The Personal Finance Podcast

Latest Episodes:

The Insurance Crisis Nobody Is Talking About (With Bob Litterman) Jun 05, 2026

Show notes

Your home insurance bill is not going up because of inflation. It is going up because of a risk that was mispriced for decades and is now coming due.

Episode Sponsor

Coalition for an Insurable Future

Website:

https://coalitionforaninsurablefuture.com/

Facebook:

https://www.facebook.com/people/Coalition-For-An-Insurable-Future/61584013622275/

What You'll Learn in This Episode

Why home insurance is up 74% since 2008 and is not coming back down
How one weather event turns into a coverage gap, an un-mortgageable home, and a collapsing property value
Why insurance companies are not the villain here and who actually is
What happens when state-backed insurance plans run out of money
Why one in seven homeowners now has zero insurance coverage
What every homeowner should do right now to reduce their exposure
Why renters are not off the hook from this crisis either

Start Here

Join the community built to help you master your money, stay accountable, and reach financial freedom.

👉 Try Master Money Academy FREE for 7 days today!

https://mastermoney.co/join/

👉 Join Andrew’s FREE Investing for Beginners Masterclass

https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21

👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

https://expert-hustler-605.ck.page/6aa7bb9a79

Watch Next

How to Shave Off 7+ Working Years and Retire Early! https://youtu.be/9oZFn2lmZm4
Is the American Dream Dead? (With Freddie Smith) https://youtu.be/3Ivz8Ts9J2o
How Companies Are Quietly Robbing You! With Lindsay Owens https://youtu.be/WhfXVmC2DC0
12 Financial Rules of Thumb That Let You Spend More on What You Love https://youtu.be/36HG6VHnA08
How to RETIRE BY 30! (With Cody Berman) https://youtu.be/ffKv6M69SRI
How to Manage Your Money (and Still Enjoy Life) https://youtu.be/BWocw8B-xnY

Who is Bob Litterman?

Bob Litterman is the Risk Chairman Emeritus and a founding partner of Kepos Capital LP. Prior to joining Kepos Capital in 2010, Bob enjoyed a 23-year career at Goldman, Sachs & Co., where he served in research, risk management, investments and thought leadership roles. He oversaw the Quantitative Investment Strategies Group in the Asset Management division. While at Goldman, Bob also spent six years as one of three external advisors to Singapore’s Government Investment Corporation (GIC). Bob was named a partner of Goldman Sachs in 1994 and became head of the firm-wide risk function; prior to that role, he was co-head of the Fixed Income Research and Model Development Group with Fischer Black.

Connect with Andrew

Instagram → https://bit.ly/Skool-Instagram
TikTok → https://bit.ly/Skool-TikTok
Facebook → https://bit.ly/Skool-Facebook
Podcast → https://bit.ly/Skool-Podcast
Youtube → bit.ly/Skool-Youtube
Newsletter → https://bit.ly/Skool-Newsletter
Website →⁠ https://mastermoney.co ⁠
X → ⁠https://x.com/mastermoneyco
LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340 ⁠

Question for you:

Have you looked at your home insurance bill recently and been shocked by how much it went up? Drop your state and percentage increase in the comments and let us see how widespread this actually is.

Learn more about your ad choices. Visit megaphone.fm/adchoices

He Lost $50 Million In Real Estate Then Got Rich Again (With Rod Khleif) Jun 03, 2026

Show notes

He lost $50 million in 2008 and built it all back. Here is exactly what he did and what he would never do again.

👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/q05p7b65?webinar_id=24

What You'll Learn in This Episode

Why 800 single family houses nearly destroyed everything and what Rod does exclusively instead
How Rod lost $50 million in 2008 and the exact mindset that brought him back
Why cash flow is the only real estate number that actually matters
Why right now might be the best buying opportunity in multifamily Rod has ever seen
How to get into apartment complexes and businesses without using your own money
Why 10,000 boomers turning 65 every day is quietly creating a massive business buying opportunity
What separates the students who actually build wealth from the ones who never start

Start Here

Join the community built to help you master your money, stay accountable, and reach financial freedom.

👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/

👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21

👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79

Partner Deals

Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance
Policygenius → Free life insurance quote http://policygenius.com
Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP
Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP
Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp
Wayfair → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com
DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/

Book/s Mentioned

Think and Grow Rich by Napoleon Hill
The ONE Thing by Gary Keller and Jay Papasan
The Miracle Morning by Hal Elrod
The Five Love Languages by Gary Chapman
The Slight Edge by Jeff Olson
The Five Regrets of the Dying by Bronnie Ware
How to Create Lifetime Cash Flow in Multifamily Properties by Rod Khleif https://rodkhleif.com/lcfa-ebook/

Watch Next

How to Become a Stealth Wealth Millionaire (With JC Rodriguez) https://youtu.be/Y83BTQONiJc
High Income Tax Strategies, Selling a House to Invest in the S&P 500, and Converting $100K to a Roth IRA (Money Q&A) https://youtu.be/NR-LlTqb7Cs
How to Shave Off 7+ Working Years and Retire Early! https://youtu.be/9oZFn2lmZm4
Is the American Dream Dead? (With Freddie Smith) https://youtu.be/3Ivz8Ts9J2o
How Companies Are Quietly Robbing You! With Lindsay Owens https://youtu.be/WhfXVmC2DC0

Connect with Rod Khleif

Links → https://rodslinks.com
Text "Links" to 72345
Instagram → https://www.instagram.com/rod_khleif/
Facebook → https://www.facebook.com/rodkhleifofficial/
LinkedIn → https://www.linkedin.com/in/rodkhleif/
X → https://twitter.com/RodKhleif
Website → https://rodkhleif.com
Podcast → Lifetime Cash Flow Through Real Estate Investing https://rodkhleif.com/lifetime-cashflow-podcast/
YouTube → https://www.youtube.com/RodKhleif
Boot Camp Site → https://rodsbootcamp.com
The Tiny Hands Foundation → https://tinyhandsfoundation.org

Connect with Andrew

Instagram → https://bit.ly/Skool-Instagram
TikTok → https://bit.ly/Skool-TikTok
Facebook → https://bit.ly/Skool-Facebook
Podcast → https://bit.ly/Skool-Podcast
Youtube → bit.ly/Skool-Youtube
Newsletter → https://bit.ly/Skool-Newsletter
Website →⁠ https://mastermoney.co ⁠
X → ⁠https://x.com/mastermoneyco
LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340 ⁠

Question for you:

If you lost everything tomorrow, what would you do first to start rebuilding? Drop it in the comments.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Become a Stealth Wealth Millionaire (With JC Rodriguez) Jun 01, 2026

Show notes

Real millionaires do not look rich. They look boring on purpose, and that is exactly how they got there.

👉 Join Andrew's FREE Masterclass The Portfolio Pyramid:

https://event.webinarjam.com/q05p7/register/q05p7b65?webinar_id=24

What You'll Learn in This Episode

The core mentalities that separate stealth wealth millionaires from high earners who stay broke
Why the person driving the Mercedes is more likely in debt than the person driving the Toyota
What real millionaires actually invest in and why it is boring on purpose
The number one mistake keeping high earners from building any wealth at all
How teachers and accountants are quietly hitting millionaire status while influencers go broke
Why spending on experiences over stuff is the move almost every quiet millionaire makes
The one shift in mindset that changes everything about how you see your money

Start Here

Join the community built to help you master your money, stay accountable, and reach financial freedom.

