The Money Mom Podcast

Latest Episodes:

120: How to Feel Confident With Money (Even When Everything Falls Apart) Sep 22, 2026

Show notes

I'm going to be honest with you. This week has been one of the hardest weeks I've had in my business in a long time. Something completely out of my control happened, and it knocked me off my feet.

And I'm still here. Still confident. Still showing up.

In this episode, I'm sharing what happened, how I'm working through it, and the exact mindset shift that has kept me grounded even when everything feels uncertain. Plus we're diving into something that came up on my very first Inner Circle coaching call this week, because every single woman in that room said the same thing.

They just want to feel confident with their money.

So that's what we're talking about today.

We cover:

Why confidence is one of the trickiest goals to chase and what most people get wrong about it
The mismatch between what confidence looks like on the outside and what it actually feels like on the inside
Why your past money experiences are quietly projecting themselves onto your future
How confidence is actually a choice you make before the results show up
What it looks like to take aligned actions as the person you want to become, starting right now
Why hard seasons are not evidence that you're failing, and what they're actually for

This episode starts with a breath, because honestly, we all needed one this week.

If you've ever felt like confidence is something that happens after you get your money together, this episode is going to completely reframe that for you.

🎧 Press play and breathe this one in.
One More Thing...

I am so excited to share that I will be speaking at the More For Moms Conference, and my talk is all about your relationship with money. This is a free event, and if you want the all access pass, you can get $10 off with my code RACHELCOONS.

Grab your spot here: https://www.aboutprogress.com/a/2148318954/zA79vEFy

I would love to see you there!

xoxo,
Rachel
---
Join me for my free training to learn the 5-step RESET Framework: Register HERE

CONNECT WITH RACHEL
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119: Why Abundance Has Nothing to Do With Money (And How to Actually Get There) Sep 15, 2026

Show notes

Abundance. Everyone wants it. But most of us have it completely backwards.

We think abundance means having more money. So we chase the number, stress about the gap, and wonder why we still feel like there's never enough even when things are going okay.

In this episode, I'm breaking down what abundance actually is, why scarcity and money are not the same thing, and the one simple shift that can start moving you out of scarcity thinking today.

We cover:

Why detaching abundance from money is the first real step toward an abundance mindset
Where you can find genuine abundance in your life right now, even if your bank account doesn't reflect it yet
Why nature is one of the most powerful tools for shifting out of scarcity
How gratitude actually works as an abundance practice and why it has to feel real to work
What came out of the Money Rewire Experience and why the women in that room said they felt hope for the first time
The have, do, be model most people are living by and why it keeps them stuck

Plus I'm sharing a product I genuinely love that has completely changed how present I am with my family after 3pm. Not sponsored, just obsessed.

If you've been trying to think your way into abundance and it keeps not working, this episode is going to show you a completely different way in.

🎧 Press play and let's start there.

One More Thing...

Grab your spot here: https://www.aboutprogress.com/a/2148318954/zA79vEFy

I would love to see you there!

xoxo,
Rachel
---
Join me for my free training to learn the 5-step RESET Framework: Register HERE

CONNECT WITH RACHEL
Instagram | Facebook | YouTube | Website

118: You Don't Need More Money Control. You Need This Instead. Sep 02, 2026

Show notes

I'm recording this fresh off two days of the Money Rewire Experience, and I am full. Full of gratitude, full of clarity, and honestly just so moved by what I've already watched happen in women's lives in just 48 hours.

In this episode, I'm sharing the two biggest shifts that came out of those days together, because I think they're going to completely change the way you think about your money.

We cover:

Why your relationship with money affects every single interaction, decision, and relationship in your life
How the energy you bring to money directly affects how money shows up for you
Why control is not actually the end goal with your finances (and what happens when you stay stuck there)
The difference between scarcity-based control and what we're actually working toward
Why trust is the real destination, and what your life looks and feels like when you finally get there
What it actually means to live in abundance (and why it has nothing to do with how much is in your bank account)

If you've ever felt like you just need to get better at controlling your money, this episode is going to reframe everything for you.

Because white-knuckling your finances is not the goal. Peace is. Confidence is. Trust is.

And that's exactly where we're going.

