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    Business

    Smart Women Invest

    NYC based Podcast & Alliance of female millennial FAs, financially educating women of all ages to close the gender money gap.

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    Latest Episodes:
    Bridging the Generation Gap | Alison Cacella Apr 25, 2018
    Show notes

    Bridging the age divide in the workplace isn’t easy. While the Baby Boomers and Gen Xers push for stability and health benefits, millennials ask “why” and want to be part of the company mission. This push and pull, if not managed correctly, can drive an HR manager crazy. They have to constantly juggle the opposing forces, while steering the ship forward.

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    The Age of Brand Transparency | Natasha Case Apr 18, 2018
    Show notes

    The Internet has changed every industry. With just a few taps on our smartphones, we can dive deep into the story of any business. Suddenly, walking through the mall or ordering at a restaurant isn’t the blind experience it once was. We are within reach of knowledge about the vendors’ sourcing, ethics, and social responsibility. Thus, the brands of today are adapting to this consumer demand.

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    Learning To Ask | Minda Harts Apr 04, 2018
    Show notes

    We’re trained to be docile. Growing up in the education system, we learn to listen to the authority figure’s instructions and not question our standing in the group. However, as we all know, once you reach adulthood, asking for the promotion or raise is the only way to get it. This stark difference between adolescence and adulthood can only be overcome if we reverse our hardwiring by examining why we’re not asking for more.

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    Decoding Bitcoin | Margaux Avedisian Mar 28, 2018
    Show notes

    You either understand Bitcoin or you don’t. And for most of us, we fall into the second category. Cryptocurrency has captured the world’s attention, but it feels like nobody can explain what it is or how it works. The conversation is filled with foreign terms like “Ethereum,” “smart contracts,” and “protocol coins.” We pretend to know what we’re talking about, but really we’re just hiding behind jargon.

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    Entrepreneurs that Inspire | Vanessa Liu Mar 14, 2018
    Show notes

    Should you work in a corporate or startup environment? In both settings, it’s going to take hard work to get to the top. In a corporate world, you climb the ladder to make the big bucks. And at a startup, you’re hustling to launch your brainchild to become something big. Each side has its unique pros, and each side has its unique cons.

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    Find Mates, Not Dates | Bonnie Winston Mar 07, 2018
    Show notes

    Online dating doesn’t work. For most of us, it becomes an entertainment system rather than a utility driving us toward companionship. We hobble through creating our profile to then swipe through others’ profiles, judging our prospective matches based on their appearance. We think to ourselves: is this a step in the right direction?

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    Creating Robust Solutions | Rachel Trobman Feb 28, 2018
    Show notes

    A work-life balance requires keeping work and life separate. But what if you combined the two? For some of us, dividing work and life just further complicates things. We view the narrative of our lives as something that can inform our careers. We want our projects to be deeply personal, and blending the two domains is the only route to making this happen. Though we may not wear the labels on our foreheads, we are the artists, the storytellers, and the problem-solvers of today.

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    Devastation Into Inspiration | Loren Brill Feb 21, 2018
    Show notes

    Our best ideas come when we least expect them. And at our lowest points, we feel the most closed off to inspiration. There we lie on our beds staring helplessly at the ceiling. In that moment though, we forget the one truth about rock bottom: that the only way forward is up. And for whatever reason, lightning strikes at the right time and you’re off to the races with your next venture.

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    Breaking the Cycle | Ana Laura Araya Feb 14, 2018
    Show notes

    Empowering girls makes empowered women. If we can teach the right values and skills to today’s youth, then tomorrow will bring a generation of leaders and trailblazers. However, this is easier said than done. In our country and most places worldwide, poverty makes teaching those values difficult. Our systems are not structured to think long-term, and most communities are nested inside of chaos.

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    Saving Cents | Shang Saavedra Feb 07, 2018
    Show notes

    “My mission is to make money less of a taboo subject and change as many lives as I can.” - Shang Saavedra (click to tweet) We make money to spend money. Or at least that’s what we feel on payday. Once the paycheck hits our Chase mobile app, we feel lifted to have a good time. We spend more freely in the days that follow, and if we’re not careful we become trapped in this treadmill. To get out requires taking a serious step toward saving money, and the first thing we can do is reframe the concept in our heads. That is why today, on the $mart Women Invest podcast, we are joined by Shang Saavedra, Founder of savemycents.com. As a full-time consultant, Shang launched this passion project as a way to educate others on the different ways we can save money. In this interview, we hear her insights on everything budget-related, from how to start your own business with a full-time job to what grocery stores to shop at when eating on a budget. Tune in to hear from a savings expert! “It’s about changing the tiny behaviors you’re not even aware of week-to-week that can lead to significant savings over a lifetime.” - Shang Saavedra (click to tweet) Points to Keep In Mind Prioritize paying off your credit card debt. The higher the interest rate the higher the priority. Combat the tendency our society has to treat talking about money as taboo. When trying to cut your discretionary spending, look at how much you’re spending on food. Use Trader Joe’s over Whole Foods to try to get under $5 per person. People are less aware of their annual bills (like car registration or insurance.) People overspend on travel by getting an initially good deal on airfare and treating it as sunk cost. Take a hard look at your living situation to find ways to lessen costs. Integrate The No Spend Challenge to wake yourself up to your habits and impulse buys. Discretionary buys: coffee, movie tickets, a piece of clothing you don’t need. Buy clothing secondhand to get significant discounts. Guest Contact Website: Save My Cents Instagram: @savemycents LinkedIn: Shang Saavedra Text 'INVESTING' to 555-888 for our white page on tax reform

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