Retirement Answers

Latest Episodes:

Are Bonds Still a Viable Investment Option? Feb 21, 2023

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After the lackluster performance in bonds in 2022, many are wondering if they should be investing in bonds at all... In this episode of Retirement Answers, I share how bonds work and why the value of bonds fluctuates even though the coupon payments remain the same.

Enjoy the show!

SECURE Act 2.0: Changes to RMDs Feb 14, 2023

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Well, they have changed RMDs yet again... In this episode of Retirement Answers, I share how the new RMD rules are going to work and perhaps how it could hurt you later on if you don't plan accordingly.

Enjoy the show!

Don't Be Too Conservative in Retirement Feb 07, 2023

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Our immediate reaction as we get closer to retirement is to invest more conservatively. But why? The short answer is that our human nature fears potential loss than enjoys potential gain. What if you could have a plan that covers the short-term & long-term? Well, in this episode, I talk through how the 3-bucket retirement plan can do exactly that.

3 Things You Should Do BEFORE You Retire Feb 01, 2023

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In this episode of Retirement Answers, I share 3 things that you should do before you retire. 1. Build Cash 2. Calculate Monthly Spending 3. Write Out Your Goals/Dreams I hope this helps you plan a more successful retirement!

3 Questions My Clients Are Asking Right Now Jan 25, 2023

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In this episode I discuss the 3 questions my clients are asking about right now. - What should I know about the SECURE Act 2.0? - Should I be making changes to my investments? - Should I retire in 2023? Tune in to this episode to hear my answers to these questions.

Roth IRA Distribution Rules Jan 17, 2023

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Ever wonder if you can take money from your Roth IRA before age 59.5? Well, the short answer is yes, you can. But tune into today's episode to learn more about the order in which Roth IRA distributions occur and how you can use this to your advantage in your retirement plan.

Understanding Social Security Survivor Benefits Jan 10, 2023

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In this episode of Retirement Answers, I discuss the things you need to know about Social Security survivor benefits. I see people often confuse survivor and spousal benefits, so I wanted to answer a question I received about survivor benefits and how they are different from spousal benefits. Enjoy!

Don't forget about the Taxable Investment Account! Jan 03, 2023

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We all know about IRAs and 401ks, but are there other ways to optimize your retirement savings? Yes, and it involves the investment account. In this episode of Retirement Answers, I discuss some of the potential tax issues that lie in waiting if all of your retirement assets are in tax-deferred accounts and provide some ideas around how you lower that future tax risk.

👉 Book a call with me: https://www.rivertreewealth.com/get-started

✅ If you want the Important Numbers 2025 PDF, send me an email!

Submit your question to have it answered on the podcast: https://www.rivertreewealth.com/ask-a-question

Email: jacob@rivertreewealth.com
Website: https://www.rivertreewealth.com
LinkedIn: https://www.linkedin.com/in/jacobduke

Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast.

DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.

Do I have to be receiving Social Security benefits to get the COLA? Dec 27, 2022

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Are you curious about the requirements to get the Social Security COLA? This episodes clears up any confusion around COLAs and what has to happen for you to qualify.

👉 Book a call with me: https://www.rivertreewealth.com/get-started

✅ If you want the Important Numbers 2025 PDF, send me an email!

Submit your question to have it answered on the podcast: https://www.rivertreewealth.com/ask-a-question

Email: jacob@rivertreewealth.com
Website: https://www.rivertreewealth.com
LinkedIn: https://www.linkedin.com/in/jacobduke

Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast.

DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.

Understanding Social Security Spousal Benefits Dec 20, 2022

Show notes

So, you know about the Social Security spousal benefit, but do you understand it completely? This episode of retirement answers tells you everything you should know about how spousal benefits work and how your Social Security elections could change the spousal benefit you receive.

👉 Book a call with me: https://www.rivertreewealth.com/get-started

✅ If you want the Important Numbers 2025 PDF, send me an email!

Submit your question to have it answered on the podcast: https://www.rivertreewealth.com/ask-a-question

Email: jacob@rivertreewealth.com
Website: https://www.rivertreewealth.com
LinkedIn: https://www.linkedin.com/in/jacobduke

Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast.

DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.