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    Business

    Rich Habits Podcast

    The Rich Habits Podcast is for anyone ready to take back control of their money by implementing new habits.

    Join Robert Croak and Austin Hankwitz every Monday, Thursday, and Friday as they break down personal finance, investing, entrepreneurship, and the real-life money habits that can help you get ahead.

    Robert is a decamillionaire entrepreneur with 30+ years of business experience and $300M+ in lifetime revenue. Austin is an entrepreneur, investor, and creator helping make wealth-building feel simple, practical, and achievable.

    📬 Inquiries: christian@witz.vc

    Advertise

    Copyright: © Austin Hankwitz and Robert Croak

    • Apple Podcasts
    • Google Play
    • Spotify

    Latest Episodes:
    Q&A: Putting $1.6M of "Dead Equity" to Work, Selling Single Stocks, and VYM Apr 18, 2024
    Show notes

    In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!

    • Should I keep my $18K in a HYSA or choose T-Bills?
    • What about SCHD and VYM?
    • I'm having trouble selling my single stock investments, what should I keep and what should I sell?
    • Should I take my new pay increase and use that to max out my employer-sponsored retirement accounts?
    • How do I approach talking about money with my girlfriend, and soon to be fiance?
    • I have $1.65M in 'dead equity,' what should I do?

    ---

    Save your seat at our FREE webinar all about Direct Indexing, click here!

    ---

    ⭐ Download our FREE Budgeting Template – click here

    ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here

    ⭐ Trade stocks, options, music royalties and crypto on Public – click here

    ⭐ ⁠⁠⁠Listen to Public's new daily podcast, The Rundown – click here

    ⭐ Automatically buy stock where you shop with Grifin – click here

    ⭐ Protect your family with term life insurance from Suriance – click here

    ⭐ Use code “Spotify” for 15% off our 4-module video course – click here

    ⭐ Optimize your portfolio with Seeking Alpha – click here

    ⭐ Explore debt consolidation loans on LendingTree – click here

    ---

    👤 Explore everything Austin does – click here

    👤 Explore everything Robert does – click here

    ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram

    📬 Inquire about working together – christian@witz.vc

    ---

    Disclosures:

    Options are not suitable for all investors and carry significant risk. Certain complex options strategies carry additional risk. Options can be risky and are not suitable for all investors. See the Characteristics and Risks of Standardized Options⁠⁠⁠⁠⁠⁠⁠ to learn more.

    For each options transaction, Public Investing shares 50% of their order flow revenue as a rebate to help reduce your trading costs. This rebate will be displayed as a negative number in the “Additional Fees” column of your Trade Confirmation Statement and will be immediately reflected in the total dollars paid or received for the transaction. Order flow rebates are only issued for options trades and not for transactions involving other assets, including equities. For more information, refer to the ⁠⁠⁠⁠⁠⁠⁠Fee Schedule⁠⁠⁠⁠⁠⁠⁠.

    All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, Inc., member FINRA & SIPC. See ⁠⁠⁠⁠⁠⁠⁠public.com/#disclosures-main⁠⁠⁠⁠⁠⁠⁠ for more information.

    Hankwitz Group LLC has an existing business relationship with NEOS Investment Management LLC. The opinions expressed are those of the author, and the author owns several NEOS ETFs.


    60: What To Avoid When Picking a Financial Advisor in 2024 Apr 15, 2024
    Show notes

    In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three most important avoidances as it relates to finding and choosing a financial advisor in 2024.

    • High fee structure
    • Bad financial products
    • Lack of guidance and planning

    ---

    Ready to diversify 1-3% of your investment portfolio into fine artwork like Austin and Robert? Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks:

    https://www.masterworks.art/richhabits

    Purchase shares in great masterpieces from artists like Pablo Picasso, Banksy, Andy Warhol, and more. See important Masterworks disclosures: masterworks.com/cd

    ---

    Save your seat at our FREE webinar all about Direct Indexing, ⁠click here!⁠

    ---

    ⭐ Download our FREE Budgeting Template – ⁠click here⁠

    ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – ⁠click here⁠

    ⭐ Trade stocks, options, music royalties and crypto on Public – ⁠click here⁠

    ⭐ ⁠⁠⁠Listen to Public's new daily podcast, The Rundown – ⁠click here⁠

    ⭐ Automatically buy stock where you shop with Grifin – ⁠click here⁠

    ⭐ Protect your family with term life insurance from Suriance – ⁠click here⁠

    ⭐ Use code “Spotify” for 15% off our 4-module video course – ⁠click here⁠

    ⭐ Optimize your portfolio with Seeking Alpha – ⁠click here⁠

    ⭐ Explore debt consolidation loans on LendingTree – ⁠click here⁠

    ---

    👤 Explore everything Austin does – ⁠click here ⁠

    👤 Explore everything Robert does – ⁠click here⁠

    ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram

    📬 Inquire about working together – christian@witz.vc

    ---

    Disclosures:

    This is not an offer of a security or investment advice. See important disclosures at masterworks.com/cd.

