Rock Your Retirement Show

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What a Retiring Executive needs besides money Nov 07, 2016

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Joyce Richman is with us today to talk about Retiring Executive. You can listen to the show at http://rockyourretirement.libsyn.com/what-a-retiring-executive-needs-besides-money Are you a Retiring Executive? Are you within 5 years of that goal? There are special issues associated with a retiring executive. Joyce Richman has worked with individuals as an executive coach for more than 30 years. In addition to her private practice, Joyce has worked with hundreds of clients across the United States and internationally. Joyce gave us some great advice that she specific uses with executives preparing for retirement, but anybody can use it really. She said that if you are a retiring executive, you should really have the conversation a couple of years in advance. So for example, if you are 60 years old, and planning on retiring at 62, you need to start talking about what your perfect retirement looks like, NOW. A retiring executive should bring his or her spouse into the conversation. Discuss what you expect, and be honest. If you plan on traveling, discuss this with your spouse, who’s perfect executive retirement may have meant having you around the house and snuggling on the couch watching television. Get these things worked out now. Consider also what gives you energy. What do you love to do naturally? How does this play out? If playing the guitar gives you a buzz, consider taking lessons or joining a garage band if you know other aspiring musicians. Also, some executives don’t want to just stop working when they retire. Their perfect retirement might mean volunteer work or business consulting. A hobby might take up more of your time, but most of us can’t golf for 10 hours every day. Consider the top challenges that married couples need to overcome as they move through retirement. If you are a retiring executive, be sure to talk it through with your spouse. Many people assume that their spouses wants to do what they want to do, and they are used to being in control. Your spouse may be used to doing things at home, and now there is someone that they need to get used to in their territory. Joyce's Book(s): Author of Roads, Routes and Ruts: A Guidebook to Career Success co-author of Getting Your Kid Out of the House and Into a Job What do you think people should know BEFORE they retire? If in a marriage/committed relationship, couples should have candid conversations (preferably facilitated by someone objective) about “what’s next?”; what each person wants for those years free from the obligations of paid employment for self, and for each other. This conversation is in addition to planning with a financial advisor so there’s no misunderstanding around finances… what is within bounds… and what is outside those bounds. If single, (and in addition to financial planning) who and what do you need in your life to feel a sense of belonging and involvement in lives outside your own? What stimulates, energizes, focuses your attention in positive ways. Identify it.. all of it… and realize your role in initiating the outcomes you seek. What if you feel stuck in Retirement? Think back… to those moments and times when you have been most happy. What was happening? What were you doing? Who was there? What value or benefit came from that experience? You job now… is to find ways to recreate those experiences… if not for you,

The Silver Hour: Episode 46 Oct 31, 2016

Show notes

Death is something everyone fears to discuss. Let's take a look at what happens before and after we die. You can listen to the show at http://rockyourretirement.libsyn.com/the-silver-hour-what-happens-during-death The Silver Hour – 30 minutes before and 30 minutes after death In this episode of Rock Your Retirement we talked with Dr. Marilyn Stoner. She is a professor at California State University San Bernardino, and before that she was on Faculty at CSU Fullerton. She was also the Vice President for Ramona Home Care and Hospice in Hemet, California. Dr. Stoner’s passion is about end of life care and she has been working with seniors and in the senior care industry since 1998. Her grandparents owned a funeral home so she is also familiar with death. She is a Professor now and has discovered something called the SilverHour which is the 30 minutes before and 30 minutes after death. She developed a unified vision of what the last moments of life and the first moments of death are so that every care giver knows what to do. The Silver Hour includes three phases, namely dying, death, and dead: 1st 20 minutes (Pre-mortem) * Loose conciseness * Changes in body temperature * Breathing changes * Make sure family and care givers knows death is imminent * Reassuring patient Declared dead (Mortem) * Position body * Wash body/prepare body * Position body * Prayers Post mortem * Family begins life as grieving relatives * Transport of body Dr. Stoner also discusses that if you get some warning of death it is a gift. Use this time to have conversations with your loved one about end of life and what they would like. Start the conversations lightly and don’t try to discuss every detail all at once. Give your love one time and space if needed.Also, ask them if there is anything they would like to do. Complete items on a bucket list, or travel somewhere if they are able Something people should know before they retire: Think about what you want and start working on it. Research or watch YouTube videos and what you think you may like to do. Think about what your goal is. How to get “unstuck” in your retirement: Focus on how absolutely precious life is and it is not going to go on forever. Identify people you admirer. Is your life going to be spent on the couch or doing something? Contact information for Dr. Stoner Phone: (951) 534-9014 Email: nursestoner@gmail.com Twitter and Pinterest: @drmstoner Website: http://silverhour.info/ Links mentioned in the interview POLST- http://www.polst.org/ Today's Freebie is 5 things you can do NOW to help your loved ones after you've passed away: http://RockYourRetirement.com/LoveGift http://traffic.libsyn.com/rockyourretirement/Marilyn_Stoner_060415_IFinals3.mp3

