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She’s Talkin’ Money — Business
She’s Talkin’ Money

You make good money. You save. You contribute to retirement. On paper, you are doing well. So why do you still feel unsure whether you are making the right decisions with your money?

She’s Talkin’ Money is the personal finance podcast for women who have outgrown basic budgeting advice and want more clarity about what comes next.

Hosted by financial planner and money expert Shari Rash, the show helps you understand how to put your money to work through smarter investing, retirement planning, saving, tax strategy, and intentional spending.

You will also hear honest conversations about the emotional side of money: fear, guilt, comparison, financial independence, over-saving, and why earning more does not always make you feel more secure.

Expect practical solo episodes, expert conversations, and real money questions designed to help you stop second-guessing yourself and start making financial decisions with more confidence.

Because doing well on paper should feel good in real life, too.

Previously known as Everyone’s Talkin’ Money.

Copyright: © 2024, Shannah Game

Latest Episodes:

Best of 2025: 6 Money Biases That are Sabotaging Your Money Goals Dec 23, 2025

Show notes

You’ve got the budget app. You’re reading the personal finance books. You know what you should be doing with your money—so why does it still feel so hard to follow through?

In this Best of 2025 episode of Everyone’s Talkin’ Money, Shari breaks down six sneaky psychological biases that shape your money decisions without you even realizing it. From anchoring to optimism bias, these aren’t personal flaws—they’re predictable brain glitches. But once you spot them, you can stop them.

You’ll walk away understanding: What anchoring bias is and why it makes that $100 dress feel like a steal (when it’s not) Why the fear of losing money feels worse than actually losing it—and how that keeps you stuck How your brain protects old money stories through confirmation bias Why instant gratification keeps winning, even when your future self is begging you to chill How optimism bias tricks you into thinking “next month” will magically fix everything Why social proof bias is fueling lifestyle creep—and what to do instead

This is the episode that will make you pause mid-scroll, mid-spend, or mid-self-doubt and say, “Ohhhh, that’s what’s going on.”

If any of these biases hit home, share the episode with a friend and DM Shari @everyonestalkinmoney to keep the conversation going

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here.

Learn more about your ad choices. Visit megaphone.fm/adchoices

If I’m Doing Everything Right, Why Doesn’t This Feel Better? - Listener Q&A! Dec 17, 2025

Show notes

You did the work.

You earn good money.

You’re saving, investing—or at least trying to.

So why does it still feel unsettled?

In this Ask Shari episode, Shari Rash, founder of GWA Wealth, answers real listener questions from women who are objectively doing well with money—but emotionally stuck in doubt, comparison, and quiet anxiety.

You’ll hear questions like:

“How do I start investing without feeling reckless?”

“Why do I keep moving the financial goalposts?”

“How do I know if I actually need to do more—or if I’m just comparing myself to everyone else?”

Want to ask Shari your own question? CLICK HERE!

This episode is for the woman who’s no longer in survival mode—but hasn’t fully defined what enough looks like yet.

Because money isn’t meant to be a constant test of your worth or intelligence.

It’s a tool—to support your life, your values, and your peace of mind.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Scarcity Isn’t About Money—It’s About Self-Trust Dec 11, 2025

Show notes

If you’ve been saying yes to the wrong clients, under-pricing out of fear, or treating exhaustion like a strategy, this one’s for you.

Bianca D'Alessio, CEO/founder of The Masters Division, Managing Director at Nest Seekers Development Marketing, #1 Real Estate Broker in NYC & NY State, and author of Mastering Intentions—joins Shari to unpack how high-achieving women move from scarcity to self-trust.

We get into values-aligned decisions, setting real boundaries, building simple systems that compound, and a grown-woman version of “manifestation” you can actually use.

Get your Seven Day Sprint here!

You’ll hear:

The compounding effect of small, intentional decisions (not one “big break”)
How to spot scarcity in your behavior—and replace it with self-trust
Boundaries that protect time, energy, and revenue (without feeling mean)
The winner’s mindset vs. toxic positivity (and why the difference matters)

You’ll walk away with:

Recognizable tells of scarcity you can stop this week
A 7-day plan to set boundaries and redirect your time to aligned work
A simple systems checklist to track leads, costs, and ROIA
practical mindset shift to make confident money moves

Grab Bianca’s book Mastering Intentions. Show notes and more at everyonestalkinmoneypodcast.com. Follow the show so you never miss an episode, leave a quick rating/review, and come say hi on IG @everyonestalkinmoney⁠Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Holiday Spending Survival Guide: The How-Much-Is-Too-Much Budget Dec 09, 2025

Show notes

If you’ve already blown your holiday gift budget… breathe. You are not the only one scrolling through your cart at 11 p.m., refreshing the screen, praying the total magically drops by $200. Your holiday spending didn’t “get away from you.” It sprinted off in glitter-covered sneakers — and today we’re going to get you back in control.