    Past performance is not indicative of future returns. View all past offerings here.

    Hankwitz Group LLC has an existing business relationship with NEOS Investment Management LLC. The opinions expressed are those of the author, and the author owns several NEOS ETFs.


    Q&A: How to Invest $700K, Bogleheads Strategy, and Diversifying Away from Real Estate Apr 11, 2024
    Show notes

    In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!

    • How do I put $800K of "dead equity" to work?
    • Am I invested properly as a college student?
    • Should I build a $200K ADU in my backyard?
    • How should I save / invest $7,800 per month?
    • Why don't you all implement Bogleheads strategy?
    • How should we invest a $700K windfall?

    ---

    Save your seat at our FREE webinar all about Direct Indexing, ⁠⁠click here!⁠⁠

    ---

    ⭐ Download our FREE Budgeting Template – ⁠⁠click here⁠⁠

    ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – ⁠⁠click here⁠⁠

    ⭐ Trade stocks, options, music royalties and crypto on Public – ⁠⁠click here⁠⁠

    ⭐ ⁠⁠⁠Listen to Public's new daily podcast, The Rundown – ⁠⁠click here⁠⁠

    ⭐ Automatically buy stock where you shop with Grifin – ⁠⁠click here⁠⁠

    ⭐ Protect your family with term life insurance from Suriance – ⁠⁠click here⁠⁠

    ⭐ Use code “Spotify” for 15% off our 4-module video course – ⁠⁠click here⁠⁠

    ⭐ Optimize your portfolio with Seeking Alpha – ⁠⁠click here⁠⁠

    ---

    👤 Explore everything Austin does – ⁠⁠click here ⁠⁠

    👤 Explore everything Robert does – ⁠⁠click here⁠⁠

    ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram

    📬 Inquire about working together – christian@witz.vc

    ---

    Options are not suitable for all investors and carry significant risk. Certain complex options strategies carry additional risk. Options can be risky and are not suitable for all investors. See the ⁠⁠⁠⁠⁠⁠Characteristics and Risks of Standardized Options⁠⁠⁠⁠⁠⁠ to learn more.

    For each options transaction, Public Investing shares 50% of their order flow revenue as a rebate to help reduce your trading costs. This rebate will be displayed as a negative number in the “Additional Fees” column of your Trade Confirmation Statement and will be immediately reflected in the total dollars paid or received for the transaction. Order flow rebates are only issued for options trades and not for transactions involving other assets, including equities. For more information, refer to the ⁠⁠⁠⁠⁠⁠Fee Schedule⁠⁠⁠⁠⁠⁠.

    All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, Inc., member FINRA & SIPC. See ⁠⁠⁠⁠⁠⁠public.com/#disclosures-main⁠⁠⁠⁠⁠⁠ for more information.

    Hankwitz Group LLC has an existing business relationship with NEOS Investment Management LLC. The opinions expressed are those of the author, and the author owns several NEOS ETFs.


    59: How to Generate Your First $1,000 of Passive Income Apr 08, 2024
    Show notes

    In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their simple strategy that anyone can implement regarding passive income.

    The ETFs mentioned in the call include: SPYI and QQQI

    ---

    To watch the webinar's replay, click here!

    ---

    ⭐ Download our FREE Budgeting Template – click here

    ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here

    ⭐ Trade stocks, options, music royalties and crypto on Public – click here

    ⭐ Automatically buy stock where you shop with Grifin – click here

    ⭐ Protect your family with term life insurance from Suriance – click here

    ⭐ Use code “Spotify” for 15% off our 4-module video course – click here

    ⭐ Optimize your portfolio with Seeking Alpha – click here

    ---

    👤 Explore everything Austin does – click here

    👤 Explore everything Robert does – click here

    ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram

    📬 Inquire about working together – christian@witz.vc

    ---

    NEOS ETFs are distributed by Foreside Fund Services, LLC.
    An investment in NEOS ETFs involves risk, including possible loss of principal. The equity securities purchased by the Funds may involve large price swings and potential for loss. A Fund’s income may decline when yields fall. Fixed income securities will decline in value because of an increase in interest rates.
    Hankwitz Group LLC has an existing business relationship with NEOS Investment Management LLC. The opinions expressed are those of the author, and the author owns several NEOS ETFs.


