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    Business

    The Defiant

    The internet of money is being built with blockchain technology and without banks. We call it DeFi, short for Decentralized Finance, and this is where you can hear the builders and users of this cutting edge world tell their stories first hand. Hosted by Camila Russo.

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    Copyright: © Camila Russo

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    Latest Episodes:
    How Payroll, Stablecoins & Regulation Are Reshaping Global Economies | Megan Knab May 31, 2025
    Show notes

    Explore the world of crypto payroll and stablecoins with Megan Knab, cofounder and CEO of Franklin. From tackling crypto volatility to how stablecoins can reshape global economies, this episode dives into the challenges and opportunities for crypto-native payment infrastructure.

    Megan Knab shares her insights on crypto’s role in building a better financial ecosystem. We discuss everything from stablecoin-backed paychecks to how DeFi tools enhance accessibility. Tune in to understand why this innovative tech could be the foundation for a healthier society.


    Chapters:

    00:00 Defiant Intro

    00:07 Teaser

    00:28 Pull Quote

    00:36 Introduction to Megan Knab

    01:08 The path from Wall Street to crypto

    03:31 Building back offices within Web3

    04:53 How to tackle crypto’s volatility with payroll and paying bills in fiat

    06:00 Labor laws and crypto

    06:41 ERC-20 tokens in payroll

    07:35 Eliminating intermediaries in the payroll business

    09:12 Benefits to employers and employees beyond cross-border payments

    10:54 Payroll as a building block for a healthy society

    11:39 How do you calculate a paycheck?

    13:14 The GENIUS bill and the future of stablecoins

    15:02 Reserve of assets to back up the value of issued stablecoins

    16:22 Fixed income and payment giants getting into crypto

    16:55 The effects of big brands getting into stablecoins

    18:05 Backwards views of crypto adoption

    19:12 Democratic backlash to the GENIUS bill

    20:25 The need for more effective crypto regulation

    22:29 The points for and against crypto regulation

    23:18 Crypto is not a political technology

    23:52 The biggest winners in crypto have been lawyers

    26:10 How do you determine which stablecoins to utilize for business?

    28:36 MakerDAO as a major crypto innovation

    29:33 How DeFi makes financial tools more accessible to the public

    31:33 Stablecoin infrastructure in developing economies

    33:30 Stablecoins as a means of USD dominance worldwide

    35:09 Challenges for governments having assets onchain

    36:06 Future legislation in crypto and investment

    39:55 Lighting round!
    Music: Future Highway by Picratio is licensed under a Attribution 4.0 International License.


    AI Agents, Meme Coins, and a Better Future for Investing: Insights from Shaw Walters May 16, 2025
    Show notes

    Explore the cutting-edge intersection of AI, cryptocurrency, and startup culture in our latest episode. We spoke with Shaw Walters, Founder of Eliza Labs, about the exciting possibilities and challenges of AI agents in digital worlds, the crypto ecosystem, and token launches. Discover how these technologies are shaping a fairer, more inclusive future for investing and why real products and vision matter more than hype.


    Chapters:

    00:00 Defiant introduction

    00:07 Episode summary

    00:54 Introduction to Shaw Walters and Eliza Labs

    02:27 AI agents in digital worlds

    10:56 Eliza as a framework for providing what GPT doesn’t

    11:25 Writing actions for AI agents

    14:10 Use cases for AI agents

    14:55 Moving from one-on-one to group settings

    16:33 Connecting Eliza to the crypto ecosystem

    19:20 Pros and cons of AI agents in financial services

    21:25 AI agents as an interface

    24:53 auto.fun and launching AI agents

    30:08 Fairer than fair token launch

    31:58 A new age of investing in startups

    32:32 The government does not trust you with your own money

    34:33 Crypto workarounds for investing in startups

    35:43 The Trump administration and our path to regulation

    36:57 Changing laws around investing in startups

    38:32 Decentralized AI and opening investment to the public

    39:30 What will bring AI agents back to the forefront?

    44:25 How to structure better launchpads for startups

    46:00 Crypto markets in their current state are casinos

    49:24 Jeffy Yu and Zerebro

    53:36 Why the crypto culture needs to change

    55:31 Real products and real vision

    58:00 Closing remarks


    The Fight for Digital Privacy Decentralized AI and the Future of Freedom with Patrick Amadon May 15, 2025
    Show notes

    This week, we spoke to Patrick Amadon about the complex intersections of digital privacy, surveillance, censorship, and the potential of decentralized AI. Amadon offers a critical perspective on some of the most pressing issues in technology, from the role of digital disobedience to the regulatory challenges surrounding cryptocurrency and artificial intelligence.

