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    Business

    The Note Closers Show – The #1 Podcast for Note Investing

    Explore the world of real estate note investing and gain insights into controlling real estate at huge discounts!

    Are you a real estate investor or entrepreneur looking to expand your knowledge in the market? Welcome to “The Note Closers Show Podcast,” a podcast dedicated to real estate investing, with a focus on note investing.

    Join your host, Scott Carson, a seasoned investor with experience in real estate and note investing. This podcast aims to provide a comprehensive look at buying, selling, and managing mortgage notes and paper assets.

    What You’ll Learn & Who You’ll Meet:

    • Distressed Asset Insights: Learn about buying non-performing and performing notes from various sources and how this relates to controlling properties.
    • Expert Interviews: Scott features discussions with industry experts, including attorneys, loan servicers, title experts, vendors, and successful individuals in the field.
    • Actionable Strategies: Gain insights into finding deals, performing due diligence, negotiating, creative financing techniques, and potentially maximizing returns.
    • Beyond the Notes: The show also delves into entrepreneurial skills such as marketing, raising capital, business systems, and the mindset needed for success in various market conditions.
    • Inspiration & Entertainment: Listen to engaging conversations with diverse guests who share their journeys.

    Why Tune In?

    Whether you’re new to real estate investing or have experience, Scott aims to provide knowledge and clarity to help you in your endeavors. The content is presented with a focus on finding opportunities.

    Join the Community:

    • Listen to new episodes weekly across major podcast platforms and watch on YouTube.
    • Find free resources and a schedule of events and training at www.WeCloseNotes.com.
    • Learn more about potential coaching opportunities by booking a call at www.TalkWithScottCarson.com.

    Subscribe now to explore real estate note investing!

    Scott also brings in experts in marketing, entrepreneurship, business, and mindset to help his audience in the day-to-day grind of being a business owner, investor and entrepreneur. With over a decade of experience as the “Note Guy” Scott has invested in all types of note investments. Ranging from residential assets on an individual or large bulk basis to commercial notes in each asset class, Scott has the connections and knowledge to help his students take down all property types. If you have an appetite to grow your business from single family homes to multifamily, self-storage, mobile home parks, mixed-use, strip malls or other asset classes, Scott brings on the experts in these different fields to help give you guidance and clarity as a note and real estate investor to find success at your own pace.

    The Note Closers Show also features a variety of different experts and vendors, ranging from attorneys, servicing companies, special servicing experts, title experts, and other real estate professionals to help you organize your own note business and have the best possible team of professionals at your disposal. Along with these experts, Scott also spends time identifying market and deal opportunities across the multiple facets of the note and paper industry.

    Scott also realizes that work isn’t everything to an entrepreneur, and that’s why he also mixes in the occasionally mindset expert and guest wild card to keep his shows content fresh and relevant in today’s everchanging investment environment. It’s common for Scott to add an award-winning personality, athlete or podcaster to the stellar lineup of guests who might make a surprise appearance on the podcast. Scott’s willingness to be an open book and share the different facets of his business, life, and journey and his ability to use humor (and his sound effects) will keep you coming back again and again.

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    Latest Episodes:
    The Five Step System for Fundability with Merrill Chandler Mar 21, 2025
    Show notes

    The 5-Step FICO Funding System for Real Estate Investors


    Hey Note Closers! Scott Carson here with an extraordinary episode featuring Merrill Chandler from GetFundable.com. Merrill shares insider secrets to unlocking funding approvals, gleaned from his unique access to FICO’s top executives. This isn’t just theory; it’s a proven system for achieving high-value credit lines and maximizing your real estate investment potential.


    The 5-Step System to Funding Success:

    Merrill reveals a five-step process designed to help you overcome common roadblocks and obtain the funding you need, regardless of your credit history or business circumstances. Here’s a breakdown:

    1. Minimize Negative Credit Effects: Address any negative items on your credit report (late payments, collections, etc.) before proceeding.
    2. Align Borrower Behaviors: Optimize your behavior patterns to match lender guidelines. This goes beyond your credit score. It's about how you manage credit accounts and overall financial interactions.
    3. Optimize Business Data & Identity: Ensure your business information is consistent across all reporting systems. Accuracy and clarity are crucial for lender trust.
    4. Build Profitable Banking Partnerships: Establish relationships with influential bankers who can champion your applications and provide preferential treatment.
    5. Leverage Lender Balance & Deposit Formulas: Use effective strategies to demonstrate financial stability and strength to lenders.


