She's Talkin' Money - TopPodcast.com

Latest Episodes:

4 Steps to Figuring Out How Much Money Should You Save For Retirement Jan 21, 2022

Show notes

The question I get asked the most is, "how much money should I save for retirement." In this solo episode, I'm sharing 4 steps to figuring out how much money you save during your working years for retirement. There are endless calculators, blogs, and even podcasts that seek to answer this question. However, figuring out how much you need is a little more complex than completing a simple calculator. It all starts with visioning your future and understanding how much cash you'll need each year. From there, you can walk backwards into a target number that is right for your life. In this solo episode, I'm sharing 4 steps to figuring out how much money you save during your working years for retirement.

Links

Investopedia article, How Much Do I Need to Retire

Retirement Income Calculator

NerdWallet article, How Much Should You Save for Retirement

smartasset Retirement Calculator

How to Train Your Brain to Achieve Money Goals episode

Episode Sponsors

A big thanks to our sponsors who made this episode possible.

Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.

I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.

Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you.

To see the new Lexus NX and to discover everything it was designed to do for you, visit Lexus.com/NX.

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Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money.

Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.

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Shannah Shares: Community Q&A

Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com

Follow Me Here for More Money Tips

Shannah on Twitter https://twitter.com/shannahgame

Shannah on Instagram https://www.instagram.com/shannahgame/

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Tax Saving Secrets for Entrepreneurs and Side Hustlers with Carter Cofield Jan 18, 2022

Show notes

If you're an entrepreneur or a side hustler, you need to know a few tax saving secrets that could save you thousands of dollars. Our guest, Carter Cofield, is a Certified Public Accountant (CPA) who is dedicated to helping entrepreneurs save money on taxes. He's spent years learning the best tax savings strategies so that he can teach them to entrepreneurs and business owners everywhere. He’s also the owner of Cofield’s Concepts which is a financial literacy website teaching people how to make more money, pay fewer taxes, and be their own boss! In this episode, we’re talking about how to maximize deductions including a few you might not know about when you should incorporate your business or side hustle, and how to best prepare yourself for tax season.

Links

Tax-Free Living E-book

Best Tax-Hacks for 2022 Masterclass

Schedule a tax consultation

Carter on Instagram

Episode Sponsors

A big thanks to all our sponsors who make this episode possible:

Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.

I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.

To see the new Lexus NX and to discover everything it was designed to do for you, visit Lexus.com/NX.

FOLLOW & SHARE

Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.

Be sure to FOLLOW and SUBSCRIBE to never miss an episode!

Shannah Shares: Community Q&A

Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com

Follow Me Here for More Money Tips

Shannah on Twitter https://twitter.com/shannahgame

Shannah on Instagram https://www.instagram.com/shannahgame/

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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Shannah Shares: How Do I Make Peace With My Money Situation Jan 16, 2022

Show notes

Welcome back to another episode of Shannah Shares, Community Q&A where I tackle your listener questions. Today’s question comes from Reisha.

“Hi Shannah. Thank you for taking the time to listen to my question. I really want to make 2022 better than the years prior. I’ve had a lot of anxiety and stress around money and just started realizing it after listening to your podcast. I always wondered why I would get so stressed out when I looked at my bank account, or when my credit card balance wasn’t decreasing so much, but then I would go and spend more money and get even more anxiety. It’s crazy to me that we do those sorts of things as humans. I do have a good job and make what most might consider a good income. But, things fall apart for me every month. I always think I will end up with more money left, which I don’t. I always think that I will just wake up one day and suddenly not be so stressed or anxious about money or my future, but I don’t. I heard you say in one episode a year or so back that you have to first make peace with your money situation before you can move forward. I actually wrote that down in the notes on my phone and keep coming back to it. Can you give me some tips and thoughts, things to journal about, anything really that can help me move towards peace? I really don’t want to spend the rest of my life stressed out about money when if you look at my take-home pay, I shouldn’t. I imagine someone else out there is feeling the same way. Actually, maybe we’re all ready to make peace. I think that’s what I love about this show, you always make me feel special and your non-judgemental approach is so heartwarming. Seriously, thanks. Ok, I know this is a big question, but would love your thoughts.”

Episode Mentions

Here are the journal questions mentioned in this episode.

What emotion/s are you holding on to about money?
In what ways do you feel like money keeps you stuck?
How have you attached your identity to money?
In what ways did your parents, or whoever raised you, talk about money?
If money didn’t exist, how would your days, weeks, months, years change?

Episode Sponsors

Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.

To see the new Lexus NX and to discover everything it was designed to do for you, visit Lexus.com/NX.

