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    Business

    Scripted Wealth | Money & Meaning for Pharmacists

    Scripted Wealth: Money & Meaning for Pharmacists is a show for pharmacists who want more than just financial success. It’s for those seeking clarity, confidence, and a plan to use their money with intention.

    After more than 500 episodes of the Your Financial Pharmacist Podcast, Scripted Wealth represents the next chapter, expanding the conversation from how to build wealth to how to use it to support a life that truly aligns with what matters most.

    Hosted by YFP Wealth (formerly Your Financial Pharmacist) co-founders Tim Ulbrich, PharmD, and Tim Baker, CFP®, RICP®, RLP®, the show blends practical financial planning with deeper conversations about what it really means to build and enjoy wealth. You’ll hear discussions on retirement planning, investing, tax strategy, and turning your savings into a sustainable income, alongside conversations about time, purpose, identity, and the tradeoffs that come with designing a life you actually want to live.

    Whether you’re approaching retirement or simply asking, “Am I on track?”, this podcast will help you align your financial decisions with what matters most.

    Disclaimer: The information on this podcast is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yfpwealth.com/disclaimer/

    Advertise
    • Apple Podcasts
    • Google Play
    • Spotify

    Latest Episodes:
    YFP 272: How Much Is Enough? (Retirement Planning) Sep 08, 2022
    Show notes

    Tim Ulbrich, PharmD, sits down with Tim Baker, CFP®, RLP®, to discuss how much you need for retirement in part one of the four-part series focused on retirement planning.

    Links Mentioned in Today's Episode

    • YFP Planning: Financial Planning for Pharmacists
    • Schedule a free Discovery Call with YFP Planning
    • Join APhA - Get 25% Off Your Membership with Code: YFP
    • YFP 253: YFP Planning Case Study #1: Growing a Family, Paying Off Student Loans, and Buying a House
    • YFP 261: YFP Planning Case Study #2: Planning for Retirement, Saving for Kids' College, and Paying Off Debt
    • YFP 270: YFP Planning Case Study #3: Financial and Life Considerations As Retirement Nears
    • YFP Tax
    • Your Financial Pharmacist Disclaimer and Disclosures

    Ask a YFP CFP® #130: Should we pay off our current mortgage with money we've been saving for our forever home to be debt free? Sep 05, 2022
    Show notes

    Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP® takes this question from a member of the YFP Facebook group: Should we pay off our current mortgage with money we've been saving for our forever home to be debt free?

    Mentioned on the Show:

    • YFP Planning: Financial Planning for Pharmacists
    • Schedule a free Discovery Call with YFP Planning
    • Join the Your Financial Pharmacist Facebook Group
    • Ask a YFP CFP #93: Is it ok to have a portion of my emergency fund in electronic U.S. Treasury Savings Bonds?
    • YFP 253: YFP Planning Case Study #1: Growing a Family, Paying Off Student Loans, and Buying a House
    • YFP 261: YFP Planning Case Study #2: Planning for Retirement, Saving for Kids' College, and Paying Off Debt
    • YFP 270: YFP Planning Case Study #3: Financial and Life Considerations As Retirement Nears
    • Send in your questions here or to info@yourfinancialpharmacist.com
    • Your Financial Pharmacist Disclaimer and Disclosures

    Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.


    YFP Real Estate Investing 73: Adding Technology to Your Analysis Sep 03, 2022
    Show notes

    Nate Hedrick, PharmD, and David Bright, PharmD, MBA, BCACP, FAPhA, FCCP, share digital resources to help pharmacist real estate investors with deal analysis.

    Links Mentioned in Today's Episode

    • YFP Real Estate Concierge Service
    • YFP Real Estate Investing
    • Find an Investor-Friendly Agent
    • Join the YFP Real Estate Investing Facebook Group
    • MLS: Multiple Listing Service
    • realtor.com
    • Zillow
    • Zillow Rent Estimate Calculator
    • Redfin
    • Rentometer.com
    • YFP Real Estate Investing 71: Knowing When to Walk Away
    • craigslist
    • Facebook Marketplace for Real Estate
    • Download the Property Analysis Spreadsheet
    • Your Financial Pharmacist Disclaimer and Disclosures

    YFP 271: Financing a Home Purchase FAQ Sep 01, 2022
    Show notes

    Tony Umholtz takes questions from the YFP Facebook Group related to financing a home purchase including how much down payment is required with a doctor-type loan, what to look for when choosing a lender, and ways to reduce the interest rate in a loan.

    Links Mentioned in Today's Episode

    • Learn More About First Horizon's Pharmacist Home Loan and Start the Pre-Approval Process
    • Join the Your Financial Pharmacist Facebook Group
    • YFP Planning: Financial Planning for Pharmacists
    • Schedule a free Discovery Call with YFP Planning
    • 5 Steps to Get a Home Loan
    • S&P/Case-Shiller U.S. National Home Price Index
    • Your Financial Pharmacist Disclaimer and Disclosures

    Ask a YFP CFP® #129: Should we pay off all of our student loan debt now to save on interest charges if it will deplete our savings? Aug 29, 2022
    Show notes

    Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP® takes this question from a member of the YFP Facebook group: Should we pay off all of our student loan debt now to save on interest charges if it will deplete our savings?

