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    Business

    Scripted Wealth | Money & Meaning for Pharmacists

    Scripted Wealth: Money & Meaning for Pharmacists is a show for pharmacists who want more than just financial success. It’s for those seeking clarity, confidence, and a plan to use their money with intention.

    After more than 500 episodes of the Your Financial Pharmacist Podcast, Scripted Wealth represents the next chapter, expanding the conversation from how to build wealth to how to use it to support a life that truly aligns with what matters most.

    Hosted by YFP Wealth (formerly Your Financial Pharmacist) co-founders Tim Ulbrich, PharmD, and Tim Baker, CFP®, RICP®, RLP®, the show blends practical financial planning with deeper conversations about what it really means to build and enjoy wealth. You’ll hear discussions on retirement planning, investing, tax strategy, and turning your savings into a sustainable income, alongside conversations about time, purpose, identity, and the tradeoffs that come with designing a life you actually want to live.

    Whether you’re approaching retirement or simply asking, “Am I on track?”, this podcast will help you align your financial decisions with what matters most.

    Disclaimer: The information on this podcast is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yfpwealth.com/disclaimer/

    Advertise
    • Apple Podcasts
    • Google Play
    • Spotify

    Latest Episodes:
    YFP 154: Getting a Home Loan in a Pandemic May 28, 2020
    Show notes

    Tony Umholtz, a Mortgage Manager for IberiaBank, discusses the impact COVID-19 is having on the housing market, the current landscape for those purchasing or refinancing a home, and the role of the Professional Loan Program (aka the Doctor's Loan).

    Mentioned on the Show

    • 5 Steps to Getting a Home Loan
    • Apply for Pharmacist Home Loan with IberiaBank
    • YFP 136: The Ins and Outs of a Pharmacist Home Loan w/ Tony Umholtz
    • YFP Facebook Group
    • Nate Hedrick, The Real Estate RPH

    Ask a YFP CFP® #23: Is my brokerage account portfolio allocated appropriately? May 23, 2020
    Show notes

    Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Eric in Hoffman Estates, Illinois: Is my brokerage account portfolio allocated appropriately?

    Mentioned on the Show:

    • YFP Planning
    • Book a Free Financial Planning Call with a YFP CFP®
    • YFP 72: Investing Mind Tricks: How Behavioral Bias Affects Our Decisions
    • YFP 73: How to Determine the Priority of Investing
    • YFP 74: Evaluating Your 401k Plan
    • YFP 75: DIY, Robo or Hire a Planner?
    • YFP 76: Investing Rapid Fire Q&A
    • Send in your questions here or to info@yourfinancialpharmacist.com

    Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.


    YFP 153: COVID-19 & Student Loans: What's Next? May 21, 2020
    Show notes

    Adam Minsky, an attorney devoted to helping student loan borrowers and a Senior Contributor to Forbes, joins Tim Ulbrich on today's episode. Adam talks about the student loan proposals that do and do not have momentum including The HEROES Act recently passed by the House, and what you should expect going forward as it relates to your own student loan repayment plan. Mentioned on the Show

    • Take the Financial Fitness Test
    • The Pharmacist's Guide to Conquering Student Loans by Tim Church, PharmD
    • There Are Now Five Plans to Forgive Student Loans - How Do They Compare? by Adam S. Minsky, Esq.
    • Student Loan Servicers are Dinging Credit Reports for The CARES Act Forbearance by Adam S. Minsky, Esq.
    • AnnualCreditReport.com
    • The HEROES Act
    • Boston Student Loan Lawyer
    • Follow Adam Minsky on Forbes
    • Follow Adam Minsky on Twitter
    • Connect with Adam Minsky on LinkedIn

    Ask a YFP CFP® #22: How do I consolidate retirement accounts? May 17, 2020
    Show notes

    Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Brad in Detroit, Michigan: How do I consolidate retirement accounts?

    Mentioned on the Show:

    • YFP Planning
    • Book a Free Financial Planning Call with a YFP CFP®
    • Send in your questions here or to info@yourfinancialpharmacist.com

    Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.


