SeedTime with Bob and Linda Lotich - TopPodcast.com

View Top 200 Chart

Back to Rankings Page

SeedTime with Bob and Linda Lotich — Business
SeedTime with Bob and Linda Lotich

Success as a Christian. Success in Marriage. Success as a manager of the money God’s entrusted to you. That’s what we’re after. If you want that too, then you’ll love the show.

Learn to simplify, automate, multiply & get full control of the money God’s entrusted you with. So you can quit stressing about it, pay off debt & get on with your God-given purpose.

Oh and we have a different take on money than most financial experts. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do.

We help you spend less time thinking about money while getting better results.

The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to:

– paying off $400k of debt
– eliminating all guilt and shame with money
– building multiple streams of passive income
– honoring God with our finances
– learning how to save & invest wisely
– having financial unity in our marriage
– giving $1 million by age 40

Occasionally, we interview guests like John Mark Comer, Mark Batterson, Levi Lusko, Annie F. Downs, Joshua Becker, Jamie Winship, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our real lives.

And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book ‘Simple Money, Rich Life’ or take your spouse or church small group through our 6-week on-demand workshop ‘True Financial Freedom’.

Find out more at https://seedtime.com/

Copyright: © SeedTime (SeedTime.com)

Latest Episodes:

(💸22/40) Hobby Hacking: The Counterintuitive Way to Boost Your Bank Account While Having More Fun Sep 02, 2024

Show notes

Is your favorite hobby secretly sabotaging your financial future?

Today, we dive deep into the hidden costs of our pastimes and reveal how strategic hobby selection can impact your financial progress and happiness.

🔎Here's what you'll learn:

Why I gave up golf at 13 (and how it changed my financial trajectory)
The shocking truth about identity-driven hobbies
How to turn your shopping addiction into a money-making machine
The "paddle sports secret" to living longer (and richer)
Why your spouse might be nodding their head right now (and what to do about it)

💡But this isn't just about cutting costs. We'll show you how to:

Transform your passions into profit centers
Hack your happiness by redirecting your focus
Unleash the power of "seasonal hobbies" for explosive growth

Warning: This episode might make you rethink everything you thought you knew about work-life balance and personal finance. Are you ready to level up?

Resources Mentioned:

SeedTime Money 40-week checklist (mentioned as part of our ongoing series) - https://seedtime.com/give1m

Remember, where your treasure is, there your heart will be also. It's time to make your hobbies work for you, not against you.

Ready to transform your free time into a wealth-building machine? Hit play now!

BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/f2nTLQBVVmg)!

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

5 Family Rhythms That Will Transform Your Home (And Your Finances) Aug 31, 2024

Show notes

Hey friend, Linda and I sat down with Chris and Jenni Graebe, the dynamic duo behind the book: Rhythm of Home, and they've cracked the code on building a thriving family culture.

Whether you're navigating the ups and downs of family life or looking for ways to be more intentional with your kids, this episode is packed with wisdom and practical advice.

Why You Should Listen:

Family Culture and Rite of Passage Ceremonies: Discover how Chris and Jenni use rite of passage ceremonies to mark significant moments in their kids' lives, helping to build a strong family identity and culture.
Real Talk on Marriage and Parenting: We dive into how to keep the spark alive in your marriage, especially when life gets busy, and the importance of speaking life over your spouse and kids.
Entrepreneurship and Family Finances: Chris and Jenni discuss how their entrepreneurial ventures have influenced their family's financial life, and how they teach their kids about money through hands-on experience.
Creating Rhythms in Family Life: The Graebes break down their five key rhythms for a thriving family, focusing on how to bring peace and intentionality into the chaos of everyday life.

Resources Mentioned:

Book: Rhythm of Home by Chris and Jenni Graebe - https://www.amazon.com/Rhythm-Home-Intentional-Practices-Thriving/dp/1641582928
Book: The Rhythm of Us by Chris and Jenni Graebe - https://www.amazon.com/Rhythm-Us-Create-Thriving-Marriage/dp/164158288X
Book: The Intentional Father by Jon Tyson - https://www.amazon.com/Intentional-Father-Practical-Courage-Character/dp/0801018684
Book: Value Creation Kid by Lee Benson - https://www.amazon.com/Value-Creation-Kid-Struggles-Children/dp/1636801463
The Crowd Investing Platform: Check out Chris's platform at https://www.crwd.co (to learn how you can invest in early-stage startups)
John and Stasi Eldredge: Influences behind the Graebe's rite of passage ceremonies - https://wildatheart.org/

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/QL5SWzuLjNQ)!

