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    Personal Journals

    Rock Your Retirement Show

    Retirement isn’t just about money. In our show we talk about the other things that will impact you such as: Social and Family Adventure and Travel Volunteer and Philanthropy Spiritual/soul Sex in retirement (I usually have therapists discuss this topic) Helping your parents/sandwich generation issues Baby Boomers are often helping both their children and their parents at the same time. Our goal is to help you have a great retirement, regardless of the amount of money you’ve saved. We want you to Rock Your Retirement!

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    Latest Episodes:
    The Gift of Grief: Episode 18 May 12, 2016
    Show notes

    Death of a friend or a loved one of the toughest things we have to face in the future. Samantha Betten is our guest in today's episode to talk about the gift of grief. You can listen to the show at http://rockyourretirement.libsyn.com/the-gift-of-grief The Gift of Grief You can give a gift to your family, the gift of grief. We cannot escape death but we can embrace the process. Samantha Betten helps people give one of the greatest gifts they can give to their family, the gift of grief, or pre-planned funerals. When someone has pre-planned their funeral, they give the gift of grief to their family members. If the funeral is not pre-planned, then instead of being able to grieve, someone has to make all the arrangements and not everyone is able to do. that. Her motto is as follows: * Protecting the people you love, the businesses you build, and the causes you care about. * When life hits those lows, use that opportunity to convert sadness into strength. At speaking engagements her goals are to: “Rock the talks, engage the audience, speak with a purpose, and make a wonderful warm impression even if it's not a happy, palatable topic”. Taking care of families and helping folks in difficult times takes integrity, ethics, and trust. She has over 20 years’ experience in community outreach, marketing, insurance and finance. Her specialties are: Community Outreach, Pre-planning: Life and Death, and a Licensed Funeral Director. She also speaks both English and Spanish. SPIRIT / SOUL / HEALTH Samantha has been helping people with their life choices since 1988. It all began with life insurance choices and progressed into end of life full circle options. Samantha’s father was her first influence to catapult her into this path. She helps families with the passing of their loved ones in large part, because of her experience with her father. It paralyzed her family with grief and so she had to do all the planning. She wasn't allowed to grieve on her own because she had to be the strong one for her mother and the rest of her family. She knows that family ties are key. She also assists the family of veterans to help get them the resources they need. Samantha helps people plan the funerals that they want based on their own religious convictions, if any. She has also helped with funerals where there was more than one faith involved. It’s usually one person in the family that has to take charge of the funeral. Many times they have to do this while they are grieving. It’s a gift to do some pre-planning so that your family can focus on comforting each other instead of trying to make arrangements. You are giving the gift of grief. Something people should know before they retire: Most people plan their retirement, their money, long term care, their housing but they don’t plan for the inevitable. They need to plan their funeral the way that they want it. How to get “unstuck” in your retirement: Successful retirement to me is when your dreams and plans come together and your worries minimize. Retirement should be a wonderful time when cares and worried are minimized. Do whatever you can do so that you have minimum worries so that you can enjoy life to the fullest. Contact information: Phone: 619-913-3834 or 619-280-0101 Email: preplanwithsam@gmail.com Website: http://sandiegofuneralservice.com http://traffic.libsyn.com/rockyourretirement/018_V_Samantha_Bettin_060327_IFinals.mp3


    What do you do after a career at BMW? Ep 17 May 09, 2016
    Show notes

    What to do after retirement? Tom McGurn will talk to us about finding our passion. You can listen to the show at http://rockyourretirement.libsyn.com/what-do-you-do-after-a-career-at-bmw What do you do after a career at BMW? Tom McGurn earned his first paycheck as a journalist writing sports for a daily newspaper while still in high school. He continued to work as a part-time journalist during college and then pursued a career in public relations after graduation. In 1975, at age 28, and with about 5 years of experience, he got a huge break. He was hired as part of the start-up management team at BMW of North America. The sales and marketing arm for Bavarian Motor Works. He didn’t leave until he retired at the end of 2007. During his career, Tom was responsible for public relations, industry affairs, dealer relations, and a host of communication responsibilities, including: speech writing, corporate meetings and training. When he retired he had to ask himself the question, “What do you do after a career at BMW“? VOLUNTEER AND PHILANTHROPY Tom discovered early on in his retirement that one of the things he wanted to do was volunteer, as he did during his career. Tom is a seasoned corporate communication professional and writer. He uses his experience to offer clients fresh perspectives on their communications needs and customer focused writing. That's how he was able to answer the question, “What do you do after a career at BMW“? * He volunteered on the board at MiraCosta College * He is an active volunteer with SCORE. Offering free business counseling for people who are thinking about starting a small business and those who want to increase the performance of an existing business. * He is a member of the Cal State San Marcos Foundation Board. Serving on the marketing committee and is a member of the Athletic Director's Council. What do you think people should know BEFORE they retire? How much fun it will be and how you will have control of your life to do what you want when you want. We have a lot of listeners who are new retirees or maybe feel stuck in their lives at the moment. If you were sitting across the table from a new retiree, what’s the one piece of advice that you would give to have a successful retirement? What is your passion? Follow your passion, whether it's volunteerism, tutoring, a hobby, recreation, or self-improvement. Do something with and for others If you would like more information on either volunteering or using the services SCORE offers, you can go to: https://sandiego.score.org/ or for the National SCORE the website is https://www.score.org/ If you would like to visit the Cal State San Marcos website and learn more about the foundation board, you can go to: http://www.csusm.edu/giving/csusm-foundation/ http://traffic.libsyn.com/rockyourretirement/017_R_Tom_McGurn_160303_IFinalcs2.mp3