    Key topics include:

    • The potential of decentralized AI and Ethereum's pivotal role

    • The impact of censorship on free speech in the digital era

    • How AI and blockchain technology can empower individuals and artists

    • Risks posed by centralized AI and the push for decentralization

    • Strategies for protecting digital privacy and countering AI surveillance

    Amadon also examines how the framework for success in the digital age is shifting, emphasizing the importance of data ownership and financial independence. This conversation offers valuable insights for those interested in the evolving relationship between technology, freedom, and the pursuit of a decentralized future.


    Chapters:

    00:00 Defiant Intro

    00:07 Decentralized AI is a win for Ethereum

    01:30 Introduction to Patrick Amadon

    02:08 Digital disobedience and decentralized ecosystems

    04:10 Challenges in modern discourse

    07:40 “No Rioters” and threats to free speech

    10:10 The place for disruption

    12:00 The paths to success are changing

    13:05 Crypto and data ownership

    13:32 Meaningful AI Legislation

    14:20 The race to AGI and why we need to beat China

    16:48 Regulating crypto and AI

    18:34 The failure of the stablecoin bill

    22:08 “Passive Observer” and the role of the public in geopolitical events

    27:50 Art as resistance to homogenizing the narrative

    30:10 When crypto starts making sense to normies

    30:55 The fight to decentralize AI

    33:25 The risks of centralized AI

    35:40 Our lack of digital security and privacy

    37:32 Why should AI belong to the people?

    38:00 AI’s effects on the job market

    41:25 How to get under the hood of AI

    45:00 AI lowers the barrier to entry for art, technology, and more

    46:30 AI and the arts

    49:20 The pros and cons of decentralization

    50:32 Decentralized infrastructure, currency, and economy

    52:15 The Pectra update

    54:35 The power of owning your own currency

    55:18 How will wallets as smart contracts affect artists?

    55:40 The NFT art space only works as it imagines a new art world

    58:00 Pectra and the future of meaningful technologies

    58:55 A digital renaissance

    01:00:58 Counter AI surveillance technology

    01:05:00 Why is digital privacy so important?

    01:12:15 VeilPNG and hiding data

    01:13:20 Closing remarks


    Beyond the Hype: Bitcoin, Inflation, and the Future of Crypto with Gus Grillasca May 09, 2025
    Show notes

    In today’s episode with cypherpunk and artist Gus Grillasca, we explore the intricate crossroads of cryptocurrency and global economics. From the propaganda of inflation to Bitcoin Ordinals and the NFT controversy, this episode challenges conventional narratives and opens up new perspectives. Hear Gus' insights on navigating the Ethereum ecosystem, the financialization of Bitcoin, and privacy coins in the digital age.


    We also talk about the evolving role of crypto in Latin America, reflect on the surprising dynamics of meme coins, and uncover gaps in financial literacy that could shape the next chapter of blockchain adoption. Whether you’re captivated by the promise of stablecoins, intrigued by NFT permanence, or pondering crypto’s place in an unstable world, this episode offers thought-provoking insights and artistic freedom at its core.


    INFLARE: https://scarce.city/goods/inflare


    Fierro Viejo: https://superrare.com/artwork/eth/0xb932a70A57673d89f4acfFBE830E8ed7f75Fb9e0/34374


    Chapters:

    00:00 Defiant Intro

    00:10 Inflation is bankers’ propaganda

    00:50 Introduction to Gus Grillasca

    01:38 Gus’ Journey into blockchain

    02:35 Banking challenges for travelors

    04:44 Rare Pepes, Ethereum NFTs, and Bitcoin Ordinals

    07:44 Changing views on the Ethereum ecosystem

    09:04 Bitcoin Ordinals, memes, and the NFT Controversy

    10:30 Bitcoin Ordinals and NFT permanence

    14:53 The controversy around updates to the Bitcoin protocol

    16:28 “INFLARE” and The Space by Art of Freedom

    17:25 Inflation as a monetary phenomenon

    21:06 Global inflation, purchasing power, and the role of crypto in an unstable world

    25:37 Is the financialization of Bitcoin good or bad for crypto?

