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    Technology

    The Fraud Boxer Podcast

    A podcast for fraud prevention, payments, and cybersecurity professionals, hosted by people who work in the industry every day. Jordan Harris hosts, alongside co-hosts Cambria Valente (“Fraud Focus”) and Jacqueline Chilton (“Payments Corner”). We bring real, hands-on experience to every conversation, along with sharp questions for our guests and honest takes on the trends shaping the industry.

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    Copyright: © Copyright 2024 All rights reserved.

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    Latest Episodes:
    What Happens in Vegas... Stays in Your Risk Strategy: The Biggest Bombshells from MRC 2026! Apr 13, 2026
    Show notes

    "The great thing about the MRC is the way merchants come together to talk about the real issues of fraud and risk in an environment where they’re not competing with each other."

    In this episode of the Payments Corner Jacqueline and Jordan step into the future of fraud prevention with this deep dive into the highlights of MRC Vegas 2026, where industry leaders tackle the explosive rise of Agentic AI and its impact on digital commerce. This episode goes beyond the hype to explore the critical shift from viewing fraud as a purely payments-based problem to recognizing it as an intricate challenge of identity and permissioning. Discover how top merchants are collaborating to dismantle sophisticated "Liar Buyer" schemes and organized fraud rings that utilize "Fraud-as-a-Service" tools to scale policy abuse at an alarming rate. From the nuances of global payment strategies to the strategic implementation of passkeys and AI-driven operations, this discussion reveals the actionable insights needed to protect your platform while maintaining a seamless user experience for good customers.

    Special thanks to ⁠Incognia⁠ for sponsoring this episode and providing the cutting-edge technology needed to ground digital identity in the physical world. To learn more about how they utilize persistent device IDs to stay ahead of sophisticated evasion tactics like app reinstalls and factory resets, visit ⁠https://www.incognia.com/blog/incognias-network-graph-persistent-device-id-for-faster-fraud-investigations


    Fraud Focus: Is Your Store Ready for AI? The 'Invisible' Traffic Filling Your Queues Mar 30, 2026
    Show notes

    Check if your app is vulnerable to cloning attacks at www.incognia.com/fraudboxer

    "20% of all of the CNP transactions that we saw, like purchases that were processed on our network, were AI-related in some way."

    Coming at you from MRC Las Vegas 2026, Jordan and Cambria are back on the mics and break down the shifting world of agentic commerce and its impact on digital fraud prevention. We explore the move from traditional machine learning to AI-driven decisions and highlighting the risks merchants face with identity loss and liability in automated checkout flows. This discussion offers an inside look at how industry leaders are building orchestration layers to secure autonomous shopping while balancing consumer ease with modern security protocols.
    Buy Cambria's AI Demon Hunters Mug: https://fraud-boxer.sellfy.store/p/fraud-fighting-demon-hunters/
    --------------------------------------------
    ➡️ Don't let fraud eat your margins. Join the companies moving beyond passwords and pins. Visit www.incognia.com to learn how to protect your platform and your users today. Big thank you to them for making this episode possible!


    Why Your "Secure" Account is a Fraudster’s Playground (Live at the Incognia Booth!) Mar 25, 2026
    Show notes

    Visit ⁠https://www.incognia.com/fraudboxer⁠ to request a free vulnerability test

    In this special episode filmed live at MRC 2026 in Las Vegas, Jordan sits down with Andre Ferraz, CEO of Incognia, and Steven Coates, Ticketmaster's Director of Global Fraud Prevention, to dissect the evolving landscape of Account Takeover (ATO) attacks. The discussion centers on how modern ATOs have shifted from simple credential theft to sophisticated schemes where the account itself holds more value than a stolen credit card. You will learn why traditional security measures like SMS-based 2FA are increasingly vulnerable to SIM swapping and phishing, and how grounding digital identity in physical location behavior can provide a 99.9% accurate, frictionless authentication experience. By leveraging "smart friction" and indoor location intelligence, platforms can effectively distinguish between a legitimate user setting up a new device and a professional fraudster, ultimately reducing ATO rates to zero.

    Ready to see where your own mobile application might be vulnerable to these sophisticated attacks? Visit https://www.incognia.com/fraudboxer to request a free vulnerability test and discover the hidden gaps in your current security stack. Whether you are battling organized device farms or looking to reduce user friction, this expert assessment will help you stay one step ahead of the fraudsters.

    Steven Coats: https://www.linkedin.com/in/steven-coats-32b19b57/

    André Ferraz: https://www.linkedin.com/in/andreferraz/


    How One Fraudster Created 100,000 Accounts (LIVE from the Incognia Booth at MRC 2026) Mar 23, 2026
    Show notes

    Visit ⁠incognia.com/fraudboxer ⁠to request a free vulnerability test!