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

(💸21/40) 5 Reasons Why the Wealthy Automate Their Money (And Why You're Falling Behind If You Don't) Aug 24, 2024

Show notes

Want to know the secret weapon of the wealthy?

It's not what you think.

Forget discipline. Forget willpower. Forget complex investment strategies.

The real key? Automation.

In this episode, we're pulling back the curtain on how the wealthy effortlessly grow their wealth and impact—and how you can too.

Here's what you'll discover:

The shocking truth about why discipline is overrated in finance
How to make hundreds of good financial decisions with just one click
The "set it and forget it" strategy that could skyrocket your savings by 56%
Why emotional decision-making is costing you thousands (and how to stop it)
The simple hack that saved us 130 hours a year on managing our money
How we used automation to give away $1 million by age 40

Plus, we're sharing the exact steps you can take TODAY to start automating your finances like a pro.

🔗Resources mentioned in this episode:

Book: "Automatic Millionaire" by David Bach - https://www.amazon.com/Automatic-Millionaire-Expanded-Updated-Powerful/dp/0451499085
Real Money Method (UN)budgeting system - https://seedtime.com/realmoney
10X Investing course - https://seedtime.com/10x
Charles Schwab study on 401(k) automation - https://www.schwab.com/resource-center/insights/content/why-your-401k-should-be-on-auto-pilot
American Time Use Survey - https://www.bls.gov/tus/
Financial Engines study on unclaimed 401(k) matches - https://financialengines.com/education-center/401k-match-lost/
SeedTime Money 40-week checklist (mentioned as part of our ongoing series) - https://seedtime.com/give1m

Remember: The wealthy never depend on willpower. They automate their most important financial tasks. It's time for you to do the same.

Ready to get started? Hit play now.

BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/v1j2bdXELPg)!

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

(💸20/40)The 100X Giving Secret & Why Giving Away Money is Harder Than Making It Aug 17, 2024

Show notes

Ever wondered if your donations are actually making a difference? We've got news for you:

Your next charitable gift could be 100 times more effective than your last.

No, that's not a typo. 100 times.

In this episode, we're peeling back the curtain on the world of effective giving. We're challenging common assumptions, diving into cutting-edge research, and handing you the keys to becoming a giving superhero.

Here's what you're going to discover:

The shocking truth about charity effectiveness (and why some of your donations might be going to waste)
Our fail-proof framework for choosing where to give (hint: it involves both your head and your heart)
The "Good Soil" principle that could multiply your impact exponentially
Why some billionaires say giving money away is harder than earning it (and what you can learn from them)
The hidden dangers of generosity (and how to avoid them)

Whether you're dropping a few bucks in the collection plate or planning to give away millions, this episode is your roadmap to maximizing every dollar you donate.

🔗Resources mentioned in this episode:

Book: "Simple Money, Rich Life" by Bob and Linda Lotich - https://www.seedtime.com/smrl
Book: "When Helping Hurts" by Steve Corbett and Brian Fikkert - https://www.amazon.com/When-Helping-Hurts-Alleviate-Yourself/dp/0802409988
Documentary: "Poverty, Inc." (available on Netflix) - https://www.netflix.com/title/80097120
Organization: Charity Water - https://www.charitywater.org/
Bible passages:
1. 2 Corinthians 9:7 (NIV)
2. Mark 12:41-44 (The Widow's Offering)
3. Matthew 25:14-30 (Parable of the Talents)
4. Proverbs 11:25
SeedTime Money 40-week checklist (mentioned as part of our ongoing series) - https://seedtime.com/give1m

Remember, it's not about giving more - it's about giving smarter. Let's make every dollar count.

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/v1j2bdXELPg)!

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

(💸19/40) The Counterintuitive Math Behind Early Retirement That Schools Don't Teach Aug 10, 2024

Show notes

Today, we're diving deep into the counterintuitive math behind early retirement - the kind of stuff they don't teach you in school.