Non financial aspects of retirement: Alan Spector Oct 24, 2016

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Retirement isn't just about money. Alan Spector is our guest for today's podcast episode to talk about retirement. You can listen to the show at http://rockyourretirement.libsyn.com/non-financial-retirement-aspects The basis of the Rock Your Retirement show is that retirement isn’t just about money. This is basically the non financial aspects of retirement. Alan Spector agrees. He and his partner created the Critical Decisions Matrix and Crucial Conversations. These ideas help everyone understand what the expectations are in retirement. Alan co-authored the book, Your Retirement Quest with Keith Lawrence, and you can find the book on Amazon. This is a great book to read if you are considering retirement in the next five years. Alan wasn’t always a retirement coach. He worked at Proctor and Gamble for 33 years as an executive. After that, Alan founded and managed three business, and authored five books. Alan also blogs on retirement issues on three sites, and is deeply involved in his community. He's also very active physically and likes to travel. Alan and Keith interviewed their colleagues about their thoughts on retirement. Shortly after they realized that they were dismayed at the results. This started their quest to educate people about the non financial aspects of retirement so they started conducting workshops. They kept getting requests for their book…but it hadn't been written yet! So… they knew they had to write it. And they did. They named the book “Your Retirement Quest”. This book talks about the non-financial aspects of retirement, and it includes well-being, connectedness, growth, and fun among other things. Some of the other non-financial aspects of retirement include physical, emotional, mental, and something he calls “energy of purpose”. Alan recommends that you have written goals. He recommends that you include the non financial aspects of retirement in these goals. Mr. Spector says that if you write something down you are five times more likely to get it done. Your written goals should include all of the ten elements of retirement into your life. In addition to working with individuals, he and his partner work with financial planning firms to help them understand the non-financial parts of retirement. Let’s hope he starts a movement with us. Today’s Freebie is: The 10 Key Elements of a Fulfilling Retirement and you can get it at: The 10 key elements of a Fulfilling Retirement http://traffic.libsyn.com/rockyourretirement/Alan_Spector_160621_Final2.mp3

ABCs of Alzheimer’s: Interview with Dave Jackson Oct 17, 2016

Show notes

On the 10/17/16 episode of the Rock Your Retirement show, Kathe interviewed celebrity Dave Jackson about his experience with Alzheimer's disease. Dave Jackson runs the School of Podcasting. Frances McGrogan, a previous guest, and I talked about how he helped us learn how to podcast in episode 21. This chat wasn't about podcasting though. It was about his experience with Alzheimer's Disease, which is a form of Dementia. Dementia is a heartbreaking disease, and Dave tells his story about how he was able to deal with it. Dave told us about his father, and his experience with Alzheimer's. The family thought that the symptoms were due to a mugging that he had experienced earlier in his life. As his father got older, Dave and his brother realized that something was wrong. Dad was always bringing up certain stories and repeating them. (But we all do that, right?) Dad went to the hospital for colon cancer. The hospital diagnosed him with dementia, and Dad couldn't be left alone. The family had to do some quick planning. They only had a week to find a place for him to stay. A common side effect of Alzheimer's is inappropriate sexual behavior. It's also common for Alzheimer's patients to form a new love relationship while they are in memory care. This can be a problem if the spouse is still alive. Dave's Dad got “frisky” in the memory care unit. Every time he visited, Dad gave Dave a tour. it was brand new to Dad. His Dad also introduced him to the nurses each time. He also told him who was in the photos on the wall each time Dave visited. This is also common in Alzheimer's patients. The staff coached the family on how to deal with Dad. “Don't correct him”, was one their advice. It's difficult for the family. People are bound to have mixed emotions. Dementia patients need a lot of sleep. It is exhausting for them to try to do things, and their brains work differently than ours do. So you go to visit, and Dad is asleep. That's hard to deal with if you've come a long way to see him or her. You don't want to wake them up. Then when he wakes up, you get the tour again! A great piece of advice from Dave: There may be a day when your Dad might not recognize you. Don't take things personally because it's not you, it's the disease. To get the our free guide, ABC's of Dementia, just click HERE. You can also listen to the episode on your favorite smartphone podcast app, or click on the player at the top of this page. http://traffic.libsyn.com/rockyourretirement/David_Jackson_160607_IFinal.mp3

