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    Business

    She’s On The Money

    Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat, just way better for your bank balance. 

    It’s honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business… with a big dose of fun.  

    Advertise

    Copyright: Copyright © 2020 She's On The Money Australia. All rights reserved

    • Apple Podcasts
    • Google Play
    • Spotify

    Latest Episodes:
    How to Build Good Money Habits That Run on Autopilot May 06, 2025
    Show notes

    Ever promised yourself this would be the month you finally stick to a budget… and then ordered Uber Eats twice before Wednesday? Well, this episode is your permission slip to stop blaming willpower and start building smarter systems. Because the truth is: good money habits aren’t about discipline, they’re about design. We’re unpacking the psychology of habits, why your brain loves to self-sabotage (blame the caveman settings), and how to make budgeting feel less like punishment and more like autopilot. Plus, the tiny tweaks you can make today that’ll actually stick.

    In This Episode:

    ✨Why motivation isn’t the magic solution we think it is
    ✨How to spot your habit triggers — and use them to your advantage
    ✨What “habit stacking” is and how to make it work for your money
    ✨Building systems that save you from yourself (and your phone)

    Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

    Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

    See omnystudio.com/listener for privacy information.


    She’s Good With Money, He Was Deep In Debt… Here’s How They Turned It All Around May 04, 2025
    Show notes

    What happens when you’re smashing savings goals… and your partner is dragging debt behind him? This week’s Money Diarist is the kind of person who plans, budgets, and makes things happen. Her partner? Not so much. But instead of giving up or giving in, she stepped up.... managing the money, making the plan, and slowly pulling them into a better place. It wasn’t easy. But now, they’re out of debt, kicking goals, and building a life with way more control than chaos. It’s honest, relatable, and seriously motivating if you’ve been doing the financial heavy lifting (or just need a lift yourself).

    Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

    Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

    And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

    Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

    See omnystudio.com/listener for privacy information.


    Should You Buy Gold Bullion and Would You Delay Your Dream Job Incase You Have Kids? May 01, 2025
    Show notes

    Gold prices are on the rise… but does that mean you should be out here buying bars? This week’s Friday Drinks kicks off with a shiny dilemma: one listener wants to know if investing in gold bullion is a smart financial move, or just a panic response. So we're chatting about when gold actually makes sense as an investment (and whether that jewellery sitting in your drawer is secretly part of your portfolio). Then we get personal: would you delay your dream job just in case you want to have kids someday? We dive into the pressure to plan around maybes and how to make big life decisions when nothing feels certain. Of course, it wouldn’t be a Friday ep without your money wins and broke tips.

    Content Warning: This episode includes discussion of miscarriage. If this topic is distressing for you, you may want to skip this one. And if you need support, Miscarriage Australia has a list of helpful resources available here.
    FREEBIE: we’ve teamed up with our friends at Moonpig again for a pretty iconic Mother’s Day offer: right now, you can send your first card completely free with the code MUMSOTM. Head here and add a cute photo, a sweet message, maybe even a voice note.

    Webinar Replay: Catch the Constant Contact webinar replay here, and the first small business marketing mini series youtube video here.

    Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

    Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

    See omnystudio.com/listener for privacy information.


    Points Hacking (No Credit Card Required) Apr 29, 2025
    Show notes

    Think you need a fancy black Amex credit card to start points hacking? Think again. Because, today, we're joined by our very own resident points queen, Jess Ricci and she spills exactly how you can stack points, cash in bonuses, and score free flights, KitchenAids, and even Dyson vacuums... without ever swiping a credit card. We’re sharing the real rules of smart points hacking, why loyalty programs actually make companies money (and how we’re flipping that to our advantage), plus the stacking tricks, bonus offers, and sneaky little hacks you need to know.

    Inside This Episode:

    ✈️How to actually make points work for you (without spending more)
    ✈️The best loyalty programs to jump on right now
    ✈️Smart bonus stacking 101: double dip, triple dip, WIN
    ✈️When to use your points for flights vs upgrades vs shopping
    ✈️The real rules of savvy points hacking (and what to ignore)


    Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

    Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

    See omnystudio.com/listener for privacy information.


    How Property Flipping Helped Us Build the Life We Actually Wanted Apr 27, 2025
    Show notes

    They flipped one house and flipped their whole future. Ever wondered if flipping a property could actually change your life? Today’s Money Diarist shares how she and her husband scraped together a deposit, lived in a caravan while they renovated their first fixer-upper, and flipped it for a serious profit. Once they realised they had a knack for it, they didn’t stop at one and turned their property skills into a growing business, more financial freedom, and a future with way more options than they had before.

    Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

    Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

    And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

    Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

    See omnystudio.com/listener for privacy information.


