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    Business

    SeedTime with Bob and Linda Lotich

    Success as a Christian. Success in Marriage. Success as a manager of the money God’s entrusted to you. That’s what we’re after. If you want that too, then you’ll love the show.

    Learn to simplify, automate, multiply & get full control of the money God’s entrusted you with. So you can quit stressing about it, pay off debt & get on with your God-given purpose.

    Oh and we have a different take on money than most financial experts. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do.

    We help you spend less time thinking about money while getting better results.

    The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to:

    – paying off $400k of debt
    – eliminating all guilt and shame with money
    – building multiple streams of passive income
    – honoring God with our finances
    – learning how to save & invest wisely
    – having financial unity in our marriage
    – giving $1 million by age 40

    Occasionally, we interview guests like John Mark Comer, Mark Batterson, Levi Lusko, Annie F. Downs, Joshua Becker, Jamie Winship, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our real lives.

    And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book ‘Simple Money, Rich Life’ or take your spouse or church small group through our 6-week on-demand workshop ‘True Financial Freedom’.

    Find out more at https://seedtime.com/

    Advertise

    Copyright: © SeedTime (SeedTime.com)

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    • Spotify

    Latest Episodes:
    Brant Hansen on how to be a better man Aug 20, 2022
    Show notes

    In this episode we're talking with Brant Hansen. He's an author, radio host and host of the Brant and Sherri Oddcast. Brant just wrote a book called "The Men we Need" which I love. It's a really powerful book for any man. Join us as we cover godly masculinity and being who God has created us to be as men.

    Links Mentioned:

    1. The Brant and Sherri Podcast - https://www.branthansen.com/podcast-2/

    2. The Men We Need (book) - https://www.branthansen.com/the-men-we-need/

    3. BrantHansen.com - https://www.branthansen.com/

    These are a few of the topics we cover:

    1. What's wrong with Christian men today?

    2. What women want from men

    3. Why people with self-control are more interestng

    Find out more at: https://seedtime.com

    If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

    You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.


    Where we are storing our cash right now [Listener question] Aug 17, 2022
    Show notes

    We got a question from a listener asking what we are doing (and recommend) doing with our cash right now. Should we be pulling it all out of the banks? Should we be holding cash at home? In Bonds? In crypto? We talk about all of that and more.

    Links Mentioned:

    1. Our Book: Simple Money, Rich Life - https://seedtime.com/smrl
    2. Our 10X Investing Course - http://seedtime.com/10x

    These are a few of the topics we cover:

    1. Erosion of money value

    2. The diversification component

    3. What are iBonds

    Find out more at: https://seedtime.com/making-money-fun-with-annie-f-downs/

    If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

    You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.


    36% of people making $250k/yr are living paycheck to paycheck Aug 13, 2022
    Show notes

    I read this really interesting article today. You're not gonna believe this. I was pretty surprised by it, but it says that 36% of Americans making $250,000 a year are living paycheck to paycheck. That is shocking. So, Linda and I are going to break this down at what we've identified from the opportunities we had to talk to thousands of students now.

    Links Mentioned:

    1. Bloomberg Article
    2. Real Money Method (our budgeting course) - https://www.bloomberg.com/news/articles/2022-06-01/a-third-of-americans-making-250-000-say-costs-eat-entire-salary http://www.seedtime.com/rmm
    3. Simple Money, Rich Life (our book) - https://seedtime.com/smrl

    These are a few of the topics we cover:

    1. Parkinson's Law

    2. How to have freedom in your finances

    3. Be careful who your friends are

    Find out more at: https://seedtime.com

    If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

    You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.


    THIS is why I want a million dollars... Aug 09, 2022
    Show notes

    So THIS is why I want a million dollars. And why I think you should want it to. I recently sent out an email talking about this and thought I would share with all our amazing podcast community - so enjoy!

    Links Mentioned:

    1. SeedTime e-mail List sign-up - https://seedtime.com/subscribe
    2. Simple Money, Rich Life - https://seedtime.com/smrl
    3. 10X Investing Course - https://seedtime.com/10x

    These are a few of the topics we cover:

    1. Our strategy to give away a million dollars

    2. God is key in reaching any dream

    3. How to make your kid a millionaire

    Find out more at: https://seedtime.com

    If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

    You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.


    A hospice doctor's advice on spending, saving, and living life to the full with Jordan Grumet Aug 06, 2022
    Show notes

    Jordan Grumet (our new Jewish friend) is an MD, host of the award-winning podcast Earn and Invest and an author. His new book is called Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life. And in this episode we dive in to some of his unconventional financial advice and how we can use it to make the most of our lives.