You’re closer to Scammers than you think: Ep 43 Oct 10, 2016

Show notes

Scammers are everywhere. Here's Curtis Bailey in our today's episode to discuss how we can deal with them. My interview with him was jam-packed with information, but here are a few things we discussed: Preventing SCAMMERS from Scamming your loved ones * Seniors need to have a team of professionals. * Don’t let someone cut you out of your social circles because this is a common practice of scammers. * Be sure and talk to your family members because they can help you determine if something is a scam. * Scammers use emotions to scam people who are lonely. They also prey on fear, so let your rational side tell you what is happening. * Is someone overly nice and charming? Scammers can spend HOURS talking to seniors. * Don't keep secrets because scammers often ask their victims to keep secrets. * They may ask you to receive money from people you don’t know because then they'll have your banking information. * We can protect our assets with a living trust, but the living trust can also be revocable. * You can create a Power of Attorney with scams in mind. * Every year you can get a free credit report with each of the three credit rating agencies at http://AnnualCreditReport.com so you can see if your credit is being used by someone else. * Allow family members to receive notifications if anything strange starts happening with your finances so that they can help you spot a scammer. Mr. Bailey practices estate planning and elder law at Huffman Law Offices, PC, and he is a member of Missouri Bar Association and the Illinois Bar Association. Curtis is also a member of the National Academy of Elder Law Attorneys, and not only that, but he is also a member of the Advisory Council of the Area Agency on Aging of Southwestern Illinois. He is very active in his community and is a member of his Chamber of Commerce and Rotary International. Curtis is the co-founder of Senior Scam Action Associates. They help people recognize, prevent, and recover from scams. Email: cbailey@huffmanlawoffices.com For today’s freebie, the 10 dead giveaways of a scam, go to http://RockYourRetirement.com/scam This post on Retirement Lifestyle first appeared on http://RockYourRetirement.com. http://traffic.libsyn.com/rockyourretirement/Curtis_Bailey_160604_IFinalo.mp3

It’s never too late to date! Senior Speed Dating Oct 03, 2016

Show notes

Steven Loring, award-winning filmmaker and screenwriter, filmed “The Age Of Love”, a documentary which follows 30 people in their 70’s and 80’s participating in a senior speed dating event. New love can be found at any age. Listening to Steven tell his story will definitely make you want to see his film! After discovering that a senior speed dating event was to take place, Steven had the challenge of getting all participants to agree to his filming. The responses surprised Steven and will surprise you as well. Many seniors have resigned themselves to thinking that finding love is not possible. There is a general feeling that after a certain age desire for both physical and emotional love fades away. To make things worse, seniors tend to keep quiet about their feelings of loneliness. In filming “The Age Of Love” Steven made the following observations: * The desire for both physical and emotional love is still present regardless of age. * The desire for something as simple as touch can cause feelings of loneliness and isolation. * The need is much deeper than what society terms as “companionship.” * Age strips away looks, status, and financial compatibility. This leaves only the desire to connect with someone who understands us and who will be there we need it. * You can feel the same emotional giddiness that we all have felt as teenagers! People in more than 14 countries have seen it. It moves past age, sex, economic level, and social background of the viewers. Age is the great equalizer and it will affect all of us. You can find the films at venues that have scheduled screenings, but it may be available in the future via streaming or DVD. * Find a list of future screenings at: http://theageoflovemovie.com/. * Watch the trailer at: http://bit.ly/1zntID1 or https://vimeo.com/61764746. For more information please go to: * Website: http://theageoflovemovie.com/ * Facebook: https://www.facebook.com/TheAgeofLoveMovie * Twitter: @AgeofLoveMovie And don’t forget to get your free copy of “8 Senior Dating Tips” at http://rockyourretirement.com/love.

