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    Business

    She’s On The Money

    Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat, just way better for your bank balance. 

    It’s honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business… with a big dose of fun.  

    Advertise

    Copyright: Copyright © 2020 She's On The Money Australia. All rights reserved

    • Apple Podcasts
    • Google Play
    • Spotify

    Latest Episodes:
    How Sammy Robinson Built the Cult Brand One Mile (With Her Own Savings) Nov 04, 2025
    Show notes

    You know that dream of starting something on your own... but the money part feels impossible? Sammy Robinson did it anyway. At 22, she took the savings most of us would use for a house deposit and built One Mile, the self-funded fashion label that’s become everyone’s quiet-luxury obsession (and yes, even Kendall Jenner’s worn it). In this episode, Victoria finds out how Sammy went from filming in her bedroom to running two Sydney boutiques and a multi-million-dollar label she still owns outright. They dive into how she built operations before the hype, the viral moment that changed everything, and the very unglamorous money lessons behind building a sustainable brand that actually makes money.
    In this episode:
    💼 How Sammy turned savings into a self-funded fashion empire
    💼 The money strategy that made One Mile profitable from day one
    💼 How a Kendall Jenner sighting turned into global demand
    💼 The advice from her dad that still shapes her money mindset
    💼 How she built a “quiet luxury” label that’s anything but quiet
    💼 What she wishes she’d known before spending her first $100k
    SAMMY'S LINKS: Follow Sammy on Tiktok and shop One Mile.

    Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.
    And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.
    Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

    See omnystudio.com/listener for privacy information.


    She Maxed Out Her $10K Credit Card Partying... Now She Owns Two Properties Nov 02, 2025
    Show notes

    You know that feeling when you start earning your own money and suddenly everything feels possible... the festivals, the flights, the “let’s just go out”? This week’s Money Diarist lived that era hard. Working double shifts, saying yes to everything, and promising herself she’d deal with the debt later. Then later came… with a $10K maxed-out credit card, a $20K car loan, and a reality check that hit harder than the Monday shift after a Sunday sesh. But here’s the plot twist: she turned it all around. These days she’s running a six-figure career, owns her own home, and has an investment property quietly doing its thing in the background. If you’ve been in your “fun now, finances later” era, this diary is full of inspo!

    GET VICTORIA'S BUDGETING SYSTEM: Master your cashflow here.
    Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

    Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

    And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

    Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4

    See omnystudio.com/listener for privacy information.


    Should You Invest While You're Still In Debt? And an Early Inheritance Dilemma Oct 30, 2025
    Show notes

    You’re smashing your financial goals, debt’s going down, confidence’s going up, and then that little voice pipes up: “Should I be investing too?” This week, we’re unpacking the guilt trip of the financially responsible. Can you actually build wealth while you still owe money? Victoria’s breaking down the maths and the mindset, and proving that sometimes the hottest ROI is just being a little bit boring. Then, an early-inheritance nightmare that’s giving full moral hangover. Her parents gifted her $50K for a house deposit… until they hit money trouble and might need it back. Do you hand it over out of love, or keep it and become the villain in your own family group chat? It’s financial guilt, family politics, and the ultimate test of boundaries. Plus, a brand-new segment where you get to ask the team anything (yes, really), a few chaotic money wins, and broke tips so unhinged they might actually work.

    Need the team’s take on your money dilemma? Send us a voicemail here.
    Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here.
    Victoria's Marley Spoon Code:
    Use VICTORIASAVES to get up to $230 off your first 5 boxes, including free shipping on your first one.

    Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

    Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.

    Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.


    See omnystudio.com/listener for privacy information.


    How To Buy Property Without The Bank of Mum and Dad (or a 20% Deposit) Oct 28, 2025
    Show notes

    If you’ve ever looked at house prices and thought, “I guess I’ll just marry rich or manifest an inheritance” this ep is for you!

    Victoria and Jess are here to prove you can buy property without a trust fund, a partner, or a miracle. They’re breaking down the actually doable ways to get into the market... from decoding your borrowing power and super hacks to the spicy truth about LMI (spoiler: it’s not the villain). This is the step-by-step playbook for anyone who’s serious about owning property on their own terms.
    🏡The real first step you need to take (and no, it’s not saving harder)
    🏡 All the chats to have with your broker before you start scrolling listings
    🏡 Hacks to build a deposit faster (no two-minute noodles required)
    🏡 The tax move so good that it feels like it should be illegal (but it's not)
    🏡 Surprising maths that makes “less than 20%” work in your favour
    LISTEN: The Smart Homebuyer's Guide to Finding "The One"

    Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.
    And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.
    Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

    See omnystudio.com/listener for privacy information.


    She Left Her Husband With $12K and Two Suitcases... Now She’s Worth Six Figures Oct 26, 2025
    Show notes

    They say you end up with someone like your dad... and for this week’s diarist, that was the problem. Her dad was reckless with money, and years later, she married someone just like him. While she worked and saved, he spent, quit jobs on a whim, and left her holding the financial bag. At 30, she’d had enough. She packed two suitcases, took her last $12K, and started again. . Now building wealth on her own terms (complete with a partner who actually gets it) and even using debt recycling to make her mortgage work harder. This ep is proof that starting again doesn't equal failure... it’s a power move.
    GET VICTORIA'S BUDGETING SYSTEM:
    Master your cashflow here.
    Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

    Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

    And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

    Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4

    See omnystudio.com/listener for privacy information.