👉 Try Master Money Academy FREE for 7 days today!

https://mastermoney.co/join/

👉 Join Andrew’s FREE Investing for Beginners Masterclass

https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21

👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

https://expert-hustler-605.ck.page/6aa7bb9a79

Partner Deals

Indeed → Get a $75 sponsored job credit ⁠http://Indeed.com/personalfinance⁠
Policygenius → Free life insurance quote ⁠http://policygenius.com⁠
Chime → Get more rewarding fee-free banking at ⁠https://www.chime.com/PFP⁠
Monarch Money → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT ⁠http://www.monarch.com/PFP⁠
Shopify → Sign up for your one-dollar-per-month trial today at ⁠http://shopify.com/pfp⁠
Wayfair → Get 80% OFF on April 25th through the 27th ⁠http://wayfair.com⁠
DeleteMe → 20% off with code PFP ⁠https://joindeleteme.com/PFP20/

Tool/s Mentioned

Retirement Calculator https://expert-hustler-605.kit.com/e6b8d4f8a
Automate Your Entire Money System in One Weekend https://courses.mastermoney.co/automate-your-money-checklist
Andrew's Favorite High-Yield Savings Accounts https://secure.money.com/pr/r453ecf4d190

Book/s Mentioned

The Millionaire Next Door by Thomas J. Stanley
Everyday Millionaires by Ramsey Solutions
The Psychology of Money by Morgan Housel

Episode/s Mentioned

How to Build Your Investment Portfolio (The Portfolio Pyramid!) https://youtu.be/Vn-NXfFWtfU
How to Automate Your Finances (Money on Autopilot!) https://youtu.be/Fenu_LtdmZU

Watch Next

High Income Tax Strategies, Selling a House to Invest in the S&P 500, and Converting $100K to a Roth IRA (Money Q&A) https://youtu.be/NR-LlTqb7Cs
How to Shave Off 7+ Working Years and Retire Early! https://youtu.be/9oZFn2lmZm4
Is the American Dream Dead? (With Freddie Smith) https://youtu.be/3Ivz8Ts9J2o
How Companies Are Quietly Robbing You! With Lindsay Owens https://youtu.be/WhfXVmC2DC0
12 Financial Rules of Thumb That Let You Spend More on What You Love https://youtu.be/36HG6VHnA08

Connect with JC Rodriguez

Instagram/s → https://www.instagram.com/thefrugalrich
/ https://www.instagram.com/jcrodriguez.co
YouTube → https://www.youtube.com/@thefrugalrich

Connect with Andrew

Instagram → https://bit.ly/Skool-Instagram
TikTok → https://bit.ly/Skool-TikTok
Facebook → https://bit.ly/Skool-Facebook
Podcast → https://bit.ly/Skool-Podcast
Youtube → bit.ly/Skool-Youtube
Newsletter → https://bit.ly/Skool-Newsletter
Website →⁠ https://mastermoney.co ⁠
X → ⁠https://x.com/mastermoneyco
LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340 ⁠

Question for you:

Are you building stealth wealth or spending stealth debt? Drop where you are right now in the comments and tell us the one thing you are changing as soon as possible.

Learn more about your ad choices. Visit megaphone.fm/adchoices

High Income Tax Strategies, Selling a House to Invest in the S&P 500, and Converting $100K to a Roth IRA (Money Q&A) May 27, 2026

Show notes

Eight questions. Eight real financial situations. Eight answers that might change the way you think about your money.

👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/o37wxuz?webinar_id=22

What You'll Learn in This Episode

How a new US resident with $1.5M should restructure for American retirement accounts
How to automate your finances when your income changes every month
Should you sell your home and invest the equity in 2026?
Why taxes hit harder above $250K and what to do about it
The tax order high earners should follow to save six figures a year
The simplest way to convert $100K from traditional IRA to Roth without a huge tax bill
The AI voice scam targeting one in four Americans right now

Start Here

Join the community built to help you master your money, stay accountable, and reach financial freedom.

👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/

👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21

👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79

Partner Deals

Indeed → Get a $75 sponsored job credit ⁠http://Indeed.com/personalfinance⁠
Policygenius → Free life insurance quote ⁠http://policygenius.com⁠
Chime → Get more rewarding fee-free banking at ⁠https://www.chime.com/PFP⁠
Monarch Money → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT ⁠http://www.monarch.com/PFP⁠
Shopify → Sign up for your one-dollar-per-month trial today at ⁠http://shopify.com/pfp⁠
Wayfair → Get 80% OFF on April 25th through the 27th ⁠http://wayfair.com⁠
DeleteMe → 20% off with code PFP ⁠https://joindeleteme.com/PFP20/

Tool/s Mentioned

The Retirement Calculator https://expert-hustler-605.kit.com/e6b8d4f8a2
Total Cost of Ownership Calculator https://mastermoney.co/total-cost-of-ownership-calculator/
Automate Your Entire Money System in One Weekend https://courses.mastermoney.co/automate-your-money-checklist

Book/s Mentioned

Why We Sleep by Matthew Walker

Episode/s Mentioned

Buying a House VS. Investing In the S&P 500 (Which Is Better?) https://youtu.be/6iwf_4iQz0c
How to Automate Your Finances (Money on Autopilot!) https://youtu.be/Fenu_LtdmZU
How to Build Your Investment Portfolio (The Portfolio Pyramid!) https://youtu.be/Vn-NXfFWtfU

Watch Next

How to Shave Off 7+ Working Years and Retire Early! https://youtu.be/9oZFn2lmZm4
Is the American Dream Dead? (With Freddie Smith) https://youtu.be/3Ivz8Ts9J2o
How Companies Are Quietly Robbing You! With Lindsay Owens https://youtu.be/WhfXVmC2DC0
12 Financial Rules of Thumb That Let You Spend More on What You Love https://youtu.be/36HG6VHnA08
How to RETIRE BY 30! (With Cody Berman) https://youtu.be/ffKv6M69SRI
How to Manage Your Money (and Still Enjoy Life) https://youtu.be/BWocw8B-xnY

Connect with Andrew

Instagram → https://instagram.com/mastermoneyco
Website → https://mastermoney.co
TikTok → https://tiktok.com/@mastermoneyco
X → https://x.com/mastermoneyco
LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340
YouTube → https://www.youtube.com/@mastermoneyco/

Question for you:

If you could get one financial question answered live by Andrew, what would it be? Drop it below and join the Master Money newsletter to make it happen.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Shave Off 7+ Working Years and Retire Early! May 25, 2026

Show notes

Most people try to retire early by saving more and spending less. The people who actually pull it off use these six strategies instead.

👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/o37wxuz?webinar_id=22

What You'll Learn in This Episode

Why the wrong investments in the wrong accounts could cost you $700K without you even knowing it
How one zip code change shaved seven full years off a couple's retirement timeline
The spousal IRA most couples skip that quietly builds nearly a million dollars tax-free
How to sell hundreds of thousands in gains and legally owe zero in federal taxes
The secret 401k bucket that lets high earners add $47,500 extra into tax-free accounts every year
How to tap your 401k years before 59 and a half with zero penalty if you plan it right
The one healthcare move that turns a $26,000 annual bill into $3,000 in early retirement

Start Here

Join the community built to help you master your money, stay accountable, and reach financial freedom.

👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/

👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21

👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79

Partner Deals

Indeed → Get a $75 sponsored job credit ⁠http://Indeed.com/personalfinance⁠
Policygenius → Free life insurance quote ⁠http://policygenius.com⁠
Chime → Get more rewarding fee-free banking at ⁠https://www.chime.com/PFP⁠
Monarch Money → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT ⁠http://www.monarch.com/PFP⁠
Shopify → Sign up for your one-dollar-per-month trial today at ⁠http://shopify.com/pfp⁠
Wayfair → Get 80% OFF on April 25th through the 27th ⁠http://wayfair.com⁠
DeleteMe → 20% off with code PFP ⁠https://joindeleteme.com/PFP20/

Episode/s Mentioned

How to Access Your Retirement Accounts EARLY (Roth IRA Conversion Ladder for the FIRE Movement) https://youtu.be/ut8rDIJ1kSI

