Retiring With Enough

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Investing: Singles vs Home Runs May 27, 2025

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Picking a big winner while investing is a basic universal desire of virtually every investor. Most investors hope to invest in a Penny Stock that will eventually return millions of dollars in profits.

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Finding the Spending “Yes” That’s Bigger Than the “No” May 20, 2025

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When faced with big or small spending decisions, there can be numerous negative positions that provide the basis to withhold spending. These constant negative reasons can become formidable obstacles that diminish retirement spending and enjoyment.

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The Big Sigh May 13, 2025

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Ten months is not a long time to move and renovate a home. I can’t say that the time has flown by, as each day is filled with thinking about, planning, paying for, or doing home improvement projects.

But, it's been ten months and now it's time for the "Big Sigh" that comes with the completion of a major project.

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Since (Sense) You Quit Your Job May 06, 2025

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If you are still actively working at a job or profession, you have not experienced the joy of not having to go to work every day. Most people look forward to the day when they no longer have to work full-time.

The ability to quit your job doesn’t mean you should stop working. An old axiom states: “Quit your job, but never quit working!”

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Simplifying Life in Retirement Apr 29, 2025

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Join Kevin Lyles, CRPC™ and I for a long form discussion about strategies to simplify your life in Retirement. Both financial and non-financial topics about life simplification are discussed.

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Divergence Apr 22, 2025

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Join me as I compare my grandson’s attempt at climbing a rope obstacle to life's challenges.

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Joy Through Generosity Apr 15, 2025

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“If you want happiness for an hour, take a nap. If you want happiness for a day, go fishing. If you want happiness for a year, inherit a fortune. If you want happiness for a lifetime, help somebody.”- Chinese proverb

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Retirement All Star #5- Kevin Sebesta, CRPC™ -Part 2 Apr 08, 2025

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Join me for the completion of the All Star #5 interview with Kevin Sebesta, CRPC™.

Kevin shares his extensive knowledge and wisdom, and outlines his "Wing It" approach to Retirement spending.

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Retirement Work and Its Effect on Retirement Apr 01, 2025

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On the income side, I did not initially realize the importance of those extra dollars generated through part-time work. The basic concept is that each dollar earned equals $25 less needed in savings. This formula is derived using the 4% rule in reverse.

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A “Funding” State of Mind Mar 25, 2025

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In reality, being overfunded considers two very diverse concepts: *Having more money than needed for normal living expenses. *Spending fewer dollars than are available.

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