    YFP 152: Living the Van Life During Residency May 14, 2020
    Show notes

    Rena Crawford, a PGY2 resident living in San Diego, California, joins Tim Ulbrich on the show. Rena took matters into her own hands after realizing how high the cost of living is in San Diego, especially on a resident's salary, and came up with a creative solution: to buy and renovate an old van for $7,000 and live in it. Rena dives into the details of living in a van, her dreams of attaining financial freedom, and the lessons she's learned along the way.

    Mentioned on the Show
    • YFP Planning

    Ask a YFP CFP® #21: What options do I have to access 401(k) funds if my spouse gets laid off or my hours get cut? May 11, 2020
    Show notes

    Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from an anonymous YFP community member: What options do I have to access 401(k) funds if my spouse gets laid off or my hours get cut?

    Mentioned on the Show:

    • YFP Planning
    • Send in your questions here or to info@yourfinancialpharmacist.com

    Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.


    YFP 151: How Personal Finance Perceptions Affect Student Pharmacists' Career Choices May 07, 2020
    Show notes

    Dr. Nick Hagemeier joins Tim Ulbrich to talk about an article he and his colleagues published in the American Journal of Pharmaceutical Education titled Student Pharmacists' Personal Finance Perceptions, Projected Indebtedness Upon Graduation, and Career Decision Making. They discuss the history of student loan debt in pharmacy education, Nick's experience teaching personal finance to pharmacy students and why today's graduates, more than ever, should be equipped with the knowledge and tools necessary to manage the pressures associated with large student loan debts.

    Mentioned on the Show

    • Refinance Your Mortgage with Credible
    • AJPE: Student Pharmacists' Personal Finance Perceptions, Projected Indebtedness Upon Graduation, and Career Decision-making by Nicholas E. Hagemeier, PharmD, PhD, Chad K. Gentry, PharmD, Debbie C. Byrd, PharmD, MBA, L. Brian Cross, PharmD, Daniel Rose, PharmD, Nasar Ansari, PharmD, Pooja Subedi, MPH, and Tandy Branham, PharmD
    • YFP 082: Debt Free Theme Hour with the Teacher and Pupil w/ Joe Baker and Blake Johnson
    • Bureau of Labor Statistics Occupational Outlook on Pharmacists
    • YFP 124: The Behavioral Investor w/ Daniel Crosby

    Ask a YFP CFP® #20: What is a federal income tax holiday and what considerations should pharmacists make if the HEROES Act passes? May 04, 2020
    Show notes

    Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Beth in Sioux Falls, South Dakota: What is a federal income tax holiday and what considerations should pharmacists make if the HEROES Act passes?

    Mentioned on the Show:

    • YFP Planning
    • HEROES Act Proposed Legislation
    • File Your Taxes with YFP
    • Send in your questions here or to info@yourfinancialpharmacist.com

    Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.


    YFP 150: New Book: The Pharmacist's Guide to Conquering Student Loans Apr 29, 2020
    Show notes

    Tim Church talks about the release of his new book, The Pharmacist's Guide to Conquering Student Loans: How to Confidently Choose the Best Payoff Strategy That Saves You the Most Money.

    This book is available for a special preorder until May 7 which includes exclusive bonuses like free shipping, discounted pricing and a free Conquer Loans t-shirt (with certain packages).

    Mentioned on the Show
    • The Pharmacist's Guide to Conquering Student Loans: How to Confidently Choose the Best Payoff Strategy That Saves You the Most Money
    • YFP 149: Crushing $400k of Student Loans in 5 Years
    • YFP Facebook Group
    • Seven Figure Pharmacist by Tim Church and Tim Ulbrich
    • Studentaid.gov
    • Refinance Your Student Loans
    • YFP 026: Baby Stepping Into Your Financial Plan - The 2 Things to Focus on First

    Ask a YFP CFP® #19: Should I use a home equity loan to pay off my student loans? Apr 27, 2020
    Show notes

    Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Maliha in Dublin, California: Should I use a home equity loan to pay off my student loans?

    Mentioned on the Show:

    • YFP Planning
    • Refinance Your Student Loans
    • YFP Facebook Group
    • Send in your questions here or to info@yourfinancialpharmacist.com

    Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.


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