FOLLOW & SHARE

Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.

Be sure to FOLLOW and SUBSCRIBE to never miss an episode!

Shannah Shares: Community Q&A

Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com

Follow Me Here for More Money Tips

Shannah on Twitter https://twitter.com/shannahgame

Shannah on Instagram https://www.instagram.com/shannahgame/

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Learn more about your ad choices. Visit megaphone.fm/adchoices

7 Steps to Mapping Your Financial Future with Louis Llanes Jan 14, 2022

Show notes

If you’re anything like me, you would love to know how to accelerate your path to prosperity. Now, that word means something different for all of us. Maybe prosperity is a dollar amount, or being able to have time and freedom in your day, maybe it’s becoming debt-free, or having a certain amount of money in your investment accounts. No matter what prosperity means to you, you need a roadmap to get there. Our guest, Louis Llanes is the founder of Wealthnet Investments, LLC and the author of a new book called Financial Freedom Blueprint. Louis also holds the Chartered Financial Analyst (CFA) and Chartered Market Technician (CMT) designations, an MBA from the University of Denver, and a BS in Finance from the University of Colorado - aka, he knows his stuff. In this episode, Louis shares the 7 seven steps to mapping your financial future to help you secure financial independence.

Links

Financial Freedom Blueprint book

Wealthnet Investments, LLC

Episode Sponsors

A big thanks to all our sponsors who make this podcast possible:

Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.

I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.

To see the new Lexus NX and to discover everything it was designed to do for you, visit Lexus.com/NX.

FOLLOW & SHARE

Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.

Be sure to FOLLOW and SUBSCRIBE to never miss an episode!

Shannah Shares: Community Q&A

Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com

Follow Me Here for More Money Tips

Shannah on Twitter https://twitter.com/shannahgame

Shannah on Instagram https://www.instagram.com/shannahgame/

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Must-Know Principles of Personal Finance Jan 11, 2022

Show notes

If you are in search of becoming financially free, you need to know these 5 principles of personal finance. Our guest on this episode, Curtis May, is the creator and owner of Practical Wealth Advisors and the host of The Practical Wealth Show Podcast. Curtis has been planning for individuals for more than 35 years, and he is passionate about helping his clients save money and live the very best life they can right now. In this episode, which by the way, you will need to listen to more than once to let all of Curtis’ tips and ideas really sink in, he is sharing his 5 principles of personal finance, the secret to truly achieving financial freedom, and 3 rules of investing that he thinks everyone needs to learn. Buckle your seatbelt, this episode is packed with gems.

Links

Practical Wealth Advisors

The Practical Wealth Show Podcast

Episode Sponsors

A big thanks to our sponsors who make this podcast possible:

Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.

I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.

To see the new Lexus NX and to discover everything it was designed to do for you, visit Lexus.com/NX.

FOLLOW & SHARE

Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.

Be sure to FOLLOW and SUBSCRIBE to never miss an episode!

Shannah Shares: Community Q&A

Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com

Follow Me Here for More Money Tips

Shannah on Twitter https://twitter.com/shannahgame

Shannah on Instagram https://www.instagram.com/shannahgame/

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Learn more about your ad choices. Visit megaphone.fm/adchoices

The 4-Step Method to Better Health & More Wealth Jan 07, 2022

Show notes

While it might not seem like a likely connection, your health is in fact directly tied to your ability to earn an income and create wealth. Our guest, Ras Asan, is the author of a new book, Heal Thy Hustle, which is a wellness guide for go-getters. If you’re a go-getter you know that cultivating healthy routines can be difficult. In this episode, Ras shares some eye-opening facts about the powerful money and wellness connection, the 4-step method to better health and wealth: recipes, routines, remedies, and revelations, and simple cost-effective tricks you can do today to start cultivating a healthy body and mind.

Links

Heal Thy Hustle book

About Ras

Ras on Instagram

Episode Sponsors

A big thanks to all our sponsors who make this episode possible:

Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.

I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.

To see the new Lexus NX and to discover everything it was designed to do for you, visit Lexus.com/NX.

FOLLOW & SHARE

Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.

Be sure to FOLLOW and SUBSCRIBE to never miss an episode!

Shannah Shares: Community Q&A

Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com

Follow Me Here for More Money Tips

Shannah on Twitter https://twitter.com/shannahgame

Shannah on Instagram https://www.instagram.com/shannahgame/

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Shannah Shares: Are My Workplace Benefits Valuable Jan 06, 2022

Show notes

Welcome back to another episode of Shannah Shares, community Q&A. In this episode, I’m tackling a question from a MMP listener, Susanna.