2-1-1 San Diego-find your volunteer home Sep 26, 2016

Show notes

San Diego has it's own 9-1-1. Yes! You read that right! Alana Kalinowski will give us an idea on what it does and how it is a big help. You can listen to the show at http://rockyourretirement.libsyn.com/211-san-diego-find-your-volunteer-home 2-1-1 San Diego's mission is to help people by connecting them to services and provide vital data and trend information for proactive community planning. Alana Kalinowski manages the Community Outreach Program at 2-1-1 San Diego. 2-1-1 San Diego is a resource and information hub that connects people with community, health and disaster services through a free, 24/7 service. This service includes stigma-free confidential phone service, and it also includes a searchable on line database. It's also important to note that 2-1-1 serves the entire population of the County. 2-1-1 San Diego has a staff of 150 people who take about 1200 calls per day. They have approximately 1,500 organizations in their database that they can refer people to. The majority of their referral sources are non-profit and government agencies. Their vetting process includes; checking licenses, certificates, and making sure they provide the services they say they provide. 98 % of the US is under 2-1-1 jurisdiction however, the programs can vary drastically in each state. Just some of the referral services that 2-1-1 San Diego offers are: * Cool Zones-residents can use the Cool Zones to escape the heat and reduce their own air conditioning use. * It provides locations on where you can your taxes filed for free. * 2-1-1 provides locations for flu shots. * It also provides locations for free blood pressure checks. * Fix-It Service -provides volunteers to help with minor home modifications or repairs. * 2-1-1 provides Courage to Call-which is a veteran staffed helpline dedicated to assisting active duty military personnel, veterans, and their families. * They have a seat at the counties information center and get real time information during a disaster to provide non-emergency resources. * Health Navigation Program- this is a program that serves as a single access point information and referral system for San Diego County, connecting anyone to available health services. For more information Call 2-1-1 or go to their website at: http://211sandiego.org/new/ To get today's FREEBIE, “How Retirees can use 211 to find a place to volunteer” go to: www.RockYourRetirement.com/volunteer211 Click the link below if you would like to download a copy of the 2-1-1 Disaster Response Checklist. Alana thought this would be a good tool for people to have. 211 Disaster Response http://traffic.libsyn.com/rockyourretirement/Alana_Kalinowski_160601_IFinalo.mp3

Playing with Cars! Bill Bennett Ep: 40 Sep 19, 2016

Show notes

Let's take a look at how Bill Bennett is enjoying his retirement by “Playing with Cars” Do you love cars?. You can listen to the show at http://rockyourretirement.libsyn.com/playing-with-cars-episode-40 I had a difficult time naming this episode but decided on “Playing with Cars“. There was so much that Bill and I talked about it was hard to decide. Let's tell you a little bit about Bill first: After graduating from college Bill Bennett went into the flight program in the Marine Corps. He spent 4 1/2 years flying helicopters. He then went into sales and marketing for a number of companies and became an executive for a fortune 500 company before he retired. His wife of 42 years passed away a year and half ago and Bill decided he had to grab himself by the bootstraps and decided to get going. Bill bought a Miata for $107. That's right. He purchased a Miata for $107. You'll have to listen to the episode to find out how, but let's just say that he is an expert at playing with cars. He is in a group of sport car enthusiasts who enjoy doing things like racing in parking lots and driving up winding roads in the mountains to get some pie at the Julian Pie Company. He and his friends are constantly playing with cars. Speaking of playing with cars, he likes to spend time re-building cars, because he's working on another one now! Another way he is playing with cars, is Bill started writing for a magazine about one of his hobbies which is collecting high-end model cars. Think of it – he got to collect cars for free just for writing about them! That's the way to start playing with cars! HEALTH Bill started skiing after 20 years by going on a 4-month ski trip in Colorado. He was sore for the first few weeks, but after that he really got into the sport. He's thinking of taking his grand-kids skiing, just like he used to take his own kids, when they are old enough. In between ski trips, he keeps active by doing things such as walks on the beach and hiking. You don't need a lot of money to keep busy. What do you think people should know BEFORE they retire? Prepare for your retirement financially so you don’t have a constant grey cloud over your head of not being able to afford to do the things you want to do. Look at monthly or weekly expenses and figure out how you are going to satisfy those financial needs. Downsize so you have the money to do what you want We have a lot of listeners who are new retirees or maybe feel stuck in their lives at the moment. If you were sitting across the table from a new retiree, what’s the one piece of advice that you would give to have a successful retirement? Do what makes you happy and be selfish with your time. Freebie: None mentioned on the show, but if you need a Life Plan, go to http://RockYourRetirement.com/lifeplan http://traffic.libsyn.com/rockyourretirement/037_R_Bill_Bennett_060429_Ifinal2.mp3