In this episode, Shari breaks down why the holidays turn even the savviest women into overspending zombies, how guilt and obligation collide with Pinterest-level expectations, and what really causes December budgets to explode (hint: it’s not just the gifts).

You’ll learn how to rebuild your gift budget in 10 minutes, how to set real boundaries with group gifts and family expectations, and what to do right now if you’ve already overspent.

We’ll also dive into the forgotten budget busters — the holiday parties, school events, matching pajamas, cookie swaps, travel incidentals, and “small traditions” that add up faster than a Target cart on a Tuesday. And yes, we’ll walk through a step-by-step damage-control plan so you can fix this month without sacrificing your entire January.

If you want more practical, shame-free money help (and frankly, fewer financial plot twists in December), join the newsletter at everyonestalkinmoneypodcast.com. And if you’re ready for personal planning support designed for real life, not Pinterest perfection, connect with Shari at GWAwealth.com to build a financial plan that won’t collapse at the first sight of twinkle lights.

Stay merry — without the money stress.

Talkin’ Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Learn more about your ad choices. Visit megaphone.fm/adchoices

Money Blindspots: Why Smart Women Get Caught Off Guard Dec 04, 2025

Show notes

So many smart, successful women are running companies, leading teams, and managing full lives… yet flying blind when it comes to their own household finances. Not because they’re clueless, but because money is quiet when you ignore it — and trust feels easier than clarity.

In this episode, Shari breaks down the real reason high-earning women get financially blindsided and the three guardrails every woman needs to stay informed, secure, and empowered.

Then forensic accountant Tracy Coenen joins the conversation to reveal what she sees behind the scenes: the blind spots, red flags, and financial dynamics that quietly derail even the most capable women.

Whether you’re single, partnered, or somewhere in between, this conversation will help you protect your money, strengthen your confidence, and take back control without creating relationship drama or adding one more thing to your mental load.

You’ll walk away with:

– The #1 reason smart women get blindsided financially

– The three essential “Money Guardrails” every woman needs

– How comfort turns into vulnerability (and how to stop it)

– The red flags Tracy sees most often in high-asset households

– How to talk about money in relationships without damaging trust

– Simple routines to stay informed, independent, and protected

Learn how Shari works with her clients by visiting GWAwealth.com.

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here.

Be sure to like and follow the show on your favorite podcast app!
Keep the conversation going on Instagram @everyonestalkinmoney

Learn more about your ad choices. Visit megaphone.fm/adchoices

Permission Granted (Part 2): Fear, Freedom, and Writing a New Money Story with Carl Richards Dec 02, 2025

Show notes

In Part 2 of this intimate conversation, Shari continues her discussion with Carl Richards, the New York Times “Sketch Guy.” If Part 1 was about the behavior behind money, Part 2 is about the beliefs behind your life.

Carl opens up about how his simple sketches began, how a single comment from his wife reshaped his entire career, and why permission—not math—is often the missing piece in big financial and life decisions.

He shares unforgettable stories, including the woman who left her prestigious Wall Street law job to return home and help her father run the family farm—because Carl granted her the “permission” she already had inside her.

Shari and Carl also dig into fear, impostor syndrome, our inherited money stories, and why most of us wait far too long to trust what we know is true about our lives.

This is the kind of conversation you don’t just listen to—you feel it.

You’ll walk away with:

– Why permission is often the bridge between intention and action

– The emotional patterns that keep people stuck

– How fear shows up at every major life moment

– The story behind Carl’s famous sketches

– The one money belief Carl would give his 25-year-old self

– Shari’s own reflections on her younger self

—and what she wishes she knew

Shari closes the episode by sharing how Carl’s influence shaped her practice, her philosophy, and the human-centered way she guides clients inside GWA Wealth.

Explore more episodes at everyonestalkinmoneypodcast.com.

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here.

