Teachers Talk Money

20. Season Finale Spectacular Nov 18, 2021

It’s been a full, 20-episode season of Teachers Talk Money, and Rachel is in the mood to celebrate.

Mentioned in this episode: https://www.nerdwallet.com/best/banking/high-yield-online-savings-accounts

More from Rachel:

www.teacherstalkmoney.com

Follow me on Instagram, YouTube, and TikTok @TeachersTalkMoney

19. Show Update: The Future of the TTM Podcast Oct 21, 2021

Unfortunately, I have a very sad update to share with listeners this week. Thank you all for listening and supporting the show-- Christy and I are forever grateful for all of you.

GoFundMe for David's treatment: https://gofund.me/24000f21

Contact Rachel: teacherstalkmoney@gmail.com

18. It’s OK to leave teaching: making teaching sustainable or changing careers with the Teacher Career Coach Oct 07, 2021

Rachel chats with Daphne Williams of The Teacher Career Coach to discuss Daphne's story of leaving teaching, making money on TPT and as a business owner, and financially preparing for a career change. They also talk about how to make teaching sustainable, calculate your true hourly rate, and know what career options you have as a educator.

Mentioned in this episode: https://teachercareercoach.com/teacherstalkmoney

Find more from Rachel:

https://teacherstalkmoney.com

@TeachersTalkMoney on IG, YouTube, and TikTok

17. Staying Motivated in Debt Payoff & Building Wealth with MelannialMoney Sep 23, 2021

In this episode, we interview Meriam Seboka from @MelannialMoney about how culture and upbringing influence our money values, budgeting for debt freedom, building wealth while paying off debt, teaching high schoolers about personal finance, managing money in a high cost of living area, and staying motivated during your financial journey.

More from Meriam: https://www.melannialmoney.com @MelannialMoney on IG

More from Rachel: https://teacherstalkmoney.com @TeachersTalkMoney on IG and YouTube

More from Christy: https://financiallyfitteacher.com @FinanciallyFitTeacher on IG

16. Setting Boundaries in the New School Year Sep 09, 2021

In this episode, we talk about all of the boundaries we can set in order to protect our time, energy, and money as teachers.

Mentioned in this episode:

Meriam @MelannialMoney: https://www.instagram.com/melannialmoney/

Want to ask a question or share a money win? Email us at teacherstalkmoney@gmail.com!

Find more from Rachel:

https://teacherstalkmoney.com

@TeachersTalkMoney on instagram and YouTube

Find more from Christy:

https://financiallyfitteacher.com

@FinanciallyFitTeacher on instagram

15. Budget-Friendly Classroom Design Aug 26, 2021

In this episode we dive into incredible resources for creating inviting spaces for our students and ourselves without stressing our budgets. From our own experience to crowdsourced ideas, this episode is packed with money-saving tips to help you design an amazing classroom.

Mentioned in this episode:

Donor’s Choose: https://www.donorschoose.org/

Brittany Jeltma @thesuperheroteacher

blog: https://thesuperheroteacher.com/blog

Michael’s teacher discount: https://www.michaels.com/teacher-discount

Use Canva to DIY your own posters: https://www.canva.com

Want to ask a question or share a money win? Email us at teacherstalkmoney@gmail.com!

Find more from Rachel:

https://teacherstalkmoney.com

@TeachersTalkMoney on instagram and YouTube

Find more from Christy:

https://financiallyfitteacher.com

@FinanciallyFitTeacher on instagram

14. Mastering Your Money Check-In: Financial Order of Operations Aug 12, 2021

In this episode, we cover the order of operations for your finances. When starting your financial journey, should you prioritize debt payoff, saving, or investing? We answer this & more in today’s show.

Mentioned in this episode:

Expense Ratio Calendar: http://www.begintoinvest.com/expense-ratio-calculator/

Nerdwallet future earnings calculator: https://www.nerdwallet.com/banking/calculator/compound-interest-calculator

Motley Fool Credit Card Review Site: https://www.fool.com/the-ascent/credit-cards/

National Boards stipends site: https://www.nbpts.org/wp-content/uploads/state_incentive_chart.pdf

https://403bwise.org/

Investopedia

Want to ask a question or share a money win? Email us at teacherstalkmoney@gmail.com!

Find more from Rachel:

https://teacherstalkmoney.com

@TeachersTalkMoney on instagram and YouTube

Find more from Christy:

https://financiallyfitteacher.com

@FinanciallyFitTeacher on instagram

13. Investing Essentials: Fees, Funds, and Financial Advisers Jul 29, 2021

So you’ve learned about the truth beyond those myths, you’ve picked an account to open or add to your current portfolio... what’s next? Two of the most important factors when you’re investing are fees and funds, and we’re going to dive into them today. Whether you’re investing on your own or working with an advisor, you have to learn about the fees you’re paying and how they’re affecting your long-term earnings.

Want to ask a question or share a money win? Email us at teacherstalkmoney@gmail.com!