    Insider Access & Proven Results:

    Merrill’s unique access to FICO executives provides unprecedented insight into how lenders make approval decisions. He’s helped his clients secure hundreds of millions in funding approvals and shares countless success stories demonstrating the power of this five-step system.


    Learn the 5-Step System:

    Want to transform your funding prospects? Schedule a free discovery call with Merrill today to discuss your individual needs and explore how his system can benefit you.


    Schedule Your Call with Merrill Chandler HERE!


    Watch the original VIDEO HERE!


    Book a call with SCOTT HERE!


    Love the show? Subscribe, rate, review, and share!

    • Here’s How »


    Join the Note Closers Show community today:

    • WeCloseNotes.com
    • The Note Closers Show Facebook
    • The Note Closers Show Twitter
    • Scott Carson LinkedIn
    • The Note Closers Show YouTube
    • The Note Closers Show Vimeo
    • The Note Closers Show Instagram
    • We Close Notes Pinterest

    Take Your Asset Protection to a Whole New Level with Laughlin and Associates!


    The 11 Biggest Mistakes that New Note Investors Make Mar 18, 2025
    Show notes

    Hey Note Closers! Scott Carson here, ready to share some hard-earned wisdom to help you avoid the pitfalls many note investors fall into. Based on two decades of experience, I've identified the 11 most common mistakes, and I'm here to show you how to sidestep them and unlock true note investing success.


    The 11 Biggest Mistakes:

    This episode isn't about bashing anyone; it's about empowering you with the knowledge to avoid costly errors and maximize your returns. Here are the 11 mistakes to avoid:


    1. Only Bidding Based on Bank Balance: Don't let your available funds limit your bidding. Explore multiple funding options and bid aggressively.
    2. Not Marketing for Private Money: Actively seek private money lenders. Don't wait for the "perfect" deal; start marketing before you have a deal secured.
    3. Not Building an Email Database: Develop an email list of contacts and investors to stay top-of-mind and consistently promote deals.
    4. Only Bidding on One Asset: Bid on multiple properties to increase your chances of acceptance.
    5. Making Ridiculously Low Ball Bids: Don't undervalue assets; find a balance between aggressive and reasonable offers.
    6. Only Targeting Your Local Market: Expand beyond geographical limitations and explore deals across a wider region.
    7. Focusing Only on "Fast" Foreclosures: Diversify your portfolio to include a range of note types, including performing notes with strong cash flow.
    8. Using Only One Exit Strategy: Develop multiple exit strategies (foreclosure, modification, etc.) to handle unexpected situations.
    9. Marketing to Bad Leads: Don't waste time or money on leads that are unlikely to yield success. Target banks, lenders and build your own qualified list.
    10. Starting as a Wholesaler: Don't jump into wholesaling without a strong marketing strategy and funding in place.
    11. Relying on a Single Lead Source: Diversify your lead sources to avoid being limited by a single vendor.


    Avoid These Mistakes and Unlock Your Potential:

    By learning from these mistakes, you can position yourself for greater success in the note investing world. Join our upcoming workshop to learn strategies for locating assets, raising capital, and executing deals profitably!


    Learn More:

    Attend our workshop on April 25-27 by signing up at HTTP://NoteBuyingForDummies.com!


    Watch the original VIDEO HERE!


    Book a Call with SCOTT HERE!


    Love the show? Subscribe, rate, review, and share!

    • Here’s How »


    Join the Note Closers Show community today:

    • WeCloseNotes.com
    • The Note Closers Show Facebook
    • The Note Closers Show Twitter
    • Scott Carson LinkedIn
    • The Note Closers Show YouTube
    • The Note Closers Show Vimeo
    • The Note Closers Show Instagram
    • We Close Notes Pinterest

    Click HERE to Get Your Road to Retirement Started Today with American IRA!