    In the first session filmed at MRC 2026 in Las Vegas, host Jordan Harris is joined by Andre Ferraz, CEO of Incognia, and fraud expert Dajana G. from Wolfe LLC to dive deep into the multi-million dollar world of promo and refund abuse. While many companies focus on credit card fraud, this discussion reveals how sophisticated bad actors use app cloners, device farms, and "Fraud as a Service" tools to scale policy abuse into a professionalized business model. You will learn why traditional device fingerprinting is failing, how fraudsters reverse-engineer security signals, and why grounding digital identity in physical location is the only way to stop 100,000-account bot rings from eroding your margins. This must-watch interview provides a strategic roadmap for fraud fighters looking to bridge the gap between marketing growth and platform integrity in an AI-driven landscape.

    Ready to see where your platform is most at risk? Visit ⁠https://www.incognia.com/fraudboxer⁠ to request a free vulnerability test and discover the hidden gaps in your current mobile security stack. Whether you’re battling promo hunters or organized device farms, this is your chance to get ahead of the fraudsters with an expert assessment of your app's defenses.

    Guests:

    Dajana G - CP Fraud Strategy at The Wolfe Companies - https://www.linkedin.com/in/dajanagp

    André Ferraz - CEO and Founder of Incognia - https://www.linkedin.com/in/andreferraz


    AI Fools Humans But Can't Fool Physics | Here's Why Mar 09, 2026
    Show notes

    Request Your Free Vulnerability Test: https://www.incognia.com/fraudboxer

    "The amount of investment going toward generating deep fakes is so much bigger than the investment in defending against them; it’s an asymmetrical and impossible challenge."

    In this episode I sit down again with André Ferraz, CEO and CO-Founder of Incognia, to explore a revolutionary approach to security: shifting the focus from detecting AI to verifying what is grounded in the physical world. As generative AI makes it nearly impossible to distinguish between real and fake digital media, the battle has become asymmetrical. Ferraz explains that while AI can spoof voices, faces, and documents, it cannot replicate a human’s "world line", or the unique trajectory an individual moves through in physical space and time. By leveraging advanced 3D location intelligence and the ecosystem of physical hardware we carry, such as smartwatches and phones, and how Incognia creates an identity signal based on pure physics. This strategy moves beyond point-in-time checks to analyze behavioral consistency, ensuring that a user’s digital presence matches their real-world environment. André Ferraz - https://www.linkedin.com/in/andreferraz Incognia: www.incognia.com

    ----------------------------

    #FraudPrevention #AIFraud #Deepfakes #CyberSecurity #IdentityVerification #FraudAsAService #Incognia #FinTech #DigitalIdentity #GenerativeAI #MachineLearning #SocialEngineering #PhishingPrevention #VoiceSpoofing #Biometrics #OnlineSecurity #FraudDetection #TechTrends #FutureOfFraud #DeviceFingerprinting #LocationIntelligence #SmartDevices #CyberCrime #IdentityTheft #Authentication #FraudFighters #AIRevolution #DigitalSafety #DataProtection #AccountTakeover #DeviceFarms #SyntheticIdentity #PhysicalWorldIdentity #WorldLine #IndoorLocation #3DMapping #MobileSecurity #AppSecurity #TechInnovation #FraudBoxer #AndreFerraz #JordanHarris #SecurityStrategy #ScamAlert #DigitalTrust #AIAgents #AutomationFraud #UserVerification #NetworkSecurity #RiskManagement


    Is Your App Fueling the Fraud Supply Chain? Mar 02, 2026
    Show notes

    Request Your Free Vulnerability Test: https://www.incognia.com/fraudboxer

    "You have entire businesses built around fraud. Many of these people aren't even committing the crime; they’re just building the software for the fraudsters."

    In this episode of Fraud Boxer, Jordan Harris sits down with Andre Ferraz, CEO and Co-founder of Incognia, to pull back the curtain on the booming Fraud as a Service (FaaS) economy. We move beyond basic surface-level threats to discuss the sophisticated supply chain of hardware and software like app cloners, device farms, and GPS spoofing tools that allow bad actors to automate and scale attacks with professional efficiency. Ferraz explains how these tools, often disguised as legitimate developer resources, enable massive "buy for you" schemes and welcome bonus abuse. You will learn why traditional device fingerprinting and GPS signals are no longer enough to stop modern fraudsters and how location-based behavioral biometrics can ground digital signals in the physical world to identify even the most elusive device resets and bot rings.