    This Is the Money Trap That Keeps So Many Women Stuck Apr 24, 2025
    Show notes

    This episode is all about those moments when you know something’s not working, but you don’t know how to change it. Whether it’s setting boundaries around your time, charging what you’re worth, or figuring out how to leave a relationship that no longer serves you… when money’s involved, it gets complicated. We’re getting into what keeps people stuck, how to start building a way out (even if it feels impossible right now), and where you can turn for help that’s real and judgment-free. And because it’s a Friday show, we’re also lightening the mood with your favourite money wins and chaotic broke tips (Cheesels over chips? Discuss).

    The National Debt helpline is a free resource you where can speak to financial councillors about your debt. Call 1800 007 007 or visit https://ndh.org.au/
    Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

    Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

    Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

    See omnystudio.com/listener for privacy information.


    Blue Eyed Kayla Jade: Behind the Money, Followers and Fame Apr 23, 2025
    Show notes

    She made $30k in one day... and that's not even the most impressive part. With over 2 million TikTok followers, viral cash-counting clips, and a six-figure business built from the ground up, Kayla Jade is one of the most recognisable (and unapologetic) faces in Australian content creation. And she’s not just here for attention. She’s here to build wealth.
    She’s an OnlyFans creator, full-service sex worker, digital entrepreneur, and financial powerhouse (with a brand new podcast you're not going to want to miss) who went from fixing her car with duct tape to negotiating five-figure bookings and flipping that income into property, power, and long-term financial freedom.

    It’s an unfiltered chat where Victoria gets to ask all the questions you’ve been dying to know.... and Kayla doesn’t hold back.

    You'll hear:

    🔥 How she made $30K in a single day (yes, really)
    🔥 The business model behind OnlyFans — and the boundaries that protect it
    🔥 Why she stopped the flashy spending and started building a property portfolio
    🔥 The stigma, double standards and assumptions she’s still pushing back against
    🔥 How she’s turning internet fame into long-term financial freedom
    If you loved this chat, you’re going to binge her new pod. Listen to Storytime With Kayla Jade and follow her TikTok here.
    Content note: We chat about sex, work, money and everything in between you might want to skip this one if little ears are around.

    Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

    See omnystudio.com/listener for privacy information.


    How Georgie Stevenson Built Naked Harvest (and a Wellness Empire) Apr 22, 2025
    Show notes

    She walked away from a corporate law career to chase something that didn’t quite make sense on paper... and ended up co-founding one of Australia's most recognisable wellness brands.

    Georgie Stevenson wasn’t trying to build a business. She saw a gap in the wellness space, backed herself, and built Naked Harvest (now being rebranded as NU Harvest) into a multi-million dollar company with her brother by her side. No investors, just a product women were craving, and the guts to do things differently.

    In this Business Diary, Georgie opens up about disrupting a male-dominated industry, growing a physical product brand from scratch, and the mindset it takes to lead through big growth (and bigger pressure).

    We talk about:
    💡 Disrupting a male-dominated space with products that put women first
    💡 Building a business with your sibling (and making it out alive)
    💡 Leading through imposter syndrome, intuition, and therapy
    💡 And why the woman who never planned to be a founder… isn’t done yet
    Hit play for biz lessons, big energy, and the kind of founder chat you’ll be thinking about long after your walk ends.

    Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

    See omnystudio.com/listener for privacy information.


    She Didn’t Go to Uni — But She’s Got Her Dream Home, Investments… and a Massive Decision to Make Apr 20, 2025
    Show notes

    She didn’t go to uni. She’s 26, bought a home young, and has been building her money confidence piece by piece. But when her dad passed away and left her an inheritance, she found herself completely stuck. Not because she doesn’t care — but because the pressure to use it “right” is heavier than she expected. This week’s Money Diary is about grief, guilt, and trying to make a smart money decision when your heart’s still catching up. It’s honest, emotional, and packed with the kind of real-life money moments no spreadsheet can prepare you for.

    Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

    Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

    And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

    Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

    See omnystudio.com/listener for privacy information.


    Would You Walk Away From Shares That Might Make You a Millionaire? Apr 17, 2025
    Show notes

    You've been offered a new job with better pay and less stress. But here's the catch: leaving your current role means giving up employee shares that might make you a millionaire one day. So… what would you do? We’re unpacking the emotional rollercoaster of choosing between short-term peace and long-term potential, why golden handcuffs are very real, and what we’d do if we were in her shoes (spoiler alert, we didn’t all agree). We also introduce you to LICs — ETFs' more mysterious (and slightly riskier) cousin — and unpack whether they deserve a spot in your portfolio. Plus the usual chaos, unfiltered opinions, and broke hacks you didn’t ask for but you’re getting anyway.

    Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

    Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

    Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

    See omnystudio.com/listener for privacy information.


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