    27:25 Bitcoin Reserve and the Digital Asset Stockpile

    30:36 Thoughts on $TRUMP and other meme coins

    34:45 Changing expectations of investing in NFT

    38:18 Crypto’s role in Latin America

    45:35 “Fierro Viejo,” NFTs and intellectual property

    50:00 A gap in financial literacy

    53:18 Ethereum’s changing roadmap

    57:25 Privacy coins

    59:40 The need for privacy in the digital age

    01:03:05 Stablecoins, financial products, and exciting prospects in crypto

    01:05:56 Final Thoughts


    Will Crypto ETFs Transform the Market? Expert Insights from Matt Hougan, Bitwise CIO May 07, 2025
    Show notes

    Are crypto ETFs set to reshape the investing landscape? Join us on The Defiant as we dive deep into the future of crypto assets, the evolving regulatory environment, and the rise of index-based investing. Matt Hougan, CIO of Bitwise, shares his expert insights on what these changes mean for investors and how crypto ETFs could revolutionize access to digital assets.


    Chapters:

    00:00 The Defiant Intro

    00:10 Why tariffs could be bullish for Bitcoin

    00:41 Intro to Matt Hougan, CIO of Bitwise

    01:35 The impact of U.S. interest rates on crypto markets

    04:00 Tariffs and their effects on crypto

    08:24 How USD fluctuations affect global crypto trends

    10:15 Investor reactions to a weaker dollar

    11:58 Bitcoin as a hedge against volatility

    14:58 The role of traditional investors in driving Bitcoin’s price

    20:54 Regulatory insights and which assets stand to gain

    22:10 Crypto ETFs

    24:50 What sets Bitwise apart in the crowded ETF space

    26:52 The rise (and slow start) of Ethereum ETFs

    29:00 How will ETH staking play into demand?

    30:21 How will an ETH staking fund be structured?

    32:30 Top crypto assets to watch for the next wave of ETFs

    35:25 How index funds are influencing the future of crypto investing

    36:50 Crypto native investors

    38:38 Index funds and the SEC

    40:11 Ethereum’s coming of age and shifting goals

    43:45 What can get 1000x users on Ethereum?

    46:28 Ethereum vs. Solana and the next big trends

    48:31 Where and how different blockchains thrive

    51:30 Predictions for 2025

    53:10 Closing Remarks


    Insights on DePIN, Web3 Policy, and More | Amira Valliana from Solana Foundation Apr 24, 2025
    Show notes

    Immerse yourself in the future of decentralized infrastructure in this exclusive interview with Amira Valliana from the Solana Foundation. Perfect for Web3 enthusiasts, this episode unpacks how onchain solutions are redefining physical networks, policy, and global collaboration.

    Chapters & Key Topics:

    • 00:00 Introduction to decentralized infrastructure onchain

    • 00:33 Podcast & guest welcome

    • 03:16 Amira Valliana’s policy work at Solana Foundation

    • 09:19 Shaping blockchain policy and its real-world impact

    • 12:31 What is DePIN? (Decentralized Physical Infrastructure Networks)

    • 15:25 Case Study spotlight: Geonet

    • 18:19 Current tech limits for onchain assets

    • 20:21 Experiments in tracking real-world objects via blockchain

    • 22:00 Supply chain challenges and onchain opportunities

    • 24:08 Using crypto to coordinate worldwide networks

    • 25:38 Helium Network deep-dive

    • 29:00 Future applications for Helium

    • 31:05 Exploring Hivemapper

    • 34:15 Bridging DePIN and AI innovation

    • 38:27 Decentralized AI and infrastructure synergy

    • 42:32 Macro trends (interest rates, tariffs, resources, and more) and their effect

    • 45:43 What’s next for decentralized physical infrastructure?

    If you’re curious about DePIN, policy in Web3, or the next wave of decentralized AI, you’ll get actionable insights and real-world examples to fuel your curiosity.

    Subscribe and hit the bell for more interviews with leaders shaping the decentralized future!


    Dive Into Lending, Borrowing, and Real World Assets with Maple Finance: Sid Powell Apr 16, 2025
    Show notes

    Lending and borrowing onchain has quickly become one of the most dynamic and fastest-growing sectors in Decentralized Finance (DeFi). Among the leaders in this space is Maple Finance, a platform that has already facilitated over $800M in assets, showcasing the growing adoption and practicality of tokenized private credit for institutions. By bridging the gap between traditional finance and decentralized systems, Maple Finance is demonstrating how institutions can leverage blockchain technology for more efficient and transparent lending solutions.