    Links Mentioned:

    1. Earn & Invest Podcast - https://www.earnandinvest.com/
    2. Taking Stock Book - https://www.amazon.com/Taking-Stock-Financial-Independence-Regret-Free/dp/1646043545
    3. Jordan Grumet Website - https://jordangrumet.com/
    4. Die With Zero Book - https://www.amazon.com/Die-Zero-Getting-Your-Money/dp/0358099765
    5. The 4-Hour Workweek Book - https://www.amazon.com/4-Hour-Workweek-Escape-Live-Anywhere/dp/0307465357
    6. The White Coat Investor Book - https://www.amazon.com/White-Coat-Investor-Personal-Investing/dp/0991433106
    7. Our Book: Simple Money, Rich Life - https://seedtime.com/smrl

    These are a few of the topics we cover:

    1. Regrets of the dying

    2. Money is a tool

    3. We are designed to work

    Find out more at: https://seedtime.com/a-hospice-doctors-advice-on-spending-saving-and-living-life-to-the-full-with-jordan-grumet

    If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

    You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.


    Making money fun (with Annie F. Downs) Aug 06, 2022
    Show notes

    Today we are sitting down with Annie F Downs as we are chatting about FUN and why it is important and her new book: "Chase The Fun." We dig into how and why it is important to make money fun too!

    Links Mentioned:

    1. Annie's Book: Chase The Fun - https://chasethefunbook.com
    2. Annie's Podcast: That Sounds Fun - https://www.anniefdowns.com/podcasts
    3. Our Book: Simple Money, Rich Life - https://seedtime.com/smrl
    4. Annie's Book: That Sounds Fun - https://www.anniefdowns.com/that-sounds-fun-book/

    Find out more at: https://seedtime.com/making-money-fun-with-annie-f-downs/

    If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

    You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.


    Why it is so important to support small businesses Jul 30, 2022
    Show notes

    A friend of ours has as amazing business that is struggling to survive and we all have the ability to prevent it. If you agree that the world is a better place with mom and pop restaurants (not just chains) then we should be voting with our dollars to make sure they continue to exist.

    Links Mentioned:

    1. Our book: Simple Money, Rich Life - https://seedtime.com/smrl

    Find out more at https://SeedTime.com

    If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

    You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.


    Our PERSONAL goal setting day we take each quarter (our checklist & exact process) Jul 27, 2022
    Show notes

    On the first weekend of each quarter we take time to reflect back, have important conversations, pray, plan, and set goals (and rewards) for the next 12 months. This is a look at what our exact goals are and exactly how we lay out a day like this (that you can steal) ;)

    Links Mentioned:

    1. Streak: to-do list that helps you form good habits - https://streaksapp.com/

    These are a few of the topics we cover:

    1. The key to achieving goals

    2. Setting goals with your spouse

    3. How to take your goals more seriously

    Find out more at: https://seedtime.com/our-quarterly-planning-day-for-our-business/

    If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

    You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.


    Our quarterly planning day for our business (checklist & our exact process) Jul 23, 2022
    Show notes

    For the last few years I have been doing this and it has been amazing for our business. I step out of the office and get to the 40,000 foot view to get out of the day-to-day weeds and evaluate what I want to do for the quarter and break it out week-by-week. It has been so clarifying for me and help me waste far less time and focus on the things that are most important. In this episode I break down my exact process and checklist I follow. Hope it helps!

    Links Mentioned:

    1. Our Instagram account - https://www.instagram.com/seedtime/
    2. Asana - web and mobile work management platform - https://app.asana.com/0/home/791213538861073
    3. Our 10X Investing Course - https://seedtime.com/10x
    4. Our True Financial Freedom Live 6-Week Online Class - https://seedtime.com/tff
    5. Seedtime on YouTube - https://www.youtube.com/c/SeedTime/videos

    Find out more at: https://seedtime.com/our-quarterly-planning-day-for-our-business/

    If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

    You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.


    Preachers N Sneakers' Ben Kirby on balancing wanting more and contentment (that I struggle with) Jul 16, 2022
    Show notes

    Money is taboo enough that when you add in Christianity to the discussion things get sticky real fast. But it seems to us that having honest conversations about our lack of contentment and never-ending desire for more is a healthy thing to do.

    Ben Kirby (of Preachers N Sneakers fame) created an instagram account to stimulate these discussions. Then he wrote a book expanding the conversation about some questions 21st century Christians should be asking.

    Ultimately our goal is never to judge how someone else spends money, but rather to take an honest look at what we can learn from our own mistakes and the mistakes of others.

    Links Mentioned:

    1. Preachers N Sneakers - https://www.instagram.com/preachersnsneakers/

    These are a few of the topics we cover:

    1. How much should Christians spend on shoes, cars, clothes, etc?

    2. Taking an audit of your heart and intentions

    3. How to enjoy what God has given you all while being a good steward

    Find out more at https://seedtime.com/preachers-n-sneakers/

    If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

    You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.


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