You'll discover:

Why your paycheck size matters less than you think (Sorry, LeBron!)
The shocking truth about how a 1% change in your habits could dramatically accelerate your financial goals
A biblical money hack that's been hiding in plain sight for thousands of years

But here's the kicker: This isn't just theory. We break down real-world examples and show you exactly how to calculate your own number. By the end of this episode, you'll have a powerful new strategy to turbocharge your financial progress.

Ready to transform your financial future? Let's dive in!

🔗 Resources mentioned:

Book: "Simple Money, Rich Life" by Bob and Linda Lotich - Available at: https://seedtime.com/smrl
Book: "Retired Before Mom and Dad" by Rob Berger - Available at: https://www.amazon.com/Retired-Before-Mom-Dad-Independence/dp/B0987ZBM2J
FIRE (Financial Independence, Retire Early) Movement - Learn more at: https://www.investopedia.com/terms/f/financial-independence-retire-early-fire.asp
14-Point Checklist to Give $1M by Age 40 - https://seedtime.com/give1m

Remember, small actions, repeated consistently, lead to extraordinary results. What 1% change will you make today?

BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/yewQ7wOkwH8)!

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

(💸18/40) Discover Your REAL Hourly Wage: The Shocking Truth Your Paycheck Doesn't Show Aug 03, 2024

Show notes

Ever feel like you're working harder but not getting ahead? You're not alone. Today, we're diving into a game-changing calculation that could revolutionize how you think about your job and your time.

In this episode, we uncover:

The shocking truth about your "real" hourly wage (spoiler: it's probably WAY lower than you think)
How a 10-minute exercise could save you thousands of dollars and countless hours
The secret expenses that are quietly eating away at your paycheck
Why that "golden handcuffs" job might not be as valuable as you think

We break down the revolutionary ideas from "Your Money or Your Life" by Vicki Robin and Joe Dominguez, showing you how to apply them in today's world. Whether you're dreaming of early retirement, considering staying home with the kids, or just want to make smarter career moves, this episode is your roadmap to financial clarity.

🔥 Resources Mentioned:

"Your Money or Your Life" by Vicki Robin and Joe Dominguez: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766
Our Free Newsletter: Sign up at https://seedtime.com for our best financial tips and strategies
Bureau of Labor Statistics Consumer Expenditure Survey Check it out: https://www.bls.gov/cex/
14-Point Checklist to Give $1M by Age 40 - https://seedtime.com/give1m

Remember, this isn't just about crunching numbers—it's about reclaiming your time and aligning your work with your values. After listening, take 10 minutes to do this calculation for yourself. You might be surprised at what you discover!

BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/-diz2_qrymQ)!

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

(💸17/40) Investing Isn't Gambling: The Mind-Blowing Truth About Investing They Don't Want You to Know Jul 27, 2024

Show notes

Ever been told that putting your money in the stock market is no different than taking it to Vegas? We're about to blow that myth wide open.

In this episode, we reveal:

Why smart investing could actually be LESS risky than stuffing cash under your mattress
The mind-blowing power of compound interest (Einstein called it the "8th wonder of the world" for a reason)
How we went from terrified first-time investors to confidently paying off our house with one investment
The shocking truth about long-term market returns that will make you question everything

This isn't just financial advice – it's a paradigm shift that could transform your entire future. Don't miss it!

🔗 Resources mentioned:

Our 10x Investing Course: https://seedtime.com/10x
Vanguard Study on Long-Term Investing: https://investor.vanguard.com/investor-resources-education/education/market-volatility
14-Point Checklist to Give $1M by Age 40 - https://seedtime.com/give1m

BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/-gmo9RLQyvY)!

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

(💸16/40) The 3 Credit Card Rules That Saved Us $15,000 (And How They Can Work for You Too) Jul 20, 2024

Show notes

In this episode, we reveal the three golden rules that transformed our credit cards from debt traps into money-making machines. These aren't just tips—they're the exact strategies we used to:

Save over $15,000 in interest
Score more than $10,000 in free travel
Turn our biggest financial burden into a powerful wealth-building tool

But here's the kicker: We didn't have to become credit card gurus or spend hours each week "hacking the system." Our approach is so simple, anyone can do it.

