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SeedTime with Bob and Linda Lotich — Business
SeedTime with Bob and Linda Lotich

Success as a Christian. Success in Marriage. Success as a manager of the money God’s entrusted to you. That’s what we’re after. If you want that too, then you’ll love the show.

Learn to simplify, automate, multiply & get full control of the money God’s entrusted you with. So you can quit stressing about it, pay off debt & get on with your God-given purpose.

Oh and we have a different take on money than most financial experts. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do.

We help you spend less time thinking about money while getting better results.

The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to:

– paying off $400k of debt
– eliminating all guilt and shame with money
– building multiple streams of passive income
– honoring God with our finances
– learning how to save & invest wisely
– having financial unity in our marriage
– giving $1 million by age 40

Occasionally, we interview guests like John Mark Comer, Mark Batterson, Levi Lusko, Annie F. Downs, Joshua Becker, Jamie Winship, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our real lives.

And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book ‘Simple Money, Rich Life’ or take your spouse or church small group through our 6-week on-demand workshop ‘True Financial Freedom’.

Find out more at https://seedtime.com/

Copyright: © SeedTime (SeedTime.com)

Latest Episodes:

The 10 golden rules of becoming a millionaire (Part 2) Mar 11, 2023

Show notes

Today we are talking about part 2 of the 10 Golden Rules of Becoming a Millionaire that we are pulling from an article we found. There is lots of good stuff in here, so definitely check this out!

If you haven't checked out part 1 yet, listen to that first!!

Links:

Our Podcast episode: "The 10 golden rules of becoming a millionaire" (Part 1) - https://seedtime.libsyn.com/the-10-golden-rules-of-becoming-a-millionaire-part-1
Article "10 Golden Rules of Becoming a Millionaire" - https://moneytalksnews.com/slideshows/the-10-golden-rules-of-becoming-a-millionaire/
Lessons I learned from my millionaire mentor: https://seedtime.com/investing-lessons/
Our 10X Investing course - https://seedtime.com/10x

These are a few of the topics we cover:

The balance of YOLO and saving for tomorrow
How do you want to spend your retirement?
The only 6 ways to get rich
The best ways to build wealth
Would you fare better working for a business or starting your own business?
The riskiest thing that you can do
Your well being is no one else's responsibility
Are you depending on the government, or depending upon God?
Why less is more… even when it comes to information
The healthiest strategy when it comes to investing in the stock market
Why time is not money… money is time!

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

The 10 golden rules of becoming a millionaire (Part 1) Mar 08, 2023

Show notes

Today we are talking about The 10 Golden Rules of Becoming a Millionaire that we are pulling from an article we found. There is lots of good stuff in here, so definitely check this out!

And then stay tuned for part 2!

Links:

Article "10 Golden Rules of Becoming a Millionaire" - https://moneytalksnews.com/slideshows/the-10-golden-rules-of-becoming-a-millionaire/
Our Book: Simple Money, Rich Life - https://seedtime.com/smrl
Chris & Andrea Peach Podcast Episode: How this couple paid off $52k in 7 months (12/14/2020)- https://directory.libsyn.com/episode/index/id/17132114
Our 10X Investing course - https://seedtime.com/10x

These are a few of the topics we cover:

Our journey and motivation for making money
The secret to being content
Have you involved God and prayed about your finances?
We hope you're not spending your money like this…
Why there is no "neutral" ground in personal finance
How much you make doesn't matter as much as THIS does
The best time to buy stocks and the best time to sell
The risk/payoff ratio when it comes to investing
Warren Buffet's golden rule on investing
The difference between looking rich and actually being rich
Having an eternal perspective when it comes to your finances
Money is an amplifier to your character

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

How to get paid MORE for the work you do Mar 04, 2023

Show notes

Your WORTH in the marketplace is tied to CONTEXT. This is incredibly important to understand when you are wanting to earn more from the work you do. So in this episode we discuss how to position yourself to get paid MORE for the work you do.

