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    Business

    She’s On The Money

    Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat, just way better for your bank balance. 

    It’s honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business… with a big dose of fun.  

    Advertise

    Copyright: Copyright © 2020 She's On The Money Australia. All rights reserved

    • Apple Podcasts
    • Google Play
    • Spotify

    Latest Episodes:
    The Insurances I Would Never Buy... From an Insurance Expert Jul 15, 2025
    Show notes

    If you've ever been offered insurance at the checkout and thought,“Wait… do I actually need this?”this ep is for you. From phone cover to pet insurance, there are so many policies that sound smart in the moment but just turn out to be clever marketing. So I called in friend of the show and insurance expert Phil Thompson from Skye Wealth to help us sort the genuinely helpful from the total money drains.

    We’re breaking down the covers that quietly siphon your cash, the underrated ones that actually protect your biggest assets (you might be surprised what they are BTW), and the sneaky traps hiding in default policies. If you’ve been meaning to clean up your insurance but don’t want a boring lecture about premiums and policies, this is your no-drama, straight-talking guide on what to keep, skip, or switch.

    In this episode:
    💸 The insurances we’d never waste our money on
    💸 Why default income protection through super might leave you stranded when it counts
    💸 Pet insurance or DIY vet fund? We put them head-to-head
    💸 The spicy truth about funeral insurance (and why it’s a hard pass for us)
    💸 How to get expert insurance advice without dropping four figures
    💸 The “Ferrari rule” that’ll change how you think about your income forever

    GET YOUR INSURANCES SORTED: With Phil and his team at Skye Wealth here.

    Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.
    And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.
    Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

    See omnystudio.com/listener for privacy information.


    My Husband Left Me 6 Months After Having Twins.... And We Had A $50k Debt Jul 13, 2025
    Show notes

    Ever felt like your whole life got flipped without warning? Like one minute you're managing work, babies, bills... and the next, everything's on fire? This week's Money Diary is for anyone who's had to start over when they really, really didn’t plan to. The same week our diarist returned to work after maternity leave, her husband left (over text!!!) for another woman, leaving her with six-month-old twins and half of their $50K in debt. But after all that heartbreak, what follows is the kind of ending that makes you think: "That breakup? Honestly, best thing that ever happened to you." We're talking career glow-ups, investing wins, serious boundary-setting, and a new partner who proves the good ones do exist. This one’s for anyone who needs a little reminder that your worst moment might just be your turning point.

    Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

    Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

    And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

    Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

    See omnystudio.com/listener for privacy information.


    Is This the Biggest Financial Decision You'll Make? Jul 10, 2025
    Show notes

    It’s the finance hot take that’s everywhere right now, but is your partner really the biggest financial decision you'll ever make? This week, we’re taking a closer look at the money-meets-love dilemma that’s dividing the internet, and our community. What happens when you're a budgeting queen with big goals, and they’re... just not? Is financial compatibility a dealbreaker, or is there more to the story? We also dive into the side hustle stress no one talks about: how to manage money when your “fun little project” suddenly starts making bank. It’s full Friday Drinks energy: slightly chaotic, surprisingly insightful, and the financial group chat you didn’t know you needed.

    Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

    Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

    Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

    See omnystudio.com/listener for privacy information.


    I'm Bored. Give Me Your Most Unhinged Money Saving Hacks... Jul 08, 2025
    Show notes

    If you’ve spent five minutes on TikTok lately (okay, five hours), you’ve probably stumbled on the “most unhinged hack” trend... people sharing their weirdest, wildest ways to solve life’s problems. And when one clever member of our She’s On The Money community asked for the most unhinged ways to stop unnecessary spending, and you guys well and truely delivered. These hacks might sound chaotic, but don’t be fooled. Underneath the chaos is a heap of helpful, psychology-backed, behaviour-breaking brilliance. Because sometimes a budget just isn’t enough. Sometimes you need a strategy that’s equal parts unhinged and actually effective.

    In this ep you'll find:
    💸 The social media tweak that kills retail temptation before it even hits your feed
    💸 The hair tie trick that’s backed by real behavioural psych (and actually works)
    💸 The dopamine swap that turns UberEats cravings into tiny investing wins
    💸 The one phone setting that takes all the sparkle out of online shopping
    💸 The “if it’s under…” mind game that makes every impulse buy a budget test
    💸 The subscription-killer move that forces you to rethink what you really use

    FREEBIE: Join our 30-Day Reframe Challenge here.

    Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.
    And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.
    Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

    See omnystudio.com/listener for privacy information.