    Get signed up for the Next Virtual Note Buying Workshop Now!


    Note Investing is NOT Rocket Science with Tiffany Alexander Mar 14, 2025
    Show notes

    Hey Note Closers! Scott Carson here with a truly inspiring guest, Tiffany Alexander, founder of Aspen Sage Fund. Tiffany's journey is a testament to the power of pivoting, embracing challenges, and finding success in unexpected places. This episode explores the emotional side of note investing, offering valuable insights and a fresh perspective.


    Tiffany's Journey:

    Tiffany's path to note investing wasn't straightforward. She began with a childhood dream of becoming an astronaut, and her education led her down a path of physics. However, after experiencing the burnout of a demanding career path, she discovered her passion for real estate and note investing. This surprising change in career direction transformed her life and demonstrates the importance of adaptability in pursuing one's passions.


    Key takeaways from her interview include:

    • The Emotional Side of Note Investing: Tiffany shares her experiences of dealing with distressed borrowers, highlighting the human element of note investing. She emphasizes the importance of empathy, understanding, and ethical decision-making in handling these challenging situations.
    • Empathy Over Analysis: Tiffany stresses the value of empathy and open communication in note investing, as opposed to merely analyzing data and executing transactions without human connection. She shares her experience with helping homeowners who find themselves in difficult circumstances.
    • Overcoming Paralysis by Analysis: Tiffany describes how her background in engineering made her prone to overthinking, and how she has learned to make decisions without excessive analysis and fear of risks.
    • Building a Strong Network: Tiffany details how her business has grown through networking, emphasizing the value of building strong relationships and relying on personal connections in the note investing world.
    • Finding Your Niche: Tiffany shares how she transitioned from focusing exclusively on performing notes to incorporating a healthy percentage of non-performing notes into her portfolio to effectively serve people in crisis and optimize her investment strategy.


    Beyond the Numbers:

    This isn't just another numbers-based episode; we delve into the emotional and human aspects of note investing, exploring the challenges and rewards of working with borrowers in difficult situations. Tiffany's genuine passion for helping people and her willingness to share her experiences makes this episode truly exceptional.


    Connect with Tiffany:

    Learn more about Tiffany's journey and connect with her at AspenSageFund.com.


    Watch the original VIDEO HERE!


    Book a call with SCOTT HERE!


    Love the show? Subscribe, rate, review, and share!

    • Here’s How »


    Join the Note Closers Show community today:

    • WeCloseNotes.com
    • The Note Closers Show Facebook
    • The Note Closers Show Twitter
    • Scott Carson LinkedIn
    • The Note Closers Show YouTube
    • The Note Closers Show Vimeo
    • The Note Closers Show Instagram
    • We Close Notes Pinterest

    Click HERE to Get Your Road to Retirement Started Today with American IRA!

    Take Your Asset Protection to a Whole New Level with Laughlin and Associates!


    For Sale: 16 Note Pool Breakdown Mar 11, 2025
    Show notes

    Hey Note Closers! Scott Carson here, ready to dissect a juicy real estate investing case study—a portfolio of 16 notes! Buckle up, because we're diving headfirst into the details, sharing valuable insights that'll help you boost your own investment game.

    This isn't just another episode; it's a masterclass in how to analyze a portfolio, uncover hidden gems, and make some serious cash!


    The Story:

    One of my brilliant coaching students, a busy professional juggling a thriving clinic and a whole lot of other ventures, recently bought a 16-note portfolio. What's even more impressive? They closed on these deals within their first 30 days! These are some serious power players. Let's just say we should all follow their lead! They're now looking to raise some capital for new projects and offered this portfolio up to our inner circle. This episode is about helping us all analyze it.

