The Debt Free Dad Podcast

Latest Episodes:

401. The No-Spend Challenge: 7 Simple Ways to Stop Wasting Money Oct 27, 2026

Show notes

Ever wonder how much money you're spending on things you don't actually need?

A no-spend challenge might be exactly what you need to reset your spending habits and find extra money in your budget.

In this episode of the Debt Free Dad Podcast, Amber and Katie share seven practical tips to help you successfully complete a no-spend challenge, whether you're trying it for a weekend, a week, or an entire month. From avoiding impulse purchases to shopping your own pantry and giving every dollar a job, you'll discover how small changes can lead to lasting financial improvements.

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400. The Real Cost of Christmas: Why We Spend Money We Don't Have Oct 20, 2026

Show notes

Get our free Simplify My Money newsletter and start taking control of your finances: https://www.debtfreedad.com/newsletters/simplify-my-money
Christmas is supposed to be the most wonderful time of the year, so why does it leave so many people stressed, overwhelmed, and buried in debt?

In this episode, Brad, Chris, and Kati tackle the pressure to create the perfect Christmas, the growing reliance on credit cards and Buy Now, Pay Later, and why we often spend more than we can afford to impress others.

They share their own experiences with holiday debt, discuss the expectations surrounding gift-giving, and offer practical ways to enjoy the holidays without sacrificing your financial progress.

Because the memories you make should last longer than the payments!

Support the show

The Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner

Connect With Brad

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

399. Girl Math: The Funny Money Lies That Keep Us Broke Oct 13, 2026

Show notes

Get our free Simplify My Money newsletter and start taking control of your finances: https://www.debtfreedad.com/newsletters/simplify-my-money

If it's under $10, it's basically free, right? And if something was $100 but you got it for $60, you just saved $40! Welcome to the hilarious world of Girl Math!

With Brad away, Amber and Katie are taking over the Debt Free Dad Podcast to have some fun with the ridiculous ways we justify spending money.

From shopping sales and credit card rewards to free shipping, impulse purchases, and buy now, pay later, we're talking about the little money stories we tell ourselves and how they can quietly keep us broke.

Plus, we're flipping the script and sharing how a little GOOD girl math can help you save thousands, pay off debt, and take back control of your money.

Support the show

The Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner

Connect With Brad

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

398. If Everyone Is Broke, Why Are We Still Spending So Much? Oct 06, 2026

Show notes

Get our free Simplify My Money newsletter and start taking control of your finances: https://www.debtfreedad.com/newsletters/simplify-my-money

Everything feels more expensive right now, but higher prices aren’t the whole story.

In this episode, Brad, Amber, and Katie talk about why we keep spending even when money feels tight. From Buy Now Pay Later and subscriptions to food delivery, car payments, social media pressure, and doom spending, they break down how convenience and lifestyle habits can quietly drain your budget.

Plus, how to tell whether you have an income problem, a spending problem, or both, and what you can actually control starting today.

Support the show

The Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner

Connect With Brad

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

397. Don’t Wait Until January: Reset Your Finances NOW Sep 29, 2026

Show notes

Get our free Simplify My Money newsletter and start taking control of your finances: https://www.debtfreedad.com/newsletters/simplify-my-money

If your financial goals went a little sideways this year, you do NOT have to write off the rest of the year and wait for January to start again.

In this episode of the Debt Free Dad Podcast, Brad, Amber, Chris, and Katie are finally back together and talking about what it really looks like to reset when you've fallen off track.

Whether your budget got messy, spending crept up over the summer, you've stopped making progress on debt, or you're simply tired of thinking about money, there's still time to turn things around.

We talk about why small actions matter more than trying to fix everything at once, how to rebuild financial habits, preparing for upcoming holiday expenses, finding your motivation again, and why accountability can make such a huge difference.

You don't need a perfect restart. You just need to start moving again.

Support the show

The Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner

Connect With Brad

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

396. Why Most Budgets Fail (And How to Build One That Actually Works) Jul 09, 2026

Show notes

Get our free Simplify My Money newsletter and start taking control of your finances: https://www.debtfreedad.com/newsletters/simplify-my-money
Have you ever created a budget with the best intentions... only to abandon it a few weeks later?

You're not alone.

The truth is, most budgets fail because they're built for a perfect month instead of real life. Unexpected expenses, emotional spending, busy schedules, and life simply getting in the way can make even the best budget fall apart.

In this episode, Brad shares the biggest reasons budgets fail and, more importantly, how to build one that actually works. You'll learn why budgeting isn't about perfection, restriction, or giving up everything you enjoy. It's about creating a realistic plan that helps reduce stress and gives every dollar a purpose.

If you've been frustrated with budgeting in the past, this episode could completely change the way you look at managing your money.

Support the show

The Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner

Connect With Brad

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

395. Are You Being Generous... or Feeling Guilty? Jun 30, 2026

Show notes

Get our free Simplify My Money newsletter and start taking control of your finances: https://www.debtfreedad.com/newsletters/simplify-my-money
Have you ever spent money you didn't actually want to spend... just because saying no felt uncomfortable?

Maybe you've covered the dinner bill, bought another fundraiser, loaned money you knew you probably wouldn't get back, or agreed to plans that weren't in your budget.

This episode isn't about becoming selfish. It's about learning the difference between generosity and guilt.

If people pleasing is quietly costing you your financial goals, this conversation may completely change how you think about money.

Support the show

The Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner

Connect With Brad

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

394. The Real Reason You're Still Stuck Financially Jun 23, 2026

Show notes

Learn more about Roots here: https://www.debtfreedad.com/rootsmain
You're working hard. You're making money. You're trying to do all the right things.

So why does it still feel like you're not getting ahead?

In this episode, Brad shares why the problem isn't a lack of information, discipline, or effort. Most people already know what they should be doing with their money. The real challenge is creating systems, habits, and accountability that help you stay consistent when life gets busy.

If you've ever felt stuck financially despite your best intentions, this episode is for you.

Support the show

The Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner

Connect With Brad

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

393. When Everything Breaks at Once: Why Your Emergency Fund Matters Jun 16, 2026

Show notes

Get our free Simplify My Money newsletter and start taking control of your finances: https://www.debtfreedad.com/newsletters/simplify-my-money
What actually counts as an emergency?

In this solo episode, Amber shares how a crushed air conditioner, trailer repairs, a roof leak, a broken washing machine, and an unexpected vet bill all hit within a matter of months.

She breaks down the difference between a true emergency and an expense you should be planning for, why emergency funds are about more than money, and how to rebuild your savings after life drains it.

If you've ever wondered whether an expense belongs in your emergency fund, this episode is for you.

Support the show

The Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner

Connect With Brad

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

392. More Fun, Less Spending: 7 Ways to Enjoy Summer Without Breaking the Bank Jun 09, 2026

Show notes

👇 Get our free Simplify My Money newsletter and start taking control of your finances: https://www.debtfreedad.com/newsletters/simplify-my-money

Summer is supposed to be fun, but it can also become one of the most expensive times of the year if you're not careful.

In this solo episode, Amber shares 7 simple ways to enjoy your summer without draining your bank account or ending up with a credit card hangover in September.

From becoming a tourist in your own town to creating a summer adventure jar, these practical ideas will help you make lasting memories while staying focused on your financial goals.

Because the best summer memories don't have to come with a payment plan.

Support the show

The Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner

Connect With Brad

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

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