The Personal Finance Podcast

Latest Episodes:

What is the Point Of Investing in Non-Retirement Accounts Long Term - Money Q&A Dec 11, 2024

Show notes

In this episode of the Personal Finance Podcast Money Q&A, we're going to talk about what is the point of investing in non retirement accounts long term?

Today we are going to answer these questions!

Question 1: What is the Point Of Investing in Non-Retirement Accounts Long Term?

Question 2: Why do funds that track the same index have different results day-to-day?

Question 3: How Should I manage my RSU’s?

Question 4: What percentage of your portfolio should be in international funds?

How Andrew Can Help You:

Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

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Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Right now, my listeners can get a free 2-week trial at 1password.com/PERSONALFINANCE to help secure their growing business.
The Rundown by Public.com—your daily financial news podcast. Listen now: The Rundown Podcast
Go to joindeleteme.com/pfp20 for 20% off!

Links Mentioned in This Episode:

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How to Master the Skill of Spending With Jen Smith Dec 09, 2024

Show notes

In this episode of the Personal Finance Podcast, we're going to talk to Jen Smith about how to master the skill of spending.

How Andrew Can Help You:

Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Monarch Money: Get an extended 30 day free trial at monarchmoney.com/pfp
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Right now, my listeners can get a free 2-week trial at 1password.com/PERSONALFINANCE to help secure their growing business.
The Rundown by Public.com—your daily financial news podcast. Listen now: The Rundown Podcast
Go to joindeleteme.com/pfp20 for 20% off!

Links Mentioned in This Episode:

Spending Plan

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Pre-Tax or Roth, How to Use Your Emergency Fund, & Building Business Credit - Money Q&A Dec 04, 2024

Show notes

In this episode of the Personal Finance Podcast Money Q&A, we're going to talk about how to use your emergency fund, building business credit.

Today we are going to answer these questions!

Question 1: Should I contribute to pre-tax and roth as a high earner?

Question 2: How do I use my emergency fund?

Question 3: How to Maintain and Build Business Credit

Question 4: Balance Protection Insurance on a credit card.

How Andrew Can Help You:

Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Monarch Money: Get an extended 30 day free trial at monarchmoney.com/pfp
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Right now, my listeners can get a free 2-week trial at 1password.com/PERSONALFINANCE to help secure their growing business.
The Rundown by Public.com—your daily financial news podcast. Listen now: The Rundown Podcast
Go to joindeleteme.com/pfp20 for 20% off!

Links Mentioned in This Episode:

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

The 2024 Year End Money Checklist (Do These Before Year End!) Dec 02, 2024

Show notes

In this episode of the Personal Finance Podcast, we're going to talk about the 2024 year in money checklist.

How Andrew Can Help You:

Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Monarch Money: Get an extended 30 day free trial at monarchmoney.com/pfp
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Right now, my listeners can get a free 2-week trial at 1password.com/PERSONALFINANCE to help secure their growing business.
The Rundown by Public.com—your daily financial news podcast. Listen now: The Rundown Podcast
Go to joindeleteme.com/pfp20 for 20% off!

Links Mentioned in This Episode:

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

What Percentage of Net Worth Should be in Stocks, Old 401(k), Books for Buying Businesses and More! - Money Q&A Nov 27, 2024

Show notes

In this episode of the Personal Finance Podcast Money Q&A, we're going to talk about what percentage of your net worth should be in stocks, what to do with an old 401k, books for buying businesses and so much more.

Today we are going to answer these questions!

Question 1: Should I pay off my 7.72% Car Loan?

Question 2: What to do with my Old 401(K)?

Question 3: What taxes are associated with international index funds?

Question 4: Books For Buying a Business

Question 5: Stock Lending and Investment Services

Question 6: Back Door Roth & % of Net worth in stocks?

How Andrew Can Help You:

Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Monarch Money: Get an extended 30 day free trial at monarchmoney.com/pfp
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Right now, my listeners can get a free 2-week trial at 1password.com/PERSONALFINANCE to help secure their growing business.
The Rundown by Public.com—your daily financial news podcast. Listen now: The Rundown Podcast
Go to joindeleteme.com/pfp20 for 20% off!

Links Mentioned in This Episode:

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Much Should Your Spend on Rent (By Income!) Nov 25, 2024

Show notes

In this episode of the Personal Finance Podcast, we're going to talk about how much you should spend on rent by income.

How Andrew Can Help You:

Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Monarch Money: Get an extended 30 day free trial at monarchmoney.com/pfp
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
This show is sponsored by Better Help. Go to betterhelp.com/pfp and be on your way to your best self.
Go to joindeleteme.com/pfp20 for 20% off!

Links Mentioned in This Episode:

How to Negotiate Your Rent Like A Pro (and win the negotiation!)

Relevant Episodes

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Invest More Outside of Retirement Accounts, 529 Strategies, & Dividend Growth - Money Q&A Nov 20, 2024

Show notes

In this episode of the Personal Finance Podcast Money Q&A, we're going to talk about how to invest more outside of retirement accounts, 529 strategies and dividend growth.

How Andrew Can Help You:

Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Monarch Money: Get an extended 30 day free trial at monarchmoney.com/pfp
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
This show is sponsored by Better Help. Go to betterhelp.com/pfp and be on your way to your best self.
Go to joindeleteme.com/pfp20 for 20% off!

Links Mentioned in This Episode:

Relevant Episodes:

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

20 Unconventional Passive Income Ideas! Nov 18, 2024

Show notes

In this episode of the Personal Finance Podcast, we're going to talk about the 20 unconventional passive income ideas.

How Andrew Can Help You:

Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Monarch Money: Get an extended 30 day free trial at monarchmoney.com/pfp
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
This show is sponsored by Better Help. Go to betterhelp.com/pfp and be on your way to your best self.
Go to joindeleteme.com/pfp20 for 20% off!

Links Mentioned in This Episode:

From Police Officer to Multimillionaire investing in ATM’s (With Paul Alex)

Relevant Episodes:

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Retire in 12 Years or Less if You Started Late - Money Q&A Nov 13, 2024

Show notes

In this episode of the Personal Finance Podcast, we're going to do a Money Q&A about how to retire in 12 years or less if you started late.

Today we’re going to answer these questions:

How can you retire in 12 years or less?
How to manage cash reserved for a Roth IRA?
How to manage your savings bucket?
How to unfreeze your credit fast?

How Andrew Can Help You:

Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Monarch Money: Get an extended 30 day free trial at monarchmoney.com/pfp
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
This show is sponsored by Better Help. Go to betterhelp.com/pfp and be on your way to your best self.
Go to joindeleteme.com/pfp20 for 20% off!

Links Mentioned in This Episode:

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

The 2025 Rules for Retirement Accounts, New Tax Brackets, and More! Nov 11, 2024

Show notes

In this episode of the Personal Finance Podcast, we're going to talk about the 2025 rules for retirement accounts, new tax brackets, and more.

How Andrew Can Help You:

Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! ,
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.

Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Monarch Money: Get an extended 30 day free trial at monarchmoney.com/pfp
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
This show is sponsored by Better Help. Go to betterhelp.com/pfp and be on your way to your best self.
Go to joindeleteme.com/pfp20 for 20% off!

Links Mentioned in This Episode:

Connect With Andrew on Social Media:

Free Guides:

Learn more about your ad choices. Visit megaphone.fm/adchoices

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