    Sex is not just for young people! Ep 16 May 05, 2016
    Show notes

    Yes! Sex is not just for young people. Dr. Susan Writer is going to talk to us about how we can have a vibrant, exciting sex life. You can listen to the show at http://rockyourretirement.libsyn.com/sex-isnt-just-for-young-people-episode-016 Sex is not just for young people! Dr. Susan Writer has her Ph.D. in clinical psychology and has been working in the field for over 15 years in the San Diego area. She works full time for Aurora Behavioral Health Care, doing community outreach and clinical education; and part time for HELP see individuals, couples and families in her therapy practice. Dr. Writer sees a wide range of individuals. but has specialized training in sexuality and gender and expertise working with older adults. HEALTH & SEX Susan is passionate about making sure that people have the vibrant, exciting sex lives throughout the entirety of their lives. In this episode we discuss the following: * Learn what a sex therapist does and how it differs from a sex surrogate. * The health and mental benefits of sex and intimacy and how it can improve the quality of your life as you age. * Learn how Susan works with hospice or end-of-life patients who have long-term partners and how she helps them to recreate a sexual, sensual or intimate connection before they pass so that they may rekindle a part of their relationship that may have been lost. * You aren’t the only person who may not know how to use a penis pump! What do you think people should know BEFORE they retire? Life will change and that it may not be exactly as they had expected. Many people look at retirement as an opportunity to just sit back and relax. But the problem is that all too often, the excess of this can lead to isolation, depression and dissatisfaction with life–or even the deterioration of physical (and mental) health. Retirement really needs to be framed as a new chapter of activity in someone’s life. That activity doesn’t have to be “work”, it can be fun and exciting–the key is that it is active and it continues to provide stimulation for growth (mentally, emotionally, physically and sexually). Retirement is about creating an opportunity to explore everything that we offer ourselves in life–as opposed to waiting for life to offer things to us. We have a lot of listeners who are new retirees or maybe feel stuck in their lives at the moment. If you were sitting across the table from a new retiree, what’s the one piece of advice that you would give to have a successful retirement? Get out, be social, be active, and re-create yourself… and don’t put your sexual self on a shelf to get dusty, or if you have–dust it off and get cracking! Contact information: Email: drsusanwriter@gmail.com http://traffic.libsyn.com/rockyourretirement/016_V_Susan_Writer_160211_IFinalcs2.mp3 Dr. Susan Writer shows us how sex isn't just for young people.