    Q&A: $1M in Real Estate, Paying Off $110K in Student Loans, and Pensions Apr 04, 2024
    Show notes

    In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!

    ---

    Public has finally released options trading on their platform! To learn more about all of the product features Public offers, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    ---

    ⭐ Download our FREE Budgeting Template – click here

    ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here

    ⭐ Automatically buy stock where you shop with Grifin – click here

    ⭐ Protect your family with term life insurance from Suriance – click here

    ⭐ Use code “Spotify” for 15% off our 4-module video course – click here

    ⭐ Optimize your portfolio with Seeking Alpha – click here

    —

    👤 Explore everything Austin does – click here

    👤 Explore everything Robert does – click here

    ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram

    📬 Inquire about working together – christian@witz.vc

    ---

    Options are not suitable for all investors and carry significant risk. Certain complex options strategies carry additional risk. Options can be risky and are not suitable for all investors. See the ⁠⁠⁠⁠⁠Characteristics and Risks of Standardized Options⁠⁠⁠⁠⁠ to learn more.

    For each options transaction, Public Investing shares 50% of their order flow revenue as a rebate to help reduce your trading costs. This rebate will be displayed as a negative number in the “Additional Fees” column of your Trade Confirmation Statement and will be immediately reflected in the total dollars paid or received for the transaction. Order flow rebates are only issued for options trades and not for transactions involving other assets, including equities. For more information, refer to the ⁠⁠⁠⁠⁠Fee Schedule⁠⁠⁠⁠⁠.

    All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, Inc., member FINRA & SIPC. See ⁠⁠⁠⁠⁠public.com/#disclosures-main⁠⁠⁠⁠⁠ for more information.

    Hankwitz Group LLC has an existing business relationship with NEOS Investment Management LLC. The opinions expressed are those of the author, and the author owns several NEOS ETFs.


    58: 3 Financial Strategies Everyone Must Know To Ensure a Happy Engagement & Marriage Apr 01, 2024
    Show notes

    In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three favorite financial strategies everyone must know to ensure a happy engagement and marriage.

    Specifically, we share how important it is to be on the same page about money, retirement, as well as setting your children up for financial independence.

    ---

    ⭐ Download our FREE Budgeting Template – click here

    ⭐ Earn 5.1% on your savings with aHigh-Yield Cash Account – click here

    ⭐ Trade stocks, options, music royalties and crypto on Public – click here

    ⭐ Automatically buy stock where you shop with Grifin – click here

    ⭐ Protect your family with term life insurance from Suriance – click here

    ⭐ Use code “Spotify” for 15% off our 4-module video course – click here

    ⭐ Optimize your portfolio with Seeking Alpha – click here

    ---

    👤 Explore everything Austin does – click here

    👤 Explore everything Robert does – click here

    ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram

    📬 Inquire about working together – christian@witz.vc

    ---

    Hankwitz Group LLC has an existing business relationship with NEOS Investment Management LLC. The opinions expressed are those of the author, and the author owns several NEOS ETFs.


    Q&A: Settlements, $1,400 Car Payments, and $35K of Credit Card Debt Mar 28, 2024
    Show notes

    In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! If you want to ask us a question for a future episode, feel free to send us a DM on Instagram (richhabitspodcast) or an email (richhabitspodcast@gmail.com)!

    ---

    To listen to Public's new podcast, ⁠The Rundown, click here!⁠⁠⁠⁠

    ---

    Public has finally released options trading on their platform! To learn more about all of the product features Public offers, ⁠⁠⁠⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠⁠⁠⁠⁠

    ---

    ⭐ Download our FREE Budgeting Template – click here

    ⭐ Earn 5.1% on your savings with aHigh-Yield Cash Account – click here

    ⭐ Automatically buy stock where you shop with Grifin – click here

    ⭐ Protect your family with term life insurance from Suriance – click here

    ⭐ Use code “Spotify” for 15% off our 4-module video course – click here

    ⭐ Optimize your portfolio with Seeking Alpha – click here

    ---

    👤 Explore everything Austin does – click here

    👤 Explore everything Robert does – click here

    ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram

    📬 Inquire about working together – christian@witz.vc

    ---

    Options are not suitable for all investors and carry significant risk. Certain complex options strategies carry additional risk. Options can be risky and are not suitable for all investors. See the ⁠⁠⁠⁠Characteristics and Risks of Standardized Options⁠⁠⁠⁠ to learn more.