    In an insightful conversation, Camila Russo sat down with Maple Finance’s CEO, Sid Powell, to delve into the potential of real-world assets (RWAs) within DeFi, the evolving role of stablecoins in this ecosystem, and strategies to unlock new lending markets onchain. Their discussion highlights the rapid innovations taking place in the DeFi space and sheds light on the future of decentralized credit markets.



    Bringing Intellectual Property Onchain with Story Protocol | Jason Zhao Apr 01, 2025
    Show notes

    Explore the future of intellectual property on the blockchain in this insightful interview with Jason Zhao. Discover how Story Protocol is revolutionizing the way creators protect, share, and license their work. By bringing IP and copyright onchain, the protocol streamlines the process, ensures compliance with state and national laws, and secures rights in an innovative, transparent manner. Perfect for Web3 creators and blockchain developers ready to push boundaries and unlock new possibilities.

    Chapters

    00:00 - Intro: Jason Zhao, Co-founder and Chief Protocol Officer at Story Protocol

    00:45 - How Story Protocol is revolutionizing IP management on blockchain

    01:16 - Case study: Acquiring Justin Bieber's "Peaches" song rights

    02:34 - The vision: Making IP as programmable as stablecoins

    05:15 - Jason's background: From AI at DeepMind to blockchain

    08:58 - Story's technical architecture: Custom Layer 1 blockchain

    11:13 - Proof of Creativity Protocol explained

    13:15 - Storing full IP rights and metadata (beyond NFTs)

    18:47 - Legal framework and enforceable IP licenses

    21:36 - Mainstream IP vs. native Story Protocol IP

    24:07 - DeFi integration: Royalties and liquid IP markets

    27:31 - How creators monetize their work on Story

    29:50 - Tokenomics and the Big Bang staking event

    33:51 - Roadmap: IP Portal and future upgrades

    37:23 - David Goyer (Dark Knight trilogy) launching new IP on Story

    38:28 - Fraud prevention and attestation services

    45:02 - Staking mechanics and validator system

    49:08 - Meme coins and IP-backed tokens

    54:20 - The long-term vision: "HTTP for IP"

    ✨ Check out our new website ✨

    https://thedefiant.io/

    🚀 Sign up to our newsletter 🚀

    https://thedefiant.io/go-premium#pric...

    🤑 Find DeFi investment opportunities & educational primers here

    https://thedefiant.io/promo?utm_sourc...

    ✊ Follow The Defiant

    Twitter: / defiantnews

    Discord: / discord

    Instagram: / thedefiant.io

    Telegram: https://t.me/DefiantNews

    📬 Contact our Newsroom

    editorial@thedefiant.io

    🤝 Sponsorships & Partnerships

    sponsors@thedefiant.io


    #TheDefiant​ #DeFi​ #Decentralized​ #Finance​ #Blockchain #Web3


    How Coinbase is Bridging Bitcoin to DeFi with New OnChain Lending | Will Robinson, VP of Engineering Feb 24, 2025
    Show notes

    Will Robinson, VP of Engineering at Coinbase, explores the company’s expanding role in decentralized finance (DeFi), highlighting the launch of Bitcoin-backed USDC loans through Morpho and Coinbase’s broader efforts to integrate DeFi solutions. He explains how Coinbase is working to connect centralized finance (CeFi) with DeFi by incorporating decentralized protocols while prioritizing security and regulatory compliance. Robinson also discusses the introduction of cbBTC as an alternative to WBTC, the company’s approach to multi-chain development, and its plans for further DeFi integrations. Additionally, he addresses ongoing debates about Ethereum Layer 2 networks and their impact on the main chain, emphasizing the importance of improved cross-chain interoperability. He also provides insights into Coinbase’s asset listing process, the role of meme coins in the crypto ecosystem, and the company’s broader mission to support a more open and accessible financial system.