    Key Takeaways:

    • Portfolio Analysis 101: We dissect the entire portfolio note by note, analyzing key metrics such as interest rates, loan-to-value (LTV), monthly payments, occupancy, equity, and remaining terms.
    • Identifying Performing vs. Non-Performing Notes: Learning how to quickly distinguish between performing and non-performing notes is key. This analysis reveals valuable insights into potential challenges and opportunities within each asset.
    • Estimating Values: How to estimate the current market value of each property using different techniques and tools. Zillow can only get you so far, and we explore why.
    • Strategic Pricing and Negotiation: We explore different pricing strategies for different situations. Knowing when to adjust your offers based on specific circumstances is key!
    • Capitalizing on the Emotional Factor: Sometimes, the best deals involve sensitivity and empathy. We discuss a strategic approach for negotiating with borrowers, respecting the emotional aspect of potential issues and keeping the deal moving.


    Actionable Insights:

    We go beyond the numbers, examining the specific circumstances of each note. We delve into factors like whether the property is occupied, the condition of the property, the borrower's history, and the potential challenges and opportunities each property presents.

    The results:

    Scott's clients initially purchased these properties for a mix of reasons—cash flow diversification and capital appreciation. However, this episode will show that even if the portfolio was initially acquired for one reason, it can be strategically transitioned to another as the client's needs change.

    More Than Just Numbers:

    This isn't just about spreadsheets and calculations; we explore the human element behind these investments. We discuss how to approach the borrowers with empathy and sensitivity, making ethical business decisions that consider their circumstances.

    Ready to level up your note investing game? This episode is packed with actionable insights and real-world strategies you can implement immediately. This isn't theory; it's real-world, hands-on experience from successful investors.


    Watch the VIDEO BREAKDOWN HERE!


    Book a call with SCOTT HERE!


    Love the show? Subscribe, rate, review, and share!

    • Here’s How »


    Join the Note Closers Show community today:

    • WeCloseNotes.com
    • The Note Closers Show Facebook
    • The Note Closers Show Twitter
    • Scott Carson LinkedIn
    • The Note Closers Show YouTube
    • The Note Closers Show Vimeo
    • The Note Closers Show Instagram
    • We Close Notes Pinterest

    Get Signed Up For the Next Note Buying Workshop HERE!

    Get Signed Up For the WCN Membership HERE!


    Tapping Into Probate Leads with Micah Nichols Mar 06, 2025
    Show notes

    Hey Note Closers! Scott Carson here, and I’m fired up about today’s episode. We’re diving deep into the world of probate leads—a niche that's been a secret weapon for savvy investors, and it's finally getting some well-deserved attention! Forget those tired old foreclosure lists; we're talking about a treasure trove of opportunities most investors are completely overlooking.


    Our special guest is Micah Nicholes, the head honcho over at US Leads List. Micah is not just an investor himself—he’s built a thriving business solely around connecting investors with probate leads. Get ready for some serious insight into a strategy that could significantly increase your deal flow and boost your bottom line!


    What We Covered:

    • Understanding Probate Leads: We debunked the mystery surrounding probate leads. It's much simpler than you think—finding properties owned by recently deceased individuals before they even hit the probate court. This means getting a head start on the competition!
    • The Four Main Probate Lead Categories: Micah broke down probate leads into four key categories: pre-probate, surviving spouses, trusts, and inter-family transfers. Each category presents unique opportunities and allows you to tailor your approach.
    • Pre-Probate Strategy: This is where the real magic happens! We discussed Micah's proven method of identifying probate leads before they enter the public record, giving you a massive leg up on other investors. It involves combining multiple data sources and sophisticated analysis - pure gold!
    • Marketing to Probate Leads with Empathy and Sensitivity: This isn't just about finding deals; it's about working with grieving families during a challenging time. Micah shared his approach to connecting with families sensitively and ethically, making the most of each opportunity.
    • The Importance of Consistent Follow-up: No matter how amazing your strategy is, you'll only succeed if you relentlessly follow up. Micah shared his process of reaching out to potential sellers with various methods and emphasized the power of consistently working the leads.


    Micah's Journey:

    This wasn't an overnight success! Micah started by purchasing a mostly paper-based probate lead business. He took this business from a quaint, traditional operation to a streamlined digital powerhouse. This transition allowed for much better data, more accurate information, and vastly improved efficiency, letting his clients target the hottest leads effectively. His story is a testament to how the right approach and technology can take a business to the next level.