    André Ferraz - https://www.linkedin.com/in/andreferraz

    Incognia: www.incognia.com

    ----------------------------

    #FraudAsAService #FraudPrevention #CyberSecurity #FinTech #AppCloners #DeviceFarms #IdentityTheft #OnlineFraud #FraudBoxer #Incognia #DigitalIdentity #GPSSpoofing #AccountTakeover #FraudDetection #CyberCrime #RiskManagement #AppSecurity #MobileFraud #BonusAbuse #EcommerceSecurity #TechTalk #FraudIntelligence #InformationSecurity #PaymentFraud #AntiFraud #DigitalSecurity #BotDetection #CyberSecurityAwareness #Authentication #IdentityVerification #SoftwareSecurity #CyberRisk #FinTechSecurity #MachineLearning #LocationIntelligence #DeviceFingerprinting #MoneyLaundering #AccountProtection #SafeTech #FraudTrends #TechInterview #DataPrivacy #CyberDefense #ApplicationSecurity #MuleAccounts #RetailFraud #ScamAlert #TrustAndSafety #MobileAppSecurity #SecurityStrategy


    Navigating the Fintech Conference Circuit in 2026 Feb 23, 2026
    Show notes

    "Bring product people to conferences. That’s what sells more than a BDR wearing a vest."

    In this episode we welcome back Brian Davis to discuss the strategic side of the fraud and fintech conference circuit. Moving beyond simple networking, the conversation highlights how to prioritize meetings based on contract size, the evolving dress codes of the industry, and the distinct differences between traditional massive conferences and intimate, practitioner-led retreats. Brian shares his transition from the practitioner to the vendor side, offering a unique look at how companies plan their booth presence and why "double opt-in" meetings are becoming the gold standard for high-value networking. From the nuances of curated industry events like Safeguard to the logistics of navigating major shows like MAG and MRC, this episode provides a professional roadmap for making the most of conference season without the burnout.

    Safeguard Events Colorado Event: https://www.safeguardevent.com

    Brian Davis: https://www.linkedin.com/in/briandavis21/


    Your Best Customer Is a Bot? The Wild Reality of Agentic AI Feb 09, 2026
    Show notes

    "The worst part about agentic commerce is that, unfortunately, these are the best customers you will ever get. These people are 100% intending to purchase."

    This episode features a deep dive into the future of agentic commerce, exploring how autonomous AI agents are moving beyond simple searches to actually making purchases on behalf of consumers. Robbie MacDiarmid from CMSPI joins me to discuss the technical challenges of securing bot-driven transactions, and the necessity of new payment protocols to handle this automated traffic. We examine the friction between traditional fraud prevention, which has spent years trying to block bots, and a new reality where these agents might actually be a merchant's most valuable, high-intent customers.

    From biometric authentication and "proof of work" to the potential for AI to handle the "toil" of daily life like grocery shopping and doctor appointments, this conversation provides a professional look at how the fintech landscape must adapt to a world where bots, not humans, are clicking the buy button.


    No One is Talking about the Downsides of Agentic AI Jan 26, 2026
    Show notes

    Get your free guide to ready your business for Agentic AI from DataDome here: https://rb.gy/v3bc27

    "It’s not as dumb as the original bots that were just repeating an action. The agent will see that you’re releasing a new security feature and adapt in hours. It changes the way you fight."

    In this episode we sit down with industry veteran Simon Marchand from DataDome to discuss the rapidly evolving landscape of Agentic AI and its impact on digital commerce. As we navigate 2026, the shift from basic bots to autonomous AI agents is transforming how consumers shop, but it is also handing fraudsters a powerful new toolkit. Simon shares his 16-year journey from bank practitioner to evangelizing advanced security technologies, explaining why businesses must adapt to this new revenue stream without falling victim to high-speed, automated attacks.

    The conversation covers the critical balance between welcoming legitimate AI agents—the high-intent buyers of the future—and defending against sophisticated schemes like deepfake identity theft and automated refund abuse. Simon introduces three pillars for modernizing your defense: implementing edge-based technology to verify agent intent, breaking down the silos between cybersecurity and fraud teams, and upskilling talent to handle AI-driven threats. Whether you are a small merchant or an enterprise leader, this episode provides a roadmap for securing your business in the age of agentic commerce.

    Visit www.datadome.co to learn more about how they can help you in this fight today! Also don't forget to get your free guide to ready your business for Agentic AI from DataDome here: https://rb.gy/v3bc27


    From CIA to Cyber Intelligence: 2026 Cyber Intelligence Predictions! Jan 12, 2026
    Show notes

    Get the 2026 Predictions Report: ⁠HERE⁠

    Cybersecurity expert and former CIA analyst Adam Darrah from ZeroFox joins us to share critical insights from their new ⁠industry forecast ⁠on the evolving threat landscape through 2026. We discuss how professionalized criminal groups and nation-state actors are moving beyond simple scams to execute sophisticated operations that blend human psychology with high-tech automation.

    While the rise of gen AI has simplified the process for attackers to create believable social engineering campaigns, the most significant shift lies in the hybrid approach where technology handles the heavy lifting of data discovery before human specialists step in to finalize the exploit.

    We also provide a rare look at the strategic motivations behind ransomware and the shifting dynamics of the dark web, offering a professional perspective on why traditional security measures must adapt to combat more calculated, economically driven digital threats. Enjoy!


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