    Chapters

    00:00 - Intro: Will Robinson, VP of Engineering at Coinbase

    00:45 - Coinbase’s expanding role in DeFi

    01:16 - Bitcoin-backed USDC loans powered by Morpho

    02:34 - How Coinbase enables BTC holders to access liquidity

    05:15 - Risks involved in Bitcoin-backed loans

    08:58 - Liquidation risks and loan-to-value ratios

    11:13 - Early demand and adoption of the product

    13:15 - cbBTC vs. WBTC: Why Coinbase launched its own Bitcoin wrapper

    18:47 - How cbBTC is issued and traded

    21:36 - Coinbase’s approach to self-custody and wallets

    24:07 - The role of Coinbase Wallet in bridging CeFi and DeFi

    27:31 - Coinbase’s long-term DeFi strategy and future integrations

    29:50 - Will DeFi become a mainstream part of traditional finance?

    33:51 - Coinbase’s evolution from exchange to financial institution

    34:34 - The rise of Base: How Coinbase grew its Layer 2

    38:28 - Are Layer 2s parasitic to Ethereum?

    49:08 - The role of meme coins in crypto and Coinbase’s listing process

    54:20 - The future of on-chain finance and economic freedom


    ✨ Check out our new website ✨

    https://thedefiant.io/


    🚀 Sign up to our newsletter 🚀

    https://thedefiant.io/go-premium#pricing?utm_source=YT&utm_medium=social&utm_campaign=signup


    🤑 Find DeFi investment opportunities & educational primers here

    https://thedefiant.io/promo?utm_source=YT&utm_medium=social&utm_campaign=alpha


    ✊ Follow The Defiant

    Twitter: https://twitter.com/defiantnews

    Discord: https://discord.com/invite/3SdRdEs5ag

    Instagram: https://www.instagram.com/thedefiant.io/

    Telegram: https://t.me/DefiantNews


    📬 Contact our Newsroom

    editorial@thedefiant.io


    🤝 Sponsorships & Partnerships

    sponsors@thedefiant.io


    #TheDefiant​ #DeFi​ #Decentralized​ #Finance​ #Blockchain #Web3


    Bill Barhydt: The Next Altcoin Season, $350K Bitcoin & The Future of DeFi Banking Feb 17, 2025
    Show notes

    Bill Barhydt, Founder and CEO of Abra, discusses the evolving landscape of cryptocurrency markets and investment strategies in this week's The Defiant Podcast. He attributes Bitcoin’s price movements to macroeconomic factors, including U.S. monetary policy and liquidity cycles, and notes a growing trend of companies holding Bitcoin on their balance sheets. Barhydt also examines Ethereum’s scalability challenges and the increasing role of DeFi in financial systems, suggesting that decentralized infrastructure could eventually become the standard for banking. Additionally, he expresses optimism about potential regulatory clarity in the U.S., particularly regarding stablecoins and digital asset classifications.


    Chapters

    00:00 - Introduction: Bill Barhydt & Abra

    00:48 - Barhydt’s Background in Crypto & Finance

    02:23 - How Abra Manages Crypto Wealth

    05:45 - Bitcoin Loans & Prime Brokerage Explained

    10:10 - Crypto Market Volatility & Macroeconomic Factors

    13:24 - Bitcoin Dominance & Altcoin Cycles

    18:11 - Solana vs. Ethereum: Market Trends & Adoption

    24:29 - U.S. Crypto Regulations & Policy Predictions

    36:05 - Trump’s Crypto Involvement

    39:04 - Institutional Interest in Bitcoin & ETFs

    50:18 - The Future of DeFi & Traditional Banking

    52:14 - Barhydt’s Price Predictions

    54:12 - Final Thoughts & Closing Remarks


    ✨ Check out our new website ✨

    https://thedefiant.io/


    🚀 Sign up to our newsletter 🚀

    https://thedefiant.io/go-premium#pricing?utm_source=YT&utm_medium=social&utm_campaign=signup


    🤑 Find DeFi investment opportunities & educational primers here

    https://thedefiant.io/promo?utm_source=YT&utm_medium=social&utm_campaign=alpha


    ✊ Follow The Defiant

    Twitter: https://twitter.com/defiantnews

    Discord: https://discord.com/invite/3SdRdEs5ag

    Instagram: https://www.instagram.com/thedefiant.io/

    Telegram: https://t.me/DefiantNews


    📬 Contact our Newsroom

    editorial@thedefiant.io


    🤝 Sponsorships & Partnerships

    sponsors@thedefiant.io


    #TheDefiant​ #DeFi​ #Decentralized​ #Finance​ #Blockchain #Web3


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