Be sure to like and follow the show on your favorite podcast app!
Keep the conversation going on Instagram @everyonestalkinmoney

Learn more about your ad choices. Visit megaphone.fm/adchoices

Money Is Human: A Powerful Conversation with Carl Richards on Fear, Permission, and Becoming a Better Investor Dec 02, 2025

Show notes

Money doesn’t behave the way math does—and no one knows that better than today’s guest, Carl Richards, the New York Times “Sketch Guy” and author of The Behavior Gap. In Part 1 of this powerful two-part series, Shari Rash, sits down with Carl to unpack the exact moment he realized that investing is less about spreadsheets and more about psychology, fear, wiring, and real-life behavior.

Carl shares the story of stumbling into finance by accident, landing on the trading floor during the Netscape IPO frenzy, and discovering firsthand that humans—not numbers—drive markets.

Together, Shari and Carl explore why smart, capable people still buy high, sell low, and spiral during market chaos… and what it actually takes to become a better investor.

If you’ve ever wondered why the “right financial move” can feel impossible in the moment, this episode will make you exhale. The problem isn’t you—it’s human nature.

You’ll walk away with:

Why money decisions rarely follow logic
How your hardwiring pushes you toward emotional investing
What it really means to become a “good investor”
Carl’s “Deeper Yes” framework to avoid panic-selling
How Shari uses this work inside GWA Wealth to help clients stay grounded

This episode is deeply personal for Shari—Carl’s work shaped her entire approach to financial planning—and Part 1 sets the stage for an even more transformative conversation in Part 2. Listen to Behavior Gap Radio.

And if you’re ready to build a plan that honors both your numbers and your humanity, connect with Shari Rash on Instagram @everyonestalkinmoney. Learn more and listen to past episodes at everyonestalkinmoneypodcast.com.

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here.

Be sure to like and follow the show on your favorite podcast app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Recession Core, But Make It Personal: How to Thrive Without the “Cost of Comfort” Nov 25, 2025

Show notes

Is a recession coming? Maybe. But here’s the truth: the only recession that really matters is the one happening in your household.

In this candid, practical conversation, Shari Rash and financial coach Dylan Snowden reframe “Recession Core” from a fashion trend into a living, breathing money protocol.

You’ll learn how to strip out the hidden “cost of comfort,” build sustainable habits you won’t abandon by February, and prepare for income dips without living like a monk.

You’ll hear:

Why “personal recession” planning beats doom-scrolling economic headlines
The “cost of comfort” leaks (parking, water bottles, drinks out) that quietly drain your budget
Borrow > buy: tool libraries, Buy Nothing groups, and building community while saving cash
DIY vs. pay the pro: when expertise is cheaper than mistakes
A simple weekly “say no” rep to build your money boundaries

If you loved this episode, keep the money convo going at everyonestalkinmoneypodcast.com— and join our newsletter!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Give More, Stress Less: Your Guide to Intentional Year-End Generosity Nov 20, 2025

Show notes

The most rewarding money move you can make before December 31st isn’t a tax hack, an investment tweak, or a budgeting trick — it’s generosity. But not the chaotic, guilt-driven kind that leaves you staring at your credit card bill wondering what happened.

We’re talking intentional, values-aligned giving that feels good, makes sense financially, and creates real impact.

In this episode, Shari breaks down how to build a year-end giving plan that’s thoughtful, strategic, and completely aligned with what matters most to you. From setting a realistic giving budget to choosing between cash, stuff, or experiences, to vetting charities and teaching kids the meaning of generosity — this is your blueprint for giving with clarity instead of pressure.

You’ll hear:

How to set a values-based giving budget that actually feels good
The difference between gifting stuff, gifting cash, and gifting experiences — and why one is almost always best
How to vet nonprofits so your contribution makes real impact
Ways to teach kids (and family) the habit of intentional generosity
A step-by-step year-end generosity checklist you can use today

If you’re ready to end the year feeling aligned, not drained — this one’s for you

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here.

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Learn more about your ad choices. Visit megaphone.fm/adchoices

RIP to the Penny: The Real Reason It’s Gone and the Future of Money Nov 18, 2025

Show notes

The penny has officially been laid to rest — and while most of us won’t shed a tear, its retirement marks a surprisingly big moment in how America handles money.

In this quick update, I’m walking you through what happened to the penny, why the U.S. finally pulled the plug, and what this tiny change means for your wallet and the future of cash.

You’ll hear:

Why the U.S. Mint stopped making pennies and how much money it saves
How other countries (like Canada) ditched their low-value coins decades ago
What rounding rules mean for your everyday purchases
Why this signals a major shift toward a digital-first financial system
What to do if you still have jars of pennies hiding in your house

A little funeral, a little financial education, and a lot of clarity about where money is heading next.

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here.

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Learn more about your ad choices. Visit megaphone.fm/adchoices

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