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    Business

    SeedTime with Bob and Linda Lotich

    Success as a Christian. Success in Marriage. Success as a manager of the money God’s entrusted to you. That’s what we’re after. If you want that too, then you’ll love the show.

    Learn to simplify, automate, multiply & get full control of the money God’s entrusted you with. So you can quit stressing about it, pay off debt & get on with your God-given purpose.

    Oh and we have a different take on money than most financial experts. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do.

    We help you spend less time thinking about money while getting better results.

    The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to:

    – paying off $400k of debt
    – eliminating all guilt and shame with money
    – building multiple streams of passive income
    – honoring God with our finances
    – learning how to save & invest wisely
    – having financial unity in our marriage
    – giving $1 million by age 40

    Occasionally, we interview guests like John Mark Comer, Mark Batterson, Levi Lusko, Annie F. Downs, Joshua Becker, Jamie Winship, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our real lives.

    And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book ‘Simple Money, Rich Life’ or take your spouse or church small group through our 6-week on-demand workshop ‘True Financial Freedom’.

    Find out more at https://seedtime.com/

    Advertise

    Copyright: © SeedTime (SeedTime.com)

    • Apple Podcasts
    • Google Play
    • Spotify

    Latest Episodes:
    Should I ONLY have cash because the end times are near? Jan 24, 2022
    Show notes

    I received a question from a member of our SeedTime community that I wanted to share. The gist of it is this: should I just have everything in cash because the world is going to come to an end?

    Let's find a balanced approach and fix our eyes on Jesus!

    Links Mentioned:

    • SeedTime Investing course - https://seedtime.com/10x

    (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)

    These are a few of the topics we cover:

    • Investing during uncertain times
    • The best way to prepare in uncertainty
    • Fixing your eyes on Jesus

    Find out more at https://SeedTime.com

    If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

    You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.


    (Real Life) Overcoming discouragement Jan 17, 2022
    Show notes

    When we started getting our finances in order I thought that once we had everything together, there'd never be any financial obstacles again. But it just doesn't work like that.

    If you're following God the things that he's putting in your heart are often bigger than what you have available to achieve them. That's the way it should be because we have to trust God, he will provide the provision for the vision. In this episode we're discussing overcoming discouragement when your dreams seem impossible!

    Links Mentioned:

    SeedTime 10X Investing Course - https://seedtime.com/10x SeedTime on Instagram - ​​https://www.instagram.com/seedtime

    (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)

    These are a few of the topics we cover:

    • How to overcome discouragement
    • God's faithfulness in our lives
    • Building memorials with remembrance stones

    Find out more at https://SeedTime.com

    If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

    You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.


    What it's like to be financially free Jan 10, 2022
    Show notes

    Does it feel like your boss owns you? I felt that way before and it made me crave a freedom with my life that I did not have. Financial freedom has always been one of my primary motivations for improving my financial life. I'd love to help you move more in that direction, too. In this episode I'm sharing with you small steps that can make a world of difference and how I can help!

    Links Mentioned:

    • Get on SeedTime's email list: https://SeedTime.com/subscribe
    • Enroll in SeedTime's 6-week live class True Financial Freedom: https://SeedTime.com/TFF
    • Take SeedTime's 10X Investing Course: https://SeedTime.com/10x

    (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)

    These are a few topics we cover:

    • Boss-employee relationships
    • Wanting only one master, Jesus
    • How to gain financial freedom

    Find out more at https://SeedTime.com

    If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

    You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.


    3 Side Hustle Ideas for 2022 Dec 28, 2021
    Show notes

    There has never been a better time than now to have a side hustle! Earning extra cash can be done by just about anyone.

    In this episode, Linda and I are sitting down with Peggy Leyden to discuss the 3 side hustle ideas she and her husband took advantage of during the pandemic that paid well! We encourage you to try one (or all) of these ideas!

    Links Mentioned:

    • Make money decluttering your home (I made $2k) - https://youtu.be/Or1kKO6_KwA
    • How to pay off debt on a low income (paying off $80k+) - https://youtu.be/zyHoqesH544
    • Minimalism & Decluttering with Joshua Becker - https://youtu.be/aq56KW_foeQ
    • Minimalism for Beginners with Joshua Becker [AUDIO] - https://youtu.be/ABz4Licnol0
    • How to sell on eBay for beginners [Step-by-step guide] - https://youtu.be/iWw6UbQn_oU
    • Will it sell on Ebay? What to sell from around your house - https://youtu.be/PWgRC4YWuQ8
    • How to tell how much something will sell for on eBay - https://youtu.be/_9pHkW-nBtI
    • 12 Best Side Hustle Ideas [That Pay Well] - https://youtu.be/iJ-lR2v9n9k
    • 30 Passive Income Ideas [for 2021 and beyond] - https://youtu.be/6RSqgJieFes
    • Leyden Consulting - https://www.leydenconsulting.com

    (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)

    These are a few of the topics we cover:

    • How to make extra cash by cleaning out your closet
    • An easy way to earn gas money for your daily commute
    • A fun way to make money that also brings joy into your home

    Find out more at https://SeedTime.com

    If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

    You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.