🎧 Press play and let's get you there.

xoxo,
Rachel
---
Join me for my free training to learn the 5-step RESET Framework: Register HERE

CONNECT WITH RACHEL
Instagram | Facebook | YouTube | Website

117: Money and Marriage: What Nobody Talks About Behind Closed Doors Aug 11, 2026

Show notes

Money is the number one reason couples divorce. 50%. That stat hits different when you're the one lying awake at night wondering how to even bring it up with your spouse.

In this episode, I'm talking about something that came straight from my gut this week. No outline, no script. Just an honest conversation about what's really happening in marriages when money gets hard, and what you can actually do about it.

We cover:

Why feeling alone in your money struggle is one of the most common (and heartbreaking) parts of marriage
The quote that stopped me in my tracks and completely changed how I handle expectations in my relationship
Why trying to change your partner is the wrong question to ask entirely
The three things Brad and I do that I believe have kept money from becoming a wedge in our marriage
Why financial secrecy is a slow leak in even the strongest relationships
How healing your own relationship with money changes everything around you, including your spouse

This one is raw, real, and from the heart. If money has ever made you feel like you and your partner are speaking two completely different languages, this episode is going to help.

And if you're ready to do the deeper work, join me for The Money Rewire Experience starting August 27th.
Join here: https://www.heyrachelcoons.com/themoneyrewire

🎧 Press play. This conversation is long overdue.

xoxo,
Rachel
---
Join me for my free training to learn the 5-step RESET Framework: Register HERE

CONNECT WITH RACHEL
Instagram | Facebook | YouTube | Website

116: I'm Back. And Everything Is Different Now. Aug 04, 2026

Show notes

I took six weeks off. No podcast episodes. No YouTube videos. No announcements. I just... stopped.

And honestly? It was one of the best decisions I've made for my business and my life.

In this episode, I'm coming back raw, unscripted, and more myself than I've felt in a long time. I'm sharing why I stepped away, what I realized during that time, and how I'm showing up differently going forward. For the podcast, for my clients, and for myself.

We talk about:

Why I hit a wall after two years of consistent content and what that visceral "no" feeling was trying to tell me
What three days without cell service in the mountains reminded me about presence, nervous system, and what actually matters
The lesson I keep coming back to in 2026 about knowledge versus actually changing from the inside out
What happened inside my 12-week rewiring program and why 8 out of 8 women said it changed their life
Why I'm done with the 60-minute training model and what I'm doing differently this fall
What The Money Rewire Experience is and why I believe it's the most powerful thing I've ever created

This episode is also just me being honest with you. About burnout. About losing my essence inside frameworks that weren't mine. About choosing to show up on my own terms, in my own time, in a way that actually feels like me.

If you've ever felt like you're doing all the right things but something still feels off, this one is going to land.

Welcome back. I'm glad you're here.

🎧 Listen now and come join me for The Money Rewire Experience.

xoxo,
Rachel

xoxo,
Rachel
---
Join me for my free training to learn the 5-step RESET Framework: Register HERE

CONNECT WITH RACHEL
Instagram | Facebook | YouTube | Website

115: Pay Off Debt Without Budgeting Jun 30, 2026

Show notes

You know you're supposed to pay off the high-interest debt first. You know you should stop putting things on the credit card. You know you should spend less than you earn.

So why are you still stuck?

In this episode, I'm getting honest about the real reason so many women stay in debt even when they have all the information they need. And I promise you, the answer has nothing to do with money.

We cover:

Why the gap between knowing and doing is where debt actually lives
The cycle of financial avoidance that keeps so many moms spinning in place
Why emotional spending is a coping mechanism, not a character flaw
The Triangle of Change framework and why real financial transformation has to start at the top
What it actually means to become the woman who gets out of debt before the debt is even paid off
Why behavior change alone will never stick without addressing what's underneath it

If you've ever watched a video, made a plan, felt motivated, and then found yourself right back where you started two weeks later, this episode is going to explain exactly why that keeps happening.

You don't need another strategy. You need to understand what's actually running the show.

🎧 Press play. This one might just be the thing that finally makes everything click.

xoxo,
Rachel
---
Join me for my free training to learn the 5-step RESET Framework: Register HERE

CONNECT WITH RACHEL
Instagram | Facebook | YouTube | Website

114: Why 80% of Budgets Fail Within 3 Months (And What Actually Works Instead) Jun 23, 2026

Show notes

If you've tried budgeting and it never seems to stick, I want you to hear this: you are not the problem.