We break down:

Why your credit score might be lying to you (and what to do about it)
The "chainsaw approach" to credit cards (and why it works)
How we funded our dream of giving away a million dollars using credit card strategies

Plus, we share the shocking truth about store credit cards that will make you think twice before signing up for that 10% discount.

Whether you're drowning in credit card debt or just want to maximize your rewards, this episode is your roadmap to financial freedom.

Don't miss out on the credit card secrets that could change your financial future forever.

🔗 Resources Mentioned:

Our Book: "Simple Money, Rich Life" - https://www.amazon.com/Simple-Money-Rich-Life-Impossibly/dp/0593193652
Free Travel Article - https://seedtime.com/free-travel
Credit Card Recommendations - https://seedtime.com/cc
14-Point Checklist to Give $1M by Age 40 - https://seedtime.com/give1m

BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/dmCyLz-fRt4)!

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

(💸15/40) The $2 Million Car Hack: Why Smart Money Buys Used Cars (& our 5-step process for buying great ones) Jul 13, 2024

Show notes

In this episode, we're pulling back the curtain on a financial hack so powerful, it could put an extra $2 million in your pocket. And it all starts with your next car purchase.

🔎Here's what you'll learn:

The truth about new cars that dealerships don't want you to know
Our 5-step formula for buying used cars that look and feel brand new
How to break free from the paycheck-to-paycheck cycle using this one simple strategy
The mind-blowing math behind turning car payments into a million-dollar retirement fund
Why even millionaires choose used cars (hint: it's not about saving pennies)

But we don't just throw theory at you. We break down our exact process.

Warning: LOL - This episode might just revolutionize how you think about cars, wealth, and financial freedom forever.

Resources Mentioned:

Our book: "Simple Money, Rich Life" - https://seedtime.com/smrl-brp
Our course: 10X Investing - https://seedtime.com/10x
CarFax (for vehicle history reports) - https://www.carfax.com
Kelley Blue Book (for car valuations) - https://www.kbb.com
NADA Guides (for car valuations) - https://www.nadaguides.com
14-Point Checklist to Give $1M by Age 40 - http://seedtime.com/give1m/

Remember, your next car decision could be worth $2 million. Don't miss this ride.

BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram @seedtime.

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/MzyZadQKC2k)!

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

(💸14/40) Begin thinking like the financially free by reading these 7 books Jul 06, 2024

Show notes

Hey friend! I've devoured over 100 finance books in the last 15 years. But only 7 of them actually changed my life.

In this episode, I'm ripping open my personal playbook and sharing the exact reads that transformed my mindset and bank account. And, that were critically important to us reaching our biggest giving goal.

🔎Here's what you're going to discover:

The ONE book that trumps all others (Hint: It's probably already on your shelf)
5 wealth secrets most "gurus" don't want you to know
How to retire before your parents (without winning the lottery)
The psychological hack that turns pennies into millions
Why your 401(k) might be leaving you broke (and what to do instead)

Today's episode is full of real, actionable books that's stood the test of time. Some from Christian authors, some not. But all game-changers.

P.S. Stick around till the end where I reveal the ONE book that rolls all these lessons into a simple, powerful package.

Resources Mentioned:

5 Wealth Secrets by Craig Hill - https://amzn.to/3JA15Lt
The Treasure Principle by Randy Alcorn - https://amzn.to/3CNeoV1
The Automatic Millionaire by David Bach - https://amzn.to/3Psn3ny
True Riches by Greg Baumer and John Cortines - http://amazon.com/True-Riches-Jesus-Really-About/dp/1400208564/
Retire before Mom & Dad by Rob Berger - http://amazon.com/Retire-Before-Mom-Dad-Financial/dp/1733914501/
The Psychology of Money by Morgan Housel - https://amzn.to/3JWbilV
Our Book: Simple Money, Rich Life - https://seedtime.com/smrl
14-Point Checklist to Give $1M by Age 40 - http://seedtime.com/give1m/

BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram @seedtime.

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/-ZhVM95VvSw)!

If you haven't checked out our best-selling book Simple Money, Rich Life(https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Related Podcasts