next Steps:

🎥 Watch my video 10 Minutes of People Living Frugally and Winning.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.

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6 Purchases Quiet Millionaires Never Make Jan 21, 2026

Show notes

📈 Are you on track with the Baby Steps? Get a free personalized plan.

If you’re trying to build wealth but are still left wondering where chunks of money go every month, it might be time to rethink your money habits. Here are six things wealthy people never spend money on.

Next Steps:

🎥 Watch my video Why You Should Spend Like No One Is Watching.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.

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