The Money Mom Podcast

Latest Episodes:

62: From NASA to Nervous System Healing: A Conversation on Anxiety, Emotions & Money with Dr. Stephanie Lopez Jul 01, 2025

Show notes

In this powerful episode of The Money Mom Podcast, I sit down with my dear friend and mindset expert, Dr. Stephanie Lopez—former NASA executive coach turned anxiety and emotional wellness mentor—to talk all things emotional regulation, motherhood, and money stress.

Steph shares her unexpected journey from leading leadership trainings at NASA to helping women dismantle anxiety, heal emotional wounds, and feel safe in their own lives again. We dive deep into how anxiety really shows up (spoiler: it’s not always what you think), how to decode your emotions using the "emotion wheel," and why nervous system regulation is the secret to transforming your money story.

We also talk about:

The difference between stress and anxiety (and why it matters)
How emotional spending and avoidance create money chaos
Practical tools to regulate your emotions before facing financial decisions
What your body is trying to tell you when it’s in fight-or-flight
How to get off the hamster wheel of shame, panic, and self-judgment

This is an episode every overwhelmed mama needs. If you’ve ever felt like you’re “fine” on the outside but unraveling on the inside—this one’s for you.

Connect with Dr. Steph:

Instagram: @drstephanielopez
Free Class: Ditch Anxiety & Heal: https://www.brave-method.com/anxiety?fbclid=PAQ0xDSwKjMy1leHRuA2FlbQIxMQABp6SAVc9fh_P11lxyipnQGIHONJ_kBFZSE6TbEnNYqLoke2WCS6A1yr5j-c3r_aem_n6MBInk3qqY0EJHh4qlGdQ
Podcast: Broken to Brave

xoxo,
Rachel
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60: From Stay-at-Home Mom to Digital CEO: A Candid Conversation with James Wedmore Jun 02, 2025

Show notes

Today is so special because I’m sitting down with the mentor who helped change the trajectory of my business—and honestly, my life.

James Wedmore isn’t just a business coach. He’s the one who taught me that I didn’t have to choose between motherhood and making money… that I could be present with my kids and build something meaningful online.

In this episode, we talk about:

The biggest myths about starting an online business
Why moms are uniquely positioned to thrive as digital CEOs
How to shift from “I can’t” to “What if I could?”
What’s really holding most women back from starting (hint: it’s not time or tech)

If you’ve ever dreamed of making money from home without selling your soul or missing bedtime stories, you’ll love this conversation.

🎧 Plus—James shares details about his once-a-year free training, The Rise of the Digital CEO, which changed everything for me.
🎟️ Grab your free spot here: https://www.jameswedmoretraining.com/a/2148113050/LcoDSfh7

This one’s for the mom with a big heart, a big vision, and a baby on her hip. Let’s go.

xoxo,
Rachel
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Join me for my free training to learn the 5-step RESET Framework: Register HERE

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59: The Side Hustle That Changed Everything May 26, 2025

Show notes

This episode is different. No notes. No script. Just me, a mic, and the story I’ve never fully shared before—how I went from a stay-at-home mom trying to save $500 on groceries… to building an online business that changed our family’s entire financial future.

If you’ve ever felt stuck in survival mode, tired of budgeting without getting ahead, or dreamed of contributing financially without sacrificing time with your kids—this is the episode for you.

I share:

Why I left my career in health insurance
How I cut our grocery bill by $500/month—and why that wasn’t enough
The real turning point (and the failed investment that taught me everything)
How I made my first $1,500 online—and why that lit a fire in me
The free training that helped me turn a creative side hustle into a thriving business

Whether you’re already running a business or just have a whisper of a dream, I want you to know this: you don’t have to choose between motherhood and money. You can do both.

🎧 Tune in now—and if this resonates, make sure to register for the free training that changed everything for me: https://www.jameswedmoretraining.com/a/2148113050/LcoDSfh7

Mentioned in this episode:
💻 [Free Training] Rise of the Digital CEO with James Wedmore: https://www.jameswedmoretraining.com/a/2148113050/LcoDSfh7
📲 Connect with me on Instagram @heyrachelcoons

xoxo,
Rachel
---
Join me for my free training to learn the 5-step RESET Framework: Register HERE

CONNECT WITH RACHEL
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58: The 4-Part Framework to Ditch Debt, Save More, and Finally Feel Confident With Money May 19, 2025

Show notes

If you’ve ever felt like you should be further along financially… like no matter how hard you try, the money still disappears… this episode is for you.

In today’s special episode, I’m sharing the full recording of my Confident With Money masterclass—the exact training that’s helped thousands of moms pay off debt, save hundreds (even thousands) of dollars a month, and finally feel calm and in control with money.

Inside, I walk you through:
✅ The biggest budgeting mistakes that are keeping you stuck
✅ The 4 pieces every mom needs to build financial peace
✅ Why this has nothing to do with being “bad at math”
✅ And how to reset your relationship with money—starting today

This episode isn’t just information—it’s a moment of transformation.

By the end, you’ll know exactly what to do next and why your past efforts haven’t worked. Because it was never your fault—you were just never given the right tools… until now.

👉 Ready to go deeper? Doors to Money Mom Club are open—get 50% off for a limited time: www.heyrachelcoons.com/moneymomclubmay

xoxo,
Rachel
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Join me for my free training to learn the 5-step RESET Framework: Register HERE

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57: A Realistic Grocery Budget For Your Family Size May 12, 2025

Show notes

🛒 What’s a Realistic Grocery Budget for a Family Our Size?
How to Stop Overspending and Start Shopping with Confidence

Feeling like your grocery bill keeps ballooning no matter how hard you try to budget? You’re not alone—and no, you’re not doing it wrong.