That's not just something nice to say. That's behavioral economics. The actual science of how humans make financial decisions tells us that the way most people budget was never going to work in the first place.

In this episode, I'm breaking down exactly why willpower is one of the worst tools you can use to manage your money, and what to build instead so your finances actually run without you having to white-knuckle it every single month.

We cover:

Why 80% of people quit their budget within three months (and why it has nothing to do with discipline)
The real reason a bad day can derail three months of financial progress
How decision fatigue is quietly working against every money goal you've set
Why shame makes overspending worse, not better
The RESET Method and the five ingredients you need for a money system that actually sticks
What finally changed my financial life after years of trying harder and getting nowhere

Because the goal was never to be more disciplined. The goal is to build a system that works even when you're tired, busy, or just having a hard week.

You don't need more willpower. You need a better system.

🎧 Press play and let's build one together

xoxo,
Rachel
---
Join me for my free training to learn the 5-step RESET Framework: Register HERE

CONNECT WITH RACHEL
Instagram | Facebook | YouTube | Website

113: The 4 Reasons You Overspend and What to do About it Jun 16, 2026

Show notes

Every month, the money is gone. And you genuinely have no idea where it went.

You're not buying anything crazy. You make a decent income. And yet somehow, the bank account is empty before the month is over, and the guilt that comes with it feels awful.

In this episode, I'm walking you through the four specific reasons women overspend, because once you understand your reason, everything starts to make a whole lot more sense.

We cover:

Why your nervous system is actually working against your bank account (and what to do about it)
The sneaky way social media and comparison are quietly driving your spending habits
What poor money visibility really looks like and why it makes every purchase feel like a guess
The modern convenience trap that removed the one thing standing between you and overspending
Three simple steps you can take this week to start getting ahead of it

No shame. No lecture. Just real information about why you spend the way you do, and a smarter way forward.

Because you don't have a willpower problem. You've just been operating without the right information.

🎧 Tune in and let's finally figure out what's actually going on with your money.

xoxo,
Rachel
---
Join me for my free training to learn the 5-step RESET Framework: Register HERE

CONNECT WITH RACHEL
Instagram | Facebook | YouTube | Website

112: 3 Side Hustles Any Mom Can Start From Home Jun 09, 2026

Show notes

In this episode, I'm sharing three real ways that moms inside our community are bringing in an extra $50, $500, even $5,000 a month from home, on their own schedule, without having to go back to a 9 to 5.

We cover:

The easiest place to start (and why you probably have hundreds of dollars sitting in your house right now)
How I went from selling meal plan guides on Instagram to building a business that has generated almost seven figures for my family
The side hustle that I think is one of the most underrated opportunities for moms in 2026
What actually made the difference when I stopped spinning my wheels and started making real income

These aren't theories. These are things real women in our community are doing right now.

If you've ever felt like budgeting harder is the only option, this episode is going to open up a whole new way of thinking about your finances.

🎧 Listen now and let's talk about what's actually possible for you.

xoxo,
Rachel
---
Join me for my free training to learn the 5-step RESET Framework: Register HERE

CONNECT WITH RACHEL
Instagram | Facebook | YouTube | Website

He Built a $100M Business. Here's What He Told Me About Moms, Money, and Starting Yours. Jun 06, 2026

Show notes

3 years ago I was a frustrated mom who wanted so badly to build a business but had no idea what steps to take. I was scared of failure, scared of wasting time, and convinced I'd have to sacrifice everything that mattered to do it.

Then I found James Wedmore.

James is the creator of Business By Design... the program that took me from confused and stuck to hitting six figures in my first year as an entrepreneur.

He's helped tens of thousands of people build profitable online businesses, and today he's sitting down with me to talk about all of it.

In this episode we cover:

Why being a busy mom is not the obstacle you think it is
The one thing every successful online business needs (and it's simpler than you'd expect)
Why you'll never feel "ready" — and what to do instead
How James' own sister built a multi-six-figure business around her kids, from scratch

If something has been quietly pulling you toward building your own online business, don't skip this one.

xoxo,
Rachel
---
Join me for my free training to learn the 5-step RESET Framework: Register HERE

CONNECT WITH RACHEL
Instagram | Facebook | YouTube | Website

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