The Personal Finance Podcast

Latest Episodes:

Why YOU Have an Advantage as a Small Investor with Brian Feroldi Apr 10, 2024

Show notes

In this episode of the Personal Finance Podcast, we are going to Brian Feraldi about how you have an advantage as an individual investor.

How Andrew Can Help You:

Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Monarch Money: Get an extended 30 day free trial at monarchmoney/pfp
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Delete Me: Use Promo Code PFP20 for 20% off!
Go to UPLIFTDesk.com/PFP for 5% off your order.

Links Mentioned in This Episode:

Connect with Brian Feroldi

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

10 Home Renovations That Are Worth The MONEY! - Money Q&A Apr 08, 2024

Show notes

In this episode of the Personal Finance Podcast, we are going to do a Money Q&A about the 10 home renovations that are worth the money.

Today we are going to answer these questions:

Question 1: The 10 Home Renovations Worth the money!

Question 2: Best Retirement Accounts if you are Self-Employed

Question 3: How to Calculate Savings Rate with Employer Contributions.

How Andrew Can Help You:

Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Monarch Money: Get an extended 30 day free trial at monarchmoney/pfp
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Delete Me: Use Promo Code PFP20 for 20% off!
Go to UPLIFTDesk.com/PFP for 5% off your order.

Links Mentioned in This Episode:

Return on Investment (ROI) Calculator

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

9 Modern Side-Hustle Ideas That You Can Eventually Turn Into Full Time Businesses! Apr 03, 2024

Show notes

In this episode of the Personal Finance Podcast, we are going to talk about nine modern side hustle ideas that you can eventually turn into full time businesses.

How Andrew Can Help You:

Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Monarch Money: Get an extended 30 day free trial at monarchmoney/pfp
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Delete Me: Use Promo Code PFP20 for 20% off!
Go to UPLIFTDesk.com/PFP for 5% off your order.

Recent Episodes:

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

Can you Contribute to Multiple Retirement Accounts At The Same Time? - Money Q&A Apr 01, 2024

Show notes

In this episode of the Personal Finance Podcast, we are going to do a Money Q&A about Can I contribute to multiple retirement accounts every single year?

Today we are going to answer these questions:

Question 1: Can you contribute to a backdoor Roth, 401K, and SEP in the same year?

Question 2: 9 reasons why I hate Annuities

Question 3: The Roth Vs. Traditional 401(K)

How Andrew Can Help You:

Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Monarch Money: Get an extended 30 day free trial at monarchmoney/pfp
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Delete Me: Use Promo Code PFP20 for 20% off!
Go to UPLIFTDesk.com/PFP for 5% off your order.

Links Mentioned in This Episode:

Here is the IRS Link
Roth 401(K) Vs Traditional 401(K): Which Should You Consider Based on Income!

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Buy a House The Right Way In 2024 Mar 27, 2024

Show notes

In this episode of the Personal Finance Podcast, we are going to talk about how to buy a house the right way in 2024.

How Andrew Can Help You:

Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Monarch Money: Get an extended 30 day free trial at monarchmoney/pfp
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Delete Me: Use Promo Code PFP20 for 20% off!

Links Mentioned in This Episode:

Here is the Total Cost of Ownership Calculator

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

What do You Do if You Started Investing Late!? (Money Q&A) Mar 25, 2024

Show notes

In this episode of the Personal Finance Podcast, we are going to do a Money Q&A about what to do if you started investing late.

Today we are going to answer these questions!

Question 1: What do I do with a high-interest mortgage?

Question 2: What do I do If I started Investing Late?

Question 3: How to get started in real estate investing?

How Andrew Can Help You:

Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Monarch Money: Get an extended 30 day free trial at monarchmoney/pfp
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Delete Me: Use Promo Code PFP20 for 20% off!

Links Mentioned in This Episode:

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

7 Financial Scams to Watch Out for in 2024 Mar 20, 2024

Show notes

In this episode of the Personal Finance Podcast, we are going to talk about the 7 financial scams to watch out for in 2024

How Andrew Can Help You:

Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Monarch Money: Get an extended 30 day free trial at monarchmoney/pfp
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Delete Me: Use Promo Code PFP20 for 20% off!

Relevant Episode:

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should I Use My Emergency Fund to Pay Off High Interest Debt? - Money Q&A Mar 18, 2024

Show notes

In this episode of the Personal Finance Podcast, we are to do a Money Q&A about Should I Use My Emergency Fund to Pay Off High Interest Debt?

Today we are going to answer these questions:

Question 1: The BEST Way to Invest a New Salary

Question 2: What Happens when You Switch Funds?

Question 3: Should I use My Emergency Fund to Pay Off High Interest Debt?

Question 4: How to Pay for Travel Expenses for Free

Question 5: Credit Freeze Vs Credit Lock

How Andrew Can Help You:

Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Monarch Money: Get an extended 30 day free trial at monarchmoney/pfp
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Delete Me: Use Promo Code PFP20 for 20% off!

Links Mentioned in This Episode:

The Best Cashback Cards

New to Credit:

Capital One Quicksilver Secured Cash Rewards Credit Card

Business:

Chase Business Ink Cashback Credit Card

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Much Of Your Paycheck Should You Save (BY AGE!) Mar 13, 2024

Show notes

In this episode of the Personal Finance Podcast, we are going to talk about how much of your paycheck should you save by age?

In this episode we will talk about:

What percentage?
Where should it go?
How can you do it?

How Andrew Can Help You:

Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Monarch Money: Get an extended 30 day free trial at monarchmoney/pfp
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Delete Me: Use Promo Code PFP20 for 20% off!

Relevant Episode:

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Stop Overspending WIth the Reverse Budget (Money Q&A) Mar 11, 2024

Show notes

In this episode of the Personal Finance Podcast, we are going to do a Money Q&A about how to stop overspending wIth the reverse budget.

Today we are going to answer these questions!

Question 1: How do I make sure I avoid fund overlap?

Question 2: How to Save Money For A Wedding?

Question 3: How to Stop Overspending With the Reverse Budget.

Question 4: Why I hate most life insurance products.

How Andrew Can Help You:

Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Monarch Money: Get an extended 30 day free trial at monarchmoney/pfp
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Delete Me: Use Promo Code PFP20 for 20% off!