She's Talkin' Money - TopPodcast.com

Latest Episodes:

The #1 Money Mistake Female Entrepreneurs Make: Not Paying Themselves with Danielle Hayden Sep 25, 2025

Show notes

Too many women entrepreneurs are hustling hard, making sales, and still not seeing the money hit their personal bank account. Sound familiar?

In this episode of Everyone’s Talkin’ Money, Shari Rash sits down with Danielle Hayden—Co-Founder and CEO of Kickstart Accounting—to unpack the myths, mindset blocks, and money mistakes that keep successful business owners stuck.

Danielle shares why it’s irresponsible not to pay yourself, the real difference between a bookkeeper, tax accountant, and CFO-level support, and how to use your numbers as a story—not a math problem—to make better decisions.

You’ll learn where most women overspend (and underspend), how to balance business needs with household needs, and why hiring the right money team can transform your business into a sustainable source of wealth.

You’ll walk away knowing:

Why saying “I’m not a numbers person” is keeping you broke in business
How to structure your money team (bookkeeper, tax accountant, CFO, and more)
The percentages you should be spending on payroll, marketing, and operations
What to do if your business is seasonal or cash flow feels lumpy
How to stop the shame spiral and finally pay yourself confidently

If you’re ready to shift from “making money” to keeping and using money in a way that supports both your business and your life, this episode is a must-listen.

Rules of Thumb for business spending. Check out the worksheet Danielle mentioned here: https://kickstartaccountinginc.com/healthy

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Thank you to our sponsors!

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How to Kill Debt, Master Credit and Protect Your Wealth - 40 Money Lessons at 40, Part 3 Sep 24, 2025

Show notes

Turning 40 has me thinking about the money lessons that actually matter — not the flashy hacks, but the real, sometimes boring, strategies that keep your financial life from falling apart.

In part three of my 40 Money Lessons at 40 series, I’m digging into debt, credit, and protection — the unsexy side of money that quietly saves you thousands.

40 Money Lessons at 40 - Part 1⁠⁠⁠⁠⁠

⁠40 Money Lessons at 20 - Part 2⁠⁠⁠⁠⁠

⁠40 Money Lessons at 40 - Part 3⁠⁠⁠⁠⁠

⁠40 Money Lessons at 40 - Part 4⁠⁠

⁠40 Money Lessons at 40 - Part 5

I’ll break down why paying off high-interest credit cards is the best guaranteed return you’ll ever get, how lifestyle creep sneaks up with an “I deserve this” disguise, and why carrying a balance on your credit cards is the ultimate wealth killer.

I’m also sharing the protection strategies most people ignore — from freezing your credit (free, easy, and way more effective than monitoring) to keeping disability insurance because your income is your biggest asset, and adding umbrella insurance once your net worth grows.

You’ll walk away knowing:

Why killing high-interest debt beats almost any investment strategy
How to recognize lifestyle creep before it drains your wealth
The golden rule of credit cards (hint: the magic number is zero)
The simplest way to stop identity theft before it happens
Why insurance may be boring, but it’s the backbone of financial freedom

These aren’t the lessons that get headlines or TikTok views, but they’re the ones that give you real peace of mind — and by 40, I’ve learned peace of mind is worth more than any hot stock tip.

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

September Is the New January: How to Set a Money Goal and Actually Crush It by Year-End. Back to School, Back to Budget Series (Part 4 of 4) Sep 23, 2025

Show notes

While everyone else is waiting for January to set resolutions they won’t keep, savvy money managers know the real financial new year starts in September.

In this final episode of the Back-to-School, Back-to-Budget series, Shari Rash shows you why fall is the perfect time to reset your money goals—and how to make them stick through the holiday season and beyond.

You’ll learn:

Why September has natural momentum that January can’t match
How to harness “fresh start” energy to set one powerful financial goal
The exact framework for choosing, sizing, and sticking to that goal
How to avoid the 3 most common mistakes people make when setting money goals
Why finishing the year strong can completely transform your financial confidence

Forget failed resolutions. September gives you the time, structure, and energy to create real change. Whether your goal is saving, paying off debt, or finally building that emergency fund, this episode will help you focus, follow through, and step into the new year already ahead.

If this series helped you, now’s the perfect time to binge all four episodes:

Part 1: resetting your money routine

Part 2: checking your money basics

Part 3: building a smart seasonal spending plan, and

Part 4: finishing the year strong with a financial goal that actually sticks.

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

Boring Money Moves That Actually Work - 40 Money Lessons at 40, Part 2 Sep 19, 2025

Show notes

Mindset is important, but here’s the truth: without strong cash flow systems and habits, you’ll always feel like you’re spinning your wheels with money.

In Part 2 of my 40 Money Lessons at 40 series, I’m walking you through the practical routines that form the backbone of financial stability.