Watch Next

Is the American Dream Dead? (With Freddie Smith) https://youtu.be/3Ivz8Ts9J2o
How Companies Are Quietly Robbing You! With Lindsay Owens https://youtu.be/WhfXVmC2DC0
12 Financial Rules of Thumb That Let You Spend More on What You Love https://youtu.be/36HG6VHnA08
How to RETIRE BY 30! (With Cody Berman) https://youtu.be/ffKv6M69SRI
How to Manage Your Money (and Still Enjoy Life) https://youtu.be/BWocw8B-xnY

Connect with Andrew

Instagram → https://instagram.com/mastermoneyco
Website → https://mastermoney.co
TikTok → https://tiktok.com/@mastermoneyco
X → https://x.com/mastermoneyco
LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340
YouTube → https://www.youtube.com/@mastermoneyco/

Question for you:

What is your current retirement timeline and how many years are you trying to cut? Drop your number in the comments and let the community help you figure out your next move.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Is the American Dream Dead? (With Freddie Smith) May 20, 2026

Show notes

Millennials and Gen Z are not broke because of laziness but a broken system. Here is what is actually going on and what you can do about it.

👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/o37wxuz?webinar_id=22

What You'll Learn in This Episode

Why the American Dream playbook is broken and what replaces it
Why luxuries got cheaper while necessities got unaffordable
Why two EMTs could build a life in 1996 and cannot today
The three-tier middle class divide and why your neighbor pays $55K less than you
Whether buying a home in 2026 still makes sense and the two questions to ask first
What is actually happening with Social Security and what to do about it
The one lever that matters most when the system is working against you

Start Here

Join the community built to help you master your money, stay accountable, and reach financial freedom.

👉 Try Master Money Academy FREE for 7 days today!https://mastermoney.co/join/

👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21

👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79

Partner Deals

Indeed → Get a $75 sponsored job credit ⁠http://Indeed.com/personalfinance⁠
Policygenius → Free life insurance quote ⁠http://policygenius.com⁠
Chime → Get more rewarding fee-free banking at ⁠https://www.chime.com/PFP⁠
Monarch Money → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT ⁠http://www.monarch.com/PFP⁠
Shopify → Sign up for your one-dollar-per-month trial today at ⁠http://shopify.com/pfp⁠
Wayfair → Get 80% OFF on April 25th through the 27th ⁠http://wayfair.com⁠
DeleteMe → 20% off with code PFP ⁠https://joindeleteme.com/PFP20/

Tool/s Mentioned

Watch Next

How Companies Are Quietly Robbing You! With Lindsay Owens https://youtu.be/WhfXVmC2DC0
12 Financial Rules of Thumb That Let You Spend More on What You Love https://youtu.be/36HG6VHnA08
How to RETIRE BY 30! (With Cody Berman) https://youtu.be/ffKv6M69SRI
How to Manage Your Money (and Still Enjoy Life) https://youtu.be/BWocw8B-xnY
The Housing Market Is Rigged (Here's How to Beat It) With David Sidoni https://youtu.be/ccXY6vTNJu0

Connect with Freddie Smith

TikTok → https://www.tiktok.com/@fmsmith319
Instagram → https://www.instagram.com/fmsmith319/
Linktree → https://linktr.ee/Freddiemsmith
Spotify → https://open.spotify.com/show/2MyR1MAPyqDf6OwCrNwR4b
YouTube → https://www.youtube.com/playlist?list=PLVcu9rrANHgA6WY_tH1vtpA8V6uX1BI3C

Connect with Andrew

Instagram → https://instagram.com/mastermoneyco
Website → https://mastermoney.co
TikTok → https://tiktok.com/@mastermoneyco
X → https://x.com/mastermoneyco
LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340
YouTube → https://www.youtube.com/@mastermoneyco/

Question for you:

.Do you think the American Dream is still achievable for your generation, or has the system changed too much? Drop your honest take in the comments below.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Companies Are Quietly Robbing You! With Lindsay Owens May 18, 2026

Show notes

The store already knows how much you are willing to pay. They are just waiting for the right moment to charge you that exact amount.

👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/o37wxuz?webinar_id=22

What You'll Learn in This Episode

What surveillance pricing is and why it is already happening to you at over 250 companies
The JetBlue confession that accidentally blew the lid off the entire industry
How Walmart's new digital shelf tags could change your grocery price while you are standing in the aisle
Why you and the person next to you are probably paying different prices for the exact same thing
The three types of data companies collect to figure out the maximum you will pay
Three practical things you can do right now to avoid being quietly overcharged
Why lower income shoppers often end up paying the most and what needs to change

Start Here

Join the community built to help you master your money, stay accountable, and reach financial freedom.

👉 Try Master Money Academy FREE for 7 days today!

https://mastermoney.co/join/

👉 Join Andrew’s FREE Investing for Beginners Masterclass

https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21

👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

https://expert-hustler-605.ck.page/6aa7bb9a79

Partner Deals

Indeed → Get a $75 sponsored job credit ⁠http://Indeed.com/personalfinance⁠
Policygenius → Free life insurance quote ⁠http://policygenius.com⁠
Chime → Get more rewarding fee-free banking at ⁠https://www.chime.com/PFP⁠
Monarch Money → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT ⁠http://www.monarch.com/PFP⁠
Shopify → Sign up for your one-dollar-per-month trial today at ⁠http://shopify.com/pfp⁠
Wayfair → Get 80% OFF on April 25th through the 27th ⁠http://wayfair.com⁠
DeleteMe → 20% off with code PFP ⁠https://joindeleteme.com/PFP20/

Tool/s Mentioned

CamelCamelCamel https://de.camelcamelcamel.com/
Keepa https://keepa.com/#!language/1
DuckDuckGo https://duckduckgo.com/

Book/s Mentioned

Gouged: The End of a Fair Price and What That Means for Your Wallet (Releases September 29, 2026)
Publisher: Penguin Viking
Pre-order: Amazon, local bookstores, or direct from Penguin Viking
https://www.penguinrandomhouse.com/books/778487/gouged-by-lindsay-owens/

Watch Next

12 Financial Rules of Thumb That Let You Spend More on What You Love https://youtu.be/36HG6VHnA08
How to RETIRE BY 30! (With Cody Berman) https://youtu.be/ffKv6M69SRI
How to Manage Your Money (and Still Enjoy Life) https://youtu.be/BWocw8B-xnY
The Housing Market Is Rigged (Here's How to Beat It) With David Sidoni https://youtu.be/ccXY6vTNJu0
Focus on THIS in Retirement (Everything Else is Noise) https://youtu.be/afrCCLz4aJ4

Connect with Lindsay Owens

Personal Accounts

Organization (Groundwork Collaborative)

Website: https://groundworkcollaborative.org
Lindsay's Bio Page: https://groundworkcollaborative.org/person/lindsay-owens/
X: @Groundwork
LinkedIn: https://www.linkedin.com/company/groundwork-collaborative

Connect with Andrew

Instagram → https://instagram.com/mastermoneyco
Website → https://mastermoney.co
TikTok → https://tiktok.com/@mastermoneyco
X → https://x.com/mastermoneyco
LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340
YouTube → https://www.youtube.com/@mastermoneyco/

Question for you:

Have you ever noticed a price change on something you were about to buy, or realized someone else got a better deal on the exact same thing? Drop your story in the comments below.

Learn more about your ad choices. Visit megaphone.fm/adchoices

12 Financial Rules of Thumb That Let You Spend More on What You Love May 15, 2026

Show notes

What if the secret to spending more on what you love is not making more money but having better rules for how you spend it?

👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/o37wxuz?webinar_id=22

What You'll Learn in This Episode

How to save and invest automatically so you never have to budget again
The back of the napkin math that tells you your retirement number in 60 seconds
How to identify exactly where to spend more and where to cut without feeling deprived
The one rule that stops impulse purchases before they drain your account
A simple formula to evaluate any purchase before you buy it
How to enjoy your raises guilt-free while still building serious wealth
The question to ask yourself before every major purchase that future you will thank you for

Start Here

Join the community built to help you master your money, stay accountable, and reach financial freedom.

👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/

👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21

👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79

Partner Deals

DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/

Tool/s Mentioned

Retirement Calculator https://expert-hustler-605.kit.com/e6b8d4f8a

Watch Next

How to RETIRE BY 30! (With Cody Berman) https://youtu.be/ffKv6M69SRI
How to Manage Your Money (and Still Enjoy Life) https://youtu.be/BWocw8B-xnY
The Housing Market Is Rigged (Here's How to Beat It) With David Sidoni https://youtu.be/ccXY6vTNJu0
Focus on THIS in Retirement (Everything Else is Noise) https://youtu.be/afrCCLz4aJ4
How to Build Your Investment Portfolio (The Portfolio Pyramid!) https://youtu.be/Vn-NXfFWtfU

Connect with Andrew

Instagram → https://instagram.com/mastermoneyco
Website → https://mastermoney.co
TikTok → https://tiktok.com/@mastermoneyco
X → https://x.com/mastermoneyco
LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340
YouTube → https://www.youtube.com/@mastermoneyco/

Question for you:

What is one category you are going to spend more on and one you are going to cut ruthlessly starting today? Drop both in the comments.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to RETIRE BY 30! (With Cody Berman) May 13, 2026

Show notes

Nobody teaches you that financial independence is a spectrum. Here is the mindset shift that changed everything.

👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/o37wxuz?webinar_id=22

What You'll Learn in This Episode

Why financial independence is a spectrum and how to find the right number for your specific life
The two paths to financial freedom and which one fits your situation
Why lifestyle inflation in the big three categories kills most people's FI timeline before it even starts
How Cody tripled his income multiple years in a row and what he did with every extra dollar
Why automation beats discipline every single time and which financial decisions you should never make manually
How to buy 11 real estate units in 11 months and what that actually cost out of pocket
The one conversation you need to have with your partner to get them on board with financial independence without a single spreadsheet

Start Here

Join the community built to help you master your money, stay accountable, and reach financial freedom.

👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/

👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21

👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79

Partner Deals

Indeed → Get a $75 sponsored job credit ⁠http://Indeed.com/personalfinance⁠
Policygenius → Free life insurance quote ⁠http://policygenius.com⁠
Chime → Get more rewarding fee-free banking at ⁠https://www.chime.com/PFP⁠
Monarch Money → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT ⁠http://www.monarch.com/PFP⁠
Shopify → Sign up for your one-dollar-per-month trial today at ⁠http://shopify.com/pfp⁠
Wayfair → Get 80% OFF on April 25th through the 27th ⁠http://wayfair.com⁠
DeleteMe → 20% off with code PFP ⁠https://joindeleteme.com/PFP20/

Tool/s Mentioned

Retirement Calculator https://expert-hustler-605.kit.com/e6b8d4f8a2

Book/s Mentioned

Retire by 30: https://retireby30book.com
The 4-Hour Workweek by Tim Ferriss
The Psychology of Money by Morgan Housel
The Five Types of Wealth by Sahil Bloom
The Latte Factor by David Bach
The Millionaire Next Door

Episode/s Mentioned

5 Side-Hustles That Can Turn into a Full time Income! https://youtu.be/bEIzgYWLi1I
5 Side Hustles That Can Turn into a Full time Income! Part 2 https://youtu.be/10C4zt9w8NQ
5 Side Hustles That Can Turn into a Full Time Income! (Part 3) https://youtu.be/jEkKQZVYLSg

Watch Next

How to Manage Your Money (and Still Enjoy Life) https://youtu.be/BWocw8B-xnY
The Housing Market Is Rigged (Here's How to Beat It) With David Sidoni https://youtu.be/ccXY6vTNJu0
Focus on THIS in Retirement (Everything Else is Noise) https://youtu.be/afrCCLz4aJ4
How to Build Your Investment Portfolio (The Portfolio Pyramid!) https://youtu.be/Vn-NXfFWtfU
How to Invest Your First $10K https://youtu.be/GCW1lfujZ2I