    The Best Gift to your Grandchild: Ep 14 Apr 28, 2016
    Show notes

    Thinking about the best gift to your grandchild? Enjoy today's podcast episode as Mira Simon gives an advice on what's the best gift you can give to your grandchild/ren. You can listen to the show at http://rockyourretirement.libsyn.com/the-best-gift-to-your-grandchild-ever-episode-14 The Best Gift to your Grandchild Mira Simon can help you give the best gift to your grandchild EVER. She is a professionally trained coach from the Institute of Professional Excellence in Coaching (iPEC), and an independent educational consultant who specializes in helping High School Students to go through the college planning, preparation and application process without overwhelm, so that they feel excited and confident that they have what they need to choose a college that is best for them. How is her service the best gift to your grandchild? Mira’s coach training provides the unique foundation that helps students to explore their talents, strengths and passions, discover their purpose and use that to develop their vision for the future so that they can design the path that helps them to find their college, IN college and throughout their life. When she first started working as a coach, she worked with pre-retirees. These were adults, who weren’t ready to retire yet and were looking for the next chapter in their careers. She noticed a lot of them had unfulfilled goals or dreams from their college. Let’s face it, how many of us really knew what we wanted to do in college? SANDWICH GENERATION ISSUES * Mira answers the question: What is a Pre-Retirement Coach and how one can help you? * How you can give the Best Gift to your Grandchild ever by helping them create their college plan * How college coaching can help high school students go through the college planning, preparation and application process without overwhelm. Again, how this is the best gift to your grandchild-Ever! * How Mira helps your grandchildren explore their passions and discover the colleges that would be best for them. What do you think people should know BEFORE they retire? Understanding what it is that you would love to have your retirement look like. Enter your retirement with a goal, a plan, and an intention. If you were sitting across the table from a new retiree, what’s the one piece of advice that you would give to have a successful retirement? Have a passion scavenger hunt! Contact information: Mira@CoachMira.com 858-437-4500 www.CoachMira.com http://traffic.libsyn.com/rockyourretirement/014_V_Mira_Simon_160210_IFinals2.mp3


    Raising Alpacas in Retirement: Episode 13 Apr 25, 2016
    Show notes

    Did you ever think about taking care of Alpacas? Julie Roy talks about it in this podcast episode. You can listen to the show at the bottom of the page or on your smartphone. Rocking Retirement by Raising Alpacas! In 2004, Julie and her husband left their corporate jobs in San Diego to live on 10 acres. At the time, she was still the president of the San Diego Professional Coaching Alliance, which had 200 members. She drove 90 miles every month to lead the meetings. She still coached some time, yet yearned for more. Enter raising alpacas! They converted 2.5 acres into what is now Alpacas of Anza Valley. SOCIAL AND FAMILY * Julie spends time with children who want to see the animals. * She enjoys writing and talking to people about them. * Don and Julie have been married for 25 years. * They are both enjoying their retirement doing something they love and are passionate about! ADVENTURE AND TRAVEL * Julie and her husband raise show quality alpacas. * They board, breed, and assist other newcomers to the industry. * Educational programs on the best ways to be successful with an Alpaca business. * She has assisted with some 138 babies delivered at their ranch. * Julie also runs a successful Boutique filled with handmade items created with yarn from her own herd or imported from Peru. Including dryer balls! * They give guided educational and hands-on tours to local groups and individuals year round. VOLUNTEER AND PHILANTHROPY * Julie is the Director of Education at Southern California Alpaca Breeders association. * She also volunteers for Alpaca Fest West. HEALTH * Julie meditates. * They raise their own vegetables. * Taking care of these lovable creatures is a great exercise! Julie had a plan and knew what she wanted to do before she retired. She thinks having a plan is the best advice. Figure out what your passions are and what gets you excited. Listen to your heart and take chances. www.AlpacasAV.com www.alpacas4less.com www.profitingwithalpacas.com http://alpacadryerballs.com/ Email: Julie@AlpacasNextDoor.com http://traffic.libsyn.com/rockyourretirement/013_R_Julie_Roy_160323_IFinal3.mp3 This article on Retirement Lifestyle first appeared on http://RockYourRetirement.com. ©2016-2017 Raising Alpacas


    Fountain of Youth: Episode 12 Apr 21, 2016
    Show notes

    People have been searching for the fountain of youth for a long time. In this podcast, Christine Burke will talk to us about the fountain of youth. You can listen to the show at the bottom of the page or on your smartphone. Christine Burke is a fitness trainer and coach at San Diego Premier Training in Carlsbad, CA, which is in San Diego, California's North County. As an un-athletic child and overweight young adult, Christine understands first hand the obstacles in losing weight, learning to exercise and making the time for healthy habits. Her customized fitness programs are designed to find the fun in your journey for good health. Are you looking for a fountain of youth? Try exercise * Christine is an expert in different types of training. She does not cater to one specific type of person. She has clients ranging in age from 20s all the way up to their 90s with varying levels of abilities. * Older adults need to be trained differently than younger adults. * Exercise can increase your mobility, quality of life, and health. * Exercise is the fountain of youth * She talks about how in some cases, you can reverse some effects of aging with exercise — again exercise is the fountain of youth! * She has a client who, at the age of 72, has gone hiking in the Himalayas. * What is a standing or treadmill desk? You are going to live a long time and don’t neglect your health. Get up and start moving. Don’t sit as much as there is more to life than TV, so go get out and do stuff. You can learn more about Christine and her light-hearted approach to fitness by contacting her: Cell: 760-575-4277 (Text) christine@lightheartedfitness.com www.lightheartedfitness.com http://traffic.libsyn.com/rockyourretirement/V_Christine_Burke_160205_IFinals2.mp3 This article on Retirement Lifestyle first appeared on http://RockYourRetirement.com. ©2016-2017 Fountain of Youth