Links:

Glassdoor: https://glassdoor.com
Our Book: Simple Money, Rich Life - https://seedtime.com/smrl/
Watch this episode on our SeedTime Money Podcast YouTube channel - https://youtu.be/kD7ltT-H-is

These are a few of the topics we cover:

How to determine your worth and your value in the marketplace
The value of something depends upon the context (The Joshua Bell story and lesson)
How to get yourself in the position where you're valued the most
How to operate within your giftings
How to discover what your gifts are
How the Enneagram fits in
Why you have to continue to learn and hone the skills God has given you
How to identify where you need to be

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

[Hubpages update] A simple way to earn passive income from your writing Feb 28, 2023

Show notes

In 2009 - yes 14 years ago - I began writing random articles to generate passive income on a site called Hubpages. I haven't written a thing for the site in over a decade and I am still getting checks from them each and every month.

And so in this episode I want to give an update on how this passive income experiment with Hubpages has worked out for me and a recent experience from a reader in the SeedTime community as well.

Links:

SeedTime blog post - "Make money writing for Hubpages" - https://seedtime.com/make-money-writing-for-hubpages
Watch this episode on our SeedTime Money Podcast YouTube channel - https://youtu.be/4ofk-oiExJ8

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

How to use ChatGPT for Bible study [4 ways] Feb 22, 2023

Show notes

Today I'm sharing 4 different ways that I've been using a new AI tool called Chat GPT for Bible study. It's a really fascinating tool and I'm excited to share with you to see how it can help you out in your Bible study.

Chat GPT is a free AI tool that that has infinite possibilities, but today we are talking specifically about how we can use it to help us quickly search for Bible verses, generate summaries or outlines of Bible passages and even answer questions about what was going on in the world when a specific book of the Bible was written.

It's been a great tool to help me in my Bible study and you might find it helpful as well.

The first way I've been using it is to ask, "What does the Bible say about blank?" This has been really helpful to quickly search for different Bible verses on a specific topic. All you have to do is type in the topic and it will spit out different Bible verses that relate to it.

The second way I've been using Chat GPT is to ask, "Are there any Bible verses that support this "blank"?" I can paste in a section of text I wrote and it will provide me with Bible verses that can help support my point. This has been really helpful because sometimes there are verses that I can't remember but this tool can help me out.

The third way I've been using Chat GPT is to generate summaries or outlines of specific Bible passages. For example, I asked it "What's the meaning of the parable of the talents?" and it provided me with a great summary of the parable and the lesson it teaches us.

If you wanna try it out, you just need to go to chat.openai.com and create a free account. I'd love to hear your thoughts on this tool and how you're using it in your Bible study. Let me know by sending me a DM on Instagram. Thanks for joining me on today's episode and I'll see you in the next one!

Links:

ChatGPT - https://chat.openai.com
Send a DM on Instagram - https://www.instagram.com/seedtime
Watch this episode on our SeedTime Money Podcast YouTube channel - https://youtu.be/8Y1ubYiIxkI

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

The Battle is His, But you have to show up Feb 18, 2023

Show notes

Whether you are in a financial crisis or doing fine, you can bet that you have had (or will have) financial battles to face. This episode goes over the Biblical approach to face them head-on and to see God show up and do the miraculous in your situation.

Read 2 Chronicles 20 to get the full story.

Links:

Our Book - Simple Money, Rich Life: https://seedtime.com/smrl/
How we paid off our mortgage in 3 years - https://seedtime.com/paid-off-house/
Giving our age as percentage - https://seedtime.com/giving-our-age/
Prayers for finances PDF - https://seedtime.com/prayers
Our True Financial Freedom Class - https://seedtime.com/tff
Watch this episode on our SeedTime Money Podcast YouTube channel - https://youtu.be/E-eDI0poyqs

These are a few of the topics we cover:

One of the coolest miracles of the Bible
The power of prayer in numbers
Even when it seems impossible, do this
Blessings and protections received when obeying God
Do this when you are facing a battle in your finances
How to do what you can in the natural, so you can experience what God can do in the supernatural
The unfair advantage we have as Believers

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Carlos Whittaker on giving away $2 million+ and how to actually be human Feb 15, 2023

Show notes

Today we are sitting down with Carlos Whittaker and discussing everything from how he has used Instagram to give away over $2 mil to random people, to how social media algorithms are tearing us apart, to his brand new book called How to Human.

