Talking Real Money - Investing Talk

Latest Episodes:

Ep. 1326: New Year. New Questions. Jan 05, 2024

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Happy new year and we have new questions:
What do we think of XY Planning Network?
Is Vanguard's new Core Actively Managed Bond Fund a good investment?
What can or should be done with a gifted annuity?
Should VT and VTI be purchased now "at a peak?"
Is a $9,000 RMD tax analysis worthwhile?
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Ep. 1325: Money Unmentionable Jan 04, 2024

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There may be a few things we shouldn't discuss. Money isn't one of them. We need to share nuggets of financial wisdom with our families to help them become better money managers. Beware of a clever new gift card scam. Plus, we share lessons from the Great Recession and more of Suze Orman's bad advice. We also take a lot of calls:
Does it make sense to get back into target-date funds?
What do we think of this bond ladder fund?
How should an extra $500 a month be invested?
What should be done with the cash from a home sale?
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Ep. 1324: Inept Investing Info Jan 03, 2024

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We look back at "expert" market predictions for 2023. Who got it right, and who failed to come close? Then, we share better ways to invest. Do presidential elections have any impact on stock prices? Discover the big difference in fees for financial advice. We also discuss the huge financial mistakes of Don's favorite NFL team. Then we hear from listeners:
Can funds (except for proprietary BridgeBuilder funds) be transferred from Edward Jones to Vanguard?
Should mid-cap funds be included in a diversified portfolio?
Which is the best diversified bond fund?
In which type of accounts should bonds be invested?
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Ep. 1323: Most Own Equities Jan 02, 2024

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One hundred years ago, very few Americans owned stocks. It was only in the past decade that a majority of us were invested in equities. Yet, the vast majority of stock investors fail even to match the performance of the S&P 500. Find out how you can be a better stock investor.
Listeners ask:
What do we think of a few of Fidelity's factor funds?
Does it make sense to consolidate a portfolio in Vanguard Wellington?
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Ep. 1322: Last Q&A of '23 Dec 29, 2023

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This is the last episode of 2023 and it's only fitting that it be Don's favorite type: questions and answers. We have some great ones this week:
Is adding a DFA value fund worth the added cost?
Should 529 money be used to eventually fund a Roth IRA?
Can we make a better case against Bitcoin?
What should be done with an old annuity?
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Ep. 1321: Retirement Relocation Dec 28, 2023

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Retirement can mean gaining the freedom to live anywhere you want. Tom and Don consider the best and worst states for retirees, based on multiple criteria, from two different sources. One of the worst may surprise you. Plus, we answer your questions:
How will some short-term, extra income effect Medicare costs?
If a major recession occurs, would it make sense to use emergency money to "buy the dip?"
Is it better to have multiple brokerage accounts?
Is there any way to speed up the distribution of assets from an estate?
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Ep. 1320: A Christmas Dog Story Dec 27, 2023

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This episode was recorded on December 23, 2023. Just before going on the air, Don's wife told him about a lost dog found 3,000 miles from his Washington state home. The outpouring of offers to help was soul-stirring. Later, we talked about the foolishness of following the hottest parts of the markets and why annuities are one of the best selling "investments." Plus, we took listeners questions:
What are the best funds for a simple portfolio?
Is Morningstar a good source of investing information?
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Ep. 1319: Investing Realities Dec 26, 2023

Show notes

We return from our holiday hiatus with quiz: Which is an investing fact and which is a money myth? Plus, a listener want to know:
What can be done with a brokerage firm that refuses to let go of funds?
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Ep. 1318: The Great Fund Debate Dec 21, 2023

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We revisit the "active vs. passive" debate. We thought this debate had been settled, yet many still invest with active money managers. Then, we hear from listeners:
Objectively, why do we hate Bitcoin?
How should an elderly mother invest for heirs?
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Ep. 1317: Fastest Home Fill-Ups Dec 20, 2023

Show notes

Where in the country has home equity risen most and least? What can you do to tap that hidden wealth? Does a HELOC or reverse mortgage make sense? Does owning a house even make sense in this economy?
Then, we hear from listeners:
Should a fiduciary advisor also act as a financial "psychologist?"
Does it make sense to borrow home equity and lend it to a friend in construction?
Should he stick with his aggressive "advisor?"
How can renting be less expensive than buying a home?
What's the difference between points and percents?
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