    SCORE San Diego and Sally Broff: Episode 11 Apr 18, 2016
    Show notes

    Let's talk about SCORE with Sally Broff. You can listen to the show at the bottom of this page or on your smartphone. Raised in the Pittsburgh area, she left for college in 1967 attending Brandeis University. She followed that with a master’s degree at Boston University. Sally lived in Boston until 1993, working for some very small manufacturing companies. In 1986, she and her partner founded a manufacturer's representative company specializing in selling power sources to manufacturers. Then in 1993 she sold her portion of the business to her partner and moved to Southern California where she and her life partner founded a company. They ran that company for 10 years and sold it in 2007. This is where her retirement began. After that, Sally joined SCORE, a national organization that serves small businesses. Score San Diego: SOCIAL AND FAMILY * Sally and her partner Bob have a 12-year age difference and age has not been an issue for them. * Sally does a variety of activities with friends in the community she lives in. ADVENTURE AND TRAVEL * Sally likes to take one big trip each year and has been to some fascinating places such as; a trip to the Middle East last year, a cruise around South America, a land tour in China, and the Greek Islands. VOLUNTEER AND PHILANTHROPY: SCORE San Diego * She is the very first female president of the SCORE San Diego chapter. Learn what SCORE is and how she helps people through her volunteer work. * Once she steps down from SCORE as president in October 2016, she is not settling down! Sally plans to look into more volunteering opportunities including American Association of University Women (AAUW) and she would like to work with kids who are aging out of the foster care program. SCORE San Diego: HEALTH Sally and Bob, along with two other couples in their community, exercise every other day. Their ages range from 60 to 80 years old. Exercising helps keep her healthy, helps with balance and her core strength. She wishes she knew that in retirement she could stay so busy. Sally was worried she would end up being a couch potato with nothing to do. She recommends that you find something that gives you the feeling that you are still making a contribution to society. This can be a hobby, volunteer work, or even a new business venture. If you would like to contact the San Diego SCORE chapter you can go to www.sandiego.score.org and the National SCORE website is: www.score.org http://traffic.libsyn.com/rockyourretirement/011_R_Sally_Broff_160315_IFinalcs2.mp3 This article on Retirement Lifestyle first appeared on http://RockYourRetirement.com. ©2016-2017SCORE San Diego


    Downsize with Senior Move Masters: Episode 10 Apr 14, 2016
    Show notes

    Downsizing may be hard for some people and in this episode, Susi Vine will give us tips on how to downsize and de-clutter. You can listen to the show at by clicking the link at the bottom of this page or by subscribing on your smartphone. Susi Vine began helping others downsize in November 2010 Since then, she has led crews as Team Leader, and she provides consultations for new clients who are considering their move. Her crews pack and unpack and help people downsize. Susi earned a BFA and studied Residential Design. The company looks for people with her experience in design space planning and universal accessibility. That experience supports the needs of their clients looking to de-clutter, downsize, and relocate to a new home or age in place. They not only help people with downsizing and moves, but they also build lasting bonds with them. Did you know that this kind of service existed to help others downsize? Neither did I. Senior Move Masters helps their clients go from a 3000 square foot house into a 1200 square foot senior living facility. It almost seems like magic. In the episode: * * Tips to downsize and de-clutter. * What services are offered by these types of agencies. * How Senior Move Masters provides as much or as little support you may need for your move. * Family members can provide stress free help with a move. * How to Find resources for the extra pieces of a move. This is an exciting time because there are many more choices than we ever had before! These include co-housing, aging in place modifications, and retirement communities. Active Living Communities can remove all the obligations and details and make life as carefree and active as you want it to be! Don’t be afraid to try new things and take advantage of all the resources that are available. As our population redefines aging, senior service businesses are growing at a rapid-fire rate. Decide what you enjoy doing for yourself and look into outsourcing the rest. Contact information: Phone: 800-545-4775 Email: info@seniormovemasters.com Website: http://SeniorMoveMasters.com http://traffic.libsyn.com/rockyourretirement/012_V_Susi_Vine_160215_IFinalc2.mp3 This article on Retirement Lifestyle first appeared on http://RockYourRetirement.com. ©2016-2017Downsize