Mentioned in this episode:

Wealthramp - https://wealthramp.com/

I Will Teach You to Be Rich - https://www.iwillteachyoutoberich.com/

NerdWallet mutual fund calculator - https://www.nerdwallet.com/blog/investing/mutual-fund-calculator/

Expense Ratio Fee Calculator: http://www.begintoinvest.com/expense-ratio-calculator/

Find more from Rachel: https://teacherstalkmoney.com @TeachersTalkMoney on instagram ond YouTube

Find more from Christy: https://financiallyfitteacher.com @FinanciallyFitTeacher on instagram

12. Summer Money Series: Investing Accounts for Teachers Jul 22, 2021

Welcome to part 2 in our investing series! In this episode, we chat about the investing accounts available to teachers. We go over IRAs, 403bs, 457s, and more to give you a basic understanding of the differences between each account. Enjoy the show!

Mentioned in this episode: @personalfinanceclub on IG https://www.instagram.com/personalfinanceclub/?hl=en

Want to ask a question or share a money win? Email us at teacherstalkmoney@gmail.com!

Find more from Rachel:

https://teacherstalkmoney.com

@TeachersTalkMoney on instagram and YouTube

Find more from Christy:

https://financiallyfitteacher.com

@FinanciallyFitTeacher on instagram

11. Why Investing is Crucial (And Not So Scary After All) Jul 15, 2021

In this episode, we dive into all of the myths and realities around investing. We wanted to start the conversation by addressing what assumptions listeners might have, and discussing what investing really is and how amazing it can be as a wealth building tool.

Mentioned in this episode: https://www.thesimplepathtowealth.com/

Want to ask a question or share a money win? Email us at teacherstalkmoney@gmail.com!

Find more from Rachel:

https://teacherstalkmoney.com

@TeachersTalkMoney on instagram and YouTube

Find more from Christy:

https://financiallyfitteacher.com

@FinanciallyFitTeacher on instagram

10. Teacher Loan Forgiveness & PSLF with The Budget Teacher Jul 01, 2021

Welcome to part 2 of our Summer Money Series where we take a deeper dive into the bigger topics of personal finance. Today’s episode is all about Teacher Loan Forgiveness & Public Service Loan Forgiveness. We interviewed Dave from The Budget Teacher, a CSLP who specializes in helping educators navigate their debt forgiveness options. It was an info-packed interview-- we hope you enjoy!

Mentioned in this episode:

AFT loan forgiveness opportunities database: https://www.aft.org/funding-database?field_funding_opp_funding_type_tid=573&field_funding_opp_grade_tid=All&field_funding_opp_position_tid=All&field_funding_opp_district_type_tid=All&field_funding_opp_subject_area_tid=All&field_funding_opp_states_tid=All

https://myfedloan.org/

https://studentaid.gov/

Dave (The Budget Teacher): https://thebudgetteacher.com @thebudgetteacher on instagram

Want to ask a question or share a money win? Email us at teacherstalkmoney@gmail.com!

Find more from Rachel: https://teacherstalkmoney.com @TeachersTalkMoney on instagram

Find more from Christy: https://financiallyfitteacher.com @FinanciallyFitTeacher on instagram

9. Taming Your Debt Dragon Jun 17, 2021

Welcome to part 1 of our Summer Money Series where we take a deeper dive into the bigger topics of personal finance. Today’s episode is all about debt payoff-- the mindset and the methods. We address the shame that sometimes comes with being in debt, before discussing 3 major debt payoff methods and describing which ones are best based on your personality type and the nature of your debt.

Mentioned in this episode:

Queer Money Podcast: https://podcast.debtfreeguys.com/

Tiffany Aliche AKA the Budgetnista:https://thebudgetnista.com/

Meriam @melannialmoney: https://www.instagram.com/melannialmoney/?hl=en

Find more from Rachel:

https://teacherstalkmoney.com

@TeachersTalkMoney on instagram and YouTube

Find more from Christy:

https://financiallyfitteacher.com

@FinanciallyFitTeacher on instagram

8. Summer Money Series Kickoff + Listener Q&A Jun 03, 2021

In this episode, we introduce our Summer Money Series and answer listener questions about budgeting, saving, investing, early retirement, onboarding, student teaching, and more.

Mentioned in this episode:

TEACH Grant: https://studentaid.gov/understand-aid/types/grants/teach

More grants/scholarships: http://www.collegescholarships.org/scholarships/teaching-students.htm

Credit Card reviews and comparisons: https://www.fool.com/the-ascent/credit-cards/

Find more from Rachel:

https://teacherstalkmoney.com

@TeachersTalkMoney on instagram and YouTube

Find more from Christy:

https://financiallyfitteacher.com

@FinanciallyFitTeacher on instagram

7. To Side Hustle or Not to Side Hustle May 20, 2021

Increasing your income by working outside of the classroom is a decision many educators have to make. In this episode, we break down how and why we've used side hustles in our lives, and get into exactly how to find the right side hustle for you.

Mentioned in this episode: Nick Loper and https://www.sidehustlenation.com/

Want to ask a question or share a money win? Email us at teacherstalkmoney@gmail.com!

