Show notes
You've spent decades saving for retirement, but are you about to make the same mistakes thousands of retirees only spot when it's too late? In this episode, I walk through the five biggest regrets I see in my work as a retirement planner, and exactly what you can do right now to avoid them.
Tune into this episode to find out:
(01:14) Regret #1 – Claiming Social Security too early costs you
(01:44) Early claiming locks in a permanent 30% benefit cut
(02:49) How claiming early closes your Roth conversion window
(04:12) Regret #2 – Playing it too safe with your investments
(06:43) Using the bucket system to balance safety and growth
(08:37) Regret #3 – Not spending enough early on
(11:06) Regret #4 – Putting off tax planning until it's too late
(12:14) How RMDs, Social Security taxes, and IRMAA blindside you
(13:46) Regret #5 – Juggling too many accounts and strategies
(14:30) Why simplicity leads to clarity and lasting retirement confidence
👉 Work With Us: https://www.rivertreewealth.com/get-started
âś… Get your Important Numbers 2026 PDF here: https://www.rivertreewealth.com/2026-important-numbers
Email: jacob@rivertreewealth.com
Website: https://www.rivertreewealth.com
LinkedIn: https://www.linkedin.com/in/jacobduke
Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast.
DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.
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