    Retire at Age 40: Episode 009 Apr 11, 2016
    Show notes

    Want to retire at 40? Find out how Wendy Holt did it. You can listen to the show at http://rockyourretirement.libsyn.com/wendy-holt Do you want to retire at Age Forty? Wendy Holt did it! Wendy Holt picked up everything and was able to retire at age 40. She downsized, moved to Costa Rica and is enjoying the retirement of her dreams. So I guess that you could say that she is completely rocking it in the adventure area of retirement! Wendy is from Los Angeles, CA, and she went from the hustle and bustle of the big city life, working over 2000 hours a year in a high-stress job to living in a 500 square foot home in the rural jungles of Costa Rica. Wendy and her husband at the time, always wanted to retire early, but didn’t know that they could retire at age 40. They had traveled a lot over the years, but they really loved Costa Rica. They decided to visit Costa Rica to just do research on the housing market with no intention of buying a home. During that trip, they ended up finding their perfect home and bought it. They went back to Los Angeles, sold their house, sold their cars, quit their jobs, and left to retire at age 40! What’s happening now? How is she Rocking her Retirement other than the fact that she lives a less stressful life? Social and Family * Wendy created a social club when she first moved to Costa Rica to meet new people and make friends. * The marriage, however, didn’t work out. Wendy says that there is a high divorce rate among expatriates, usually because one of the two likes the lifestyle more than the other. * Selling Real Estate in a small town helps her meet new people. * Running a vacation rental on her property. http://www.thevillahermosa.com/home.html helps her keep connected with visitors and also gives her the opportunity to show them the sites and charitable activities when they desire. She lets the guests decide what kind of interactivity they want with her. Some want her to show them around, and some want privacy. Wendy is ok with it either way. Adventure and Travel * Wendy is obviously adventurous or she wouldn’t have picked up and left the work world and the home she knew to retire at age 40! * She can’t travel as much as she used to, because of course she doesn’t make the same amount of money she used to make, but she plans on taking some trips to South Africa, Madagascar, and California to visit family and friends. Volunteer and Philanthropy * Her love for nature and animals drew her to Costa Rica, and she wanted to help people and animals. Now she does! * She does charity work at a wild animal rescue and has gotten to hold animals that you and I would never dream of holding! * She is designing and donating a website to an orphanage. http://www.lafortunaorphanage.com/ * This orphanage needs your help! If you ever go to Costa Rica, see what supplies they need and stuff a few into your suitcase! Wendy is full of energy, full of life, and keeping her mind and body healthy. She is making the least amount of money she has ever made in her life but is the happiest she has ever been. Like Wendy says, if there’s a will, there’s a way and she has definitely mastered finding a way. If you want to retire at age 40, you can do it too, but you may have to be willing to give some other things in your life up. Tim Ferris actually discussed how this in his book


    Save headaches and money problems! Episode 008 Apr 07, 2016
    Show notes

    Brenda Geiger talks about things we didn't know about estate planning. You can listen to the show by subscribing on your iPhone or Android or scrolling to the bottom of this page and hitting the little arrow play button. Brenda Geiger helps save headaches and money problems for her clients and their families! She wanted to be a figure skater when she was little, but instead she grew up to be an estate planning attorney. Brenda has been helping her clients for over 12 years. In California, if you have done no planning, your family could wind up paying up to 8% of your gross estate! The GROSS estate is the value of your property, without subtracting what you owe on it. This causes headaches and money problems for your family! Brenda’s practice focuses on trusts, estate planning, trust administration, business, and Elder Law. Brenda Teaches us how to save headaches and money by explaining: • The difference between a Trust and Probate, and how choosing the wrong one can cost your family thousands of dollars. • Why leaving children or grandchildren large sums of money is not a good idea. • What is Protective Planning? • Share of Cost in California and what it means for Medi-Cal purposes. Brenda is also an accomplished author and has also written several books which can save headaches and money problems for your family: * Secrets of Great Estate Planning * Safeguarding The Nest 2nd Edition (Pb) * The Smart Family's Guide to Protecting An Aging Parent from a Long Term Care Financial Crisis In California * How to Avoid the Catastrophic Costs and Effects of Long Term Care: A California Elder Law Guide * Protecting You and Your Business: A Practical Guide for California Business Owners * Protect Your Children’s IRA Inheritance: with a Retirement Protector Trust As a special offer to our listeners, Brenda has graciously offered to give a FREE copy of her newest book. Estate Planning Secrets of the Affluent: Protecting Your Family and Preserving Your Wealth but ONLY when you call her office and use a special code mentioned in the podcast. Listen to the show to get it and receive your free book! Brenda can be reached at 760-448-2220 http://Geigerlawoffice.com info@geigerlawoffice.com


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