Connect with Cody Berman

Instagram: https://www.instagram.com/codydberman/
LinkedIn: https://www.linkedin.com/in/codydberman/
X: https://twitter.com/codydberman
Personal Website: https://codydberman.com
Podcast: https://thefishow.com/episodes/
YouTube: https://www.youtube.com/@codydberman/

Connect with Andrew

Instagram → https://instagram.com/mastermoneyco
Website → https://mastermoney.co
TikTok → https://tiktok.com/@mastermoneyco
X → https://x.com/mastermoneyco
LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340
YouTube → https://www.youtube.com/@mastermoneyco/

Question for you:

Where are you on the financial independence spectrum right now? Drop your target in the comments and tell us the one thing you are doing this month to get there faster.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Manage Your Money (and Still Enjoy Life) May 11, 2026

Show notes

Managing money does not have to mean giving up the things you love. Here is the system that lets you do both at the same time.

👉 Join Andrew's ⁠FREE Masterclass The Portfolio Pyramid.⁠

What You'll Learn in This Episode

The seven reasons getting good with money is actually the most freeing thing you will ever do
Why managing money correctly means you get to spend more on what you love, not less
The Block Method: a four-category budgeting framework that finally makes your money feel intentional
How to use the 1-3-6 Method to build a bulletproof emergency fund without stopping your investing
The exact order to fund your retirement accounts so you never leave free money on the table
Three listener Q&As covering how to start late, how to fix your relationship with money, and how to manage finances as a high-earning attorney with student debt
How to set up savings buckets for the big lifestyle purchases you actually want

Start Here

Join the community built to help you master your money, stay accountable, and reach financial freedom.

👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/

👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21

👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79

Partner Deals

Indeed → Get a $75 sponsored job credit ⁠http://Indeed.com/personalfinance⁠
Policygenius → Free life insurance quote ⁠http://policygenius.com⁠
Chime → Get more rewarding fee-free banking at ⁠https://www.chime.com/PFP⁠
Monarch Money → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT ⁠http://www.monarch.com/PFP⁠
Shopify → Sign up for your one-dollar-per-month trial today at ⁠http://shopify.com/pfp⁠
Wayfair → Get 80% OFF on April 25th through the 27th ⁠http://wayfair.com⁠
DeleteMe → 20% off with code PFP ⁠https://joindeleteme.com/PFP20/

Tool/s Mentioned

Episode/s Mentioned

How to Automate Your Finances (Money on Autopilot!) https://youtu.be/Fenu_LtdmZU
The 1-3-6 Method For Building & Managing Your Emergency Fund https://www.youtube.com/watch?v=rGdII_Z0hnw&t=1616s
How to Build Your Investment Portfolio (The Portfolio Pyramid!)
https://www.youtube.com/watch?v=Vn-NXfFWtfU&t=65s
How to Master Your Student Loans with Robert Farrington https://www.youtube.com/watch?v=t146LJRUc0o

Watch Next

The Housing Market Is Rigged (Here's How to Beat It) With David Sidoni https://youtu.be/ccXY6vTNJu0
Focus on THIS in Retirement (Everything Else is Noise) https://youtu.be/afrCCLz4aJ4
How to Build Your Investment Portfolio (The Portfolio Pyramid!) https://youtu.be/Vn-NXfFWtfU
How to Invest Your First $10K https://youtu.be/GCW1lfujZ2I
The Financial Priorities That Matter Most (By Life Stage) https://youtu.be/h2WFjoekghE

Connect with Andrew

Instagram → https://instagram.com/mastermoneyco
Website → https://mastermoney.co
TikTok → https://tiktok.com/@mastermoneyco
X → https://x.com/mastermoneyco
LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340
YouTube → https://www.youtube.com/@mastermoneyco/

Question for you:

What is one thing you have been putting off buying or doing because of money that you actually really want? Drop it below and let us figure out if there is a way to make it happen without derailing your financial plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

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