    We Chose a Long-Distance Marriage For 2 Years to Build Our Future Jul 06, 2025
    Show notes

    What would you sacrifice for your long-term financial goals? In this week’s Money Diary, we meet someone who made a bold, unconventional choice... moving countries solo, leaving her husband behind, and taking on a whole new life to set up their future. From rural Japan culture shocks to rapid salary growth and a financial strategy that’s anything but ordinary, this ep is full of unexpected turns, big mindset shifts, and proof that building wealth doesn’t always look the way you’d expect.

    Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

    Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

    And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

    Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

    See omnystudio.com/listener for privacy information.


    Is Your Inner Broke Girl Blocking Your Financial Glow-Up? Jul 03, 2025
    Show notes

    You’re earning more, budgeting better, and technically doing everything right... so why does spending still make you feel like you’re one click away from financial ruin? In this week's ep, we're unpacking the inner broke girl energy that so many of us carry (even when our bank balance says otherwise). Sometimes it's not your budget that needs a glow-up, it's your mindset. Plus things get spicy when a community member asks where we stand on tipping culture... do you tip, when do you tip, and are we all just too awkward to ask for change back? We’ve got thoughts. And of course we've got all your money wins and confession, and broke tips that you love.

    Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

    Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

    Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

    See omnystudio.com/listener for privacy information.


    5 Shares That Skyrocketed Last Financial Year (And What You Can Learn From Them) Jul 01, 2025
    Show notes

    This week, we’re diving into five shares that absolutely popped off last financial year, and what they can actually teach us about smart investing. Some were expected (hello, gold rush), others were more niche, but all of them have big money lessons baked in. From pharmacy shakeups to booming tech, we’re unpacking what really drives a share price, how to spot strong business stories, and why investing is about more than just crossing your fingers and manifesting gains. Whether you’re deep in your investing era or just market-curious, this one’s all about making investing feel less intimidating, and way more empowering.

    Here’s what we cover:
    📉 Why gold is having a moment… and the miner that surged 150%+
    📉The new pharmacy powerhouse on the ASX
    📉The furniture brand making waves (and margins) through AI and drop-shipping
    📉 The everyday app for parents and pet owners… that quietly crushed the stock market.
    📉 And why “booming” doesn’t always mean “buy now”

    Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.
    And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.
    Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

    See omnystudio.com/listener for privacy information.


    The Money Diaries of an Aussie Girlbossing in New York Jun 29, 2025
    Show notes

    Ever wondered what it’s really like to chase your dreams in the Big Apple? In this week's ep, we’re cracking open a glam, gritty, and oh-so-real money diary straight from New York City, featuring an Aussie expat who’s living the dream… and navigating all the money stuff that comes with it. Working as a headhunter in NYC, she’s juggling Manhattan rent, 401ks, and a mortgage back home she shares with her siblings. Oh, and she’s got a seriously genius strategy for staying stylish in the city without blowing the budget. It’s the NYC hustle, with an Aussie twist.

    Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

    Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

    And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

    Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

    See omnystudio.com/listener for privacy information.


    The Super Catch-Up Plan You Need and a Pep Talk for When You Feel Behind Jun 26, 2025
    Show notes

    Have you ever celebrated hitting a big financial milestone... and then you take a look at what your friends are doing and suddenly your win doesn’t feel so shiny. This week, we’re diving into the mental minefield that is the money comparison trap... the spiral that hits even when you know you’re doing okay. We also break down what to do if you accessed your super during COVID and want to catch up (or feel like you “should”). Is it worth topping up? Where do you even start? Plus we've got all your fave money wins, broke tips and chaotic money chats.

    LAST CHANCE: to sign up to The Investing Masterclass, it starts July 1 and you can sign up here.

    Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

    Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

    Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

    See omnystudio.com/listener for privacy information.


    Nartarsha Bamblett on Turning Her Gift Into a Business Jun 24, 2025
    Show notes

    You’ve heard her voice open every ep... but this week, we’re handing her the mic for real. In this Business Diary edition, we’re getting the full download from the magnetic, powerful, and wildly inspiring Nartarsha Bamblett, aka Queen Acknowledgements. Nartarsha never set out to be a founder. But when her way of doing Acknowledgement of Country started shifting rooms, opening hearts, and creating real connection… the business found her. In this episode, Nartarsha shares how she turned cultural wisdom, community care, and pure presence into a business that’s rewriting the script on what it means to work with purpose... and get paid for it.

    We talk about:
    🔥Charging for something sacred, and why that’s not up for debate
    🔥Turning passion into profit (without the burnout)
    🔥Building a business that fits around motherhood, not the other way around
    🔥The reality of saying no, and trusting the right clients will come
    🔥What work-life “balance” really looks like when you’re building something that matters

    This one’s powerful and full of the kind of business wisdom you feel - not just hear.

    Check our Nartarsha's website and Instagram.
    Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.
    And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.
    Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

    See omnystudio.com/listener for privacy information.


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