    Wisconsin vs. Texas:

    We also had a fun conversation about the difference between the Wisconsin and Texas real estate markets. Turns out, they are worlds apart—Wisconsin has seasonal fluctuations and occasional unexpected challenges like frozen pipes! But with great challenges, come great opportunities!


    More Than Just Leads:

    US Leads List isn't just providing leads; they are providing a comprehensive service with added value. They offer skip tracing at an incredible price. This not only accelerates the process but also ensures that Micah's clients have accurate information and can effectively work potential deals.


    Listen in on this incredible episode! The secrets to succeeding in this niche are waiting to be unlocked. You might just find your next big win!


    Don't forget to check out Micah's website to find out what number of probate leads are available in your favorite counties to invest in.


    Sign Up For Your Probate Leads HERE!


    Watch the original VIDEO HERE!


    Book a call with SCOTT HERE!


    Love the show? Subscribe, rate, review, and share!

    • Here’s How »


    Join the Note Closers Show community today:

    • WeCloseNotes.com
    • The Note Closers Show Facebook
    • The Note Closers Show Twitter
    • Scott Carson LinkedIn
    • The Note Closers Show YouTube
    • The Note Closers Show Vimeo
    • The Note Closers Show Instagram
    • We Close Notes Pinterest

    Sign up for the next FREE Note Weekend Class HERE!

    Click HERE to Get Your Road to Retirement Started Today with American IRA!


    Breaking Down Commercial Foreclosures In Texas Mar 04, 2025
    Show notes

    This month, we're diving headfirst into the exciting—and often chaotic!—world of Texas commercial foreclosures. Texas is a lender-friendly state, which means foreclosures happen fast (we're talking 21 days fast!), and that creates a lot of opportunity for savvy investors. Buckle up, because we're about to go on a wild ride!

    Texas foreclosures change rapidly, making it a bit of a treasure hunt. It's not a stable market. One thing remains consistent: If you know where to look, you can find some incredible deals. This is why you need access to up-to-date information.


    Using the Roddy List (with the code WECLOSENOTES for a discount!), you'll gain a competitive edge over those who rely on slower methods. This isn't your grandma's foreclosure list; it's a dynamic tool that keeps you ahead of the curve.


    Here's what you need to know to effectively navigate the Texas commercial foreclosure scene:

    • The Regional Breakdown: Texas commercial foreclosures are regional, not statewide. The Roddy List breaks it down into five regions: Central, South, East, North, and West Texas. This allows you to focus your efforts on areas that fit your investment criteria. This is less guesswork and less wasted time!
    • Master the Data: The Roddy List is packed with information, from property details and loan amounts to lender and borrower contact information. Use this data to make informed decisions. That legal description, for example, is your new best friend.
    • Beyond the Basics: You'll find various property types: offices, retail spaces, multifamily properties, and even land. Don't limit yourself to what you think you know! Be flexible and explore all your options.
    • The Speed Factor: Foreclosures happen fast. You don't need a license to foreclose or buy commercial debt, but you do need to be fast! You'll need to act quickly. It's like a game of Texas Hold'em – you need the right cards and the guts to bet big!
    • Direct Outreach: Instead of relying on postcards (which might get lost in the shuffle), utilize the lender contact information to reach out directly. It’s like having a secret weapon.


    Don't get lost in the weeds of outdated data. Utilize the right tools and strategies, and you can uncover some real gems.


    The Texas market is fast-paced, so act quickly, utilize the information you have available, and go for it! Don't miss out on these opportunities.


    Watch the original VIDEO HERE!


    Book a call with SCOTT HERE!


    Love the show? Subscribe, rate, review, and share!

    • Here’s How »


    Join the Note Closers Show community today:

    • WeCloseNotes.com
    • The Note Closers Show Facebook
    • The Note Closers Show Twitter
    • Scott Carson LinkedIn
    • The Note Closers Show YouTube
    • The Note Closers Show Vimeo
    • The Note Closers Show Instagram
    • We Close Notes Pinterest

    Sign Up For Your Texas Foreclosure List HERE!

    Use code WECLOSENOTES to save $20!

    Sign up for the next FREE Note Weekend Class HERE!