Working with seniors for his own Retirement: Ep 39 Sep 12, 2016

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Steve Pettersen is with us today to talk about what he is doing after retirement and he gives us an advice on what to do before or after retirement. You can listen to the show at http://rockyourretirement.libsyn.com/working-with-seniors-for-his-own-retirement-ep-39 Steve Pettersen is working with seniors for his own retirement. Steve is now 66 years old and semi-retired. He spent the last ten years volunteering for Junior Achievement and the City of Carlsbad. He worked for UPS for 18 years in Sales/Marketing and in Logistics/Supply chain solutions division. He was part of the Logistics Group that change the strategic direction of UPS. Why is he working with seniors? Steve has been a caregiver for the last three years. He provides seniors non-medical services so the senior clients can stay at home. He also works part time in Sales/Marketing for seniors and been doing this for 3 months now. He talks about the daily challenges of working with people who have dementia and how it takes patience and loving kindness. Steve told us a couple of stories. To hear the stories, be sure to listen to the show. You can get instructions to listen on your smartphone HERE, otherwise you can click on the player and listen on your computer. One of his clients was a man with sleeping sickness “Bob”. That's crazy right? Who knew that we had sleeping sickness in San Diego? Bob left a big impression on Steve, who was very impressed with “Bob’s” courage. Coast News even created a news story about Steve and “Bob”. Steve said that it takes a “certain type of individual” to do continue working with seniors. He learned patience, love, kindness, and compassion. It has made him a better person, Steve said. He also that it is important to have engaged caregivers. I can understand that because it didn’t seem like my father in law’s caregiver was engaged in her job at all. In addition to working with seniors, he’s done the following activities during his retirement: * Steve worked in the kitchen at the Carlsbad Senior Center preparing and serving lunch. * He taught a cooking class to a group of 25 seniors for 2 years. * He taught 3rd graders a course called “City Stuff” for the last seven years in Carlsbad. * Steve taught Junior Achievement business courses to both middle school and high school Students all over North County. * Steve also volunteered at Scripps Memorial in Encinitas for 4 years. What do you think people should know before they retire? Steve said it’s important to have a life plan or activity plan. I’ve gotten requests before for help with this, so I created a guide for you, and you can download it for free at http://RockYourRetirement.com/lifeplan What to do if you feel stuck? When we retire we have fears to engage the unknown. The desire to do other meaningful things can get lost. So stay physically active, and give back by volunteering or working part time. * Contact information: http://seniorshelpingseniors.com * Today’s Freebie: http://RockYourRetirement.com/lifeplan http://traffic.libsyn.com/rockyourretirement/Steve_Petterson_160531_IFinalo.mp3

Shhhh… Listen! Do You Hear The Sound Of Harp Therapy? Ep. 38 Sep 05, 2016

Show notes

Harp therapy? That's something new! Geraldine “Geri” Afshari will talk to us in today's episode how she uses Harp as a therapy. You can listen to the show at http://rockyourretirement.libsyn.com/shhhh-listen-do-you-hear-the-sound-of-harp-therapy-ep-38 Listen to the Interview with Geraldine “Geri” Afshari, Harp Musician and Speaker on iTunes, Stitcher, or Podcast Addict. For instructions on how to do that, go HERE. She played a song for us, and we can't put that into words! Geri Afshari is a musician and plays the Paraguayan harp professionally, travels extensively and lived in Iran, is a writer/editor/photographer, a lay counselor, a life-long activist, an avid SUP paddler, and hunts sea glass for her sea glass mosaic artwork. She is also retired from working because she has to for money. What a great place to be! Geri has been the featured speaker for numerous parent classes and teacher workshops over the years, including MOPs (Mothers of Preschoolers), various women’s ministries, annual Pre-12th grade conventions for ACSI (Association of Christian Schools International), and many K-12 school and home school groups. She loves to SUP (Stand Up Paddle Board), and tells people to slow down, use the luxury of time, understand how sound healing works, and she also volunteers for the palliative care team at Scripps Encinitas. Her newest passions include harp therapy and sound meditation, besides whatever her family is doing. * Geri is the mother of 2 grown children and has 2 grandsons. They all live near her in North San Diego County and share her love for the ocean and nature in general. She loves taking them with her on trips. * She plays her Paraguayan harp at all types of events besides harp therapy and sound meditation. * Jesus follower * Prayer group Geri says that eating, cleaning, epigenetics, yoga and meditation all can help improve your health. Of course, listening to music (and in particular harp music) can't hurt either! What do you think people should know BEFORE they retire? * Geri thinks people should know how free and giddy they’ll feel to own their own time. She also thinks retirees should remember that the best things in life really are free. You will find your new self, your significance, your purpose and you don’t need much money. She also says to spend time in nature. What if you feel stuck: * Give yourself permission to return to your basic self. Your health is your responsibility, so take ownership of it, don’t outsource it anyone. Research, learn, grow, heal and seek joy. Do things that line up with the heart of God. Time is the treasure so use it well. Serve others and you will be blessed. Contact information: geri.harp@gmail.com Today’s Freebie: http://RockYourRetirement.com/harp http://traffic.libsyn.com/rockyourretirement/Geri_Afshari_160523_IFinalo.mp3

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