40 Money Lessons at 40 - Part 1⁠⁠⁠⁠⁠

⁠40 Money Lessons at 20 - Part 2⁠⁠⁠⁠⁠

⁠40 Money Lessons at 40 - Part 3⁠⁠⁠⁠⁠

⁠40 Money Lessons at 40 - Part 4⁠⁠

⁠40 Money Lessons at 40 - Part 5

You’ll hear:

Why paying yourself first (even $25 at a time) guarantees your future gets funded
How to set up a monthly “money date” to check in without shame or stress
The life-changing peace of living one month ahead on bills
Why multiple bank accounts simplify money management and stop overdraft chaos

These aren’t flashy hacks — they’re the proven, boring-but-brilliant moves that build real wealth and lower money stress.

If you’ve been craving control over your finances, this episode is your blueprint for a rock-solid foundation.

You’ll walk away knowing:

Why paying yourself first flips the savings script (and why “leftover money” never works).
How a monthly money date can transform shame into clarity.
The underrated power of living one month ahead on bills — and the instant stress relief it creates.
Why multiple checking accounts aren’t obsessive, they’re smart structures.
How saving monthly for big expenses stops predictable bills from wrecking your budget.
The real cost of oversized housing — and how to keep it in check.
Why talking about money out loud is the fastest way to get unstuck.
And the 3-month pause rule that will save you from emotional, expensive mistakes.

Next episode, we’re talking protection — debt elimination, credit management, insurance. The shields that keep your financial house safe.

If this episode hit home, share it. Screenshot your favorite lesson, tag me @everyonestalkinmoney⁠. And remember: money doesn’t demand perfection. It just wants you to show up.

Build the foundation. Your future self will thank you.

Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

40 Money Lessons at 40: Real-Life Wins, Mistakes and What Actually Matters - Part 1 Sep 18, 2025

Show notes

What does turning 40 teach you about money? A lot. In this special series, Shari Rash shares 40 money lessons she’s learned over two decades in personal finance — from the cringe-worthy (financing a couch for three years) to the life-changing (automation beats motivation every single time).

This episode kicks off the first set of lessons, where Shari covers why:

Saving only for the future leaves you broke in the present
Confidence matters more than perfection when it comes to money decisions
Consistency beats intensity every single time
Money is forgiving — you can mess up and still recover
Independence doesn’t mean doing it all alone

Whether you’re 25 and just starting out, or 55 and saying “better late than never,” these lessons will shift how you think about money — and how you use it.

40 Money Lessons at 40 - Part 1⁠⁠⁠⁠⁠

⁠40 Money Lessons at 20 - Part 2⁠⁠⁠⁠⁠

⁠40 Money Lessons at 40 - Part 3⁠⁠⁠⁠⁠

⁠40 Money Lessons at 40 - Part 4⁠⁠

⁠40 Money Lessons at 40 - Part 5

You’ll walk away knowing:

The dangers of over-saving for retirement while neglecting cash flow today
How to move from research paralysis to confident action
Why automation is your secret weapon for building wealth
The truth about financial independence (it doesn’t mean going solo)
How to reset when mistakes happen, without shame or guilt

If you’ve ever wondered what really matters when it comes to money — not the Instagram hacks, not the one-hit-wonder success stories, but the everyday strategies that actually work — this is the episode for you.

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

Smart Spending for Fall: Holiday Budgeting, Sinking Funds, and Stress-Free Money Moves - Back-to-School, Back-to-Budget Mini-Series (Part 3 of 4) Sep 16, 2025

Show notes

The next three months—Halloween, Thanksgiving, and the holidays—are basically a budgeting minefield. Even if you’ve been disciplined all year, this season can throw your money game completely off.

In Part 3 of our Back-to-School, Back-to-Budget series, I’m giving you a clear strategy to holiday-proof your wallet and make sure your spending reflects your priorities—not panic.

We’re talking sinking funds for things you know are coming—gifts, school events, sports travel—and how to build a 3-month forecast that gives you room to breathe and room to celebrate.

This episode isn’t about being the holiday Grinch—it’s about putting boundaries in place so you can actually enjoy the season without carrying guilt or a January credit card hangover into the new year.

You’ll learn:

how to map out your fall spending from Halloween through New Year’s
how to budget for all those "surprise-but-not-really" expenses
how to shift your mindset from restrictive to intentional.

By the end, you’ll walk away with a simple fall money plan, sinking funds set up for what’s ahead, and the confidence to celebrate without sabotaging your financial goals.

If you’re a busy professional or parent who dreads the financial chaos of the holidays but still wants to enjoy every bit of it—this one’s for you.

And if this episode gives you the holiday money reset you’ve been craving, share it with a friend and make sure you’re subscribed so you don’t miss the final episode in this series: Building Momentum for Year-End Success.

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

Attracting Wealth Like a Lover: Rewiring Your Money Mindset with Morgana Rae, the Money Goddess Sep 13, 2025

Show notes

What if your biggest money blocks aren’t in your bank account—but in your unconscious relationship with money?

In this powerful and deeply personal episode, I’m joined by Morgana Rae, internationally recognized money mentor, bestselling author of Financial Alchemy: Twelve Months of Magic & Manifestation, and the woman her clients call the Money Goddess.

Morgana’s unconventional (and wildly effective) approach has helped clients generate five, six, and even seven figures—sometimes within hours of doing this work.

