The Financial Samurai Podcast

Latest Episodes:

Capital Preservation And The Right Contribution Order Jan 20, 2022

Show notes

With 2022 off to a rocky start, I thought it would be good to discuss about capital preservation investments and the right contribution order between your investment accounts.

The Right Contribution Order

Capital Preservation Investments

2022 Stock Market Forecast From FS And Wall Street Jan 03, 2022

Show notes

Here is my 2022 stock market forecast and the reasons why. It's going to be a much tougher year to make money in the stock market, which is why I recommend allocating capital to other risk assets for greater risk-adjust returns.

Posts mentioned:

2022 Stock Market Forecast

Why Real Estate Is Preferred

Investment Returns vs. Active Income

2022 Housing Market Forecast: The Boom Continues Dec 30, 2021

Show notes

Here is my 2022 housing market forecast where I predict how much the median home price will increase, the 11 reasons why I think they will, and the areas of the country with the most opportunity. Enjoy!

Select posts mentioned:

2022 Housing Market Forecast (see the charts)

Foreigns Are Coming To Buy Up Our Homes

It's Time To Focus On Big City Living Again

Entrepreneurship Versus Employee Dec 23, 2021

Show notes

Being an entrepreneur might sound nice, but the pressure is always on. The benefits of being an employee are the most apparent during the winter holidays. Appreciate being able to make money while on vacation. It's one of the best perks you'll miss.

Posts mentioned:

How Much You Have To Make As An Entrepreneur To Replace Your Day Job Income

10 Best Reasons To Start An Online Business Today

Reflections On Making Money Online Since 2009

As Good As It Gets? Let's Talk I Bonds And Negative Real Interest Rates Dec 16, 2021

Show notes

When you can borrow money at a negative real interest rate and invest in a guaranteed positive real return, you've got it made! Let's discuss this fascinating scenario for investors.

Posts Mentioned:

I Bond Returns

Negative Real Mortgage Rates

Is Slacking Off At Work Stealing? Dec 10, 2021

Show notes

CEO of Better.com Vishal Garg said 250 of the 900 people he laid off were stealing from him and his clients by only working two hours a day. Is slacking off considered stealing if you are getting your work done? My wife and I discuss.

Relevant posts:

The Best Time To Work Is During A Pandemic

In Search For The Two-Hour Work Day

The Top 10 Worst Times To Retire

The Downside Of Target Date Funds Dec 03, 2021

Show notes

Investing in two target-date funds for my children's 529 plans has cost me over $30,000 so far in lost profits. Here are some downsides to target-date funds and who should invest in target-date funds.

Mentioned post:

The Problem With Target Date Funds

Historical Returns Of Different Stock And Bond Portfolio Weightings

Different Investing Strategies For Different Life Stages

Recommended 529 Plan Amounts By Age

Why You Don't Need To Worry Too Much About Inflation Nov 18, 2021

Show notes

Although inflation is at its highest rate in 30 years, inflation should normalize in 2022 and beyond. Instead, we should start worrying about a boom BUST cycle due to excess supply in the future.

Posts mentioned: Cities Most At Risk Of A Housing Downturn

Don't Confuse Brains With A Bull Market Nov 12, 2021

Show notes

In a bull market, it's easy to get carried away. Just be careful not to think you're an investing genius when it's really the bull market that is helping you make winning investments.

Work on building your strong mind for more financial security. It's your ultimate secret weapon!

Posts mentioned:

https://www.financialsamurai.com/the-ultimate-source-of-financial-security-your-strong-mind/

https://www.financialsamurai.com/perpetual-failure-the-reason-why-i-continue-to-save-so-much/

The Best Time To Own The Nicest House You Can Afford Nov 02, 2021

Show notes

We only have about a 20-year window to own the nicest house we can afford. After this 20-year window closes, it will likely be shut forever. If you're looking to buy a nicer home, let's explore when we should spend the most money on where we live.

Posts Mentioned:

Primary Residence As A Percentage Of Net Worth Guide

How A Big Expensive House Can Ruin Your Life

The Best Time To Own The Nicest House You Can Afford