Find more from Rachel:

https://teacherstalkmoney.com

@TeachersTalkMoney on instagram and YouTube

Find more from Christy:

https://financiallyfitteacher.com

@FinanciallyFitTeacher on instagram

6. Building Your Emergency Fund May 06, 2021

In this episode, we cover the WHY, WHAT, and HOW of emergency funds with teachers in mind. We answer these questions: Why do I need an EF? Where do I put my EF? How much money should I save in my EF? When do I actually USE my EF? What are some tips for motivating myself to save for my EF? And more. Enjoy the episode!

Want to ask a question or share a money win? Email us at teacherstalkmoney@gmail.com!

Find more from Rachel:

https://teacherstalkmoney.com

@TeachersTalkMoney on instagram

Find more from Christy:

https://financiallyfitteacher.com

@FinanciallyFitTeacher on instagram

5. The B Word Apr 22, 2021

In this episode, we dive into all things budgets. Building a budget that works is an essential step in making the most of your finances, and we break down all of the details on why and how to budget and set yourself up for success. If you’re brand new to budgeting, or an expert already, we’ve got strategies to help you maximize your system. Think of your budget as a road map to your goals, not a bad word to avoid!

Want to ask a question or share a money win? Email us at teacherstalkmoney@gmail.com!

Find more from Rachel:

https://teacherstalkmoney.com

@TeachersTalkMoney on Instagram and YouTube

Find more from Christy:

https://financiallyfitteacher.com

@FinanciallyFitTeacher on Instagram

4. Crafting Your Money Mindset Apr 08, 2021

In this episode, we talk all things mindset: what it means, what our personal money mindsets are, and actionable exercises you can use to identify the beliefs you currently have that may be holding you back, and start to craft a money mindset that will serve you.

More from Christy:

www.financiallyfitteacher.com

@FinanciallyFitTeacher on IG

3. Financial Opportunities for Teachers Mar 25, 2021

In this episode, Christy and Rachel talk about the unique financial opportunities available to teachers and the built-in aspects of our profession that we can use to reach our financial goals. We dive into our summer schedules, pay scales, pensions, retirement accounts, certifications and job security to examine the aspects of our profession that help build our momentum toward our financial goals. Our hope is to offer some encouragement that, while teachers deserve to make more money, that doesn't mean we are exempt from being able to build wealth with the right information and tools.

Want to ask a question or share a money win? Email us at teacherstalkmoney@gmail.com!

Find more from Rachel:

https://teacherstalkmoney.com

@TeachersTalkMoney on instagram

Find more from Christy:

https://financiallyfitteacher.com

@FinanciallyFitTeacher on instagram

2. Financial Obstacles Teachers Face Mar 25, 2021

Welcome to Teachers Talk Money Episode 2! In this episode, Christy and Rachel dive into the financial obstacles that teachers face. We wanted to start out our podcast by acknowledging the systemic challenges specific to teachers, because we need to be clear about what we're up against as educators in order to make a game plan that works for us. Enjoy the show!

Mentioned in this episode: https://www.pewtrusts.org/en/research-and-analysis/issue-briefs/2019/06/the-state-pension-funding-gap-2017

Want to ask a question or share a money win? Email us at teacherstalkmoney@gmail.com!

Find more from Rachel:

https://teacherstalkmoney.com

@TeachersTalkMoney on instagram and YouTube

Find more from Christy:

https://financiallyfitteacher.com

@FinanciallyFitTeacher on instagram

1. Welcome to Teachers Talk Money | Our vision & stories Mar 25, 2021

Welcome to Teachers Talk Money Episode 1! In this episode, Christy and I share a bit about our money stories and our vision for the TTM podcast. Want to ask a question or share a money win? Email us at teacherstalkmoney@gmail.com!

Find more from Rachel:

https://www.teacherstalkmoney.com

@TeachersTalkMoney on instagram and YouTube

Find more from Christy:

https://www.financiallyfitteacher.com

@FinanciallyFitTeacher on instagram

Trailer - Welcome to Teachers Talk Money Feb 03, 2021

Hey teachers! Are you…

Wondering how you’ll ever retire?
Thinking you don’t have enough time or energy to learn how to manage your money?
Questioning if paying off all your debt is possible?
Giving up on living a rich life because your salary isn’t amazing?

This is the Teachers Talk Money Podcast and we’re here to help you…

Push past limiting beliefs around money and develop that same growth mindset that we teach to our students every day
Learn all of the tips and tools you’ll need to master your money, from saving, to investing, to paying down debt, we’ve got you covered.
Give back to yourself, get organized and prioritize your goals and financial self-care
Whether you’re just starting your financial path, or if you’ve already got a lot of tools in your toolbox, we’re here for you as the next step and find even more ways to maximize your financial future.

We’re a duo of teachers from different generations, financial backgrounds, states, and grade levels who got together with a shared vision to help teachers everywhere master their money.

Subscribe now so you don’t miss the first episode! We’ll be back in your earbuds every other Thursday starting on March 25th.

Can’t wait until then? Find us at financiallyfitteacher.com, @financiallyfitteacher and @teacherstalkmoney on Instagram, and Teachers Talk Money on YouTube.

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