    Mentioned on the Show:

    • YFP Planning: Financial Planning for Pharmacists
    • Schedule a free Discovery Call with YFP Planning
    • Join the Your Financial Pharmacist Facebook Group
    • Learn More About Our 1:1 Student Loan Analysis with a CFP®
    • Send in your questions here or to info@yourfinancialpharmacist.com
    • Your Financial Pharmacist Disclaimer and Disclosures

    Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.


    YFP Real Estate Investing 72: Fifty Units in Less Than Five Years Aug 27, 2022
    Show notes

    Alex and Erin Failaev, healthcare professionals and real estate investors, discuss their real estate investing strategies and shared goal-oriented mindset that took them from their first investment property to a portfolio of nearly 50 rental units in less than five years.

    Links Mentioned in Today's Episode

    • BiggerPockets
    • BiggerPockets Bookstore
    • Brandon Turner
    • Follow Alex Failaev on Instagram: @alexfailaev
    • Join the YFP Real Estate Investing Facebook Group
    • YFP Real Estate Investing
    • Your Financial Pharmacist Disclaimer and Disclosures

    YFP 270: YFP Planning Case Study #3: Financial and Life Considerations As Retirement Nears Aug 25, 2022
    Show notes

    YFP Co-Founder & Director of Financial Planning, Tim Baker, CFP®, RLP® is joined by YFP Planning Lead Planners, Kelly Reddy-Heffner, CFP®, CSLP®, CDFA®, and Robert Lopez, CFP® to discuss a financial planning case study on financial and life considerations as retirement nears.

    Links Mentioned in Today's Episode

    • Insuring Income: Get Quotes and Apply for Term Life and Disability Insurance
    • YFP Planning: Financial Planning for Pharmacists
    • Schedule a Free Discovery Call with YFP Planning
    • Case Study #3 Summary Sheet
    • Forbes: The Value of Sound Financial Decisions: From Alpha to Gamma
    • Genworth: Cost of Care Trends and Insights
    • Your Financial Pharmacist Disclaimer and Disclosures

    Ask a YFP CFP® #128: How can I best maximize the IRS tax credit for residential solar panel installation? Aug 22, 2022
    Show notes

    Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP® takes this question from Alysha in Seattle, Washington: How can I best maximize the IRS tax credit for residential solar panel installation?

    Mentioned on the Show:

    • YFP Planning: Financial Planning for Pharmacists
    • Schedule a free Discovery Call with YFP Planning
    • Send in your questions here or to info@yourfinancialpharmacist.com
    • Your Financial Pharmacist Disclaimer and Disclosures

    Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.


    YFP Real Estate Investing 71: Knowing When to Walk Away Aug 20, 2022
    Show notes

    Drew Register, PharmD, shares his story of walking away from a real estate investment deal when he recognized that it did not live up to the initial analysis and how a conservative approach to real estate investing can benefit pharmacist investors even when a deal doesn't make it to the closing table.

    Links Mentioned in Today's Episode

    • Apply Now! None to One Group Coaching Program: Use code PODCAST20 for 20% OFF
    • YFP Real Estate Investing 60: Helping a Pharmacist Go From "None to One"
    • American Pharmacists Association (APhA)
    • APhA Annual Meeting
    • Your Financial Pharmacist
    • YFP Webinars
    • BiggerPockets
    • Follow Drew Register on Instagram
    • Connect with Drew Register on LinkedIn
    • Join the YFP Real Estate Investing Facebook Group
    • YFP Real Estate Investing
    • Your Financial Pharmacist Disclaimer and Disclosures

    YFP 269: How to be Frugal During Inflation Aug 18, 2022
    Show notes

    Jen Smith, a personal finance expert and co-host of the Frugal Friends Podcast, discusses strategies to practice frugality in a high inflationary period, how she was able to pay off $78k in debt while battling unemployment, and strategies for listeners to explore whether you are looking to get organized, make additional income, or grow in your investing journey.

    Links Mentioned in Today's Episode

    • YFP's Employee to Entrepreneur Virtual Summit: Learn More and Register Here
    • Insuring Income: Get Quotes and Apply for Term Life and Disability Insurance
    • Frugal Friends Podcast
    • The No-Spend Challenge Guide: How to Stop Spending Money Impulsively, Pay off Debt Fast, & Make Your Finances Fit Your Dreams by Jen Smith
    • Pay Off Your Debt for Good: 21 Days to Change Your Relationship With Money & Improve Your Spending Habits So You Can Get Out of Debt Fast by Jen Smith
    • Modern Frugality
    • Freecreditreport.com
    • Credit Karma
    • Automate Your Money
    • YFP 057: The Power of Automating Your Financial Plan
    • Get Your Free Copy of the Modern Frugal Living eBook
    • Your Financial Pharmacist Disclaimer and Disclosures

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