    Protecting Your Real Estate Empire with Aaron Young Feb 26, 2025
    Show notes

    Today's episode is a must-watch, especially if you're in the real estate investment game (or plan to be). We're joined by my good buddy Aaron Young, CEO of Laughlin and Associates, to discuss something vital: protecting your assets.

    Let’s face it, the real estate world is a wild west—sometimes literally! While you're trying to build your real estate empire, you could encounter lawsuits from disgruntled employees, investors, or even other cowboys who aren't playing fair. You don't want to encounter any of those situations that could result in a lawsuit. That's why asset protection is crucial.

    The biggest mistake many investors make is not planning for the "SHIT fan"—the sudden, unexpected catastrophe that can derail your business. It's not if you'll face a problem; it's when. Thinking ahead will prevent the biggest headaches.


    Here are some key takeaways from our conversation with Aaron:

    • The Big Picture: Before you even think about LLCs, define your goals. What are you hoping to achieve? Selling properties? Cash flow? Are you planning to build a small empire or be a big real estate tycoon? Having a clear picture will guide your legal structure choices.
    • LLCs: Your Shield: LLCs (Limited Liability Companies) offer critical protection. But simply setting one up isn't enough. You need proper corporate formalities: board meetings, operating agreements, resolutions, and more. Otherwise, your LLC might not hold up in court. It’s like having a fancy-looking saddle that falls apart during a long ride!
    • Regularity Is Key: The most common mistake? Ignoring the necessary corporate formalities! Holding regular board meetings and keeping proper records isn't just a legal requirement; it's the proof that you're separating your business from your personal life. This keeps your personal assets safe in case something bad happens.
    • The Tax Benefits: Structuring your business correctly provides significant tax benefits. Take advantage of those deductions, but do it legally. It's not about finding loopholes; it's about using the tax system to your advantage. You don't want to use that tax strategy that sends you to prison.
    • Don't Skimp on the "Saddle": Don't hire a cheap, fly-by-night legal service! Professional help is an investment in your future. It may cost a little bit more up front, but it's far less expensive than facing a lawsuit.


    Aaron's expertise in forming LLCs and offering asset protection is invaluable. Laughlin and Associates has been doing this for over 50 years—they've seen it all! They offer a "Corporate Veil Protection Service" to help businesses stay compliant and protected. Their services also help ensure you are taking advantage of all the tax benefits available to you.

    Remember, protecting your assets isn't a luxury; it's a necessity. It's not a single event; it's a continuous process. Don't wait until the "SHIT fan" hits; prepare for it now!


    Get Your Asset Protection Started HERE!


    Sign up for the next Magnify Your Wealth Here!


    Watch the original VIDEO HERE!




    Love the show? Subscribe, rate, review, and share!

    • Here’s How »


    Join the Note Closers Show community today:

    • WeCloseNotes.com
    • The Note Closers Show Facebook
    • The Note Closers Show Twitter
    • Scott Carson LinkedIn
    • The Note Closers Show YouTube
    • The Note Closers Show Vimeo
    • The Note Closers Show Instagram
    • We Close Notes Pinterest

    Sign Up For Your Texas Foreclosure List HERE!

    Use code WECLOSENOTES to save $20!

    Get Signed Up For the Next Note Buying Workshop HERE!


    Texas Foreclosures: Breaking Down Harris County Feb 25, 2025
    Show notes

    Texas Foreclosure Goldmine: Unearthing Distressed Assets with the Roddy List


    Howdy, partners! Scott Carson here, ready to dive into the exciting world of Texas foreclosures. Finding distressed assets in the Lone Star State can be a real treasure hunt, but with the right tools, it can be a profitable adventure (and maybe even more fun than wrangling a stubborn longhorn).


    Texas is famously lender-friendly; fast foreclosures are common. This is a double-edged sword. While it's great for lenders, it means that the competition for those deals can be fierce! The banks know about fast turnarounds, and that drives up prices for those quick deals.


    That's why I often look outside Texas to buy notes—90% of my note investments are from other states. But when I do find a great Texas opportunity, the speed and velocity of capital make it worth the higher cost. Plus, you can often get a deal completed in as little as 21 days—no need to wait six or 12 months.


