The Financial Samurai Podcast

Latest Episodes:

Get The Best Mortgage Rate Possible By Avoiding This One Crucial Mistake Sep 18, 2019

Show notes

Don't make my mortgage refinance mistake that has so far cost me $1,005 in extra interest! Trying to refinance today is a real PITA. It's a bummer because I pride myself on calculating all variables to make the best financial decision.

To read the post and hear a funny joke, click here.

Arbitrage Your Way To A Richer And Better Life Sep 18, 2019

Show notes

You can take advantage of kinks in the system every day to improve your wealth and quality of life. Don't just sit back passively and wait for your investments to make you wealthy. Also take some action.

Practice identifying arbitrage opportunities to prosper. See the post here.

Why You Deserve Everything Sep 15, 2019

Show notes

Every week, there are a lot of funny things that make me scratch my head and wonder WTF. But it is precisely these funny things that make me so positive and bullish for you and me. Here are three examples that make me go "hmmmm."

The Average Net Worth For The Above Average Married Couple Sep 09, 2019

Show notes

Does 1 + 1 = 2 in your marriage? Not according to the government. If you're trying to figure out what combined net worth to shoot for as a couple, here are three frameworks to think about. Don't get mad if you're not there. Get motivated!

To read the post and see the charts, click here.

A New Adventure For Financial Samurai: Less Retirement, More Entrepreneurship Sep 03, 2019

Show notes

After reaching my goal of publishing 3X a week for 10 years, I've decided to focus a little bit more on entrepreneurship. The formula of 90% fun / 10% business that got me this far isn't going to take me where I want to go.

Once I became a father in 2017, the pressure was on to earn more to take care of my family since my wife doesn't have a full-time job.

To read the post, click here. This podcast is more like a post-mortem of the post.

The State Of The Housing Market And Higher Lending Standards Aug 29, 2019

Show notes

As mortgage interest rates tumble, the housing market is becoming more interesting. Inventory is already up in many of the nation's once hottest housing markets, but the average credit score for qualified mortgage borrowers is also at an all-time high.

Due to these factors, I don't see a recession as bad as the one we experienced between 2008-2010. Read the post and check out the graphs here.

Achieve Your Dreams By Doing One Hard Thing For 10 Years In A Row Aug 26, 2019

Show notes

Don't quit before giving your effort a chance to produce amazing results. If you can do one hard thing for 10 years in a row, I'm sure good things are going to happen. Here are some personal thoughts on how you can get to the 10 year mark and achieve your dreams as well. Let's do this!

To read the post, click here.

The Best Life Hack For Americans, Taking Advantage Of Canada Aug 22, 2019

Show notes

Getting ahead is very competitive in America. Thanks to living in a capitalist society, we're driven by money, fame, and success. As a result, not everybody can win.

Based on my experiences as a high school tennis coach for the past three years, I realized one of the best life hacks for Americans is to take advantage of Canada. If you have children and want to retire early, this episode is for you.

Read the episode here.

The Median Net Worth For The Middle Class, Mass Affluent, And The Top 1% Aug 19, 2019

Show notes

America is one of the wealthiest countries in the world. The top 1% have gotten really rich, but the middle class have fallen seriously behind. Let's look at the data from the latest Survey of Consumer Finances by the Federal Reserve and see where we're at.

To read the post and check out all the great graphs see: The Median Net Worth Of Americans Today

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How To Get The Lowest Interest Rate Possible Aug 16, 2019

Show notes

Here's my method to always get the lowest mortgage rate possible, no matter the interest rate environment. I've refinanced multiple mortgages multiple times in the past 10 years. During this time, I've probably saved over $100,000 in interest expense.

To read the post, click here.