In this episode, I’m breaking down how to figure out a realistic grocery budget based on your family size, lifestyle, and values—without the guilt, guesswork, or deprivation. Whether you’re a family of 3 or a household of 7, this episode gives you the tools (and mindset) to stop throwing spaghetti at the budget wall and finally feel in control of your grocery spending.

You’ll learn:
✔️ What most moms get wrong when setting a grocery budget
✔️ How your family size, dietary needs, and schedule all play a role
✔️ My favorite per-person budget benchmarks to use as a guide
✔️ How to avoid “chaos mode” in the grocery store and shop with a plan

💡 Want to go deeper? Join me for my FREE live Masterclass, Confident with Money, where I’ll show you how to stop overspending, shift your money mindset, and finally feel calm and in control of your finances.

👉 Save your seat here: www.heyrachelcoons.com/mmctrainingmay

🔔 Don’t forget to subscribe for more real-life budgeting, grocery tips, and money mindset coaching made for moms like you!

xoxo,
Rachel
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Join me for my free training to learn the 5-step RESET Framework: Register HERE

CONNECT WITH RACHEL
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56: You Don’t Have Money Problems — Here’s What’s Really Keeping You Stuck May 05, 2025

Show notes

If you’ve tried budgeting apps, spreadsheets, or cutting expenses but still feel like you're drowning financially... this episode is for you.

In today’s video, I’m breaking down why most moms don’t actually have money problems—they’re stuck in survival mode, battling subconscious beliefs, emotional burnout, and chaotic habits that make it feel impossible to move forward.

We’ll cover:
✅ The 3 hidden reasons you're stuck in a financial loop
✅ Why logic and numbers alone won’t fix your money stress
✅ How to shift out of chaos mode and into calm, confident action
✅ And how to finally build momentum—even if you’ve failed in the past

This isn’t about shame. It’s about healing your relationship with money and creating a system that works for real moms with real lives.

🎉 Want to go deeper? Join my free masterclass, Confident with Money → [REGISTER HERE]

xoxo,
Rachel
---
Join me for my free training to learn the 5-step RESET Framework: Register HERE

CONNECT WITH RACHEL
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55: Why You’re Still in Debt (Even Though You Know What to Do) Apr 28, 2025

Show notes

Nearly half of Americans are trapped in credit card debt, but chances are it's not because they're lazy, irresponsible, or lacking knowledge. If you've downloaded every budgeting app, created detailed spreadsheets, and still can't seem to make progress, you're not alone. The real culprit might be what I call "chaos mode" – a state where your nervous system operates in constant financial survival.
The path out of chaos mode begins with awareness, not action. Before jumping into yet another budgeting attempt, take time to notice your emotional responses to money and regulate your nervous system. Learn to build safety with money before implementing systems, focus on small wins over dramatic restriction, and surround yourself with supportive community.
Ready to dig deeper? Join my free training in mid-May where we'll work on mindset, strategy, and creating the support system you need to transform your financial life. The link is in the show notes – because healing your relationship with money wasn't meant to be a solo journey.

xoxo,
Rachel
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Join me for my free training to learn the 5-step RESET Framework: Register HERE

CONNECT WITH RACHEL
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54: It's My Birthday! 3 Lessons I Learned This Year Apr 21, 2025

Show notes

Birthdays have a way of inviting reflection, and as I turn 35, I'm sharing the three profound lessons that completely transformed my life this past year. What began as challenging experiences ultimately led to unprecedented growth, strength, and self-assurance I never thought possible.
These lessons weren't easy—they required facing difficult truths and making uncomfortable changes. But the growth on the other side has been worth every challenging moment. If you're navigating similar crossroads, I hope these insights offer guidance or at least the comfort of knowing you're not alone. And if you've found value in this episode, consider leaving a review as my birthday gift!

xoxo,
Rachel
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Join me for my free training to learn the 5-step RESET Framework: Register HERE

CONNECT WITH RACHEL
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53: How to Make More Without Getting a Job (Even as a Busy Mom) Apr 14, 2025

Show notes

Ever feel like you're doing everything right with your family budget but still struggling financially? You might be caught in what I call "the saver's trap" – that frustrating cycle of constantly cutting expenses while overlooking the power of generating additional income.
In this episode, I share why I've always been passionate about finding creative ways to make money on my own terms. As stay-at-home parents, we often think our financial contribution is limited to stretching the family budget through careful spending. While that's valuable, there's another side to the equation that can be transformative: bringing in extra money without sacrificing your primary role at home.
This isn't about complex business models or working 40+ hours weekly – it's about spotting opportunities, leveraging your existing skills, and thinking differently about your capabilities. Whether it's selling items online, offering services based on your talents, or creating something people want, even an extra $300 monthly can dramatically change your financial situation.

xoxo,
Rachel
---
Join me for my free training to learn the 5-step RESET Framework: Register HERE

CONNECT WITH RACHEL
Instagram | Facebook | YouTube | Website

52: The $50,000 Money Mistakes I Made (So You Don't Have To) Apr 07, 2025

Show notes

Money mistakes happen to everyone—even financial coaches. In this vulnerable deep-dive, I pull back the curtain on three devastating financial blunders that cost me over $50,000 and continue to impact how I think about money today.
These costly lessons shaped me into a better financial coach and a happier person. Listen now to skip the expensive tuition I paid for these insights and transform how you think about your own financial journey. What money mistakes have taught you the most valuable lessons?

xoxo,
Rachel
---
Join me for my free training to learn the 5-step RESET Framework: Register HERE

CONNECT WITH RACHEL
Instagram | Facebook | YouTube | Website

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