    For each options transaction, Public Investing shares 50% of their order flow revenue as a rebate to help reduce your trading costs. This rebate will be displayed as a negative number in the “Additional Fees” column of your Trade Confirmation Statement and will be immediately reflected in the total dollars paid or received for the transaction. Order flow rebates are only issued for options trades and not for transactions involving other assets, including equities. For more information, refer to the ⁠⁠⁠⁠Fee Schedule⁠⁠⁠⁠.

    All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, Inc., member FINRA & SIPC. See ⁠⁠⁠⁠public.com/#disclosures-main⁠⁠⁠⁠ for more information.

    Hankwitz Group LLC has an existing business relationship with NEOS Investment Management LLC. The opinions expressed are those of the author, and the author owns several NEOS ETFs.


    57: Diversification in 2024: Three Undiscovered Strategies Mar 25, 2024
    Show notes

    In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three favorite strategies they use to achieve diversification in their own portfolios.

    By staying diversified, they're able to build wealth uncorrelated to the whims of the Federal Reserve and the stock market.

    ---

    ⭐ Download our FREE Budgeting Template – click here

    ⭐ Earn 5.1% on your savings with aHigh-Yield Cash Account – click here

    ⭐ Trade stocks, options, music royalties and crypto on Public – click here

    ⭐ Automatically buy stock where you shop with Grifin – click here

    ⭐ Protect your family with term life insurance from Suriance – click here

    ⭐ Use code “Spotify” for 15% off our 4-module video course – click here

    ⭐ Optimize your portfolio with Seeking Alpha – click here

    —

    👤 Explore everything Austin does – click here

    👤 Explore everything Robert does – click here

    ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram

    📬 Inquire about working together – christian@witz.vc

    ---

    Hankwitz Group LLC has an existing business relationship with NEOS Investment Management LLC. The opinions expressed are those of the author, and the author owns several NEOS ETFs.


    BONUS: Becoming a 6-Figure Solopreneur w/ Grace Wells Mar 22, 2024
    Show notes

    In this BONUS episode of the Rich Habits Podcast, we're sharing with you the first episode of Season 2 of the Mind the Business: Small Business Success Stories podcast.

    Austin has been a co-host of this podcast since 2022. He has interviewed now over a dozen of other small business owners through this show, and we encourage each and every one of you to check it out.

    ---

    We take pride in using our platform to not only share our own perspectives and strategies, but also other resources to become successful entrepreneurs.

    ---To listen to more of Mind the Business: Small Business Success stories, click here!

    ---

    Hankwitz Group LLC has an existing business relationship with NEOS Investment Management LLC. The opinions expressed are those of the author, and the author owns several NEOS ETFs.


    Q&A: $1M Inheritance, $500K in Student Loans, and Farming Mar 21, 2024
    Show notes

    In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions.

    ---

    To listen to Public's new podcast, The Rundown, click here!⁠⁠⁠

    ---

    Public has finally released options trading on their platform! To learn more about all of the product features Public offers, ⁠⁠⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠⁠⁠⁠

    ---

    ⭐ Download our FREE Budgeting Template – click here

    ⭐ Earn 5.1% on your savings with aHigh-Yield Cash Account – click here

    ⭐ Automatically buy stock where you shop with Grifin – click here

    ⭐ Protect your family with term life insurance from Suriance – click here

    ⭐ Use code “Spotify” for 15% off our 4-module video course – click here

    ⭐ Optimize your portfolio with Seeking Alpha – click here

    ---

    👤 Explore everything Austin does – click here

    👤 Explore everything Robert does – click here

    ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram

    📬 Inquire about working together – christian@witz.vc

    ---

    Options are not suitable for all investors and carry significant risk. Certain complex options strategies carry additional risk. Options can be risky and are not suitable for all investors. See the ⁠⁠⁠Characteristics and Risks of Standardized Options⁠⁠⁠ to learn more.

    For each options transaction, Public Investing shares 50% of their order flow revenue as a rebate to help reduce your trading costs. This rebate will be displayed as a negative number in the “Additional Fees” column of your Trade Confirmation Statement and will be immediately reflected in the total dollars paid or received for the transaction. Order flow rebates are only issued for options trades and not for transactions involving other assets, including equities. For more information, refer to the ⁠⁠⁠Fee Schedule⁠⁠⁠.

    All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, Inc., member FINRA & SIPC. See ⁠⁠⁠public.com/#disclosures-main⁠⁠⁠ for more information.

    Hankwitz Group LLC has an existing business relationship with NEOS Investment Management LLC. The opinions expressed are those of the author, and the author owns several NEOS ETFs.


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