“Hi there, Shannah. I’ve been listening to the show for a while now and finally got up enough nerve to ask a question. I’m new at a company and looking all over the workplace benefit options has my head spinning. I don’t know how to place any value on what I’m being offered, or really, what to pick. I’m also really thinking about money lessons from the pandemic and how that shapes my benefits - like hello mental health benefits. Also, I know I just started working for this company but I’m also considering making a big life change and start building my own business. Of course, if I do that, I loose out on all the juicy benefits…but again, I don’t even really know if those are of value. Ok, so you see, I’m lost here. I’d love to hear any tips from you or experts who can help guide me in valuing all of this and thinking about takeaways from the pandemic. Oh, also, any tips for deciding if it’s worth leaving these benefits behind because they can also be expensive.Thanks so much for answering my question.”

I had a chance to speak with Marquis Smallwood, Vice President of Workforce Engagement at MetLife and Marsha Barnes, CEO of The Finance Bar, who deal with workplace benefits on a daily basis about this very question. Let’s hear their advice on how to know what benefits work for you and how to value those benefits.

Links

MetLife

The Finance Bar

Upwise App

Marquis Smallwood on LinkedIn

Episode Sponsors

A big thanks to all the sponsors who make this episode possible:

Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.

I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.

To see the new Lexus NX and to discover everything it was designed to do for you, visit Lexus.com/NX.

FOLLOW & SHARE

Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.

Be sure to FOLLOW and SUBSCRIBE to never miss an episode!

Shannah Shares: Community Q&A

Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com

Follow Me Here for More Money Tips

Shannah on Twitter https://twitter.com/shannahgame

Shannah on Instagram https://www.instagram.com/shannahgame/

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Get Out of Debt & Shift Your Relationship with Money Jan 04, 2022

Show notes

Are you ready to get out of debt? If you’ve ever tried it you know it’s tricky. You have to work on your relationship with money, be willing to change habits, and look at your money in a whole new light. Our guest, Erin Skye Kelly wrote her new book, Get the Hell Out of Debt, rooted in her story of getting out of over $2.1 million dollars in debt. Her book and this episode is a judgment-free zone jam-packed with tips to revolutionize your relationship with money and come up with a plan to get rid of your debt. You’ll learn how getting out of debt will open up opportunities to build wealth beyond what you can imagine, more about Erin’s personal debt-free journey, and small steps you can start taking today.

Links

Get the Hell Out of Debt book

Erin's website

Erin on Instagram

Episode Sponsors

A big thanks to our sponsors who make this show possible.

Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.

I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.

FOLLOW & SHARE

Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.

Be sure to FOLLOW and SUBSCRIBE to never miss an episode!

Shannah Shares: Community Q&A

Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com

Follow Me Here for More Money Tips

Shannah on Twitter https://twitter.com/shannahgame

Shannah on Instagram https://www.instagram.com/shannahgame/

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Set Your Money Intentions For 2022 Dec 31, 2021

Show notes

It's that time of year again to set your money intentions for 2022. What do you want 2022 to look like? Do you have specific goals you want to achieve, and if so, why do they matter to you? Unlike resolutions, intentions are all about progress, rather than pass or fail. It’s time to set some money intentions for the year that you can achieve, that will change your life, and that will have you looking back at 2022 in awe of all the amazing things you’ve done. I'm walking you through my process of creating money intentions to jumpstart the new year off right in this special end of the year episode.

Episode Sponsors

I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.

FOLLOW & SHARE

Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.

Be sure to FOLLOW and SUBSCRIBE to never miss an episode!

Shannah Shares: Community Q&A

Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com

Follow Me Here for More Money Tips

Shannah on Twitter https://twitter.com/shannahgame

Shannah on Instagram https://www.instagram.com/shannahgame/

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Money Lessons From 2021 Dec 30, 2021

Show notes

There were so many money lessons form 2021. Everything from the power of cash flow, to understanding economics, from how to move from budgeting to cash tracking, to understanding the emotional side of money. In this special episode, I'm sharing some of my best money lessons from this past year as well as all the guests that have graced this show. I hope you find some inspiration in these lessons. Here's to another great year.

Episode Sponsors

I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.

Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney .

FOLLOW & SHARE

Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.

Be sure to FOLLOW and SUBSCRIBE to never miss an episode!

Shannah Shares: Community Q&A

Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com

Follow Me Here for More Money Tips

Shannah on Twitter https://twitter.com/shannahgame

Shannah on Instagram https://www.instagram.com/shannahgame/

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Learn more about your ad choices. Visit megaphone.fm/adchoices