    Should You Quit A Toxic Job Without a Backup Plan? And What To Do If You Can’t Get Insurance Oct 23, 2025
    Show notes

    Ever had a job so toxic it makes your morning coffee taste like dread? This week, a community member wrote in ready to walk... 60-hour weeks, zero recognition, and a boss who extended her probation “just because.” She’s got a mortgage, $20K in savings, and one big question: is it smart or reckless to quit with nothing lined up? It’s a debate every burnt-out queen needs to hear... equal parts therapy and tough love. We're also tackling what to do when you can't get insurance. Victoria breaks down your options, the little-known loopholes, and why getting cover early is the real adult flex. Because it’s not the end of the week until we’ve shared a few money wins, a broke tip, and at least one questionable life choice.

    Need the team’s take on your money dilemma? Send us a voicemail here.
    Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here.

    Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

    Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.

    Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

    See omnystudio.com/listener for privacy information.


    We Accidentally Found the Travel Hack That Saves You Serious Cash Oct 21, 2025
    Show notes

    You scrimp, save, and finally book your dream trip… only to spend it fighting for a pool lounger, paying peak rates for accom, and cropping 100 tourists out of your sunset pics. Well, on our recent trip to the NT, we realised we’ve been doing travel wrong. And because we don’t gatekeep at SOTM, this ep is all about our new fave travel hack. One that's completely changed how we think about timing, value, and what makes a holiday actually feel rich. In this Deep Dive, we unpack why we’ve all been trained to think this season is “the best,” the psychology that makes us pay more without realising, and the surprising perks of travelling when everyone else isn’t. This one is full of practical tips for planning smarter holidays, scoring better deals, and making your money further.
    In this ep:
    ✈️
    Our bucket list trip without the bucket list prices
    ✈️ The travel trap that’s been quietly draining your bank account
    ✈️ How to score luxe-for-less stays without feeling like you’re budgeting
    ✈️ Go-to tips for planning getaways that feel rich... not expensive
    Today's episode was sponsored Tourism NT...
    See the full blog of our dreamy NT travel diaries right here.
    Ready to plan your own trip? Find the amazing deals and experiences of the NT's Best Kept Season here


    Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.
    And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.
    Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.


    See omnystudio.com/listener for privacy information.


    She Skipped Uni, Travelled for 4 Years… and Still Built Her Dream Life Oct 19, 2025
    Show notes

    Ever done something just because it’s what you’re supposed to do? Well, this week's diarist did the opposite. While everyone else was drowning in student debt and instant noodles, she was saving, flying, and somehow adulting better than all of us. She bought a house in her early twenties, lived overseas for years, and came home with more life experience than any degree could buy. Spoiler: doing life “out of order” might’ve been the smartest move she ever made. Inside this diary, we get into skipping-uni guilt, working smarter than your parents planned for, and how to build a life that actually feels good, not just looks good on LinkedIn.

    GET VICTORIA'S BUDGETING SYSTEM: Master your cashflow here.
    Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

    Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

    And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

    Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4

    See omnystudio.com/listener for privacy information.


    How to Set Up Your Kids (Without Losing Your Benefits)…And What to Do When You’re Putting in More for the House Than Your Partner Oct 16, 2025
    Show notes

    We all want to be the parent who “sets the kids up,” right? But between savings accounts, offsets, and “future nest egg” fantasies it's hard to know what to do. So this week we’re breaking down how to actually make your money work harder (for you and your mini-me). Then things get spicy with a DM that split the community: she’s saved $150K, he’s got $64K, and they both want to own the house 50/50. Do you still go halves? Do you lawyer up? Or do you just call it “love tax”? We get into what’s fair, what’s smart, and how to buy a house together without starting a civil war.Just another Friday of money wins, rogue broke tips, and a little financial drama to keep things spicy.

    Need the team’s take on your money dilemma? Send us a voicemail here.
    Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here.

    Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

    Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.

    Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

    See omnystudio.com/listener for privacy information.


    The Daily Edited & In The Roundhouse: How Alyce Tran Turned a $5K Side Hustle Into Global Brands (and Landed Hailey Bieber as a Fan) Oct 14, 2025
    Show notes

    What if your "little side-hustle" became the next big brand everyone’s talking about? That’s exactly what happened to Alyce Tran, the ex-lawyer who turned a $5K side project into The Daily Edited, built stores in New York and Singapore. Then, because one cult brand wasn’t enough, she launched In The Roundhouse, the tableware label making dinner look like a fashion moment. In this ep Victoria finds out exactly how Alyce went from corporate girlie with a creative itch to a serial founder of cult-status brands. You'll here the actual money story of how she bootstrapped both brands without investors, made big collab moves on a budget, and learned that million-dollar months don’t magically cure the “not enough” feeling.

    💼 How a corporate lawyer accidentally built a global empire
    💼 The $5K startup story that proves you don’t need investors
    💼 Her influencer strategy that landed Hailey Bieber
    💼 Perfectionism, profit, and the myth of “having it all”
    💼 Her playbook for building brands people obsess over
    💼 How she's made her work feel nothing like "work"
    ALYCE'S LINKS: Follow Alyce on Tiktok.
    Shop In The Round House and follow their dreamy Instagram.

    Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.
    And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.
    Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

    See omnystudio.com/listener for privacy information.


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