    Crypto...The future? A hyped bubble? & How I am investing in it Dec 06, 2021
    Show notes

    Is Crypto the future when it comes to investing? It's difficult to take risks on anything new and we may be hesitant to experiment. I view my job as an experiment with my money to find out what works and what doesn't. I take the risk to learn new things so you don't have to! Recently, I've been learning about Crypto. Join me as I discuss what all the Crypto hype is about and how I'm currently investing in it.

    Links Mentioned:

    • SeedTime 10X investment course - https://seedtime.com/10x
    • Subscribe to SeedTime emails - https://seedtime.com/subscribe
    • Passive Crypto Investing Strategy - https://theplanrocks.com/wigglefactor-2/?aid=e13o13

    (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)

    These are a few of the topics we cover:

    • The future of money
    • Is Crypto a big bubble right now?
    • My start in Cryptoland
    • How I am investing in Crypto now

    Find out more at https://SeedTime.com

    If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

    You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.


    Why I am not ANTI credit cards Nov 29, 2021
    Show notes

    Everybody knows Dave Ramsey hates credit cards. And it's funny, people just assume that I feel the same way. However, we don't share the same credit card philosophy.

    I'm not ANTI credit cards, just like I'm not anti mortgage or anti car loan. Now there are facets that we do agree with and we're gonna talk about that. So join Linda & I as we discuss our credit card philosophy!

    Links Mentioned:

    Our Sapphire Preferred Credit Card review- https://seedtime.com/chase-sapphire-preferred How we travel for free - https://seedtime.com/free-travel

    (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)

    These are a few of the topics we cover:

    • My credit card philosophy
    • Credit cards are financial tools
    • When it comes to personal finance you need to know yourself

    Find out more at https://SeedTime.com

    If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

    You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.


    The 3 types of tithing, and the 2 you shouldn't do Nov 22, 2021
    Show notes

    I've been writing about money, for money to Christians, for the last 14 years. And I get a lot of questions about tithing. There's nothing more controversial that I've ever written than on this topic. I found an awesome article by Dean Shriver that Linda and I thought was very interesting. We're going to be discussing it and sharing with you the 3 types of tithing and the 2 you shouldn't do! Join in!

    Links Mentioned:

    Tithing article by Dean Shriver - https://www.sermoncentral.com/pastors-preaching-articles/dean-shriver-can-we-preach-the-tithe-648 Giving our age as a percentage - ​​https://seedtime.com/giving-our-age

    (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)

    These are a few of the topics we cover:

    • Old covenant tithing
    • New covenant tithing
    • Tithing as worship

    Find out more at https://SeedTime.com

    If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

    You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.


    5 mindless money habits that save $10,128 a year Oct 18, 2021
    Show notes

    So many of us spend money that we don't realize we're spending. Linda and I want to help you instill 5 mindless money habits that can save you a lot of money each year! We're big advocates of budgeting and we were not surprised that this habit made the list, but we found some new money saving habits that are pretty cool!

    Links Mentioned:

    • Article by Rachel Gideon - https://medium.com/financial-independence-retire-early/the-5-mindless-money-habits-that-save-me-an-effortless-10-128-a-year-6acf175efe
    • SeedTime Real Money Method course - https://seedtime.com/realmoney

    (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)

    These are a few of the topics we cover:

    • Having designated shopping days
    • Capping your spending
    • Journaling to save you money

    Find out more at https://SeedTime.com

    If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

    You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.


    7 things people who are good with money NEVER buy Oct 11, 2021
    Show notes

    We found a list of the "seven things that people who are good with money never buy," that we want to share with you! Linda and I are going to go through this list and see how we stack up. And you can judge for yourself to see how you're doing, too. Let's see if we are good with money or not!

    Links Mentioned:

    • Original Business Insider article - https://medium.com/business-insider/7-things-people-who-are-good-with-money-never-buy-70cfff912729
    • Chase Sapphire Preferred Credit Card - https://seedtime.com/chase-sapphire-preferred
    • How we travel for free - https://seedtime.com/free-travel
    • Freedom Co - https://freedomcompany.co

    (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)

    These are a few of the topics we cover:

    • Why buying a used car is a better financial choice
    • How to determine if you can afford a house
    • Your wedding day is just one day

    Find out more at https://SeedTime.com

    If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

    You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.


    Should teens invest? (My unconventional answer) Oct 04, 2021
    Show notes

    Recently a reader asked me if her 17 year old should invest. And, I have an unconventional answer when it comes to teens investing that you may find interesting. But there is one thing teens should NEVER do when investing that I cover in this episode of the podcast. Even if you're not a teen (or have a teen) and you're curious about investing I invite you to listen to this episode!

    Links Mentioned:

    • My 📈 investing course: https://SeedTime.com/10x

    These are a few of the topics we cover:

    • When should someone start investing
    • My advice of what not to do when it comes to investing
    • Our investing course: 10X Investing
    • My investing mentor

    Find out more at https://SeedTime.com

    If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

    You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.


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