    This means you have to be faster than a speeding bullet. You'll be able to use your funds to complete another deal quickly—which is like winning the lottery, except instead of lottery tickets, you buy notes and close deals.

    So how do you compete? You need information that beats the competition. Here are five tips on using the Roddy List, the powerful Texas foreclosure tool that helps you to uncover amazing deals.


    • Target Harris County: More foreclosures happen here than anywhere else in Texas. More foreclosures mean more opportunities for you, even if it means spending a lot of time filtering your results.
    • Go Beyond Postcards: Forget the postcard campaigns. Use the Roddy List to identify lenders directly, get their whole list, and get right to the source. Direct communication is always the quickest way to complete a deal. It's like cutting out the middleman, and saving you time and effort.
    • Commercial Opportunities: This list also unlocks commercial foreclosures— a six-month commitment—but the higher-valued assets can be incredibly lucrative. The six-month commitment ensures quality deals. This is where you'll find those hidden jewels.
    • Leverage the Data: The Roddy List gives you so much information: property details, loan info, contact information, and more. The email addresses are worth their weight in gold! Imagine having a 66% email success rate—which is what the presenter explains as being typical.
    • Focus on the Mortgagor: Once you've got the list, use it to filter out the big banks and LLCs. Those are generally a lot more difficult to work with and will result in more wasted time.


    Using the Roddy list is a shortcut to your success. Instead of randomly sending out postcards, you're going after the lenders directly. SIGN UP FOR THE RODDY LIST HERE!


    The Roddy List gives you a head start by giving you access to crucial information and the edge you need to be a successful Texas investor. The list is updated monthly. You can even find out if properties have been previously listed, making it easier to spot those distressed assets ripe for negotiation!

    Happy hunting, y'all! Until next time... remember, a little bit of hustle can go a long way.


    Watch the original VIDEO HERE!


    Book a call with SCOTT HERE!


    Love the show? Subscribe, rate, review, and share!

    • Here’s How »


    Join the Note Closers Show community today:

    • WeCloseNotes.com
    • The Note Closers Show Facebook
    • The Note Closers Show Twitter
    • Scott Carson LinkedIn
    • The Note Closers Show YouTube
    • The Note Closers Show Vimeo
    • The Note Closers Show Instagram
    • We Close Notes Pinterest

    Get Signed Up For the Next Note Buying Workshop HERE!

    Get Signed Up For the WCN Membership HERE!


    Conquering the Capital Raising Beast Feb 24, 2025
    Show notes

    Capital Raising Fears: Conquering the Note Investing Beast (and Maybe a Roach Motel or Two)


    Hey everyone, Scott Carson here with another episode of the Note Closers Show! Last week was a little slower—thanks, Texas ice storm!—but I'm back with some juicy lessons from our recent Austin note-buying workshop. I know many of you feel that overwhelming fear of raising capital, so let’s dive in.


    First, a huge shoutout to Stephanie Goodman, my workshop ninja! She handles all the small stuff (so I can focus on the big stuff, like preventing my students from accidentally buying roach motels). We pampered our attendees with coffee, tacos, brisket—basically, a culinary journey through Texas.


    Now, the workshop was smaller than planned (thanks, flu season!), but intimate. That allowed me to connect with people on a personal level and see those "fear" eyes. You know the ones—wide, slightly panicked, and radiating the silent scream of, "I'm in over my head!"


    What did I learn from observing these expressions of real-estate fear? People are scared to ask for money. They’ve flipped houses, done hard money loans, but raising outside capital terrifies them. Why? The unknown. The fear of rejection. The possibility that they might get that one deal or property, but it smells like wet dog.


    Here are some key takeaways from the workshop.

    • Small wins build BIG confidence: My first private capital raise was a dud. A complete disaster. But it instilled belief in myself. You need that first win, no matter how small, to prove you can do it.
    • Networking is key: This isn't just about collecting business cards. It's about building relationships. People are more likely to help people they know and like. Who doesn't like free tacos?
    • Embrace the discomfort: Stepping outside your comfort zone is where the magic happens. Are you getting that feeling of uneasy? Then you know you're doing it right.
    • Due diligence is crucial: This isn’t just about numbers. It’s about seeing the property, the real deal. Remember that eightplex? A true testament to why you should ALWAYS do your due diligence.
    • It's not about luck, it's about effort: Yes, some deals fall through. That's part of the process. But the more offers you make, the more deals you'll close. Remember that saying: "the more you sweat in practice, the less you bleed in war."