We’re not just talking mindset here—we’re talking total transformation. Morgana shares how she went from making $100/month in Los Angeles to generating millions by decimating her old toxic money narrative and replacing it with love, worthiness, and intentional action.

If you’re a high-achieving woman who’s done all the “right” things—budgeted, invested, hustled—but still feels like wealth is a moving target or doesn’t stick… this episode will change the game.

You'll walk away with:

A completely new perspective on what it means to have a relationship with money
The 6-step Financial Alchemy® process to eliminate hidden blocks and attract aligned abundance
Why “hustling harder” actually repels money—and what to do instead
How to use visualization, emotional safety, and self-worth to magnetize wealth
What it means to love money without greed, guilt, or scarcity
How unresolved family trauma, fear of betrayal, and emotional avoidance show up in your bank account
Practical actions to reset your money energy—whether you’re struggling to make ends meet or managing millions

Grab Morgana’s 10-Year Anniversary Edition of Financial Alchemy: Twelve Months of Magic & Manifestation: https://amzn.to/3IHRUen

Follow the show on your favorite podcast app so you never miss an episode.

Keep the conversation going on Instagram @everyonestalkinmoney

Leave a quick rating and review to help others discover the show.

And remember: money should be a tool to live life on your terms.

Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

Money Is Emotional: Values-Based Spending, Social Pressure, and Financial Confidence with Jack Howard (of Ally Bank) Sep 11, 2025

Show notes

Financial wellness isn’t just math—it’s mindset. Today, Jack Howard, strategic program and communications lead at Ally and secretary of the Ally Charitable Foundation, joins me to unpack money psychology, values-based spending, and why “financial confidence” has very little to do with your income bracket.

We break down social spending, the Gen Z impulse loop fueled by Instagram/TikTok, and how to start having real money conversations with your friends—without tanking your budget or your relationships.

You’ll hear:

How your earliest money memories quietly drive adult decisions—and what to do about it

The “money wellness chain reaction” to interrupt anxiety and take action today

Social spending vs. social connection: lower-cost ways to get a higher “return on joy”

Why women (especially high earners) still feel financially fragile—and how to fix it

A values-based alternative to traditional budgeting that actually sticks

What women of color need to hear about building real, generational wealth—on their terms

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

Reset for Fall: Cash Flow, Emergency Fund, Sinking Funds + a No-Stress Budget. Back-to-School, Back-to-Budget Series (Part 2 of 4) Sep 09, 2025

Show notes

Feeling that late-summer bank account hangover? In Part 2 of my Back-to-School, Back-to-Budget mini-series, we run a Fall Financial Checkup—so you stop flying blind and start making confident money moves before holiday spending hits.

I walk you through a 30-minute cash-flow audit, a ruthless subscription/money-leak review, and a realistic September budget using either the 50/30/20 rule or my BFF Budget (Budgeting Financial Friend).

We’ll firm up your emergency fund, set sinking funds for predictable costs (gifts, travel, winter gear, annual bills), and choose a debt payoff strategy (snowball vs avalanche) you can actually stick with.

You’ll learn:

How to calculate true cash flow (not just salary) and spot hidden spending
A 15-minute subscription audit to kill money leaks fast
The difference between needs, wants, and “future you” (savings/debt)
How to build sinking funds to holiday-proof your budget
Debt snowball vs avalanche: which to use and when
The weekly money check-in ritual that keeps you out of panic mode

Perfect for: anyone craving a September budget reset, prepping for holiday spending, or ready to ditch autopilot and build an intentional fall budgeting routine.

Share this with a friend who needs a money cleanup, follow us on Instagram @everyonestalkinmoney for more tips and subscribe so you don’t miss Part 3: Smart Spending for a Busy Season.

Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

The High-Earner’s Paradox: Why Six Figures Don’t Equal Financial Freedom with Linda Grizely Sep 06, 2025

Show notes

So you’re making six figures (or more)… but why does financial confidence still feel out of reach?

In this episode of Everyone’s Talkin’ Money, I’m joined by personal finance speaker and educator Linda Grizely, creator of The MeMoney™ Method, to talk about what really holds successful women back from prioritizing themselves financially.

We unpack why hitting income milestones doesn’t automatically translate into security or self-trust, how to spot the biggest money lies high-achieving women tell themselves, and the guilt that sneaks in when you finally start spending on yourself in bigger, bolder ways.

You’ll hear:

Why the “High-Earner’s Paradox” keeps women stuck in scarcity thinking even after they’ve “made it”

What it really means to build a life you love on a budget you don’t hate

How values-based money decisions can transform your financial confidence

The first step you can take today if you’re crushing it at work but not with your money

Linda’s personal money decision that changed her life forever

This conversation is about moving past survival, shame, and self-doubt into a financial strategy that actually feels aligned with your values—and your success.

Follow Linda on Instagram.

Hit follow on Everyone’s Talkin’ Money so you never miss smart, shame-free conversations about wealth.

Leave a quick rating and review—it helps more successful women like you find the show and build their own money confidence.

Join the conversation on Instagram @everyonestalkinmoney and share the money lies you’ve told yourself—and how you’re rewriting the script.

Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

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