Carlos is a great writer, storyteller, and communicator and this book is more important than ever as we live in such a divided society. This book shows how to do it right, so grab a copy here: https://amzn.to/3XVCOot. And while you are at it, follow Carlos on Instagram: @loswhit - https://www.instagram.com/loswhit/

You can watch this episode on our SeedTime Money Podcast YouTube channel - https://youtu.be/FuV6_SEut3Q

These are a few of the topics we cover:

What social media sites are you following? Who are you listening to?
How screen time affects your brain
How can we be healthy when it comes to technology
Are you generous? How do you define generosity?
Can you be addicted to giving?
What Christians should be doing that the government is currently doing
How to know where you should give
Jesus was always gave like this
You don't have to wait to have a lot of money to give
People are desperate to be seen… by us!
Giving is not only biblical, but spiritual

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

This simple investing strategy paid off our house Feb 13, 2023

Show notes

We first paid off our house at age 31 and then after moving to Tennessee, we took out a mortgage and then paid it off again using the simple investing strategy that we talk about in this podcast.

Links:

Book: Rich Dad, Poor Dad by Robert Kiyosaki - https://amzn.to/3WU6jFT
Our 10X Investing Course - https://seedtime.com/10X
Watch this episode on our SeedTime Money Podcast YouTube channel - https://youtu.be/t6F-LiidyHo

These are a few of the topics we cover:

The most impactful investing lesson that I've ever learned
What items are you currently spending money on that are decreasing in value?
What can you be buying that will increase in value with time?
How to be strategic when buying individual stocks
The benefits of passive investing
How you can win a $25 Amazon gift card from us

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Why investing is a moral obligation for us Feb 10, 2023

Show notes

Some Christians seem to think investing is morally wrong because it means that you are serving mammon rather than God. Well, we not only disagree, but we actually feel that we have a moral obligation to invest our money. Here is why...

Links:

Our True Financial Freedom Course - https://seedtime.com/tff
Get 20% off our 10x Investing Course until Feb 16, 2023 using code WINTER23 - https://seedtime.com/10x
Watch this episode on our SeedTime Money Podcast YouTube channel - https://youtu.be/L-V5djYvgKU

These are a few of the topics we cover:

The consistent connection with our hearts and money
How to know if you are putting your trust in money, or in God
Why investing is part of being a good steward
The trap not-for-profits get stuck in
God didn't create us to just be mediocre
Why we need safe boundaries in place when it comes to our finances
Believing God for beyond what you can do in the natural
How we behave with our money reveals our heart
The secret of being content
What is true financial freedom?
How to grow your money so that you can give more

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

A peek into my lifelong investing plan Feb 06, 2023

Show notes

As I was updating our 10X Investing Course, I came across a lesson that I wanted to share with you! It's my life-long investing plan. This lesson is broken up into four key stages and I'll take you through each one of them.

If you want to learn more, we are currently running a special on our 10X Investing Course that you can sign up for in the links below.

Links:

Get 20% off our 10X Investing Course until Feb 16th, 2023 using code WINTER23 - https://seedtime.com/10X
Send me a DM on Instagram (@seedtime) - https://instagram.com/seedtime
Send me an email: Bob@SeedTime.com
Watch this episode on our SeedTime Money Podcast YouTube channel - https://youtu.be/82WAM5incbQ

These are a few of the topics we cover:

The 10X stages of investing and my life-long investing plan
Anti-investments and why they need to be eliminated
How to begin laying a foundation when it comes to investing
How to see the power of your money working for you
The critically important thing you need to do to break out of the rat race
How to build significant wealth over time
Investing risks vs rewards
The biggest yield I've experienced in my investments
Cryptocurrency and its risk
When to start investing in riskier investments
The problem with an investment that is too safe
My long-term goal for retirement when it comes to investing

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

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