Talking Real Money - Investing Talk

Latest Episodes:

Ep. 1256: A Whole Lotta Calls Sep 22, 2023

Show notes

In this week's Friday Q&A session:
A caller shares information about the downside of non-qualified deferred compensation plans at work.
Should some olf 401k plans be moved to a current 401k?
In a TSP, what should the fixed-income allocation be?
Do investors need to be diversified globally in large-cap stocks
Is his international diversification appropriate?
Does longevity insurance make sense?
Learn more about your ad choices. Visit megaphone.fm/adchoices

Questions? Comments? Click!

Ep. 1255: Retiring With Less Sep 21, 2023

Show notes

Most "experts" say you'll need $1 million or more to retire comfortably. How will you get by if you've saved less than that, and how can you catch up if you're short on retirement savings? Plus, we hear from listeners:
What do we think of an expensive 403b investment?
Can funds from a Coverdell ESA be transferred to a Roth IRA?
Learn more about your ad choices. Visit megaphone.fm/adchoices

Questions? Comments? Click!

Ep. 1254: Don't Be Dumb Sep 20, 2023

Show notes

With the release of the meme-stock movie "Dumb Money," it seems like a good time to discuss the reality of chasing after the latest hot "investment." Then, with Don tending to his ailing mom, Tom is joined by Paul Merriman to look back at an old, hot investing craze, the "Nifty-Fifty" and to answer listener questions:
What's the best way to educate grown children about money and investing?
With the UAW on strike, are we likely to see defined-benefit pensions return?
Learn more about your ad choices. Visit megaphone.fm/adchoices

Questions? Comments? Click!

Ep. 1253: Retiring Wrong Sep 19, 2023

Show notes

Choosing the right time to take Social Security can add hundreds of dollars every month. With Don away on family matters, Tom is joined by Paul Merriman to discuss money and investing.
Listeners ask:
Does his decision to take Social Security at FRA make sense?
What do we think of Ken Fisher's investing philosophy?
What will provide a high return without much risk?
How should a 16 year-old invest accumulated savings?
What's our opinion of a new Avantis balanced ETF?
Does it make sense to convert an IRA to a Roth?
Learn more about your ad choices. Visit megaphone.fm/adchoices

Questions? Comments? Click!

Ep. 1252: Tax Avoidance Reality Sep 18, 2023

Show notes

Investors are trying to avoid paying taxes to the detriment of overall returns. Tom and Don discuss tax strategies that might make sense. Plus, it turns out those GICs or guaranteed income accounts aren't actually "guaranteed."
A listener asks:
Is there any reason to be concerned about Vanguard funds reorganization plans?
Learn more about your ad choices. Visit megaphone.fm/adchoices

Questions? Comments? Click!

Ep. 1251: Q&Again Sep 15, 2023

Show notes

It's everyone's favorite day: Q&A Friday with Don. This week listeners ask:
Why don't more online brokers adopt automatic rebalancing?
Why should we invest overseas when international stocks have done poorly recently?
Does it make sense to take a loss on longer term bonds and move to one-year CDs?
What do we think of VIOV vs AVUV?
Learn more about your ad choices. Visit megaphone.fm/adchoices

Questions? Comments? Click!

Ep. 1250: Leverage Wins and Loses Sep 14, 2023

Show notes

Who wouldn't love double or triple returns on their investments? What is the downside to leverage?
Listeners ask:
What do we think of Mercer Advisors and their sub-advisors?
Should money be moved from a less aggressive small cap value fund to a more aggressive one?
Learn more about your ad choices. Visit megaphone.fm/adchoices

Questions? Comments? Click!

Ep. 1249: What Good is Gold? Sep 13, 2023

Show notes

Over centuries, gold has proven to be a lousy investment. Its big selling point has been "safety." But, is gold really safe? What good is gold? Then, listeners want to know:
Should a home equity line of credit be used to buy a new home?
What's the best way to make a lot, quickly, with both safety and liquidity?
What should be dome with retirement investment money after maxing out retirement plans?
Should I-Bonds be sold now that they're earning less?
After big losses from a brokerage portfolio, what should be done?
Learn more about your ad choices. Visit megaphone.fm/adchoices

Questions? Comments? Click!

Ep. 1248: Who Will Protect You? Sep 12, 2023

Show notes

Because people have been known to rip off customers, the financial industry is heavily regulated, with a few exceptions. We explore how indexed annuity salespeople get away with misleading customers and how hard it is to stop them. Don explains how indexed annuities work and why they are so lightly regulated.
Listeners want to know:
Why is BND going down in value?
How should unneeded money in IRA be invested?
What do we think about the four-year Bitcoin cycle?
Learn more about your ad choices. Visit megaphone.fm/adchoices

Questions? Comments? Click!

Ep. 1247: Your Investment Priorities Sep 11, 2023

Show notes

Advisor Diana Bacon joins Tom and Don to discuss those future purposes for which you need to invest. Should you invest for a house, education, retirement, or beer, and how much for each? Listeners ask:
Is a Fidelity investor limited to their funds, or can a couple of ETFs work?
Is buying individual bonds better than a bond fund?
Learn more about your ad choices. Visit megaphone.fm/adchoices

Questions? Comments? Click!

Our TOPPODCAST Picks

Follow Us

Stay Connected

Talking Real Money – Investing Talk

Related Podcasts

Links

Stay Connected