    Remember the deal that almost got away? 29 units, worth about $1.1 million, and they were looking for $550,000. I lowballed them. The owners were shady and the property was a disaster (roaches, dead rats...the works). I learned a valuable lesson—due diligence and having confidence in your deals.

    But hey, even failures teach you. I connected with four investors who were ready to back me on my next deal. They understood the business of risk. It’s a wild ride!


    So, go out there, take some action, and remember that the only person limiting you is yourself. Until next time!


    Sign up for the next Note Buying Workshop HERE!


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    How to Crush Your Money Goals with Bernadette Joy Feb 20, 2025
    Show notes

    From $300K in Debt to Seven Figures: Bernadette Joy's Inspiring Money Story


    This week on The Note Closers Show, we were thrilled to have Bernadette Joy, a best-selling author and inspiring finance expert, share her incredible journey from crushing over $300,000 in debt to building a seven-figure net worth. Bernadette's story is a testament to the power of perseverance, strategic planning, and a dash of humor—because who doesn't need a laugh when battling debt?


    Her path to financial freedom wasn't a straight line. After graduating with three degrees (two in business and one in psychology!), Bernadette found herself drowning in student loan debt and credit card balances. She tried various debt repayment strategies, finding that the "debt snowball" resonated most with her—but not without some humorous bumps along the way.


    Key Takeaways from Bernadette's Financial Journey:

    • The Power of the Debt Snowball: Bernadette's journey started with the debt snowball method, paying off the smallest debts first to build momentum and stay motivated. However, she later discovered the importance of finding a method that worked best for her.
    • The $1 Rule: This unique approach focuses on making intentional spending decisions. If an item costs $1 or less per use, then you buy it. This helps avoid the endless analysis paralysis that can prevent progress. It's a clever way to reward yourself while maintaining a budget!
    • Financial Literacy: Bernadette emphasizes the importance of financial education. She warns against accepting generic advice and stresses the need to adapt strategies to your unique circumstances and personality.
    • Mental Health Matters: Bernadette highlights the emotional toll of debt and the importance of prioritizing mental and physical well-being. She emphasizes taking breaks, celebrating successes, and not allowing financial struggles to consume your life.
    • Seek Your Own Path: There's no one-size-fits-all approach to financial success. Bernadette encourages everyone to find the strategies that work for them, embracing their unique circumstances and values.


    Humor and Relatable Moments:

    Bernadette's interview was filled with candid anecdotes, humor, and relatable stories. She shared her struggles with debt, her initial resistance to embracing the debt snowball method, her frustration with overly simplistic financial advice, and the importance of prioritizing mental health while pursuing financial goals. Her story is honest, vulnerable, and deeply inspiring.

    Her unique "$1 rule" is particularly clever, offering a simple yet effective way to manage discretionary spending. She emphasizes that while the debt snowball can be a great starting point, it's crucial to find the strategy that resonates best with your personality and circumstances. There's no need for endless spreadsheet analysis!


    Key Takeaways for Your Financial Journey:

    • Embrace Education: Continuous learning is essential to navigate the complexities of personal finance.
    • Find Your Own Path: There's no one-size-fits-all solution. Experiment, adapt, and find what works best for you.
    • Prioritize Mental Health: Financial success isn't just about numbers; it's about overall well-being. Celebrate your wins, and don't be afraid to ask for help.
    • Build a Support System: Surround yourself with a supportive community that can offer encouragement, guidance, and accountability.


    Bernadette Joy’s inspiring journey proves that financial freedom is attainable with hard work, a well-defined plan, and a healthy dose of perseverance and humor. Her book, Crush Your Money Goals, offers practical strategies and valuable insights to help you achieve your financial dreams.


    Connect with Bernadette HERE!


    Watch the original VIDEO HERE!


    Book a call with Scott HERE!


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